Efi Pylarinou

Efi Pylarinou

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Independent advisor on blockchain and FinTech policy [cite: 19].

Monument Bank Launches Tokenized Deposits for Mass‑Affluent
SocialMar 30, 2026

Monument Bank Launches Tokenized Deposits for Mass‑Affluent

Tokenized deposits on a public blockchain. Not Citi. Not HSBC. Not the Big Six. A UK challenger bank targeting the mass affluent - @monument_bank Full post + carousel 👇 https://t.co/Kg4TjAbsqA https://t.co/ooy6zhmCvb

By Efi Pylarinou
DeepMind Defines 10 Traits to Measure AGI Progress
SocialMar 30, 2026

DeepMind Defines 10 Traits to Measure AGI Progress

Google DeepMind Plans to Track AGI Progress With These 10 Traits of General Intelligence 🤖 There's plenty of hand-waving around AGI. DeepMind hopes to change that with a new, more rigorous approach. https://t.co/pWnC5DUQtC https://t.co/F9A9KEOCNK

By Efi Pylarinou
Starling Unveils UK's First Agentic AI Money Manager
SocialMar 30, 2026

Starling Unveils UK's First Agentic AI Money Manager

Starling Bank just gave its AI permission to move your money. Not advise. Execute. Starling's agentic assistant is live and the CIO chairs the Bank of England's AI Taskforce. Starling Bank Launches UK's First Agentic AI Money Manager https://t.co/guiDaZ3vdT

By Efi Pylarinou
Compliance as Code: GENIUS Act Redefines Financial Infrastructure
SocialMar 29, 2026

Compliance as Code: GENIUS Act Redefines Financial Infrastructure

🔺 Is the "old era" of compliance finally dead? 🪦 In this episode of Fintech Conversations & Insights, Beth Haddock (Stablecoin Standard) explains why the GENIUS Act is forcing a total rethink of financial infrastructure. We dive into: ❌ Why "Honeypot" data collection...

By Efi Pylarinou
MAS Releases Comprehensive AI Governance Framework with Case Studies
SocialMar 29, 2026

MAS Releases Comprehensive AI Governance Framework with Case Studies

MAS dropped 173 pages of operational AI governance - agentic AI named explicitly. DBS, BlackRock, Julius Baer case studies. This is what exam-ready governance looks like. MAS unveils AI Risk Management Toolkit for Singapore's financial sector https://t.co/zLPlP0lcaL

By Efi Pylarinou
UBS Secures US Bank Charter to Boost Wealth Management
SocialMar 28, 2026

UBS Secures US Bank Charter to Boost Wealth Management

UBS Receives OCC Approval for U.S. National Bank Charter The move is a strategic milestone to strengthen its wealth management platform and compete directly with U.S. incumbents for deposits and lending. https://t.co/1RV5wrV7wp

By Efi Pylarinou
Liquid Molecule Stores Sunlight, Releases Heat On Demand
SocialMar 28, 2026

Liquid Molecule Stores Sunlight, Releases Heat On Demand

Scientists “Bottle the Sun” With Revolutionary Liquid Battery 🔋 ☀️ https://t.co/OwRj1KreUq 💬 Solar energy has one persistent weakness: it disappears at sunset. Finding a reliable way to store that energy for later use remains one of the biggest obstacles to expanding renewable...

By Efi Pylarinou
Walmart's OpenAI Exit Signals AI Model Battle for Finance
SocialMar 27, 2026

Walmart's OpenAI Exit Signals AI Model Battle for Finance

Walmart dropping OpenAI is hitting the headlines. What does this reveals about Agentic Commerce and what every Bank, Insurer, and Fintech should take from it? Which model will financial institutions choose when AI agents start selecting and purchasing financial products on...

By Efi Pylarinou
Guard Your Mind: Choose Content, Protect Self‑Care
SocialMar 27, 2026

Guard Your Mind: Choose Content, Protect Self‑Care

This has to become a principle of Self-care. Choose wisely because: “Anything you feed your mind you will internalize. Anything you feed the internet, it will attempt to kill.” says Taylor Swift.

By Efi Pylarinou
Oracle Unifies AI Data Stack for a Single Truth
SocialMar 27, 2026

Oracle Unifies AI Data Stack for a Single Truth

🔺 Oracle converges the AI data stack to give enterprise agents a single version of truth https://t.co/YfnvGBO7C7 https://t.co/kkvDJLju6Z

By Efi Pylarinou
Banks Must Measure AI Impact, Not Training Completion
SocialMar 26, 2026

Banks Must Measure AI Impact, Not Training Completion

Redesign Work, Realize AI: How Banks Must Measure and Reorganize to Turn AI from Experiments into Durable ROI Stop measuring training completions. Start measuring: cycle time, cost-to-serve, throughput, risk outcomes. Three-dimension framework: capability adoption (role-specific literacy, agent management) + workflow transformation...

By Efi Pylarinou
Mini Brains Rewire to Balance Digital Pole
SocialMar 26, 2026

Mini Brains Rewire to Balance Digital Pole

🔺 These Mini Brains Just Learned to Solve a Classic Engineering Problem 🧠 In a step toward biological computing, brain organoids rewired their networks as they learned to balance a digital pole on a cart. https://t.co/w2wHDTvIVp https://t.co/h51xTVlR4D

By Efi Pylarinou
Invesco Acquires Superstate Tokenized MMF, Marking Trad
SocialMar 25, 2026

Invesco Acquires Superstate Tokenized MMF, Marking Trad

BOOM: Invesco to Acquire Superstate's USTB Tokenized MMF Management One of first acquisitions of a crypto-native fund by TradFi asset manager. TradFi now majority of top 10 tokenized MMFs $2.2T asset manager Invesco acquiring management of $USTB ($950M AUM, 5th largest tokenized...

By Efi Pylarinou
AI Agents Get Stablecoin Wallets, Fueling Agentic Economy
SocialMar 25, 2026

AI Agents Get Stablecoin Wallets, Fueling Agentic Economy

The two tracks of the Agentic Economy: 🔹 Delegate Economy — humans delegating to agents 🔹 Machine Economy — machines transacting autonomously Coinbase is giving AI agents stablecoin wallets. The primitives are being built right now. Full breakdown 👇 https://t.co/kcWeUzPy7R https://t.co/oyrkNzRW6b

By Efi Pylarinou
Stripe, Affirm Merge BNPL with Agentic AI, Klarna Joins
SocialMar 25, 2026

Stripe, Affirm Merge BNPL with Agentic AI, Klarna Joins

Affirm and Stripe Team to Combine BNPL and Agentic AI SPTs let ANY merchant offering Affirm accept transactions in agentic flows (even without direct Stripe integration). Stripe direct merchants get capability now, non-Stripe merchants later 2026. Stripe also announced parallel Klarna...

By Efi Pylarinou
Robinhood Buyback: Dip Play Amid Crypto‑Driven Fragility
SocialMar 25, 2026

Robinhood Buyback: Dip Play Amid Crypto‑Driven Fragility

Robinhood Stock Rises After $1.5 Billion Buyback as Shares Stay Under Pressure Question: if stock tripled in 2025 then dropped 39% in 2026, is $1.5B buyback buying the dip or catching a falling knife? Robinhood's crypto reliance = structural vulnerability when...

By Efi Pylarinou
ServiceNow and Visa Deploy Agentic AI for Payments
SocialMar 24, 2026

ServiceNow and Visa Deploy Agentic AI for Payments

ServiceNow and Visa Bind Agentic AI to Payments: A Live Test of Enterprise AI in Regulated, Revenue-Critical Workflow AI-powered payment dispute platform automating end-to-end workflows. ServiceNow's agentic AI + AI Control Tower applied to regulated payments operations. https://t.co/q1KioQdJwE

By Efi Pylarinou
Crypto Indexing Can't Beat Bitcoin Without New Model
SocialMar 24, 2026

Crypto Indexing Can't Beat Bitcoin Without New Model

🔺 The "Vanguard Moment" for Crypto? Not quite. Most investors treat crypto like equities, but the data tells a different story. If you’re trying to build a crypto index that actually beats Bitcoin, you’re fighting a structural uphill battle. Delve into...

By Efi Pylarinou
Tokenized Money Threatens Traditional Banking by 2030
SocialMar 22, 2026

Tokenized Money Threatens Traditional Banking by 2030

🔺 The $2 Trillion Shift: Is Tokenized Money About to Kill Traditional Banking? 💸 By 2030, tokenized money could be a $2T market. But while the tech is moving fast, the global financial map is becoming a "fragmented mess" of rules. 💬...

By Efi Pylarinou
PayPal Expands PYUSD Stablecoin to 70 Countries, Paying Creators
SocialMar 20, 2026

PayPal Expands PYUSD Stablecoin to 70 Countries, Paying Creators

PayPal Scales PYUSD Stablecoin to Reach 70 Countries | https://t.co/ApQ8VoYEl2 https://t.co/RGyJzshUXi YouTube creators can get paid in PYUSD (rolled out for US users)

By Efi Pylarinou
SEC, CFTC Unveil Taxonomy Ending Crypto Grey Zone
SocialMar 19, 2026

SEC, CFTC Unveil Taxonomy Ending Crypto Grey Zone

🚀 The End of the "Grey Zone"? SEC & CFTC’s Landmark Crypto Taxonomy Explained The "Securities and Everything Commission" era is officially over. The SEC and CFTC released a joint 5-category taxonomy that finally brings a "common language" to digital finance. The...

By Efi Pylarinou
Airwallex Invests $1.1B to Expand Across Europe
SocialMar 19, 2026

Airwallex Invests $1.1B to Expand Across Europe

European fintech News: Airwallex commits $1.1 billion to European expansion, with Spain and Sweden in its sights. The cross-border payments company plans to invest significantly in Europe over the next five years, marking its most substantial push outside the Asia-Pacific...

By Efi Pylarinou
AI Agents Poised to Capture Up to 25% E‑Commerce
SocialMar 18, 2026

AI Agents Poised to Capture Up to 25% E‑Commerce

J.P. Morgan & Mirakl Nexus Unveil AI Agent Checkout A first-of-its-kind solution designed to enable secure AI agent checkouts for enterprise merchants. J.P. Morgan’s tokenization and fraud protection to allow agents to move from "browsing" to "buying" within a regulated framework....

By Efi Pylarinou
Bank AI Advances, yet Human Support Stuck on Hold
SocialMar 18, 2026

Bank AI Advances, yet Human Support Stuck on Hold

Debit card eaten by ATM after 2 incorrect PINs. I have been 17 min deep in phone hell: 'All agents busy, please hold...' repeat forever. Agentic AI can reason & act autonomously, but my bank's hold music can't even connect me to...

By Efi Pylarinou
ECB Approves Tokenized Assets as Central Bank Collateral
SocialMar 18, 2026

ECB Approves Tokenized Assets as Central Bank Collateral

YES BUT: ECB paves way for acceptance of DLT-based assets as eligible Eurosystem collateral 1. The Collateral Conundrum: "Eligibility vs. Scale" The ECB Move (Demand): By accepting DLT-based assets as collateral for credit operations, the ECB has given tokenized assets the...

By Efi Pylarinou
Neobanks Fuel Hiring Surge While Entering New Markets
SocialMar 18, 2026

Neobanks Fuel Hiring Surge While Entering New Markets

Neobanks expanding into new markets, Source: CB Insights, Mar 2026 Fintech hiring is happening as neobanks continue to expand with different strategies https://t.co/qKcdGMmycZ https://t.co/rO2bQPQw7W

By Efi Pylarinou
PingAnGPT-Qwen3-32B Beats GPT‑4o, Leads CNFinBench
SocialMar 18, 2026

PingAnGPT-Qwen3-32B Beats GPT‑4o, Leads CNFinBench

Ping An's PingAnGPT-Qwen3-32B Tops CNFinBench: Strong Reasoning, Accuracy and Wide Deployment Topped CNFinBench leaderboard (March 15, 2026), beating GPT-4o + Claude Sonnet 4 on this benchmark. Evaluated across 5 dimensions: financial expertise, business understanding, reasoning/computation, compliance/risk control, application security. Deployed in...

By Efi Pylarinou
Human Intelligence Drives AI Growth, SurgeAI Skyrockets
SocialMar 17, 2026

Human Intelligence Drives AI Growth, SurgeAI Skyrockets

The Lean AI leaderboard reveals that the real story is in the human intelligence wars. 𝐇𝐮𝐦𝐚𝐧 𝐢𝐧𝐭𝐞𝐥𝐥𝐢𝐠𝐞𝐧𝐜𝐞 𝐢𝐬 𝐭𝐡𝐞 𝐧𝐞𝐰 𝐀𝐈 𝐢𝐧𝐟𝐫𝐚𝐬𝐭𝐫𝐮𝐜𝐭𝐮𝐫𝐞 — 𝐭𝐡𝐞 𝟓𝟎,𝟎𝟎𝟎 𝐞𝐱𝐩𝐞𝐫𝐭 𝐧𝐞𝐭𝐰𝐨𝐫𝐤 𝐬𝐞𝐜𝐫𝐞𝐭 @helloSurgeAI wasn't even on the leaderboard a year ago. Now they're #3 with $1...

By Efi Pylarinou
Data, Not Models, Cause 40% AI Project Failures
SocialMar 17, 2026

Data, Not Models, Cause 40% AI Project Failures

40% of AI projects fail. Not the model. The data. Join me and Tim Brophy at @AmerBanker March 19 webinat to talk about what actually separates AI winners from the rest. 📅 4pm GMT/ 12pm ET https://t.co/HqHwsVzCsj

By Efi Pylarinou
Gig Workers Paid to Film Chores for Robot Training
SocialMar 17, 2026

Gig Workers Paid to Film Chores for Robot Training

Gig workers are getting paid to film their daily chores to train robots 🤖 https://t.co/3zBLxxppUy https://t.co/7xw9dpgPYB

By Efi Pylarinou
Super Funds Ignored AI Risks, Need Immediate Action
SocialMar 17, 2026

Super Funds Ignored AI Risks, Need Immediate Action

A Silicon Valley Wake-Up Call for Big Super Funds: AI Demands Urgent Focus and Capability Building Now Question: If super funds managing hundreds of billions need "10x more attention" on AI AFTER Silicon Valley trip, what were they doing before? Risk:...

By Efi Pylarinou
AI Platforms' Data Control Threatens Fintech Competition
SocialMar 17, 2026

AI Platforms' Data Control Threatens Fintech Competition

When AI platforms - OpenAI, Anthropic, Google,.. - compete with their own customers, who wins? Control over training data & APIs = market power. Foreclosure risk is real for downstream fintechs & innovators. The antitrust playbook needs updating for the AI...

By Efi Pylarinou
Co‑operative Bank IT Collapse Exposes Governance Failures
SocialMar 16, 2026

Co‑operative Bank IT Collapse Exposes Governance Failures

Digital Hubris and the £349 Million Mirage — The Collapse of the Co-operative Bank’s IT Transformation A Masterclass in Governance Failure - Five Lessons to Learn Great read by Frank Schwab https://t.co/sKpx4mOYMF https://t.co/KUTIUvoGyT

By Efi Pylarinou
Bridge Skill Gaps to Successfully Deploy AI
SocialMar 16, 2026

Bridge Skill Gaps to Successfully Deploy AI

🔺 How to Integrate AI into a Business When Its Employees Lack the Skills https://t.co/a1MEGFXrNq https://t.co/sQck7B3jqf

By Efi Pylarinou
AI Adoption Soars, Governance Lags Behind in APAC Finance
SocialMar 16, 2026

AI Adoption Soars, Governance Lags Behind in APAC Finance

Adoption Accelerates but Governance Lags: 61.2% of APAC Finance Firms Run AI in Production @Money2020 data: 61.2% live deployments, 35.3% exploring, 3.5% not adopted. Generative + agentic AI moving beyond chatbots into unstructured data analysis, customer conversations, autonomous tasks. Risk: bias...

By Efi Pylarinou
Crypto Indexes Must Beat Bitcoin and Filter Startups Fast
SocialMar 15, 2026

Crypto Indexes Must Beat Bitcoin and Filter Startups Fast

In this interview, Dr. Efi Pylarinou speaks with Jessica Ellerm, co-founder of TheMelia, about the complexities of crypto indexing. They explore why traditional indexing models don't easily translate to the volatile crypto market, the challenges of filtering 50 million+ tokens,...

By Efi Pylarinou
Anthropic Invests $100M in Claude Partner Network
SocialMar 14, 2026

Anthropic Invests $100M in Claude Partner Network

Anthropic invests $100 million into the Claude Partner Network Free + Certification program Cloud- AWS, Google, Msft Accenture, Deloitte, Cognizant, Infosys https://t.co/01kpyXrm0W

By Efi Pylarinou
AI Robot Leverages 3D Maps to Locate Lost Items
SocialMar 13, 2026

AI Robot Leverages 3D Maps to Locate Lost Items

An AI search robot uses 3D maps and internet knowledge to find lost items 🤖 https://t.co/8s2JBU3308 https://t.co/pQCM9RdV1a

By Efi Pylarinou
Travel Miles Sold as Underground Currency, Costing Billions
SocialMar 13, 2026

Travel Miles Sold as Underground Currency, Costing Billions

Going the Extra Mile: Travel Rewards Turn into Underground Currency. 🏖️ ✈️ 💬 Airline miles were designed as rewards, however, in cybercrime markets, they are inventory. In many cases, the theft begins with credential compromise and ends with miles quietly converted...

By Efi Pylarinou
AI Overuse Fuels Brain‑Fry, Deepens Mental Health Crisis
SocialMar 12, 2026

AI Overuse Fuels Brain‑Fry, Deepens Mental Health Crisis

When Using AI Leads to “Brain Fry” https://t.co/MbpLQMDyOd v/ HBR If we combine the brain fry phenomenon with the layoffs attributed to AI (the narrative at least), then we can safely say that AI is worsening the current mental crisis. https://t.co/1wdSkIYBk4

By Efi Pylarinou
Mastercard Partners with Crypto Firms to Scale On-Chain Payments
SocialMar 12, 2026

Mastercard Partners with Crypto Firms to Scale On-Chain Payments

Mastercard Launches Global Crypto Partner Program with Binance, Ripple and More 85+ partners including Binance, Circle, Ripple, Gemini, PayPal, Paxos. Focus: cross-border remittances, B2B transfers, settlement. Blockchain networks: Solana, Avalanche, Aptos, Polygon. Core belief: on-chain payments scale via integration with existing...

By Efi Pylarinou
AI Job Shock Could Threaten 10% of Australian Mortgages
SocialMar 12, 2026

AI Job Shock Could Threaten 10% of Australian Mortgages

When AI Hits Jobs: Macquarie Warns Mortgage Stress Could Ripple Through Australia's Banks AI-driven employment shocks could put 10% of mortgage payments at risk. Banks currently priced for "near-perfect outcomes" with minimal buffer. Australia's steady growth masks historical unemployment spikes: 11%...

By Efi Pylarinou
Link Your Brokerage via Plaid for AI‑Powered Insights
SocialMar 12, 2026

Link Your Brokerage via Plaid for AI‑Powered Insights

Are you ready to share everything? Connect your brokerage account to Perplexity with the help of Plaid (no derivatives) and feel AI-powered. What kind of Trust do you need to get there, and what is your motivation?

By Efi Pylarinou
Revolut Secures Full UK Banking License, Enables Loans
SocialMar 12, 2026

Revolut Secures Full UK Banking License, Enables Loans

Revolut at last launches as an authorised UK bank - UKTN After five years of intense scrutiny, Revolut has officially exited the mobilisation phase and received its full UK banking license today. This allows Revolut to offer FSCS-protected deposits (up...

By Efi Pylarinou
Accredited Investors Get Limited Access to AI & Biotech Gems
SocialMar 11, 2026

Accredited Investors Get Limited Access to AI & Biotech Gems

SoFi and Templum Open Limited Window to Invest in OpenAI, Perplexity, and Colossal via Cosmos Fund March 5-30 window for accredited investors. Choose individual assets or all three: OpenAI (AI infrastructure), Perplexity (AI search, 22M MAUs), Colossal (decacorn biotech). Private market...

By Efi Pylarinou
Autonomous AI Agents Raise Serious Accountability Questions
SocialMar 11, 2026

Autonomous AI Agents Raise Serious Accountability Questions

🔺 Autonomous AI Agents Have an Ethics Problem AI-powered digital assistants can do many complex tasks on their own. But who takes responsibility when they cause harm? https://t.co/rzxqYZmNlh https://t.co/Mi9nk3oVwx

By Efi Pylarinou
AI Agents Redefine Commerce: Insights From Shah Discussion
SocialMar 10, 2026

AI Agents Redefine Commerce: Insights From Shah Discussion

The future of #AI #Agents and #AgenticCommerce Hot off the press, a discussion you can't miss. w/ @jas_shah hosted by @psb_dc https://t.co/LkzDGVaGoa

By Efi Pylarinou
Claude's AI Rebalances Threaten RIA Middleware Stack
SocialMar 9, 2026

Claude's AI Rebalances Threaten RIA Middleware Stack

Claude can now execute portfolio rebalances at scale. Every RIA-focused AI middleware company just became a target. The advisory stack isn't being augmented — it's being bypassed. Agentic AI and Anthropic's Launch of Wealth Management AI Tools https://t.co/eJ7H2Bo1Ml

By Efi Pylarinou
Kraken Bypasses TradFi, Builds Bank for Fed Access
SocialMar 9, 2026

Kraken Bypasses TradFi, Builds Bank for Fed Access

Kraken got fed up of waiting on TradFi so it built its own bank to access the Fed — and it just worked https://t.co/KXiaMBmASC https://t.co/TwTkLEnUYo

By Efi Pylarinou