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Jim Marous

Jim Marous

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Publisher of the Digital Banking Report and host of the Banking Transformed podcast; leading voice on customer experience and digital transformation [cite: 1, 4].

Recent Posts

Integration of Digital and Human Creates Competitive Edge
Social•Feb 21, 2026

Integration of Digital and Human Creates Competitive Edge

Competitive differentiation today comes from integration. It is about connecting digital capability with human experience in a way that feels seamless to the customer. https://t.co/Jk20pooXPJ

By Jim Marous
Credit One Teaches Credit Pitfalls and Rebuilding Momentum
Social•Feb 21, 2026

Credit One Teaches Credit Pitfalls and Rebuilding Momentum

@CreditOneBank is building programs like Credit Wreckers to teach people what not to do with credit and help rebuild financial momentum. In this episode, we discuss how with Steve Min. Watch the full video: https://t.co/wUIHckaAy4 https://t.co/kXzIKFYg9G

By Jim Marous
Leadership's Risk Appetite Drives Digital Success
Social•Feb 20, 2026

Leadership's Risk Appetite Drives Digital Success

The biggest barrier to digital success is rarely technological or budget. It is leadership’s willingness to embrace change and take risks. Watch the full episode now: https://t.co/BQNDlxuwMR https://t.co/rgqIU4dXx1

By Jim Marous
Challenger Brands Win Through Clear Purpose, Not Spend
Social•Feb 20, 2026

Challenger Brands Win Through Clear Purpose, Not Spend

Challenger brands do not win by spending more. They win by making clear choices about who they serve and what they stand for. We explore Rival’s study with @EFulwiler in this episode. Watch the full video: https://t.co/Y31f7tnfQ6 https://t.co/M2cWuLR3zt

By Jim Marous
Consumers Misunderstand Credit Scores; Banks Must Rethink Risk
Social•Feb 20, 2026

Consumers Misunderstand Credit Scores; Banks Must Rethink Risk

Most consumers don’t understand how their credit score is calculated, and stigma keeps them from getting help. Financial institutions must rethink risk. We explore this with Steve Min, Chief Credit Officer at @CreditOneBank. Watch the full episode now: https://t.co/wUIHckaAy4 https://t.co/dX96wDMpfj

By Jim Marous
Retail Banking Strategies Lag Behind Execution in 2026
Social•Feb 19, 2026

Retail Banking Strategies Lag Behind Execution in 2026

The 2026 Retail Banking Trends research reveals a clear gap between strategy and execution across digital, payments, AI, and partnerships. Watch the full video: https://t.co/qrsFZDRVT6 https://t.co/pesk3Lrhfe

By Jim Marous
Bank Relevance Demands Challenger Mindset, Not Just Tech
Social•Feb 19, 2026

Bank Relevance Demands Challenger Mindset, Not Just Tech

No amount of technology or marketing will make a bank relevant without a challenger mindset. Culture determines whether innovation ever reaches the customer. We discuss this with @EFulwiler, CEO of Rival. Watch the full episode: https://t.co/Y31f7tnfQ6 https://t.co/hmRJoRouya

By Jim Marous
Serving Customers Banks Shun: CreditOne’s Strategy
Social•Feb 19, 2026

Serving Customers Banks Shun: CreditOne’s Strategy

[New Episode] How to Serve the Customers Most Banks Avoid. Interview with Steve Min, Chief Credit Officer of @CreditOneBank. Watch the latest episode now: https://t.co/wUIHckaAy4 https://t.co/A9qJ3lPsUy

By Jim Marous
Future‑Ready Infrastructure Must Pivot With Market Shifts
Social•Feb 16, 2026

Future‑Ready Infrastructure Must Pivot With Market Shifts

Resilience today means being future ready. Can your infrastructure pivot as rates change, markets shift, or new competitors emerge? https://t.co/jCrVklXEuZ

By Jim Marous
Empower Employees, Not Just Automate, to Meet Expectations
Social•Feb 15, 2026

Empower Employees, Not Just Automate, to Meet Expectations

Automation alone is not the answer. Institutions that replace people instead of empowering them will struggle to meet rising customer expectations. https://t.co/3KhyMMpnPe

By Jim Marous
AI Widens Gap: Leaders Must Keep Learning
Social•Feb 14, 2026

AI Widens Gap: Leaders Must Keep Learning

AI is accelerating the divide between leaders who learn continuously and those who fall behind. Standing still is not a https://t.co/fRpFGuoNlH the full episode: https://t.co/niO7fXOQML https://t.co/vMRrQNi6cA

By Jim Marous
Unified Data Turns Branches Into Profit Engines
Social•Feb 13, 2026

Unified Data Turns Branches Into Profit Engines

Branches can become profit engines, not cost centers, if supported by unified data and modern infrastructure. Execution is the difference. We discuss this with Benjamin Conant of @alkamitech and Co founder of @Mantl_tech. Watch the full video now: https://t.co/Jamreeb077 https://t.co/L1lau9ecEU

By Jim Marous

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