Kevin L. Matthews II

Kevin L. Matthews II

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Award‑winning financial planner/author; provides practical guidance on long‑term investing, insurance fit, and financial literacy.

Homeownership Isn't the Only Path to Millennial Wealth
SocialMar 5, 2026

Homeownership Isn't the Only Path to Millennial Wealth

If you’re a millennial, you need to stop believing that owning a home is the ONLY way to build wealth. It is just one part of the puzzle and an optional one at that. If you can’t own a house,...

By Kevin L. Matthews II
Choose Planning Over Panic—Book a Free Call
SocialMar 3, 2026

Choose Planning Over Panic—Book a Free Call

Did you panic today, or did you plan? If you need help planning, I’ve opened my calendar and will help answer questions at www.buildingbread.com/callkev

By Kevin L. Matthews II
Renters Can Invest With Discipline, Not Just Homeownership
SocialFeb 26, 2026

Renters Can Invest With Discipline, Not Just Homeownership

“Renters don’t invest.” What you really meant to say is, “I don’t know renters that invest, and my self-worth is tied up in owning a house.” The truth is, you have to have discipline as a renter to save up...

By Kevin L. Matthews II
Permanent Insurance Rarely Worth It, Except Special‑Needs Cases
SocialFeb 23, 2026

Permanent Insurance Rarely Worth It, Except Special‑Needs Cases

Ehh. This one is a bit too far. About ~5-10% of the time, a permanent insurance policy can be a good fit, and NO, I do not sell them. For example, if you have a business that has a partner...

By Kevin L. Matthews II
Most People Can DIY Investing; Choose Flat‑Fee Advisors
SocialFeb 21, 2026

Most People Can DIY Investing; Choose Flat‑Fee Advisors

I'm an award-winning financial advisor. Here’s what you actually need to know here. 1) It is TRUE. Not everyone “needs” an advisor. There are some things most people can handle on their own if they have the time and will to...

By Kevin L. Matthews II