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Monica Malik | PrettyMuchFinance

Monica Malik | PrettyMuchFinance

Creator
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Finance educator who also analyzes industrial metals like copper—contrasts physical supply dynamics with precious metals and investment vehicles.

Court Rules Mutation Record Isn’t Proof of Ownership
Social•Apr 2, 2026

Court Rules Mutation Record Isn’t Proof of Ownership

A family in Andhra Pradesh claimed their ancestral land. The claim the family made was based on: Mutation record (land entered in their name in revenue records) Take bank loan on that land Andhra Pradesh court reviewed the matter and rejected their claim. Court said mutation record and taking a bank loan on that land doesn't prove ownership. Court also added mutation records are for tax purpose and show who is in possession of that land.

By Monica Malik | PrettyMuchFinance
16-Year Oracle Veteran Axed Overnight in Restructuring
Social•Apr 1, 2026

16-Year Oracle Veteran Axed Overnight in Restructuring

After 16 years of loyal service, an Oracle employee lost his job on the same day. Sudden and unexpected layoffs may create a financial burden... This happened with a senior Oracle employee Sharat Chander, who received a mail saying his role is terminated...

By Monica Malik | PrettyMuchFinance
April 1 Tax, PAN, and ATM Rules Overhaul
Social•Apr 1, 2026

April 1 Tax, PAN, and ATM Rules Overhaul

Key changes starting from 1st April you need to know 1. New income tax rule New income tax rules will be implemented from 1 April Old terms like assessment year and previous year will be replaced by tax year Income tax up to ₹12...

By Monica Malik | PrettyMuchFinance
Beware: Fake IT Placements Demand ₹2‑3 Lakh Fees
Social•Mar 31, 2026

Beware: Fake IT Placements Demand ₹2‑3 Lakh Fees

Pune IT jobs racket offered guaranteed job with high package. Asked candidates to pay fees ₹2-₹3 lakhs. Some companies and recruiters started offering jobs which included: ₹6-₹11 lakh package Quick joining Guaranteed Placement But there was one condition: candidates must have to pay...

By Monica Malik | PrettyMuchFinance
ICU Medicine Bills Soar to ₹50K Daily in India
Social•Mar 29, 2026

ICU Medicine Bills Soar to ₹50K Daily in India

In ICU ₹50,000/day only for medicine cost? The viral post on 'X' went viral, which raises concerns about the Indian healthcare system. A man shared his friend's experience. His friend's grandmother was admitted to the ICU in a private hospital. She was admitted in...

By Monica Malik | PrettyMuchFinance
RBI Caps Banks' USD Exposure at $100 Million
Social•Mar 28, 2026

RBI Caps Banks' USD Exposure at $100 Million

RBI has directed banks to reduce their holdings of Dollar (USD) positions. • RBI has set a maximum Net Open Position (NOP) limit of $100 million for banks. • This means banks can now hold no more than $100 million...

By Monica Malik | PrettyMuchFinance
Swiggy Hikes Fees, Signaling Profit‑first Shift
Social•Mar 25, 2026

Swiggy Hikes Fees, Signaling Profit‑first Shift

Food delivery to be more expensive Swiggy hiked platform fee by around 18% once again Current platform fees: ₹14.99 New platform fees: ₹17.58 Recently both Zomato and Swiggy hiked their fees Now Swiggy once again Food delivery apps are shifting from Growth mode to Profit mode now..

By Monica Malik | PrettyMuchFinance
Higher Salary, Lower Happiness: Expectations Outpace Income
Social•Mar 21, 2026

Higher Salary, Lower Happiness: Expectations Outpace Income

When she was earning ₹15,000/month she was very happy. Now earns ₹2.5 lakh/month but dissatisfied. Sakshi, who shared her salary journey on social media. She started earning ₹15,000/month initially but was very grateful and satisfied. But later her income grew but happiness didn't. Why? The reason...

By Monica Malik | PrettyMuchFinance
Expensive New Car Repeatedly Fails to Start, Manufacturer Denies Defect
Social•Mar 21, 2026

Expensive New Car Repeatedly Fails to Start, Manufacturer Denies Defect

Man bought a ₹33 lakh car, but it soon developed a starting problem. - The man purchased a new diesel car worth around ₹33 lakh in 2019. - Soon after buying it, the car started having a starting issue. - He took the...

By Monica Malik | PrettyMuchFinance
After 170 Days, Activist Seeks Deal, Not Vengeance
Social•Mar 20, 2026

After 170 Days, Activist Seeks Deal, Not Vengeance

A man spends 170 days in a high-security jail. When he finally walks out, he doesn't ask for revenge. He asks for a deal. Last weekend, climate activist Sonam Wangchuk was suddenly released from prison. For nearly 6 months, he was locked up...

By Monica Malik | PrettyMuchFinance
Rent a Mango Tree, Get 90kg Fresh Fruit
Social•Mar 19, 2026

Rent a Mango Tree, Get 90kg Fresh Fruit

Imagine if you own a mango tree without owning the farm.... Yes, it is possible in India. A startup in India is letting people rent a mango tree for a season and enjoy 90kg of fresh mangoes delivered to their home. The...

By Monica Malik | PrettyMuchFinance
Corporate Life Accelerates Diabetes and Hypertension in Indian Youth
Social•Mar 17, 2026

Corporate Life Accelerates Diabetes and Hypertension in Indian Youth

Corporate life is damaging the health of Indian youth. According to reports 1 in 4 men aged between 31–35 shows pre-diabetes or high BP risk. The reasons behind this are: Long sitting hours Stress Poor sleep Junk food Pushing all corporate professionals into lifestyle diseases much earlier. Men...

By Monica Malik | PrettyMuchFinance
Quality Public Education Costs You a House
Social•Mar 13, 2026

Quality Public Education Costs You a House

Everyone says public schools in the US are free, but a Google engineer revealed the hidden cost of paying for school indirectly. In the US, public schools don't charge tuition fees, but if you want quality education, that depends on the...

By Monica Malik | PrettyMuchFinance
Airline Mishandles Fragile Bag, Offers Token ₹500 Compensation
Social•Mar 10, 2026

Airline Mishandles Fragile Bag, Offers Token ₹500 Compensation

A Bengaluru man travelled from Delhi to Bengaluru by flight received his luggage bag in damaged condition. The airline offered him ₹500 as compensation. He complained to the airline about it, mainly regarding the trolley bag having a fragile tag. Despite having a...

By Monica Malik | PrettyMuchFinance
Hormuz Closure Threatens India's Energy Supply
Social•Mar 9, 2026

Hormuz Closure Threatens India's Energy Supply

A 33 km waterway which is 3000 km away from you can decide how much you must pay for petrol, cylinder etc. A 33 km waterway between Iran–Oman called the Strait of Hormuz. 20% of global crude oil passes through this route,...

By Monica Malik | PrettyMuchFinance

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