Monica Malik | PrettyMuchFinance

Monica Malik | PrettyMuchFinance

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Finance educator who also analyzes industrial metals like copper—contrasts physical supply dynamics with precious metals and investment vehicles.

₹1 Cr Flat Turns Into Cracked, Unlivable Nightmare
SocialApr 22, 2026

₹1 Cr Flat Turns Into Cracked, Unlivable Nightmare

₹1 Cr flat… but the walls are cracked 😳 A buyer in Noida shared a video showing the poor condition of his expensive flat. He bought a ₹1 crore flat: 22nd-floor apartment Premium price But what did he get? – Cracked walls – Poor painting & finishing –...

By Monica Malik | PrettyMuchFinance
Banker Quits Lucrative Job for Peace over Pressure
SocialApr 21, 2026

Banker Quits Lucrative Job for Peace over Pressure

A 24-year-old banker earning ₹17 lakh per annum… still quit A young banker, Chirag Madaan, left his high-paying job. Not for money but for peace. Today, a banking job often means sales pressure. Every month comes with big targets. Products include insurance, mutual funds, and...

By Monica Malik | PrettyMuchFinance
₹9 Crore Offer Spans Three Years, Not Annual Salary
SocialApr 20, 2026

₹9 Crore Offer Spans Three Years, Not Annual Salary

Only 3 years of experience… ₹9 crore pay? A tech professional named Satakshi claimed she had a $1 million (₹9 crore) package—with just 3 years of experience. Her salary was being compared to that of a Senior Manager at Google. The post quickly...

By Monica Malik | PrettyMuchFinance
Cricket Star Exposes 28‑Official Bribe Chain in Land Registration
SocialApr 18, 2026

Cricket Star Exposes 28‑Official Bribe Chain in Land Registration

A former cricketer, Pulkit Sharma, shared a troubling experience during land registration. He bought land in Punjab and claims he had to pay bribes to more than 28 officials just to get it registered. Every office had its own price. No payment =...

By Monica Malik | PrettyMuchFinance
Ownership Mindset Demands Equity, Not Extra Hours
SocialApr 17, 2026

Ownership Mindset Demands Equity, Not Extra Hours

A Gen Z employee working at a start-up logged off at 7:00 PM every day. The founder was not happy with this. He spoke to the employee and said, "You need to move beyond the 9–5 mindset. You should think like an owner and...

By Monica Malik | PrettyMuchFinance
Check Visa Requirements Before Boarding International Flights
SocialApr 16, 2026

Check Visa Requirements Before Boarding International Flights

Imagine spending ₹49 lakh on a dream international trip with your family. You reach the airport on time, only to be told, “You cannot board the flight.” A family from Tamil Nadu, India, had booked 8 business-class tickets from Bengaluru to Peru. Everything...

By Monica Malik | PrettyMuchFinance
Court Grants Maintenance Even to Educated Quitters
SocialApr 14, 2026

Court Grants Maintenance Even to Educated Quitters

She quit her job for marriage... Court said she deserves ₹40,000/month. A woman, an engineer, was working... but after marriage she left her job. Not because she was forced to quit the job... Just for adjustment, to support family and help... After things didn't work...

By Monica Malik | PrettyMuchFinance
Wrong FY TDS Deposit Stalls ₹21L Tax Credit
SocialApr 12, 2026

Wrong FY TDS Deposit Stalls ₹21L Tax Credit

Sold property for ₹94 lakh but almost lost ₹21 lakh... No tax fraud but a small mistake by the buyer.... As per Income Tax law, the buyer deducted TDS of ₹21 lakh.. The buyer deposited TDS in the wrong financial year. It sounds like...

By Monica Malik | PrettyMuchFinance
Money Eases Bills, Not Anxiety or Life Struggles
SocialApr 10, 2026

Money Eases Bills, Not Anxiety or Life Struggles

I don’t know about you, but watching Samay Raina’s special genuinely stressed me out Since childhood, we’ve always been taught that if you work hard and earn a lot of money, all our life’s problems will go away. But here’s someone with...

By Monica Malik | PrettyMuchFinance
Half Salary Goes to Kidnap Insurance in Risky Job
SocialApr 7, 2026

Half Salary Goes to Kidnap Insurance in Risky Job

Company offered ₹80 lakh LPA but... ₹40 lakh is for getting kidnapped IIM Calcutta had a placement interview on its campus An African company offered its students a job with CTC ₹80 lakh LPA But the breakdown of the package was like we had...

By Monica Malik | PrettyMuchFinance
Bengaluru's 2BHK Prices Crush Middle-Class Dreams
SocialApr 5, 2026

Bengaluru's 2BHK Prices Crush Middle-Class Dreams

Buying a home in a city like Bengaluru is becoming a nightmare. The dream of buying is turning frustrating now. A resident in Bengaluru shared his experience of trying to buy a 2BHK flat. Like other middle-class professionals, his plan was also simple: Work. Save...

By Monica Malik | PrettyMuchFinance
Court Rules Mutation Record Isn’t Proof of Ownership
SocialApr 2, 2026

Court Rules Mutation Record Isn’t Proof of Ownership

A family in Andhra Pradesh claimed their ancestral land. The claim the family made was based on: Mutation record (land entered in their name in revenue records) Take bank loan on that land Andhra Pradesh court reviewed the matter and rejected their claim. Court said...

By Monica Malik | PrettyMuchFinance
16-Year Oracle Veteran Axed Overnight in Restructuring
SocialApr 1, 2026

16-Year Oracle Veteran Axed Overnight in Restructuring

After 16 years of loyal service, an Oracle employee lost his job on the same day. Sudden and unexpected layoffs may create a financial burden... This happened with a senior Oracle employee Sharat Chander, who received a mail saying his role is terminated...

By Monica Malik | PrettyMuchFinance
April 1 Tax, PAN, and ATM Rules Overhaul
SocialApr 1, 2026

April 1 Tax, PAN, and ATM Rules Overhaul

Key changes starting from 1st April you need to know 1. New income tax rule New income tax rules will be implemented from 1 April Old terms like assessment year and previous year will be replaced by tax year Income tax up to ₹12...

By Monica Malik | PrettyMuchFinance
Beware: Fake IT Placements Demand ₹2‑3 Lakh Fees
SocialMar 31, 2026

Beware: Fake IT Placements Demand ₹2‑3 Lakh Fees

Pune IT jobs racket offered guaranteed job with high package. Asked candidates to pay fees ₹2-₹3 lakhs. Some companies and recruiters started offering jobs which included: ₹6-₹11 lakh package Quick joining Guaranteed Placement But there was one condition: candidates must have to pay...

By Monica Malik | PrettyMuchFinance
ICU Medicine Bills Soar to ₹50K Daily in India
SocialMar 29, 2026

ICU Medicine Bills Soar to ₹50K Daily in India

In ICU ₹50,000/day only for medicine cost? The viral post on 'X' went viral, which raises concerns about the Indian healthcare system. A man shared his friend's experience. His friend's grandmother was admitted to the ICU in a private hospital. She was admitted in...

By Monica Malik | PrettyMuchFinance
RBI Caps Banks' USD Exposure at $100 Million
SocialMar 28, 2026

RBI Caps Banks' USD Exposure at $100 Million

RBI has directed banks to reduce their holdings of Dollar (USD) positions. • RBI has set a maximum Net Open Position (NOP) limit of $100 million for banks. • This means banks can now hold no more than $100 million...

By Monica Malik | PrettyMuchFinance
Swiggy Hikes Fees, Signaling Profit‑first Shift
SocialMar 25, 2026

Swiggy Hikes Fees, Signaling Profit‑first Shift

Food delivery to be more expensive Swiggy hiked platform fee by around 18% once again Current platform fees: ₹14.99 New platform fees: ₹17.58 Recently both Zomato and Swiggy hiked their fees Now Swiggy once again Food delivery apps are shifting from Growth mode to Profit mode now..

By Monica Malik | PrettyMuchFinance
Higher Salary, Lower Happiness: Expectations Outpace Income
SocialMar 21, 2026

Higher Salary, Lower Happiness: Expectations Outpace Income

When she was earning ₹15,000/month she was very happy. Now earns ₹2.5 lakh/month but dissatisfied. Sakshi, who shared her salary journey on social media. She started earning ₹15,000/month initially but was very grateful and satisfied. But later her income grew but happiness didn't. Why? The reason...

By Monica Malik | PrettyMuchFinance
Expensive New Car Repeatedly Fails to Start, Manufacturer Denies Defect
SocialMar 21, 2026

Expensive New Car Repeatedly Fails to Start, Manufacturer Denies Defect

Man bought a ₹33 lakh car, but it soon developed a starting problem. - The man purchased a new diesel car worth around ₹33 lakh in 2019. - Soon after buying it, the car started having a starting issue. - He took the...

By Monica Malik | PrettyMuchFinance
After 170 Days, Activist Seeks Deal, Not Vengeance
SocialMar 20, 2026

After 170 Days, Activist Seeks Deal, Not Vengeance

A man spends 170 days in a high-security jail. When he finally walks out, he doesn't ask for revenge. He asks for a deal. Last weekend, climate activist Sonam Wangchuk was suddenly released from prison. For nearly 6 months, he was locked up...

By Monica Malik | PrettyMuchFinance
Rent a Mango Tree, Get 90kg Fresh Fruit
SocialMar 19, 2026

Rent a Mango Tree, Get 90kg Fresh Fruit

Imagine if you own a mango tree without owning the farm.... Yes, it is possible in India. A startup in India is letting people rent a mango tree for a season and enjoy 90kg of fresh mangoes delivered to their home. The...

By Monica Malik | PrettyMuchFinance
Corporate Life Accelerates Diabetes and Hypertension in Indian Youth
SocialMar 17, 2026

Corporate Life Accelerates Diabetes and Hypertension in Indian Youth

Corporate life is damaging the health of Indian youth. According to reports 1 in 4 men aged between 31–35 shows pre-diabetes or high BP risk. The reasons behind this are: Long sitting hours Stress Poor sleep Junk food Pushing all corporate professionals into lifestyle diseases much earlier. Men...

By Monica Malik | PrettyMuchFinance
Quality Public Education Costs You a House
SocialMar 13, 2026

Quality Public Education Costs You a House

Everyone says public schools in the US are free, but a Google engineer revealed the hidden cost of paying for school indirectly. In the US, public schools don't charge tuition fees, but if you want quality education, that depends on the...

By Monica Malik | PrettyMuchFinance
Airline Mishandles Fragile Bag, Offers Token ₹500 Compensation
SocialMar 10, 2026

Airline Mishandles Fragile Bag, Offers Token ₹500 Compensation

A Bengaluru man travelled from Delhi to Bengaluru by flight received his luggage bag in damaged condition. The airline offered him ₹500 as compensation. He complained to the airline about it, mainly regarding the trolley bag having a fragile tag. Despite having a...

By Monica Malik | PrettyMuchFinance
Hormuz Closure Threatens India's Energy Supply
SocialMar 9, 2026

Hormuz Closure Threatens India's Energy Supply

A 33 km waterway which is 3000 km away from you can decide how much you must pay for petrol, cylinder etc. A 33 km waterway between Iran–Oman called the Strait of Hormuz. 20% of global crude oil passes through this route,...

By Monica Malik | PrettyMuchFinance
Disobey Court, Lose Salary: Automatic Deductions Enforced
SocialMar 9, 2026

Disobey Court, Lose Salary: Automatic Deductions Enforced

Ignoring a court order to pay maintenance to your wife… and suddenly your salary gets cut automatically every month. A couple has been living separately since 2022 and has a 4-year-old daughter. The lower court ordered the husband to pay monthly maintenance, but...

By Monica Malik | PrettyMuchFinance