Nadia Vanderhall
Financial planner/educator; focuses on planning systems, budgeting, and aligning money with goals; media‑featured expert.
Start Small, Grow Your 401(k) Match Incrementally
If your company has match with your 401K and your budget can’t handle contributing 5%. Don’t skip your contributions — start with 1% and move the needle as you get a bump via bonus or pay. I did this and would grow my contributions 1% per quarter until I got the full match. Yes — match is free money, but I don’t want you having to pick between getting eggs and growing your nest egg.
Official Inflation Rates Hide Everyday Price Surge
Everything is high as hell. Inflation is screaming “make it enough”.. The CPI report — “it’s not that high” Reality — lady goes into CVS and buys: shampoo and conditioner, six pack of toilet paper, and a birthday card. 4...
Random Discount Store Spending Signals a Budget Check
💸 Where does your money actually go? TJ Maxx? Nordstrom Rack? Marshalls? Ross? We all deserve a little dilly-dally magic… but when random spending runs the show, it’s time for a budget check.
Put Your Paycheck to Work, Not in Zero‑Interest Checking
One of the biggest money moves I made? I stopped letting my paycheck sit in a checking account that earns zero percent interest. If my money’s gonna chill, it might as well make a little coin while it waits. 💸