Nadia Vanderhall
Financial planner/educator; focuses on planning systems, budgeting, and aligning money with goals; media‑featured expert.
Practical AI Money Pivot: Sinking Funds & Real Savings
While the internet was busy piling on Mel Robbins for the Copilot thing, I took it somewhere useful. May's newsletter opens with the AI & money pivot you actually need. Plus sinking funds for the concert you KNEW was coming, and a client grocery bill that Costco had to answer for. Oh, adding context to the comments I give on here about your wallet and your wealth.
Start Small: Messy Steps Beat Perfect Planning
You don’t need to be ultra organized to start getting better with money. Your messy middle is good enough. Saving $5 Opening up a HYSA Setting a real budget Negotiating 1 bill Buying a fractional share of stock Creating a sinking...
Own Your Services: Showcasing Savings and Success
Actually made a reel talking directly about my services vs hiding them within content. I mean, I’ve helped people save thousands and get a better narrative about their wallet. Time to own it. I feel so grown and such. 🥹🙌🏾🤭
Most Americans Ignore Budgets—Review Yours Before May
You not about to walk into May singing “It’s Gonna Be May” with a budget that you KNOW isn’t working 😭 And you wouldn’t be alone—73% of Americans don’t follow or even check a budget. But before you run it back for...
Got Leftover Paycheck? Move It to a HYSA
When you get paid tomorrow, BUT you still got money left over from your LAST check..Come on Warren Buffett..🙌🏾💸 [move it your HYSA tho, fren]
Old Spending Habits Follow You, No Matter the Salary
I noticed something uncomfortable: Some of the spending habits I had when I was making $10.71/hr were still showing up when I was making $100K+ a year. Different income. Same patterns. Same BS. 🗣️🗣️😅
Define Your Real Spending Limits, Plan 1% at a Time
Everybody's out here telling you to live within your means like what the hell does that mean in THIS ECONOMY?!😭 Nobody told you what your means actually are. They just handed you the advice and walked off. New YouTube is up...
Budget for a Housekeeper, Prioritize Mental Wellness
You want a housekeeper. Cool. But I'm not going to be the Financial Planner that tells you what you can't do. We're going to look at your money now to build that budget line in — because buying yourself time and...
Stay‑at‑home Moms Need Tailored Retirement Planning, Not Assumptions
Mind you — she left work to raise their babies (1 & 3). No income. No plan for her old 401(k)… and her old financial advisor didn’t even set up a spousal IRA. No rollover or nothing. Jesus. So we got to...
Treat Your Savings Like a Cart: Transfer Funds Instantly
I know you got things saved in your cart, but do you have money saved in your HYSA?! When you buy something what you “saved”, set the transfer of that amount to your account.
Real‑time Alerts Stopped a $60K Fraud for Cardi B
I was out here swiping my card, already knowing I was about to have to “figure it out” later… Scamming myself. But the SAME alert notification I use to keep myself in check now? That’s what helped Cardi B catch a $60K+ fraud...
Discounted Purchase Isn’t Saving; It’s Just Spending Less
You bought a shirt for 40% off and told yourself you “saved” money. No you didn’t. You spent less. That’s not the same thing. If that “saved” money is still in your checking account, it’s not saved. It’s just unspent yet....
Review March, Plan April: Budget Check Prevents Stress
March is wrapping up—before April starts, take a minute to check in on your money. - Did you stick to your budget or go over? - Any surprise expenses? - What worked, and what needs adjusting? Then, plan ahead: - Any big April expenses coming...
Stop Minimum Payments: Cut Debt Years to Months
Paying minimums every month and your debt still won't move? Fren. That's not a plan. That's interest collecting its check. Snatching your chain like T.I. snatched NuNu chain in ATL. 😅 Jordan was paying $818/month toward debt. Her balance moved $43. Not...
Reflect on Q1 Wins, Set Bold Q2 Goals
Friend — I’m proud of you. Especially if no one has told you. 🤍 Take a couple of minutes to not only list your goals for Q2, but how well you’ve done for Q1. Take the formula from one to breathe...