05.18.26 Saving: Take It Up A Notch / Furniture Sales Traps
In this episode of the Clark Howard Show, Clark highlights that the average American saves only four cents of every dollar earned, stressing the need for incremental habit changes to boost savings and reduce debt. He outlines a "baby steps" approach—adding a penny to savings every six months—to eventually reach a 10% savings rate, and offers practical advice on debt repayment, retirement accounts for teens, and credit report accuracy. The latter part of the show warns listeners about furniture store sales traps, urging them to avoid debit‑card or cash deposits and instead use credit cards for protection against store bankruptcies. Throughout, Clark blends financial education with actionable tips to empower listeners to improve their financial security.
05.11.26 Real Estate Investing In Today’s Market / Job Market Update
In this episode Clark Howard warns that the current real‑estate market is hostile to house‑flipping and even rental investing for most people, citing soaring home prices since the pandemic that outpace income growth. He advises listeners to assess personal circumstances—like...
05.04.26 Invitation To A SCAM / How To Handle Debt Collectors
In this episode Clark Howard warns listeners about a new email scam that masquerades as party invitations from services like Evite or Punchbowl, explaining how hackers harvest contact lists and use malicious links to install viruses that steal financial data....
04.29.26 Spring Financial To-Do List / This “Escape” Is Still a Money Trap
In this episode Clark Howard uses the spring cleaning metaphor to urge listeners to audit their recurring expenses, especially hidden subscription fees, and consolidate them onto a single “subscription” credit card for easier tracking. He highlights the financial drain of...
04.20.26 Subscription-Free Security Cameras / Fast Vs. Free Delivery
In this episode, Clark Howard discusses the pros and cons of subscription‑free security cameras, highlighting affordable, high‑quality options that start around $36 and the peace of mind they can provide without ongoing fees. He also explains how many camera manufacturers...
04.08.26 Booking Rules Of Travel / Cell Phone Bans
In this episode of the Clark Howard Show, Clark breaks down the current travel cost surge, offering practical tips for finding cheaper airfare—like using one‑way searches, comparing multiple search engines, and focusing on flight days rather than purchase dates. He...
04.01.26 Adjustable Rate Mortgages - A Waning / High Deductible Health Plans
In this episode Clark Howard warns listeners about two financial pitfalls: the surge in Adjustable‑Rate Mortgages (ARMs) and the rise of high‑deductible health plans (HDHPs). He explains that ARMs can save about 1% in interest for borrowers who have substantial...
03.30.26 The Credit Bureaus: Errors & Apathy / Sticker Shock: New Smart Phones
In this episode Clark Howard warns listeners that credit report errors are soaring, highlighting a ProPublica study that shows Equifax resolves about 62% of complaints, TransUnion about 33%, and Experian less than 1%. He advises consumers to regularly check their...
03.25.26 Home Insurance Spy Drones / K-Economy Price Patterns
In this episode Clark Howard discusses the rising costs and invasive tactics of homeowners insurance, highlighting insurers’ use of drones and AI to assess roofs and potentially raise premiums or deny claims. He answers listener questions on special‑needs planning, advising...
03.23.26 SAVE MORE On Gasoline And Printer Ink
In this episode Clark Howard tackles two everyday cost‑savers: soaring gasoline prices and the outrageous expense of printer ink. He explains how price volatility creates wide gaps between stations, advises listeners to use tools like GasBuddy and to monitor local...
03.11.26 Retirees Returning to Work / Medical Privacy Warning
In this episode Clark Howard discusses two major topics: the financial pitfalls that lead many retirees to return to work, and the privacy risks associated with independent medical testing services. He highlights how inadequate retirement planning, gaps in health coverage...
03.09.26 SAVE MORE On Groceries / NEW Airline Credit Card Advice
In this episode Clark Howard breaks down where to find the cheapest groceries in the U.S., citing Consumer Reports data that shows Walmart as the baseline and highlighting that warehouse clubs like Costco and BJ's, as well as Aldi and...
03.02.26 Buy Now, Pay Later Aka Pay-In-4 / Ask Your Pharmacist
In this episode Clark Howard warns listeners about the dangers of Buy‑Now‑Pay‑Later (BNPL) schemes, especially the "pay‑in‑four" model that has spread from Australia to the U.S. He explains how the psychology of four easy installments can lead consumers to overspend,...
02.25.26 Buying & Selling Gold / Why Simple Appliances Win
In this episode, Clark Howard tackles two hot topics: when and how to buy or sell gold and silver as a hedge, and why simple, non‑brand‑name appliances often offer better value than pricey name‑brand models. He explains that precious metals...
02.18.26 Relocating Overseas / Debt Trap Exit Strategies
In this episode Clark Howard explores the practicalities of relocating abroad, highlighting countries that offer relocation incentives and essential considerations for a successful move. He then shifts to debt management, offering actionable strategies to accelerate credit‑card payoff, negotiate lower interest...