02.16.26 Your Relationship With Money / Self-Employed Retirement Planning
In this episode Clark Howard explores how our money mindset shapes financial outcomes, warning against both debt-driven overspending and overly frugal regret. He outlines a balanced approach that blends disciplined saving with purposeful enjoyment, and answers listener questions about practical budgeting tactics. The conversation then shifts to the Solo 401(k), highlighting it as a powerful, tax‑free retirement vehicle for the self‑employed and explaining how to set one up. Throughout, Clark provides actionable tips and resources to help listeners improve their financial health.
02.11.26 Tax Refunds & Withholding / Clarksplainer: Trump Accounts
In this episode Clark Howard breaks down the tax season landscape, explaining why a large refund often means you over‑paid throughout the year and urging listeners to adjust their withholding to keep more money in their pockets. He offers practical...
02.09.26 Gift Cards: Use Or Lose Them / Big Changes For Home Backup Power
In this episode Clark Howard warns listeners about the surge in restaurant closures and the risk of losing unused gift cards, urging prompt use to avoid forfeiture. He answers listener questions on topics ranging from gift‑card expiration to personal finance...