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Digital Transactions

Digital Transactions

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US-focused publication on electronic payments, acquiring, card networks, and bank-payments operations.

Recent Posts

Japanese Fintech PayPay Looks Enter the U.S. Via a Visa Partnership And an IPO
News•Feb 16, 2026

Japanese Fintech PayPay Looks Enter the U.S. Via a Visa Partnership And an IPO

Japanese fintech PayPay Corp. announced a U.S. market entry strategy that pairs a Visa partnership with an upcoming initial public offering. The collaboration will enable PayPay to bundle its Balance, Card and Bank services into a single Visa credential, expanding payment options beyond QR codes. PayPay has filed an IPO registration with the SEC, appointing Goldman Sachs, J.P. Morgan, Mizuho and Morgan Stanley as joint book‑runners. The move aims to leverage Visa’s global network to gain credibility and navigate the competitive U.S. payments landscape.

By Digital Transactions
Hoot Host’s Launch and Other Digital Transactions News Briefs From 2/16/26
News•Feb 16, 2026

Hoot Host’s Launch and Other Digital Transactions News Briefs From 2/16/26

Digital payments and real‑estate markets saw notable shifts on Feb. 16, 2026. Hoot Host rolled out an expanded SaaS platform integrating PayPal, Square and Stripe, while cryptocurrency exchange OKX obtained a Malta Payment Institution license to extend stablecoin payment services across the...

By Digital Transactions
Fiserv Launches INDX for Real Time Settlement of Digital Assets in U.S. Dollars
News•Feb 13, 2026

Fiserv Launches INDX for Real Time Settlement of Digital Assets in U.S. Dollars

Fiserv has introduced INDX, a real‑time cash‑settlement platform that lets digital‑asset companies store and move U.S. dollars 24/7. The service uses a custodial account insured by the FDIC for up to $25 million through StoneCastle Cash Management, which Fiserv acquired in...

By Digital Transactions
How Chip Cards Have Been Deployed to Battle Fraud in State EBT Programs
News•Feb 13, 2026

How Chip Cards Have Been Deployed to Battle Fraud in State EBT Programs

Alabama’s Department of Human Resources is issuing EMV chip‑enabled electronic benefit transfer (EBT) cards to curb rising fraud, partnering with Conduent, the chip supplier. The chips create a unique encrypted code for each purchase, making data skimming ineffective. Alabama follows...

By Digital Transactions
Toast Payment Volume up 22% and Other Digital Transactions News Briefs From 2/13/26
News•Feb 13, 2026

Toast Payment Volume up 22% and Other Digital Transactions News Briefs From 2/13/26

Toast Inc. reported a 22% year‑on‑year rise in December‑quarter gross payment volume to $51.4 billion, with locations expanding to 164,000 and net income tripling to $101 million. Full‑year GPV reached $195.1 billion, up 23%, while revenue grew 33% to $936 million and net income...

By Digital Transactions
Adyen’s Personalized Checkout Tweaks Payment Options
News•Feb 12, 2026

Adyen’s Personalized Checkout Tweaks Payment Options

Adyen has launched Personalize, a new service within its Uplift suite that tailors payment options on e‑commerce checkout pages in real time based on each shopper’s past behavior. The tool uses the company’s Dynamic Identification model, built from trillions of...

By Digital Transactions
A Banner 2025 for Zelle With 20% Year-over-Year Growth
News•Feb 11, 2026

A Banner 2025 for Zelle With 20% Year-over-Year Growth

Zelle processed over $1.2 trillion in U.S. peer‑to‑peer payments in 2025, marking a 20% year‑over‑year increase and surpassing the $1 trillion milestone reached in 2024. Transaction volume rose to 4.2 billion, a 16% jump, with daily averages of $3.4 billion moving through the network....

By Digital Transactions
Toast Links Dining to Instacart’s Marketplace; Ingenico Launches Its 360 Platform Plus AXIUM Terminals
News•Feb 10, 2026

Toast Links Dining to Instacart’s Marketplace; Ingenico Launches Its 360 Platform Plus AXIUM Terminals

Toast announced a partnership with Instacart, linking its restaurant platform to the Instacart Marketplace and making Instacart Business available for same‑day grocery procurement. The integration adds SmartScan barcode optimization and catalog attribution tools, enabling restaurants to quickly add items and...

By Digital Transactions
Fiserv Caps a Sub-Par Year With a Disappointing Fourth Quarter
News•Feb 10, 2026

Fiserv Caps a Sub-Par Year With a Disappointing Fourth Quarter

Fiserv reported a disappointing fourth quarter, with adjusted revenue of $19.8 billion up 4% year‑over‑year but operating margin slipping 200 basis points to 37.4%. The company’s stock has tumbled from $230 to $60 as earnings per share fell 2% to $8.64....

By Digital Transactions
SquareAI Enters the U.K.  and Other Digital Transactions News Briefs From 2/10/26
News•Feb 10, 2026

SquareAI Enters the U.K.  and Other Digital Transactions News Briefs From 2/10/26

Square announced the UK launch of SquareAI, a free conversational AI tool that helps merchants interpret sales data and make faster decisions. Blue Payment Agency expanded its services to high‑risk e‑commerce merchants selling restricted items, while Duck Creek Technologies will...

By Digital Transactions
North’s Merchant Management API: CRM‑Level Control for Modern Payments Partners
News•Feb 9, 2026

North’s Merchant Management API: CRM‑Level Control for Modern Payments Partners

North introduced a Merchant Management API that gives Wholesale ISOs, Full Service Providers, and Payment Facilitators CRM‑level control over merchant portfolios. The write‑capable interface lets partners view, update, and synchronize merchant data—including pricing, risk limits, compliance, and terminal settings—in real...

By Digital Transactions
Has the CFPB Reached the End of the Road?
News•Feb 9, 2026

Has the CFPB Reached the End of the Road?

The Consumer Reports press release warns the Consumer Financial Protection Bureau is on “life support” after an acting director ordered a work stoppage and halted new funding. The agency has also abandoned more than 22 enforcement actions and reversed 20...

By Digital Transactions
Uber Deepens Adyen Ties and Other Digital Transactions News Briefs From 2/9/26
News•Feb 9, 2026

Uber Deepens Adyen Ties and Other Digital Transactions News Briefs From 2/9/26

Uber announced it will broaden its partnership with payment processor Adyen, extending the use of Adyen’s Checkout API to additional geographies and more payment options. Honor Capital is collaborating with ePayPolicy to provide financing for insured customers making premium payments...

By Digital Transactions
A New POS Terminal Emerges While Tap To Pay Figures in a New App
News•Feb 6, 2026

A New POS Terminal Emerges While Tap To Pay Figures in a New App

Clip introduced the Clip Total 3 point‑of‑sale terminal, a $899 device that adds order management, inventory catalog, a customer‑facing screen, high‑speed printer and dual cameras for Mexican merchants, especially restaurants. At the same time, Mexico‑based SeoSamba launched a Stripe‑powered POS app...

By Digital Transactions
Affirm Supports Mobile Devices and Other Digital Transactions News Briefs From 2/6/26
News•Feb 6, 2026

Affirm Supports Mobile Devices and Other Digital Transactions News Briefs From 2/6/26

Affirm announced financing for Virgin Media O2 customers, extending its buy‑now‑pay‑later (BNPL) reach into the UK mobile‑device market. The company also broadened its partnership with Wayfair, adding installment‑payment options for shoppers in Canada and the United Kingdom alongside its existing...

By Digital Transactions

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