Digital Transactions

Digital Transactions

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US-focused publication on electronic payments, acquiring, card networks, and bank-payments operations.

ACI Revenue up 13% and Other Digital Transactions News Briefs From 2/26/26
NewsFeb 26, 2026

ACI Revenue up 13% and Other Digital Transactions News Briefs From 2/26/26

ACI Worldwide reported fourth‑quarter revenue of $253.2 million, a 13% year‑over‑year increase, pushing full‑year 2025 revenue just above $1 billion. NCR Voyix posted a 6% Q4 revenue rise to $720 million but saw full‑year revenue dip 4.6%, while turning a $201 million loss into...

By Digital Transactions
Verifone Expands Its Ties to Unzer; MANTL Partners With MeridianLink
NewsFeb 25, 2026

Verifone Expands Its Ties to Unzer; MANTL Partners With MeridianLink

Verifone announced an expanded partnership with Germany‑based Unzer Group, embedding its Android‑based terminals and processing capabilities into Unzer's cloud‑native UnzerOne platform. The joint solution will let merchants run a single payment stack from checkout to payout across in‑store and online...

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FIS Doubles Down on Issuing While Riding an AI Wave
NewsFeb 24, 2026

FIS Doubles Down on Issuing While Riding an AI Wave

FIS is pivoting to its core card‑issuing business after selling Worldpay, aiming at banks that grow faster than the market. The company has launched its first agentic‑commerce platform, enabling AI‑driven purchases on behalf of consumers while bolstering fraud defenses. A...

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Stablecore Marks Jack Henry Integration to Enable Stablecoin Payments And Acceptance
NewsFeb 23, 2026

Stablecore Marks Jack Henry Integration to Enable Stablecoin Payments And Acceptance

Stablecore has joined Jack Henry’s Fintech Integration Network, allowing its stablecoin and digital‑asset services to be delivered through the Banno digital‑banking platform used by over 1,000 banks and credit unions. The integration adds tokenized deposits, asset management and digital‑asset‑backed lending...

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Article Adds Klarna Option and Other Digital Transactions News Briefs From 2/23/26
NewsFeb 23, 2026

Article Adds Klarna Option and Other Digital Transactions News Briefs From 2/23/26

Klarna has partnered with Canadian furniture retailer Article to offer buy‑now‑pay‑later at checkout. Payments platform WanderWallet launched a QR‑code based service in Bolivia, targeting local payment habits. Gift‑card provider Tillo will now reward childcare spending through the Kindo platform. SignaPay...

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TNS Launches Smart Routing Technology
NewsFeb 20, 2026

TNS Launches Smart Routing Technology

Transaction Network Services (TNS) introduced TNSPay SmartRoute, a cloud‑based solution that lets merchants, processors and acquirers set real‑time routing rules for each transaction. The platform can route payments by geography, cost efficiency, processor performance or scheduled maintenance, and it automatically...

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Square’s Quest for More Partners Looks to Add Merchant Appeal
NewsFeb 20, 2026

Square’s Quest for More Partners Looks to Add Merchant Appeal

Square, the POS arm of Block Inc., is set to expand its partner ecosystem beyond the roughly 1,000 collaborators it already supports. The move aims to bring more technology add‑ons, discounts and specialized services to merchants, accelerating Square’s merchant acquisition....

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GoDaddy’s Integration and Other Digital Transactions News Briefs From 2/20/26
NewsFeb 20, 2026

GoDaddy’s Integration and Other Digital Transactions News Briefs From 2/20/26

GoDaddy announced an integration with Salesforce’s MuleSoft Agent Fabric to authenticate AI agents before they access sensitive corporate data. Advent International agreed to sell its Argentine payments firms Newpay and Group Prisma to Visa, expanding Visa’s footprint in Latin America....

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Clip’s Tap to Pay and Other Digital Transactions News Briefs From 2/19/26
NewsFeb 19, 2026

Clip’s Tap to Pay and Other Digital Transactions News Briefs From 2/19/26

Clip, the Mexico‑based payments‑tech firm, introduced tap‑to‑pay for Android devices, extending the functionality of its recently launched Clip Total 3 POS. In parallel, Wirex rolled out Stablecoin Push‑to‑Card using Visa Direct, while Justt announced an AI‑driven chargeback solution for franchise networks....

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Choosing the Right Payment Processing Partner: A Checklist for Software Platforms
NewsFeb 18, 2026

Choosing the Right Payment Processing Partner: A Checklist for Software Platforms

Integrated software vendors (ISVs) must treat payment processing as a core product component, not a peripheral add‑on. A robust checklist—covering technical integration, revenue‑share models, security compliance, onboarding experience, value‑added features, and long‑term partnership—helps avoid costly friction. Seamless APIs, white‑label experiences,...

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Zip Launches a Branding Campaign Aimed at Winning Consumers’ Trust
NewsFeb 18, 2026

Zip Launches a Branding Campaign Aimed at Winning Consumers’ Trust

Buy‑now‑pay‑later firm Zip Co. launched a new branding campaign centered on trust, positioning its users as responsible borrowers. The "In You We Trust" message is built on real customer stories and features social‑media strategist Destiny Modeste. The ads run on...

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Global Payments Looks Forward to a Post-Issuing Era
NewsFeb 18, 2026

Global Payments Looks Forward to a Post-Issuing Era

Global Payments completed a $24.25 billion acquisition of Worldpay and sold its card‑issuing unit for $12 billion, positioning the company as a pure‑play merchant acquirer. The firm highlighted strong early performance of its Genius point‑of‑sale platform, now covering restaurants, retail, drive‑throughs and...

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Japanese Fintech PayPay Looks Enter the U.S. Via a Visa Partnership And an IPO
NewsFeb 16, 2026

Japanese Fintech PayPay Looks Enter the U.S. Via a Visa Partnership And an IPO

Japanese fintech PayPay Corp. announced a U.S. market entry strategy that pairs a Visa partnership with an upcoming initial public offering. The collaboration will enable PayPay to bundle its Balance, Card and Bank services into a single Visa credential, expanding...

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Hoot Host’s Launch and Other Digital Transactions News Briefs From 2/16/26
NewsFeb 16, 2026

Hoot Host’s Launch and Other Digital Transactions News Briefs From 2/16/26

Digital payments and real‑estate markets saw notable shifts on Feb. 16, 2026. Hoot Host rolled out an expanded SaaS platform integrating PayPal, Square and Stripe, while cryptocurrency exchange OKX obtained a Malta Payment Institution license to extend stablecoin payment services across the...

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Fiserv Launches INDX for Real Time Settlement of Digital Assets in U.S. Dollars
NewsFeb 13, 2026

Fiserv Launches INDX for Real Time Settlement of Digital Assets in U.S. Dollars

Fiserv has introduced INDX, a real‑time cash‑settlement platform that lets digital‑asset companies store and move U.S. dollars 24/7. The service uses a custodial account insured by the FDIC for up to $25 million through StoneCastle Cash Management, which Fiserv acquired in...

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How Chip Cards Have Been Deployed to Battle Fraud in State EBT Programs
NewsFeb 13, 2026

How Chip Cards Have Been Deployed to Battle Fraud in State EBT Programs

Alabama’s Department of Human Resources is issuing EMV chip‑enabled electronic benefit transfer (EBT) cards to curb rising fraud, partnering with Conduent, the chip supplier. The chips create a unique encrypted code for each purchase, making data skimming ineffective. Alabama follows...

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Toast Payment Volume up 22% and Other Digital Transactions News Briefs From 2/13/26
NewsFeb 13, 2026

Toast Payment Volume up 22% and Other Digital Transactions News Briefs From 2/13/26

Toast Inc. reported a 22% year‑on‑year rise in December‑quarter gross payment volume to $51.4 billion, with locations expanding to 164,000 and net income tripling to $101 million. Full‑year GPV reached $195.1 billion, up 23%, while revenue grew 33% to $936 million and net income...

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Adyen’s Personalized Checkout Tweaks Payment Options
NewsFeb 12, 2026

Adyen’s Personalized Checkout Tweaks Payment Options

Adyen has launched Personalize, a new service within its Uplift suite that tailors payment options on e‑commerce checkout pages in real time based on each shopper’s past behavior. The tool uses the company’s Dynamic Identification model, built from trillions of...

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A Banner 2025 for Zelle With 20% Year-over-Year Growth
NewsFeb 11, 2026

A Banner 2025 for Zelle With 20% Year-over-Year Growth

Zelle processed over $1.2 trillion in U.S. peer‑to‑peer payments in 2025, marking a 20% year‑over‑year increase and surpassing the $1 trillion milestone reached in 2024. Transaction volume rose to 4.2 billion, a 16% jump, with daily averages of $3.4 billion moving through the network....

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Toast Links Dining to Instacart’s Marketplace; Ingenico Launches Its 360 Platform Plus AXIUM Terminals
NewsFeb 10, 2026

Toast Links Dining to Instacart’s Marketplace; Ingenico Launches Its 360 Platform Plus AXIUM Terminals

Toast announced a partnership with Instacart, linking its restaurant platform to the Instacart Marketplace and making Instacart Business available for same‑day grocery procurement. The integration adds SmartScan barcode optimization and catalog attribution tools, enabling restaurants to quickly add items and...

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Fiserv Caps a Sub-Par Year With a Disappointing Fourth Quarter
NewsFeb 10, 2026

Fiserv Caps a Sub-Par Year With a Disappointing Fourth Quarter

Fiserv reported a disappointing fourth quarter, with adjusted revenue of $19.8 billion up 4% year‑over‑year but operating margin slipping 200 basis points to 37.4%. The company’s stock has tumbled from $230 to $60 as earnings per share fell 2% to $8.64....

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SquareAI Enters the U.K.  and Other Digital Transactions News Briefs From 2/10/26
NewsFeb 10, 2026

SquareAI Enters the U.K.  and Other Digital Transactions News Briefs From 2/10/26

Square announced the UK launch of SquareAI, a free conversational AI tool that helps merchants interpret sales data and make faster decisions. Blue Payment Agency expanded its services to high‑risk e‑commerce merchants selling restricted items, while Duck Creek Technologies will...

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North’s Merchant Management API: CRM‑Level Control for Modern Payments Partners
NewsFeb 9, 2026

North’s Merchant Management API: CRM‑Level Control for Modern Payments Partners

North introduced a Merchant Management API that gives Wholesale ISOs, Full Service Providers, and Payment Facilitators CRM‑level control over merchant portfolios. The write‑capable interface lets partners view, update, and synchronize merchant data—including pricing, risk limits, compliance, and terminal settings—in real...

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Has the CFPB Reached the End of the Road?
NewsFeb 9, 2026

Has the CFPB Reached the End of the Road?

The Consumer Reports press release warns the Consumer Financial Protection Bureau is on “life support” after an acting director ordered a work stoppage and halted new funding. The agency has also abandoned more than 22 enforcement actions and reversed 20...

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Uber Deepens Adyen Ties and Other Digital Transactions News Briefs From 2/9/26
NewsFeb 9, 2026

Uber Deepens Adyen Ties and Other Digital Transactions News Briefs From 2/9/26

Uber announced it will broaden its partnership with payment processor Adyen, extending the use of Adyen’s Checkout API to additional geographies and more payment options. Honor Capital is collaborating with ePayPolicy to provide financing for insured customers making premium payments...

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A New POS Terminal Emerges While Tap To Pay Figures in a New App
NewsFeb 6, 2026

A New POS Terminal Emerges While Tap To Pay Figures in a New App

Clip introduced the Clip Total 3 point‑of‑sale terminal, a $899 device that adds order management, inventory catalog, a customer‑facing screen, high‑speed printer and dual cameras for Mexican merchants, especially restaurants. At the same time, Mexico‑based SeoSamba launched a Stripe‑powered POS app...

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Affirm Supports Mobile Devices and Other Digital Transactions News Briefs From 2/6/26
NewsFeb 6, 2026

Affirm Supports Mobile Devices and Other Digital Transactions News Briefs From 2/6/26

Affirm announced financing for Virgin Media O2 customers, extending its buy‑now‑pay‑later (BNPL) reach into the UK mobile‑device market. The company also broadened its partnership with Wayfair, adding installment‑payment options for shoppers in Canada and the United Kingdom alongside its existing...

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