Doctor of Credit

Doctor of Credit

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Independent site on banking/credit and travel rewards that regularly covers hotel/airline loyalty opportunities.

Rakuten: 100x/100% Back on NordPass & NordProtect ($187 Spend)
NewsMar 28, 2026

Rakuten: 100x/100% Back on NordPass & NordProtect ($187 Spend)

Rakuten has reinstated its 100 % cash‑back promotion for NordPass and NordProtect, reimbursing the full purchase price for first‑time subscriptions up to a $187 spend. The offer applies to a $67 family NordPass plan and the $120 NordProtect Silver tier, but...

By Doctor of Credit
[CA only] SAFE Credit Union $300 Checking Bonus (Can Now Churn)
NewsMar 28, 2026

[CA only] SAFE Credit Union $300 Checking Bonus (Can Now Churn)

SAFE Credit Union in California has relaunched its checking‑account promotion, offering a $300 bonus that can double to $600 if additional criteria are met. The offer runs through May 31 2026 and requires a minimum $1,000 in direct deposits each month for...

By Doctor of Credit
[Expired – Class Action Settlement] [Targeted, CA only] Patelco Credit Union $300 Checking Bonus
NewsMar 27, 2026

[Expired – Class Action Settlement] [Targeted, CA only] Patelco Credit Union $300 Checking Bonus

Patelco Credit Union is offering a $400 new‑account bonus, split into $300 for opening a free or interest checking account, $50 for adding a Money Market account, and $50 for enrolling in the RoundUp savings feature. To earn the $300...

By Doctor of Credit
[Live 3/31] SoFi Plus Now Costs $10/Month (Removes Free Option) + 4.5% Savings Rate
NewsMar 27, 2026

[Live 3/31] SoFi Plus Now Costs $10/Month (Removes Free Option) + 4.5% Savings Rate

SoFi is ending the free SoFi Plus subscription, charging every member $10 per month starting April 1, 2026. The plan now includes a 4.5% APY on balances up to $20,000, a modest bump from the 4.25% baseline. However, the extra...

By Doctor of Credit
Truist $400 Checking Bonus [AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA,...
NewsMar 27, 2026

Truist $400 Checking Bonus [AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA,...

Truist is running a $400 cash bonus for new personal checking accounts across 18 states, valid through July 9 2026. To qualify, applicants must use promo code DC400TR1Q226, receive a single direct deposit of at least $2,000 within 90 days, and complete 20...

By Doctor of Credit
Free Wine From Last Bottle Wines Via Referral
NewsMar 26, 2026

Free Wine From Last Bottle Wines Via Referral

Last Bottle Wines is offering free ground shipping on all orders and a $10 credit for new customers who sign up via a referral link. Existing referrers earn a $30 credit when someone uses their link. Wines are priced $8‑$12...

By Doctor of Credit
[Targeted] AmEx Offer: Use Apple Pay Three Times & Receive $10 Statement Credit
NewsMar 26, 2026

[Targeted] AmEx Offer: Use Apple Pay Three Times & Receive $10 Statement Credit

American Express has re‑issued a targeted offer that grants a one‑time $10 statement credit once cardholders complete three purchases using Apple Pay on an eligible mobile device. The promotion, which cycles periodically, is currently active through May 21, 2026 for qualifying AmEx cards....

By Doctor of Credit
Meijer: Purchase $50 In Third Party Giftcards, Get 5,000 Points (50k Cap)
NewsMar 26, 2026

Meijer: Purchase $50 In Third Party Giftcards, Get 5,000 Points (50k Cap)

Meijer’s MPerks loyalty program is currently offering 5,000 points—equivalent to a $5 discount—when shoppers spend $50 on eligible third‑party gift cards, excluding Meijer, Amazon, prepaid debit, Visa, Mastercard, and phone cards. The promotion runs from March 25 to April 7,...

By Doctor of Credit
(Update: 5% Amazon) ShopBack Shopping Portal $15+ In Signup Bonuses & More; Earn Cashback On Amazon & More
NewsMar 25, 2026

(Update: 5% Amazon) ShopBack Shopping Portal $15+ In Signup Bonuses & More; Earn Cashback On Amazon & More

ShopBack, a cashback portal expanding in the U.S., is running a slate of high‑rate offers that include up to 5% back on Amazon (capped at $10 per order) for a three‑day window, unlimited 50% cashback on Temu, 15% on Home...

By Doctor of Credit
[YMMV] Chase Business Checking: Pay 5 Bills Online & Earn $250
NewsMar 24, 2026

[YMMV] Chase Business Checking: Pay 5 Bills Online & Earn $250

Chase is offering existing business checking customers a $250 cash bonus for completing five online bill‑pay transactions within 90 days of enrollment. Participants must enter a 16‑character coupon code in the online banking portal to verify redemption. The promotion is...

By Doctor of Credit
[Updated] Capital One Shopping Portal Adds Redemption Options
NewsMar 24, 2026

[Updated] Capital One Shopping Portal Adds Redemption Options

Capital One Shopping’s rewards portal has been in constant flux, repeatedly adding and removing gift‑card redemption partners such as Walmart, DoorDash, eBay, Home Depot and Lowe’s. Recent updates (March 2026) re‑introduce Walmart and expand options with DoorDash and eBay, while earlier months...

By Doctor of Credit
OKX Airdrop: Free Crypto When You Hold $10,000+
NewsMar 23, 2026

OKX Airdrop: Free Crypto When You Hold $10,000+

OKX is rolling out a new airdrop program that rewards users who hold at least $10,000 in eligible crypto on its platform. Participants are split into Standard (>$10K) and VIP (>$100K plus $100K 30‑day trading volume) tiers, with daily rewards...

By Doctor of Credit
[Targeted] GreenFi (Formerly Aspiration): Direct Deposit Bonus Of Up To $200 & 100 Trees
NewsMar 23, 2026

[Targeted] GreenFi (Formerly Aspiration): Direct Deposit Bonus Of Up To $200 & 100 Trees

GreenFi, the rebranded Aspiration, is rolling out a limited‑time promotion that rewards customers who set up a direct‑deposit stream of $500 or more per month with up to $200 cash and the planting of up to 100 trees. The bonus...

By Doctor of Credit
Cheesecake Factory: Free Slice Of Cheesecake For Downloading App, No Purchase [4/1 – 5/7]
NewsMar 23, 2026

Cheesecake Factory: Free Slice Of Cheesecake For Downloading App, No Purchase [4/1 – 5/7]

The Cheesecake Factory is launching a new mobile app and will give a free slice of cheesecake to anyone who downloads it by April 30, with redemption available from April 1 through May 7. No purchase is required, and the app also offers...

By Doctor of Credit
[Refunds] Bilt 2.0 Charging 0.2% Foreign Transaction Fee, Despite Advertising No Fee
NewsMar 22, 2026

[Refunds] Bilt 2.0 Charging 0.2% Foreign Transaction Fee, Despite Advertising No Fee

Bilt’s Cardless (Bilt 2.0) credit product, marketed with zero foreign transaction fees, is now applying a 0.2% fee on Mastercard‑processed purchases. The charge stems from Mastercard’s network surcharge, which most issuers absorb but Bilt appears to be passing on. The company...

By Doctor of Credit
[YMMV] Get $250 From Capital One Shopping With Kraken Crypto Signup
NewsMar 21, 2026

[YMMV] Get $250 From Capital One Shopping With Kraken Crypto Signup

The article outlines a series of cash‑back and referral promotions that let U.S. users earn up to $250 by signing up for the Kraken cryptocurrency exchange through portals such as Capital One Shopping, Rakuten and Topcashback. Each portal offers a...

By Doctor of Credit
Stockpile To Close On April 17, 2026 – Accounts Transferred To Public/Stash/Apex
NewsMar 20, 2026

Stockpile To Close On April 17, 2026 – Accounts Transferred To Public/Stash/Apex

Stockpile, a niche stock‑gifting platform, announced it will cease operations on April 17, 2026. All existing user accounts will be migrated to three competing fintech services—Public, Stash, or Apex. The service, once distinguished by credit‑card funding, added monthly subscription fees...

By Doctor of Credit
Capital One $300 Checking Bonus
NewsMar 19, 2026

Capital One $300 Checking Bonus

Capital One is offering a $300 cash bonus for new 360 Checking accounts. To qualify, applicants must use promo code OFFER300 and receive two direct deposits of at least $500 each within 75 days, with a soft credit pull and...

By Doctor of Credit
Issue With Product Changed Citi Strata Elite Splurge Credits [Credits Posting]
NewsMar 17, 2026

Issue With Product Changed Citi Strata Elite Splurge Credits [Credits Posting]

Citi has confirmed a processing error that prevents product‑change cardholders from receiving the advertised up to $200 Splurge credits on the Strata Elite card. The glitch appears tied to an incomplete merchant identifier, meaning only those who switched to the...

By Doctor of Credit
[TX] MemberSource Credit Union $250 Checking Bonus
NewsMar 15, 2026

[TX] MemberSource Credit Union $250 Checking Bonus

MemberSource Credit Union is rolling out a $250 checking account bonus for new members who join via a referral and meet a $500 direct‑deposit threshold. The promotion is open to individuals residing, working, worshipping, or studying in Harris, Montgomery, or...

By Doctor of Credit
Chase Freedom Unlimited $250 Bonus
NewsMar 14, 2026

Chase Freedom Unlimited $250 Bonus

Chase has re‑launched its Freedom Unlimited sign‑up bonus, now offering a $250 reward after spending $500 within the first three months. The promotion is limited to referrals and cannot be shared publicly in comments. The card carries no annual fee...

By Doctor of Credit
[Not Live; YMMV] Amazon: $200 Select Giftcards For $180 (Netflix, Chipotle, Airbnb, Southwest, Ulta & Many More)
NewsMar 13, 2026

[Not Live; YMMV] Amazon: $200 Select Giftcards For $180 (Netflix, Chipotle, Airbnb, Southwest, Ulta & Many More)

Amazon is offering a $20 discount when shoppers purchase $200 worth of select gift cards, covering brands such as Netflix, Chipotle, Airbnb, Southwest Airlines, and Ulta Beauty. The promotion appears only on certain Amazon accounts and may not work for...

By Doctor of Credit
American Express Adds New Restrictive Language To Marriott Cards
NewsMar 13, 2026

American Express Adds New Restrictive Language To Marriott Cards

American Express has revised the eligibility language on its personal Marriott co‑branded credit cards, expanding the list of cards and timeframes that disqualify new applicants from receiving the welcome bonus. The new terms now block anyone who held any Marriott‑related...

By Doctor of Credit
Maximizing Capital One Shopping Portal Offers
NewsMar 13, 2026

Maximizing Capital One Shopping Portal Offers

Readers of Doctor of Credit have compiled practical tips for extracting the most value from the Capital One Shopping portal, a rewards platform that pays out in gift‑card credits rather than cash. One contributor reported $4,200 in tracked rewards in...

By Doctor of Credit
New Ford Rewards Credit Card By Comenity (No Annual Fee, Up To $175 In Signup Bonus)
NewsMar 11, 2026

New Ford Rewards Credit Card By Comenity (No Annual Fee, Up To $175 In Signup Bonus)

Ford has introduced the Ford Rewards Visa Signature Credit Card in partnership with Comenity, replacing its previous FNBO‑issued FordPass card. The new card carries no annual fee and offers a dual‑bonus sign‑up package: 15,000 points and a $100 cash reward...

By Doctor of Credit
DoorDash Launches ‘Going Out’ – Earn Credits At Select Local Restaurants [Dine In]
NewsMar 11, 2026

DoorDash Launches ‘Going Out’ – Earn Credits At Select Local Restaurants [Dine In]

DoorDash has introduced "Going Out," a program that rewards diners with DoorDash credits for eating at participating restaurants in person. The pilot rolls out across major U.S. markets—including San Francisco, Los Angeles, Chicago, and Dallas—and three Australian cities such as...

By Doctor of Credit
[YMMV] Safeway/Albertson’s Just4u: $40 Off $75 Online Order
NewsMar 11, 2026

[YMMV] Safeway/Albertson’s Just4u: $40 Off $75 Online Order

Albertsons’ Just4u loyalty program is offering a limited‑time coupon that deducts $40 from online grocery orders of $75 or more. The promotion, available across Safeway, Vons, Jewel‑Osco and other Albertsons affiliates, expires on March 24, 2026 and can be used...

By Doctor of Credit
Walmart+ Benefit: Free Tire Puncture Repair
NewsMar 10, 2026

Walmart+ Benefit: Free Tire Puncture Repair

Walmart+ now offers members free tire puncture repairs at its Auto Centers, a service that normally costs $15 to $25 per fix. The benefit, though not new, is often overlooked by subscribers. In addition to core shopping perks, Walmart+ includes...

By Doctor of Credit
(Ends Soon) Marcus $100-$1,500 Bonus for New & Existing Savings Customers
NewsMar 10, 2026

(Ends Soon) Marcus $100-$1,500 Bonus for New & Existing Savings Customers

Marcus, the consumer banking arm of Goldman Sachs, is running a limited‑time promotion that awards up to $1,500 in cash bonuses for new and existing savings customers who deposit between $10,000 and $100,000 and keep the funds for 90 days....

By Doctor of Credit
OKX (Crypto Platform): Deposit & Get 4-7% Match (Balances $1,000-$200,000)
NewsMar 10, 2026

OKX (Crypto Platform): Deposit & Get 4-7% Match (Balances $1,000-$200,000)

Crypto exchange OKX is promoting a deposit‑matching program that rewards users with a 4% match on balances between $1,000 and $50,000, and a 7% match for VIP members holding up to $200,000 after meeting a $100,000 trading volume threshold. Participants...

By Doctor of Credit
Hilton Devaluation: Highest Price Remains 250,000 Points
NewsMar 9, 2026

Hilton Devaluation: Highest Price Remains 250,000 Points

Hilton Honors has raised the points cost for standard room awards, reaching a new ceiling of 250,000 points in 2025. Since moving to a dynamic pricing model in 2017, the required points have climbed from 90,000 to 120,000, 150,000, 200,000,...

By Doctor of Credit
[Ending Soon] Chase IHG Rewards Premier Card 175,000 Points Signup Bonus
NewsMar 5, 2026

[Ending Soon] Chase IHG Rewards Premier Card 175,000 Points Signup Bonus

Chase is promoting a limited‑time 175,000‑point sign‑up bonus for the IHG Rewards Premier Card, triggered by $5,000 of spend within the first three months. The card carries a $99 annual fee and delivers 26x points on IHG hotel purchases, 5x...

By Doctor of Credit
Citi AAdvantage Business 75,000 American Airlines Miles Signup Bonus Offer
NewsMar 5, 2026

Citi AAdvantage Business 75,000 American Airlines Miles Signup Bonus Offer

Citi’s Business American Airlines Platinum Select World Elite Mastercard is offering a 75,000 AAdvantage mile sign‑up bonus after cardholders spend $5,000 within the first five months. The annual fee of $99 is waived for the first year, and the bonus...

By Doctor of Credit
[YMMV] Barclays Wyndham: Pay 3 Bills Per Month For 3 Months & Earn 3,000 Bonus Points
NewsMar 4, 2026

[YMMV] Barclays Wyndham: Pay 3 Bills Per Month For 3 Months & Earn 3,000 Bonus Points

Barclays is rewarding Wyndham credit‑card holders with a 3,000‑point bonus when they make three bill payments in three consecutive months. Eligible payments cover internet, cable, phone, streaming services, utilities, gym memberships, and local transit. The promotion has no minimum spend,...

By Doctor of Credit
Wyndham Member Month: Earn 7.5k Points For Every Two Nights (Extra 7.5k For Cardholders)
NewsMar 4, 2026

Wyndham Member Month: Earn 7.5k Points For Every Two Nights (Extra 7.5k For Cardholders)

Wyndham Rewards is running its Member Month promotion through June 30, 2026, granting 7,500 points for every two nights booked. Cardholders of Wyndham’s credit or debit cards receive an additional 7,500 points, while businesses enrolled in Wyndham Rewards Business can earn 15,000...

By Doctor of Credit
Issue With Product Changed Citi Strata Elite Splurge Credits
NewsMar 2, 2026

Issue With Product Changed Citi Strata Elite Splurge Credits

Citi’s Strata Elite card offers up to $200 in Splurge credits across select merchants, but cardholders who product‑changed to the card are not receiving the credits automatically. Citi has instructed affected users to wait one to two billing cycles, yet...

By Doctor of Credit
Giant, Stop&Shop, Martin’s: Get 4x Points On Select Third-Party Giftcards (2/27-3/12)
NewsFeb 26, 2026

Giant, Stop&Shop, Martin’s: Get 4x Points On Select Third-Party Giftcards (2/27-3/12)

Giant, Stop & Shop, and Martin’s are running a limited‑time promotion that awards four times the usual fuel points on purchases of selected third‑party gift cards between Feb 27 and Mar 12. Eligible cards include Airbnb, Delta, Disney, DoorDash, Southwest, Hotels.com, Lyft,...

By Doctor of Credit
[Unsubstantiated Rumor] New Chase Park Hyatt Card ($795 Annual Fee), Category 9 & 10 Properties And More
NewsFeb 20, 2026

[Unsubstantiated Rumor] New Chase Park Hyatt Card ($795 Annual Fee), Category 9 & 10 Properties And More

A rumor circulating on Reddit suggests Chase will launch a premium Park Hyatt credit card with a $795 annual fee, a 100,000‑point sign‑up bonus, automatic Explorist status and 20 free nights at the start of the year. The card would...

By Doctor of Credit
(Update) Chase Sapphire Reserve ‘Points Boost’: Removes 1.5% Travel Redemption, Adds Boost Feature For 2% On Select Travel
NewsFeb 19, 2026

(Update) Chase Sapphire Reserve ‘Points Boost’: Removes 1.5% Travel Redemption, Adds Boost Feature For 2% On Select Travel

Chase is revamping the Sapphire Reserve and Sapphire Preferred travel redemption structure by retiring the flat 1.5% (and 1.25% for Preferred) rate and introducing a variable "Points Boost" that can reach 2% on qualifying flights and hotels. The change takes...

By Doctor of Credit
HSBC Premier Elite Card Review: 60,000 Points Signup Bonus and $495 Annual Fee
NewsFeb 17, 2026

HSBC Premier Elite Card Review: 60,000 Points Signup Bonus and $495 Annual Fee

HSBC’s Premier Elite card carries a $495 annual fee and offers a 60,000‑point sign‑up bonus after $4,000 of spending in the first three months. Cardholders earn 5× points on all travel, 2× on dining and 1× on other purchases, plus...

By Doctor of Credit
American Express Business Hilton Issue (140k Posting Instead Of 175k)
NewsFeb 13, 2026

American Express Business Hilton Issue (140k Posting Instead Of 175k)

American Express’ Hilton Honors Business Credit Card is currently crediting only 140,000 points instead of the advertised 175,000 when the spend threshold is met through a referral link. The discrepancy appears on Hilton’s portal, even though Amex records the full...

By Doctor of Credit
(Update) Bilt 5x Points Welcome Promo Details
NewsFeb 13, 2026

(Update) Bilt 5x Points Welcome Promo Details

Bilt Rewards launched a 5x points welcome promotion for new cardholders, originally slated for February 7‑12, 2026, with a maximum of 50,000 points on $10,000 spend. Many users reported the bonus not crediting, prompting Bilt to email affected members to file...

By Doctor of Credit