Doctor of Credit

Doctor of Credit

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Independent site on banking/credit and travel rewards that regularly covers hotel/airline loyalty opportunities.

SFO Alaska Airlines Lounges Accessible Via Priority Pass Again With $15 Fee
NewsApr 11, 2026

SFO Alaska Airlines Lounges Accessible Via Priority Pass Again With $15 Fee

Alaska Airlines has reinstated Priority Pass access to its San Francisco International Airport lounge, but members must now pay a $15 fee. The access is restricted to passengers traveling on Alaska or its partner airlines and is limited to a four‑hour...

By Doctor of Credit
[NYC] Municipal Credit Union $350 Checking Bonus
NewsApr 11, 2026

[NYC] Municipal Credit Union $350 Checking Bonus

The New York Municipal Credit Union (MCU) is offering a tiered checking‑account bonus that tops out at $350 for new customers who deposit $3,000 or more via direct deposit. Deposits between $1,000‑$1,999 earn $150, while $2,000‑$2,999 earn $250. The promotion...

By Doctor of Credit
[YMMV] U.S. Bank: $50 Business Checking Bill Pay Offer
NewsApr 10, 2026

[YMMV] U.S. Bank: $50 Business Checking Bill Pay Offer

U.S. Bank is rolling out a limited‑time promotion that awards a $50 cash bonus to small‑business customers who enroll in its online bill‑pay service by June 30, 2026 and complete five qualifying transactions within 60 days. The offer is restricted to new...

By Doctor of Credit
(Update: $200 Bonus) Rakuten American Express Card With Extra Earnings On Rakuten Shopping & Dining
NewsApr 10, 2026

(Update: $200 Bonus) Rakuten American Express Card With Extra Earnings On Rakuten Shopping & Dining

Rakuten has introduced a new American Express‑network credit card, issued by fintech Imprint and First Electronic Bank, that adds an extra 4% cash back on Rakuten‑partner purchases and a total 10% on Rakuten Dining. The card carries no annual fee and...

By Doctor of Credit
[YMMV] PayPal Rewards: Make 2-3 Purchases Of $40-$50 & Earn 1,500-2,000 Points
NewsApr 10, 2026

[YMMV] PayPal Rewards: Make 2-3 Purchases Of $40-$50 & Earn 1,500-2,000 Points

PayPal Rewards is running a limited‑time promotion that lets users earn up to 2,000 points by spending $300 in 14 days, or by making two to three purchases of $40‑$50. Participants must enroll by May 17, 2026, and the offer expires on...

By Doctor of Credit
OKX: Purchase Cryptocurrency & Get Up To $100 In Crypto (Purchase $100 X 5 Days)
NewsApr 10, 2026

OKX: Purchase Cryptocurrency & Get Up To $100 In Crypto (Purchase $100 X 5 Days)

OKX is offering up to $100 in XAUT, a gold‑backed stablecoin, to users who purchase at least $100 of eligible cryptocurrency for five consecutive days. Participants must opt in via the app and complete each daily purchase before 11:59 PM PT...

By Doctor of Credit
[YMMV] PayPal: 20% Back In Points When You Shop Apparel
NewsApr 10, 2026

[YMMV] PayPal: 20% Back In Points When You Shop Apparel

PayPal has re‑launched a limited‑time promotion that awards users 20% back in rewards points on apparel purchases. The offer, active again as of April 9 2026, also applies when shoppers use PayPal’s Pay‑in‑4 financing at Target, and appears to trigger on non‑apparel...

By Doctor of Credit
American Express Platinum Cardholders To Lose Lufthansa Lounge Access
NewsApr 9, 2026

American Express Platinum Cardholders To Lose Lufthansa Lounge Access

American Express announced that, effective October 1, 2026, Platinum cardholders will lose access to Lufthansa lounges. The change ends a partnership that began in 2017 and was recently expanded earlier this year. Amex members will still enjoy entry to more...

By Doctor of Credit
American Airlines Increasing Bag Fees By $10-$50
NewsApr 9, 2026

American Airlines Increasing Bag Fees By $10-$50

American Airlines announced a hike in checked‑bag fees effective today, raising the first bag to $50, the second to $55, and the third to $200. The increases represent $10‑$50 jumps from previous rates. Passengers who prepay still receive a $5...

By Doctor of Credit
Truist $400 Business Checking Bonus [AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX,...
NewsApr 8, 2026

Truist $400 Business Checking Bonus [AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX,...

Truist Bank has re‑launched its business checking promotion, granting a $400 cash bonus to new small‑business customers who open a Simple or Dynamic Business Checking account and meet deposit requirements. The offer, available in 18 states plus DC, runs through...

By Doctor of Credit
Best Brokerage Bonuses – Earn Up To $5,000
NewsApr 8, 2026

Best Brokerage Bonuses – Earn Up To $5,000

Doctor of Credit’s 2026 roundup lists the most lucrative brokerage sign‑up bonuses, highlighting cash rewards, stock grants, and match programs across major and niche firms. The guide details each offer’s required transfer amount, hold period, and account type eligibility, from...

By Doctor of Credit
[Targeted] Chase Cards Spend Offer: Earn 5x On Grocery, Gas, Restaurants
NewsApr 6, 2026

[Targeted] Chase Cards Spend Offer: Earn 5x On Grocery, Gas, Restaurants

Chase is offering a limited‑time promotion that awards five total miles per dollar on grocery, gas and restaurant purchases, up to $1,000 in spend. The offer runs from April 1 to June 30, 2026 and can be activated through an email link...

By Doctor of Credit
Capital One Offers: Staples, Lululemon, Virgin Atlantic & More
NewsApr 6, 2026

Capital One Offers: Staples, Lululemon, Virgin Atlantic & More

Capital One’s latest merchant offers let cardholders earn bonus points by spending at select retailers. The promotions include 1,000 points for a $25 spend at Lululemon, 5,000 points for a $200 spend on Virgin Atlantic flights, and similar deals at...

By Doctor of Credit
Barclays JetBlue Premier Credit Card Adds New Benefits, No Annual Fee Increase (Still $499)
NewsApr 6, 2026

Barclays JetBlue Premier Credit Card Adds New Benefits, No Annual Fee Increase (Still $499)

Barclays has refreshed its JetBlue Premier Credit Card with a suite of new perks while keeping the $499 annual fee unchanged. Cardholders can earn a Companion Pass credit worth up to $1,500 after $75,000 in annual spend, receive a 25‑Tile...

By Doctor of Credit
DoorDash Adds $20 Pickup Minimum
NewsApr 6, 2026

DoorDash Adds $20 Pickup Minimum

DoorDash has increased the minimum order amount for pickup orders from $10 to $20 for certain stores and locations. The change affects customers who rely on Chase credit‑card promotions that offer a $10 monthly DashPass credit, previously enough to meet...

By Doctor of Credit
Rakuten Adds Bank Of America Cards To Portal – Up To $250 ($500 Total On Travel Rewards)
NewsApr 5, 2026

Rakuten Adds Bank Of America Cards To Portal – Up To $250 ($500 Total On Travel Rewards)

Rakuten is adding exclusive bonuses for Bank of America credit cards through its portal, offering up to $150 for the Travel Rewards card and $75 for the Customized Cash card, which can total $250 per card and $500 when both...

By Doctor of Credit
[PA, OH, IN, KY, or WV] First Commonwealth Bank $200/$400 Checking Bonus, Direct Deposit Not Required
NewsApr 5, 2026

[PA, OH, IN, KY, or WV] First Commonwealth Bank $200/$400 Checking Bonus, Direct Deposit Not Required

First Commonwealth Bank is running a checking‑account promotion that awards a $200 bonus for opening a new account and completing at least ten customer‑initiated transactions within 60 days, with no direct‑deposit requirement. An additional $200 is available if the customer...

By Doctor of Credit
Staples: No Purchase Fee On $200 Visa Gift Cards (4/5-4/11)
NewsApr 5, 2026

Staples: No Purchase Fee On $200 Visa Gift Cards (4/5-4/11)

Staples is once again offering $200 Visa gift cards with no purchase or activation fee, available in‑store from April 5 through April 11, 2026. The promotion is part of a recurring weekly‑ad cycle that typically limits each shopper to five cards. Shoppers...

By Doctor of Credit
Current Ways To Save Money On Fuel
NewsApr 4, 2026

Current Ways To Save Money On Fuel

The article compiles a curated list of current fuel‑saving options, ranging from 7‑Eleven stackable codes that shave $1.41 off each gallon to digital rebates like Upside’s 50‑cent per‑gallon credit. It highlights retailer‑specific rewards such as Kroger’s 4× fuel points on...

By Doctor of Credit
Target & Walmart: Free Honest Flushable Wipes Via Social Nature Rebate
NewsApr 2, 2026

Target & Walmart: Free Honest Flushable Wipes Via Social Nature Rebate

Social Nature is launching a 100 % rebate on Honest Flushable Wipes sold at Target and Walmart, reimbursing shoppers up to $10.99 per purchase. The wipes, marketed as soft and “seriously clean,” hold a five‑star rating from over 540 global reviewers....

By Doctor of Credit
RebatesMe Shopping Portal: $50 Sign Up Bonus
NewsApr 2, 2026

RebatesMe Shopping Portal: $50 Sign Up Bonus

RebatesMe, a cash‑back shopping portal, is offering a $50 sign‑up bonus for new accounts, provided users earn at least $10 in cash back within 90 days—a much shorter window than the usual 365 days. The promotion matches the highest bonus...

By Doctor of Credit
[TX, CA, AZ, CO, NM, UT, ID, WY] AmaZing Business Credit Card Up To $1,000
NewsApr 2, 2026

[TX, CA, AZ, CO, NM, UT, ID, WY] AmaZing Business Credit Card Up To $1,000

The AmaZing business credit card series is offering sign‑up bonuses up to $1,000, with some states seeing $1,500 or $2,000 incentives. Eligibility depends on the issuing bank and the cardholder’s location, with Texas, California, Arizona, Colorado, New Mexico, Utah, Idaho...

By Doctor of Credit
Wells Fargo Choice Privileges 60,000 Points
NewsApr 2, 2026

Wells Fargo Choice Privileges 60,000 Points

Wells Fargo’s Choice Privileges Mastercard is offering a 60,000‑point sign‑up bonus for cardholders who spend $1,000 within the first three months, extending the promotion through April 7, 2026. The card earns 5X points on stays at participating Choice hotels, 3X on gas, groceries,...

By Doctor of Credit
American Express Centurion Lounge Updates (New Lounges At BOS, CLT & Expansion At DFW)
NewsApr 1, 2026

American Express Centurion Lounge Updates (New Lounges At BOS, CLT & Expansion At DFW)

American Express announced a series of Centurion lounge developments, including a two‑story lounge with an outdoor terrace at Boston Logan Airport slated for 2029, a new sidecar lounge in Charlotte Douglas International’s Concourse A opening in 2027, and a 50 % larger...

By Doctor of Credit
Upcoming Bank Of America Atmos Refer A Friend Offer – 80k Points + 50% Discount
NewsApr 1, 2026

Upcoming Bank Of America Atmos Refer A Friend Offer – 80k Points + 50% Discount

Bank of America’s Alaska Airlines Atmos card will soon launch a refer‑a‑friend promotion that grants 80,000 bonus points, a 50% flight discount code, and a $99 companion fare (taxes and fees start at $23) after the new cardholder spends $4,000 within...

By Doctor of Credit
Alaska Airlines: 30% Off Select Flights With Promo Code FLY30
NewsMar 31, 2026

Alaska Airlines: 30% Off Select Flights With Promo Code FLY30

Alaska Airlines is rolling out a limited‑time promotion that slashes base fares by 30% on select nonstop routes to Hawaii and a slate of U.S. transcontinental cities. The discount, accessed with promo code FLY30, applies to travel between April 22 and...

By Doctor of Credit
[Last Day] Citi / AAdvantage Platinum Select World Elite MasterCard – 80,000 Miles With $1,000 Spend
NewsMar 30, 2026

[Last Day] Citi / AAdvantage Platinum Select World Elite MasterCard – 80,000 Miles With $1,000 Spend

Credit card issuer Citi is offering a limited-time inflight promotion for its AAdvantage Platinum Select World Elite Mastercard, granting 80,000 American Airlines miles after $3,500 spend within four months. The card carries a $99 annual fee, waived the first year,...

By Doctor of Credit
[Payments Arriving] Evolve Bank & Trust Data Breach + $20 Settlement
NewsMar 30, 2026

[Payments Arriving] Evolve Bank & Trust Data Breach + $20 Settlement

Evolve Bank & Trust disclosed a ransomware breach in May 2024 attributed to the LockBit criminal group. An employee’s click on a malicious link allowed attackers to download customer data and encrypt files, though backups limited operational loss and no...

By Doctor of Credit
American Express To Remove $100 Saks Benefit On Platinum Card
NewsMar 30, 2026

American Express To Remove $100 Saks Benefit On Platinum Card

American Express announced that the $100 annual Shop Saks credit on the U.S. Consumer Platinum Card will be discontinued for all members starting July 1, 2026. Existing cardholders can still receive up to $50 in Saks statement credits through June...

By Doctor of Credit
(Ending Soon) Capital One Venture: 75,000 Points + $250 Travel Credit
NewsMar 30, 2026

(Ending Soon) Capital One Venture: 75,000 Points + $250 Travel Credit

Capital One has re‑launched its Venture card promotion, offering a $250 travel credit for the first year and a 75,000‑point bonus after spending $4,000 within the first three months. The card carries a $95 annual fee that is not waived,...

By Doctor of Credit
American Express Platinum Changes: Events With AmEx To Be Removed, Uber VIP Replaced With Priority Support
NewsMar 29, 2026

American Express Platinum Changes: Events With AmEx To Be Removed, Uber VIP Replaced With Priority Support

American Express announced three updates to its Platinum card benefits effective in 2026. The "Events with Amex" perk ends on June 10, while Centurion lounge access will be restricted to five‑hour layovers and require the primary cardholder to be on...

By Doctor of Credit
[Targeted] Signup for Venmo Credit Card & Get Triple Rewards (9% Back On Top Category)
NewsMar 29, 2026

[Targeted] Signup for Venmo Credit Card & Get Triple Rewards (9% Back On Top Category)

Venmo is re‑launching a targeted credit‑card promotion that delivers triple‑cash‑back for six months—9% on the top spend category, 6% on the second, and 3% on all other purchases. The offer carries no annual fee, no sign‑up bonus, and imposes no...

By Doctor of Credit
Capital One Shopping: 50% Back On Belk.com
NewsMar 29, 2026

Capital One Shopping: 50% Back On Belk.com

Capital One Shopping is promoting a limited‑time promotion that returns 50% of purchases made on Belk.com, up to a $1,000 rebate. The cash‑back reward is accessible through the platform’s homepage and a supplemental email offer, but it excludes gift cards....

By Doctor of Credit
Rakuten: 100x/100% Back on NordPass & NordProtect ($187 Spend)
NewsMar 28, 2026

Rakuten: 100x/100% Back on NordPass & NordProtect ($187 Spend)

Rakuten has reinstated its 100 % cash‑back promotion for NordPass and NordProtect, reimbursing the full purchase price for first‑time subscriptions up to a $187 spend. The offer applies to a $67 family NordPass plan and the $120 NordProtect Silver tier, but...

By Doctor of Credit
[CA only] SAFE Credit Union $300 Checking Bonus (Can Now Churn)
NewsMar 28, 2026

[CA only] SAFE Credit Union $300 Checking Bonus (Can Now Churn)

SAFE Credit Union in California has relaunched its checking‑account promotion, offering a $300 bonus that can double to $600 if additional criteria are met. The offer runs through May 31 2026 and requires a minimum $1,000 in direct deposits each month for...

By Doctor of Credit
[Expired – Class Action Settlement] [Targeted, CA only] Patelco Credit Union $300 Checking Bonus
NewsMar 27, 2026

[Expired – Class Action Settlement] [Targeted, CA only] Patelco Credit Union $300 Checking Bonus

Patelco Credit Union is offering a $400 new‑account bonus, split into $300 for opening a free or interest checking account, $50 for adding a Money Market account, and $50 for enrolling in the RoundUp savings feature. To earn the $300...

By Doctor of Credit
[Live 3/31] SoFi Plus Now Costs $10/Month (Removes Free Option) + 4.5% Savings Rate
NewsMar 27, 2026

[Live 3/31] SoFi Plus Now Costs $10/Month (Removes Free Option) + 4.5% Savings Rate

SoFi is ending the free SoFi Plus subscription, charging every member $10 per month starting April 1, 2026. The plan now includes a 4.5% APY on balances up to $20,000, a modest bump from the 4.25% baseline. However, the extra...

By Doctor of Credit
Truist $400 Checking Bonus [AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA,...
NewsMar 27, 2026

Truist $400 Checking Bonus [AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA,...

Truist is running a $400 cash bonus for new personal checking accounts across 18 states, valid through July 9 2026. To qualify, applicants must use promo code DC400TR1Q226, receive a single direct deposit of at least $2,000 within 90 days, and complete 20...

By Doctor of Credit
Free Wine From Last Bottle Wines Via Referral
NewsMar 26, 2026

Free Wine From Last Bottle Wines Via Referral

Last Bottle Wines is offering free ground shipping on all orders and a $10 credit for new customers who sign up via a referral link. Existing referrers earn a $30 credit when someone uses their link. Wines are priced $8‑$12...

By Doctor of Credit
[Targeted] AmEx Offer: Use Apple Pay Three Times & Receive $10 Statement Credit
NewsMar 26, 2026

[Targeted] AmEx Offer: Use Apple Pay Three Times & Receive $10 Statement Credit

American Express has re‑issued a targeted offer that grants a one‑time $10 statement credit once cardholders complete three purchases using Apple Pay on an eligible mobile device. The promotion, which cycles periodically, is currently active through May 21, 2026 for qualifying AmEx cards....

By Doctor of Credit
Meijer: Purchase $50 In Third Party Giftcards, Get 5,000 Points (50k Cap)
NewsMar 26, 2026

Meijer: Purchase $50 In Third Party Giftcards, Get 5,000 Points (50k Cap)

Meijer’s MPerks loyalty program is currently offering 5,000 points—equivalent to a $5 discount—when shoppers spend $50 on eligible third‑party gift cards, excluding Meijer, Amazon, prepaid debit, Visa, Mastercard, and phone cards. The promotion runs from March 25 to April 7,...

By Doctor of Credit
(Update: 5% Amazon) ShopBack Shopping Portal $15+ In Signup Bonuses & More; Earn Cashback On Amazon & More
NewsMar 25, 2026

(Update: 5% Amazon) ShopBack Shopping Portal $15+ In Signup Bonuses & More; Earn Cashback On Amazon & More

ShopBack, a cashback portal expanding in the U.S., is running a slate of high‑rate offers that include up to 5% back on Amazon (capped at $10 per order) for a three‑day window, unlimited 50% cashback on Temu, 15% on Home...

By Doctor of Credit
[YMMV] Chase Business Checking: Pay 5 Bills Online & Earn $250
NewsMar 24, 2026

[YMMV] Chase Business Checking: Pay 5 Bills Online & Earn $250

Chase is offering existing business checking customers a $250 cash bonus for completing five online bill‑pay transactions within 90 days of enrollment. Participants must enter a 16‑character coupon code in the online banking portal to verify redemption. The promotion is...

By Doctor of Credit
[Updated] Capital One Shopping Portal Adds Redemption Options
NewsMar 24, 2026

[Updated] Capital One Shopping Portal Adds Redemption Options

Capital One Shopping’s rewards portal has been in constant flux, repeatedly adding and removing gift‑card redemption partners such as Walmart, DoorDash, eBay, Home Depot and Lowe’s. Recent updates (March 2026) re‑introduce Walmart and expand options with DoorDash and eBay, while earlier months...

By Doctor of Credit
OKX Airdrop: Free Crypto When You Hold $10,000+
NewsMar 23, 2026

OKX Airdrop: Free Crypto When You Hold $10,000+

OKX is rolling out a new airdrop program that rewards users who hold at least $10,000 in eligible crypto on its platform. Participants are split into Standard (>$10K) and VIP (>$100K plus $100K 30‑day trading volume) tiers, with daily rewards...

By Doctor of Credit
[Targeted] GreenFi (Formerly Aspiration): Direct Deposit Bonus Of Up To $200 & 100 Trees
NewsMar 23, 2026

[Targeted] GreenFi (Formerly Aspiration): Direct Deposit Bonus Of Up To $200 & 100 Trees

GreenFi, the rebranded Aspiration, is rolling out a limited‑time promotion that rewards customers who set up a direct‑deposit stream of $500 or more per month with up to $200 cash and the planting of up to 100 trees. The bonus...

By Doctor of Credit
Cheesecake Factory: Free Slice Of Cheesecake For Downloading App, No Purchase [4/1 – 5/7]
NewsMar 23, 2026

Cheesecake Factory: Free Slice Of Cheesecake For Downloading App, No Purchase [4/1 – 5/7]

The Cheesecake Factory is launching a new mobile app and will give a free slice of cheesecake to anyone who downloads it by April 30, with redemption available from April 1 through May 7. No purchase is required, and the app also offers...

By Doctor of Credit
[Refunds] Bilt 2.0 Charging 0.2% Foreign Transaction Fee, Despite Advertising No Fee
NewsMar 22, 2026

[Refunds] Bilt 2.0 Charging 0.2% Foreign Transaction Fee, Despite Advertising No Fee

Bilt’s Cardless (Bilt 2.0) credit product, marketed with zero foreign transaction fees, is now applying a 0.2% fee on Mastercard‑processed purchases. The charge stems from Mastercard’s network surcharge, which most issuers absorb but Bilt appears to be passing on. The company...

By Doctor of Credit
[YMMV] Get $250 From Capital One Shopping With Kraken Crypto Signup
NewsMar 21, 2026

[YMMV] Get $250 From Capital One Shopping With Kraken Crypto Signup

The article outlines a series of cash‑back and referral promotions that let U.S. users earn up to $250 by signing up for the Kraken cryptocurrency exchange through portals such as Capital One Shopping, Rakuten and Topcashback. Each portal offers a...

By Doctor of Credit