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Leading global fintech/bankingtech/payments newswire covering retail, wholesale, payments, regtech, and bank technology.

KYB Plaform Sinpex Secures €10 Million Series A
NewsJan 19, 2026

KYB Plaform Sinpex Secures €10 Million Series A

Sinpex, an AI-driven platform that streamlines KYB and KYC lifecycle management, announced a €10 million Series A financing round. The round was led by prominent European fintech investors, with participation from existing backers. The capital will be used to enhance AI capabilities,...

By Finextra
Bet365 Goes Live with TrueLayer's Pay by Bank
NewsJan 19, 2026

Bet365 Goes Live with TrueLayer's Pay by Bank

Bet365 has integrated TrueLayer’s Pay by Bank technology across its UK and German platforms, making it the recommended checkout option for players. The open‑banking solution enables instant deposits and withdrawals directly from bank accounts, leveraging biometric authentication for added security....

By Finextra
Jet Bank and Backbase Partner to Launch Albania’s First Digital-Only Bank
NewsJan 19, 2026

Jet Bank and Backbase Partner to Launch Albania’s First Digital-Only Bank

Jet Bank, in partnership with Backbase, is launching Albania's first fully digital‑only bank. Backbase supplies its AI‑powered Banking Platform as a unified engagement layer, integrating core banking, card processing and third‑party services. The collaboration accelerated the project from initial setup...

By Finextra
Worldline and YouLend Launch Cash Advance for European SMBs
NewsJan 19, 2026

Worldline and YouLend Launch Cash Advance for European SMBs

Worldline and YouLend have introduced Cash Advance, an embedded financing solution that gives European small‑and‑medium‑sized businesses access to up to €250,000 within 48 hours. The product leverages Worldline’s payments infrastructure and YouLend’s data‑driven underwriting to deliver personalised offers linked to...

By Finextra
LiveMore Mortgage Matcher to Be Integrated Into MAB Adviser System
NewsJan 19, 2026

LiveMore Mortgage Matcher to Be Integrated Into MAB Adviser System

LiveMore and the Mortgage Advice Bureau (MAB) have integrated the LiveMore Mortgage Matcher into MAB’s adviser system, targeting the later‑life lending segment. The tool instantly analyses a client’s income, expenses and ancillary streams to calculate maximum borrowing power. It provides...

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Monzo Launches Free Tax Tool Ahead of New Rules
NewsJan 19, 2026

Monzo Launches Free Tax Tool Ahead of New Rules

Monzo has introduced a free, HMRC‑recognised tax filing tool for sole traders and landlords, launching ahead of the Making Tax Digital (MTD) for Income Tax deadline on April 6. The service, built on Sage’s embedded technology, lets users submit quarterly income...

By Finextra
Adempi Hires Lorraine Mouat to Lead Payments Practice
NewsJan 16, 2026

Adempi Hires Lorraine Mouat to Lead Payments Practice

Adempi, a specialist FCA compliance consultancy, has hired Lorraine Mouat as a Partner to lead its payment services and e‑money practice. Mouat brings deep experience guiding payment service providers and electronic money institutions through FCA authorisations, safeguarding, and data‑protection challenges. The...

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PhotonPay Partners ClearBank to Expand Access to UK Payment Rails
NewsJan 16, 2026

PhotonPay Partners ClearBank to Expand Access to UK Payment Rails

ClearBank has teamed up with AI‑driven fintech PhotonPay to provide the latter’s business clients indirect access to the UK’s core payment rails. Leveraging ClearBank’s API‑based infrastructure, PhotonPay will issue virtual accounts and connect to Faster Payments, BACS and CHAPS in...

By Finextra
TBC Uzbekistan Launches TBC Plus Subscription Service
NewsJan 16, 2026

TBC Uzbekistan Launches TBC Plus Subscription Service

TBC Uzbekistan, the leading digital banking platform in Central Asia and a subsidiary of the London‑listed TBC Bank Group, has introduced TBC Plus, a new subscription‑based service. The offering expands the bank’s portfolio beyond core banking to include premium financial...

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HSBC Joins Funding Round for Pan-Asia Fintech WeLab
NewsJan 16, 2026

HSBC Joins Funding Round for Pan-Asia Fintech WeLab

HSBC has joined a $220 million debt‑equity round for WeLab, the Hong Kong‑based fintech that runs two digital banks and serves more than 70 million customers across Hong Kong, Mainland China and Indonesia. The financing, also backed by Prudential, Fubon Bank, HKIC, TOM Group...

By Finextra
KYC Regulatory Trends to Watch in 2026
NewsJan 15, 2026

KYC Regulatory Trends to Watch in 2026

In 2026 regulators worldwide are tightening KYC oversight, shifting focus from documented policies to demonstrable effectiveness. The FATF’s latest recommendations, the FCA’s data‑driven supervision, and the EU’s AMLA rollout all demand continuous, risk‑based customer due diligence, robust beneficial‑ownership verification, and...

By Finextra
Former Adyen Exec Edgar Verschuur Joins Gigs
NewsJan 15, 2026

Former Adyen Exec Edgar Verschuur Joins Gigs

Gigs, a leader in embedded connectivity, has appointed former Adyen Global Head of Payments Edgar Verschuur as Head of Connectivity. Verschuur will spearhead Gigs' strategic push into local consumer plans, global roaming solutions, and enterprise connectivity offerings. The hire signals...

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Lingfeng Capital Preps Digital Venture Fund
NewsJan 15, 2026

Lingfeng Capital Preps Digital Venture Fund

Lingfeng Capital announced the upcoming launch of its Digital Venture Fund (DVF), a regulated, tokenised venture vehicle. The fund will operate across multiple blockchain networks, giving investors exposure to early‑stage fintech and digital infrastructure projects. By tokenising equity stakes, DVF...

By Finextra
Standard Chartered Completes First ICC-Swift API Standards Digital Bank Guarantee Transaction
NewsJan 15, 2026

Standard Chartered Completes First ICC-Swift API Standards Digital Bank Guarantee Transaction

Standard Chartered has completed the first digital bank guarantee transaction using the newly released ICC‑Swift API standards, partnering with Komgo’s Konsole platform. The API‑based workflow automates instruction receipt and guarantee issuance, delivering faster, more transparent service for a global energy...

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Fintech IPO Wave: What 2026's Public Listings Mean for Investors and Innovation
NewsJan 15, 2026

Fintech IPO Wave: What 2026's Public Listings Mean for Investors and Innovation

2026 is set to become a watershed year for fintech as a wave of high‑profile IPOs—led by Stripe, Revolut, Plaid and other AI‑enabled firms—hits public markets. The surge is driven by regulatory reforms that streamline licensing in the UK and...

By Finextra
TNS Connects to Japan Alternative Market
NewsJan 15, 2026

TNS Connects to Japan Alternative Market

Transaction Network Services (TNS) has added a direct connection to the Japan Alternative Market (JAX), extending its market‑data infrastructure across the Asia‑Pacific region. The new link delivers JAX’s data feeds through TNS’s managed global network, offering clients low‑latency, reliable access....

By Finextra
Banking Circle Opens Branch in the Czech Republic,
NewsJan 15, 2026

Banking Circle Opens Branch in the Czech Republic,

Banking Circle announced the launch of a new Czech Republic branch, adding direct Czech koruna (CZK) payment capabilities for global clients. The office will serve small‑to‑medium banks, payment service providers and fintechs, offering local accounts and virtual IBANs. This follows...

By Finextra
Capital.com Granted CMA Licence in Kenya
NewsJan 15, 2026

Capital.com Granted CMA Licence in Kenya

Capital.com has secured licence number 244 from Kenya’s Capital Markets Authority, authorising it to operate as a Dealing Online Foreign Exchange Broker. The approval enables the firm to offer regulated online forex and trading services to Kenyan clients, with full onboarding,...

By Finextra
Wealthtech NAO Partners ARK Invest Europe
NewsJan 15, 2026

Wealthtech NAO Partners ARK Invest Europe

Berlin‑based wealth‑tech platform NAO has teamed with ARK Invest Europe to launch the ARK Private Innovation ELTIF, a regulated Irish ELTIF 2.0 fund that gives retail investors exposure to mid‑to‑late‑stage private tech companies from a €1 minimum. The fund allocates roughly...

By Finextra
Fasset Names Rafiza Ghazali MD, Consumer Banking
NewsJan 15, 2026

Fasset Names Rafiza Ghazali MD, Consumer Banking

Fasset, the global banking and investment platform, has appointed veteran banker Rafiza Ghazali as Managing Director of Consumer Banking, effective 1 February 2026. The hire comes as Fasset moves to launch the world’s first stablecoin‑based Islamic digital bank after receiving provisional approval...

By Finextra
LHV Bank Tops £1bn in Deposits
NewsJan 15, 2026

LHV Bank Tops £1bn in Deposits

LHV Bank announced it has surpassed £1 billion in customer deposits less than a year after launching its retail operations in the UK. The surge stems from a transparent product lineup that includes a current account paying 3.75% AER and an...

By Finextra
Worldline Empowers Agentic Commerce with New AI Capabilities
NewsJan 15, 2026

Worldline Empowers Agentic Commerce with New AI Capabilities

Worldline announced two new capabilities—Model Context Protocol (MCP) servers and the ConnectAI developer hub—to make its Global Collect payment platform agent‑ready. The MCP acts as a secure bridge that lets large language models initiate payments, refunds, and status checks via...

By Finextra
LSEG Launches Blockchain-Based Digital Settlement Network
NewsJan 15, 2026

LSEG Launches Blockchain-Based Digital Settlement Network

LSEG has launched the Digital Settlement House (DiSH), a blockchain‑compatible platform that enables instant, 24/7 settlement of commercial‑bank money for digital‑asset transactions. DiSH Cash tokenises deposits held at participating banks, supporting multiple currencies and both PVP and DVP settlement models....

By Finextra
ClearScore Embeds Automated Debt Repayment Technology Directly Into Lender Applications
NewsJan 15, 2026

ClearScore Embeds Automated Debt Repayment Technology Directly Into Lender Applications

ClearScore has launched its automated debt‑repayment engine, Clearer, directly into lender credit‑application flows. The tool automatically channels consolidation‑loan proceeds to pay off existing debts, eliminating fund‑diversion risk and allowing lenders to price loans more accurately. Early partners such as Oakbrook...

By Finextra
Swift to Build Shared Ledger for Tokenised Asset Transactions
NewsJan 15, 2026

Swift to Build Shared Ledger for Tokenised Asset Transactions

Swift will integrate a blockchain‑based shared ledger into its global messaging network after successful interoperability trials with BNP Paribas Securities Services, Intesa Sanpaolo and Societe Generale‑Forge. The ledger aims to enable real‑time settlement of tokenised assets across borders, improving speed and transparency. Trials...

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What Happens to Card Economics when Stablecoins Stroll up to the Till in SA?
NewsJan 15, 2026

What Happens to Card Economics when Stablecoins Stroll up to the Till in SA?

South African retailers are piloting stablecoin‑based settlement at the point of sale, allowing token transfers to clear in seconds and dramatically compressing the traditional card economics stack. Pick n Pay’s rollout showed that merchants can add a crypto tender without...

By Finextra
Cosegic Boosts Financial Crime Expertise Through Fintrail Acquisition
NewsJan 15, 2026

Cosegic Boosts Financial Crime Expertise Through Fintrail Acquisition

London‑based compliance specialist Cosegic announced the acquisition of financial‑crime consultancy Fintrail, though the purchase price was not disclosed. The deal adds Fintrail’s niche expertise in anti‑money‑laundering (AML) investigations and fraud detection to Cosegic’s existing portfolio of regulatory technology solutions. By...

By Finextra
Exchange Association Says Regulators Should Prioritize Gen AI Threats over Quantum Computing
NewsJan 15, 2026

Exchange Association Says Regulators Should Prioritize Gen AI Threats over Quantum Computing

The World Federation of Exchanges (WFE) warned regulators that they are over‑emphasizing quantum‑computing risks at the expense of more immediate generative AI threats. WFE estimates a 5‑10+ year horizon before cryptographically relevant quantum computers appear, recommending proportionate resource allocation. The...

By Finextra
Keye Launches AI Co-Pilot for Private Equity Due Diligence
NewsJan 15, 2026

Keye Launches AI Co-Pilot for Private Equity Due Diligence

Keye has unveiled Odin, an AI‑driven co‑pilot designed to streamline private‑equity due diligence for investment teams. The tool leverages large‑language models and proprietary NLP pipelines to extract financial metrics, covenant clauses, and risk factors from data‑room documents. Early pilots claim...

By Finextra
Keye Launces AI Co-Pilot for Private Equity Due Diligence
NewsJan 15, 2026

Keye Launces AI Co-Pilot for Private Equity Due Diligence

Keye has introduced Odin, an AI‑powered co‑pilot designed to streamline private‑equity due‑diligence. The tool lets deal teams pose plain‑English questions and receive deterministic, audit‑ready analysis instantly. Powered by Keye’s proprietary Deterministic Creativity, Odin combines natural‑language understanding with code‑based execution, eliminating...

By Finextra
Quavo Names David Oldershaw COO; Tony DiGiorgio CTO
NewsJan 14, 2026

Quavo Names David Oldershaw COO; Tony DiGiorgio CTO

Quavo announced the appointment of David Oldershaw as chief operating officer and Tony DiGiorgio as chief technology officer. Both executives bring deep experience in fintech operations and AI development. The hires are intended to accelerate Quavo’s product roadmap and expand...

By Finextra
AI Helped Drive Increase in Crypto Scam Losses to $17bn in 2025
NewsJan 14, 2026

AI Helped Drive Increase in Crypto Scam Losses to $17bn in 2025

Chainalysis estimates crypto‑related scam losses could top $17 billion in 2025, up from $12 billion in 2024. The average fraudulent payment jumped from $782 to $2,764, while impersonation scams exploded 1,400% year‑over‑year. AI‑enabled operations proved 4.5 times more profitable, generating $3.2 million per...

By Finextra
Exegy Acquires NovaSparks
NewsJan 14, 2026

Exegy Acquires NovaSparks

Exegy, a leading provider of high‑performance market data and trading technology, announced the acquisition of NovaSparks Inc., a specialist in FPGA‑enabled real‑time market data normalization and distribution. The deal integrates NovaSparks’ low‑latency data processing platform into Exegy’s existing feed handling...

By Finextra
Esma Unfolds Data and Digital Strategy Roadmap
NewsJan 14, 2026

Esma Unfolds Data and Digital Strategy Roadmap

The European Securities and Markets Authority (ESMA) has launched a new Digital Strategy for 2026‑2028 and refreshed its Data Strategy covering 2023‑2028. Both roadmaps focus on smarter regulatory reporting, reduced complexity, and stronger digital capabilities across the European System of...

By Finextra
ACI Worldwide Appoints JP Krishnamoorthy as Chief Innovation and Technology Officer
NewsJan 14, 2026

ACI Worldwide Appoints JP Krishnamoorthy as Chief Innovation and Technology Officer

ACI Worldwide announced the appointment of JP Krishnamoorthy as Chief Innovation & Technology Officer, leading its Global Technology & Innovation organization. Krishnamoorthy, who joined in December 2025, previously headed engineering, AI, cloud operations, and cybersecurity at Coupa Software, and has extensive...

By Finextra
DTCC Comments on UK MiFID ARM Registration
NewsJan 14, 2026

DTCC Comments on UK MiFID ARM Registration

The UK Financial Conduct Authority has formally registered DTCC’s Markets in Financial Instruments Directive/Regulation (MiFID/R) ARM licence, clearing the way for a new reporting service. Scheduled for launch in the second quarter of 2026, the platform will let market participants...

By Finextra
Gresham Completes Acquisition of S&P Global’s Enterprise Data Management (EDM) Business
NewsJan 14, 2026

Gresham Completes Acquisition of S&P Global’s Enterprise Data Management (EDM) Business

Gresham announced the completion of its acquisition of S&P Global’s Enterprise Data Management (EDM) business, a platform trusted by 30 of the top 60 global asset managers and supporting more than $12 trillion in assets under management. Backed by private‑equity firm...

By Finextra
Lunar Gives Customers Visual View of Yearly Spending Habits
NewsJan 14, 2026

Lunar Gives Customers Visual View of Yearly Spending Habits

Lunar has introduced “Wallet story,” a visual annual summary that turns users’ transaction data into a narrative of their spending across categories like housing, travel and everyday purchases. The feature eschews traditional charts, scores or financial advice, offering a purely...

By Finextra
Capi Money Get UK EMI Licence
NewsJan 14, 2026

Capi Money Get UK EMI Licence

Capi Money Group announced that its UK subsidiary has received Electronic Money Institution authorisation from the FCA. The licence allows Capi UK to issue e‑money and provide regulated payment services, targeting the £80 billion annual UK‑Africa capital flow. With eight African...

By Finextra
UK and EU Regulators Sign MoU to Strengthen Oversight of Critical Third Parties
NewsJan 14, 2026

UK and EU Regulators Sign MoU to Strengthen Oversight of Critical Third Parties

The Financial Conduct Authority, Bank of England and Prudential Regulation Authority have signed a Memorandum of Understanding with the European Supervisory Authorities. The MoU formalises cooperation on supervising critical third parties that operate under the UK’s CTP regime. It establishes...

By Finextra
ClearBid Global Markets Selects Archax as Digital Asset Partner for UK and EU Expansion
NewsJan 14, 2026

ClearBid Global Markets Selects Archax as Digital Asset Partner for UK and EU Expansion

ClearBid Global Markets announced a partnership with Archax, the FCA‑regulated digital asset exchange, to extend its cross‑border digital bond trading and data platform into the United Kingdom and European Union. The collaboration gives CBGM access to Archax’s compliant custody, settlement...

By Finextra
PayPal and Deutsche Bank Strike Global Payments Deal
NewsJan 14, 2026

PayPal and Deutsche Bank Strike Global Payments Deal

PayPal and Deutsche Bank announced an expansion of their long‑standing partnership to deliver enhanced payment solutions across the United States, Europe, and Asia‑Pacific. The deal integrates PayPal’s digital wallet and merchant services with Deutsche Bank’s banking infrastructure, enabling faster cross‑border...

By Finextra
How Neglectful People Processes Could Create the Next Financial Crisis
NewsJan 14, 2026

How Neglectful People Processes Could Create the Next Financial Crisis

During FinextraTV’s Predict 2026, Harrington Star co‑founder Nadia Edwards‑Dashti and financial‑services executive Samantha Emery warned that the industry’s retreat from robust diversity, equity and inclusion (DEI) initiatives could sow the seeds of a new financial crisis. They argued that labeling...

By Finextra
ExtractAlpha Release Analyst Model Global
NewsJan 14, 2026

ExtractAlpha Release Analyst Model Global

ExtractAlpha unveiled its Analyst Model Global, extending the firm’s AI‑driven stock‑selection engine to cover the United States, EMEA, APAC and the broader Americas. The new offering promises a single, consistent signal that can be applied across all major equity markets....

By Finextra
Conferma Names Mark Ledsham as CEO
NewsJan 14, 2026

Conferma Names Mark Ledsham as CEO

Conferma, a global corporate travel payments leader, announced Mark Ledsham as its new chief executive officer. Ledsham brings a track record of scaling fintech and financial services businesses, having held senior roles at Currencycloud, XE.com, Euronet Worldwide, OFX, Macquarie Group...

By Finextra
Built for Mars: Monzo Savings Challenge Highlights Persistent Retention Gap
NewsJan 14, 2026

Built for Mars: Monzo Savings Challenge Highlights Persistent Retention Gap

Monzo’s 1p Savings Challenge, a gamified deposit product, quickly attracted users, demonstrating the bank’s capacity to mobilise a large audience at launch. Built for Mars’ analysis shows the challenge’s strongest performance occurs in the first few days, with engagement plummeting...

By Finextra
Abound Enters Mortgage Market Through Acquisition of Ahauz
NewsJan 14, 2026

Abound Enters Mortgage Market Through Acquisition of Ahauz

Abound, a credit‑tech firm, is entering the mortgage market by acquiring Ahauz, a specialist shared‑equity lender. The deal lets Ahauz keep its focus while gaining Abound’s AI‑driven affordability engine and capital. Abound’s first product is a Help‑to‑Buy‑style equity loan offering...

By Finextra
Plumery Unveils AI Fabric
NewsJan 14, 2026

Plumery Unveils AI Fabric

Plumery announced AI Fabric, an event‑driven data‑mesh platform that creates an AI‑ready foundation for digital banking. The solution replaces fragile point‑to‑point integrations with a standardized, API‑first architecture, allowing banks to connect generative AI models directly to core data streams. By...

By Finextra
Lendscape Appoints Brett Promisel as CEO
NewsJan 14, 2026

Lendscape Appoints Brett Promisel as CEO

Lendscape announced Brett Promisel as its new Chief Executive Officer after an extensive global search. Promisel brings more than three decades of leadership experience at technology and financial‑services firms such as RELX, FIS Global and UBS, most recently heading Investor Services at...

By Finextra