Reward Embeds Experian Mosaic
Reward has integrated Experian Mosaic into its Intelligence and Activation suite, merging first‑party transaction data from ten million UK banking customers with Experian’s demographic and lifestyle segmentation. The combined offering links the "what" of purchase behaviour to the "who" of consumer profiles, giving retailers and brands a fuller, actionable view of UK shoppers. Early analysis shows Mosaic segments such as "Budding Families" and "Affordable School Years" lifted health‑and‑wellness spend by 23% in January 2025 versus December 2024. The partnership aims to turn seasonal intent into precise marketing activation.
Moneyhub Selected by Nationwide to Create AI-Driven Spending Insights for All Customers
Moneyhub has been selected by Nationwide to power AI‑driven spending insights for the lender’s 16 million UK customers. The firm’s Categorisation and Enrichment engine will analyse every transaction, adding merchant identifiers, website links and location data. This granular view enables users...
Payments Association Calls for Bank of England to Stop Stifling Stablecoin Progress
The Payments Association released its 2026 manifesto, urging the Bank of England to remove holding limits, improve backing‑asset ratios, and lift the wholesale ban on systemic stablecoins. The 77‑policy blueprint, drafted by over 150 payments experts, targets regulatory bottlenecks that...
The Role of Identity in the PSD3 Era
PSD3, set to enforce in 2026, upgrades the European payments regime from PSD2’s data‑sharing focus to an identity‑centric security model. The directive mandates phishing‑resistant, biometric and behavioral authentication, and shifts authorized push‑payment fraud liability onto payment service providers. Real‑time, risk‑adaptive...
Noah and Nala Launch Instant Stablecoin Settlement Network
Noah and NALA announced a strategic partnership to create an instant stablecoin settlement network for cross‑border payments. The platform lets global businesses collect USD and pay out local currency in minutes, targeting the estimated $850 bn liquidity gap in Africa and...
Survey Shows Insurers Lagging on Compliance Screening
A LSEG Risk Intelligence survey reveals insurers lag behind peers in compliance screening, with 75% reporting data‑update delays and 80% citing inflexible tools. Manual remediation workloads affect 81% of firms, while high false‑positive rates persist at 75%. Despite these hurdles,...
IAltA Acquires BridgeFT
iAltA Holdings announced the acquisition of BridgeFT, a cloud‑native, API‑first wealth infrastructure firm. BridgeFT’s WealthTech API unifies client and portfolio data, eliminating the need for multiple bespoke integrations. The deal gives iAltA a ready‑made data‑layer to simplify technology stacks, cut...
Revolut to Tackle Impersonation Scams
Revolut, the UK‑based challenger bank, has launched a new security feature aimed at curbing impersonation scams that have surged across digital banking. The measure adds an extra verification step for outbound transfers and leverages AI to flag suspicious account changes....
Indian Banks Plan Massive ATM Deployment
Indian banks will install 17,350 ATMs over the next six months, with four state‑run banks—Bank of India, Union Bank of India, Canara Bank and India Bank—accounting for 8,000 of those machines. Seventy‑five percent of the new units will be cash‑recycling...
WTW Radar and Databricks Collaborate for Insurance Analytics
Willis Towers Watson launched the Radar Connector for Databricks, linking its end‑to‑end insurance analytics platform directly to the Databricks Data Intelligence Platform. The integration removes manual data movement, allowing insurers to pull and push data in minutes and to embed...
STG Acquires S&P's thinkFolio Business
STG, a private‑equity firm specializing in software, data and analytics, has completed the acquisition of S&P Global’s thinkFolio platform. The deal spins thinkFolio out as an independent portfolio company focused on portfolio modelling, order management and investment compliance. Backed by...
PayPal Ventures Leads €12 Million Funding Round in Klearly
PayPal Ventures led a €12 million financing round for Dutch hospitality‑payment platform Klearly, bringing total capital to €20 million. The funding will accelerate Klearly’s expansion into Italy and Belgium while bolstering engineering and operations. Klearly’s solution integrates with existing POS systems, allowing...
Open Banking UK Celebrates Eighth Anniversary
Open banking in the UK marks its eighth anniversary, now supporting over 16.5 million live user connections. Since its 2018 launch, the initiative has grown from a regulatory mandate to a core financial infrastructure, encompassing 145 authorised third‑party providers. Account‑to‑account payments...
Atomic Invest Acquires Groene Hart Financial Diensten
Atomic Invest has completed the acquisition of Groene Hart Financial Diensten, securing approval from the Netherlands Authority for the Financial Markets (AFM). The deal gives Atomic a regulatory foothold in the EU, enabling it to offer white‑label wealth‑management, brokerage, and...
FIS Jumps Into Agentic Commerce
FIS announced its first agentic commerce solution, enabling banks to process AI‑initiated purchases securely through existing card networks. The platform leverages the recently acquired Total Issuing Solutions portfolio and partners with Visa and Mastercard to embed AI agents within authorization,...
Bank Shares Slide on Trump Plan to Cap Card Fees
President Donald Trump announced a proposal to cap credit‑card interest rates at 10% for one year, sparking immediate market backlash. The announcement sent shares of major card issuers and banks tumbling, with Synchrony Financial down 9%, Capital One 8.8%, and...
Top Economists Urge EU to Resist Lobbyists and Back Digital Euro
A coalition of leading European economists has issued an open letter urging the EU to shield the digital euro initiative from financial‑industry lobbying. They argue that delays or compromises could leave the euro area reliant on U.S. card networks and...
Nationwide Battles Impersonation Scams with New Call Checker Service
Nationwide has introduced a Call Checker feature in its mobile app to verify whether incoming calls are genuinely from the building society. The service follows research showing UK residents receive an average of eight scam calls per month, with impersonation...
The Rising Role of Boutique Offshore Banks in a Fragmented Global Economy
Boutique offshore banks are gaining prominence as the global economy fragments into regional supply chains, divergent regulations, and heightened digital interdependence. Their lean structures let them navigate multiple jurisdictions, offering bespoke financial solutions that large megabanks struggle to provide. By...
Deep Dive: Inside Circle’s Payments Network
Circle launched the Circle Payments Network (CPN), an open, stablecoin‑based infrastructure that lets banks and fintechs settle cross‑border payments in near‑real‑time using USDC. The network acts as a coordination layer, handling FX quoting, AML/KYC data, and on‑chain token transfer while...
The Integrated Shield: Redefining Loss Prevention in Modern Banking
Banks are abandoning siloed underwriting for an integrated, lifecycle‑based loss‑prevention model. AI‑driven credit scoring now pulls alternative data to sharpen borrower risk profiles at onboarding. Dynamic credit limits and real‑time covenant management let lenders adjust exposure before a loan deteriorates....
PREDICT 2026: Finextra’s US Regulation Pulse Check 2026
Finextra’s 2026 US Regulation Pulse Check surveys financial institutions on a slate of overlapping compliance deadlines, including Treasury clearing mandates, ACH fraud rules, the GENIUS Act and new AML/CFT program designs. The study finds firms are turning to AI, automation...
Corporate Payouts Platform Onbe Appoints Kevin Ryan CFO
Onbe, a corporate payouts platform, announced Kevin Ryan as its new Chief Financial Officer, effective immediately. Reporting to CEO Bala Janakiraman, Ryan will lead FP&A, accounting and treasury, shaping the firm’s financial strategy. He brings 24 years of fintech finance leadership, most recently...
Fiserv Launches Unknown Shopper to Help Merchants Understand In-Store Customers
Fiserv has introduced Unknown Shopper, an analytics tool that transforms in‑store card‑present transaction data into actionable customer insights. Leveraging billions of historical payments, the platform enriches raw data with demographic attributes, allowing merchants to build segments without loyalty program enrollment....
Affirmative Becomes Nacha Preferred Partner
Nacha announced that Affirmative, a leading ACH risk‑management, compliance and fraud‑monitoring provider, has become a Nacha Preferred Partner for Compliance, Fraud Monitoring, Risk and Fraud Prevention. The partnership gives banks and credit unions a centralized view of both originated and...
Prometeo Joins FDATA
Fintech infrastructure provider Prometeo has joined the Financial Data and Technology Association (FDATA), expanding the trade group’s roster to more than 30 members across the United States and Canada. Prometeo offers bank connectivity, account verification, payment initiation, and data‑access services...
Mollie Becomes European Payments Initiative Principal Member
Mollie has become a Principal Member of the European Payments Initiative (EPI) and will launch the Wero unified payment solution on its platform. As a Principal Member, Mollie will connect merchants directly to the real‑time, account‑to‑account Wero network, which aims...
Ripple Wins EMI Licence and Crypto Registration in the UK
Ripple has secured both an Electronic Money Institution licence and a Cryptoasset Registration from the UK Financial Conduct Authority. The approvals allow Ripple Payments to offer licensed, end‑to‑end cross‑border services to UK institutions using digital assets. By handling blockchain complexity,...
The GENIUS Act: America’s Long-Awaited Stablecoin Rulebook
The Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act), signed on July 18 2025, creates the United States’ first comprehensive federal framework for payment stablecoins. It classifies compliant stablecoins as neither securities nor commodities, limits issuance to bank subsidiaries,...
Data Governance in Banking, Financial and Insurance Industry
The BFSI sector faces mounting regulatory pressure, prompting banks, insurers and financial firms to adopt rigorous data‑governance frameworks. Robust policies, access controls and quality standards protect customer data, reduce fraud risk, and enable faster, more accurate decision‑making. Vendors such as...
Insurity Appoints Jatin Atre President
Insurity, a leading provider of software for property and casualty insurers, has appointed Jatin Atre as its new President. Atre will steer the company’s growth strategy and an AI‑first transformation of its policy, billing, claims and analytics platforms. Under his...
Equifax Inks Deal with Greek Credit Bureau Tiresias
Equifax has signed a strategic partnership agreement with Tiresias, the only credit bureau operating in Greece. The deal positions Equifax as the technology and analytics provider for the bureau, bringing its global data‑science capabilities to the Greek market. Through the...
Florida Community Bank Sanibel Captiva Partners with Jack Henry
SanCap Bank, a Florida community lender with over $1 billion in assets, has selected Jack Henry to modernize its core processing platform. The partnership will automate workflows, streamline operations, and preserve seamless integrations with third‑party providers. SanCap plans to open a...
Danske Bank UK Appoints Dr Fiona Browne as Head of AI
Danske Bank UK has named Dr Fiona Browne as its new head of AI. Browne comes from academia, having taught data analytics and applied AI at Ulster University. The appointment signals the bank’s push to embed advanced analytics across its...
HSBC Hires Valderrábano as International Wealth and Premier Banking Chief Commercial Officer
HSBC has appointed Valentín Valderrábano as Chief Commercial Officer for International Wealth and Premier Banking, effective 20 February 2026. The role will steer strategy execution, wealth‑led growth, and the integration of digital and physical channels. Valderrábano arrives from Citibank, where he served...
ITRS Acquires Digital Experience Monitoring Specialist IP-Label
ITRS, a real‑time monitoring leader for financial services, announced a definitive agreement to acquire French digital experience monitoring specialist IP‑Label. The deal adds DEM technology to ITRS’s portfolio and deepens its foothold in Europe. IP‑Label’s platform will integrate with ITRS’s...
Fireblocks Acquires Crypto Accounting Platform Tres Finance for $13 Million
Fireblocks announced the acquisition of crypto accounting platform Tres Finance for $13 million. The deal expands Fireblocks' product suite beyond secure asset transfer to include automated accounting, compliance, and reporting tools. Tres Finance’s technology will be integrated into Fireblocks' existing...
Four Trends that Will Transform Business Payments in 2026
Business‑to‑business payment infrastructure is rapidly shifting toward speed, intelligence, and integration. By 2026, real‑time settlement will be the norm, while AI‑driven tools automate invoice reconciliation and fraud detection. Embedded finance will embed payment capabilities directly into ERP and procurement platforms,...
PayPal Boosts Advertising Platform with Cross-Merchant Purchase Data
PayPal has launched the Transaction Graph Insights & Measurement programme, giving merchants a cross‑merchant view of real shopper behaviour and ad performance. Leveraging its network of over 430 million consumer accounts and tens of millions of merchants, the platform maps the...
Stripe Partners Crypto.com to Offer Merchants Crypto Payment Option
Stripe has announced a partnership with Crypto.com to enable merchants to accept cryptocurrency payments directly through Stripe’s checkout platform. The integration allows Crypto.com users to spend their digital assets at online stores without first converting them to fiat. The solution...
Zilch Buys Lithuanian Lender to Secure European Banking Licence
London‑based buy‑now‑pay‑later unicorn Zilch announced the acquisition of Lithuania’s Fjord Bank, securing a full European banking licence. The deal gives Zilch direct access to the EU’s passporting rights, allowing it to offer regulated credit products across 27 member states. Management...
Aevi and Verifone Team to Scale In-Person Payments
Aevi and Verifone announced a strategic partnership that unifies in‑person payment orchestration with Verifone’s global device portfolio. The joint solution offers a single, acquirer‑agnostic integration for all Verifone terminals across EMEA and North America. It provides multi‑acquire capabilities, local European...
Modulr Expands to the US with FIS Relationship
Modulr, a UK‑based modern payment platform, announced its launch in the United States, partnering with global fintech giant FIS. The collaboration will embed Modulr’s API‑driven payment infrastructure into FIS’s extensive banking network. This move gives US enterprises instant access to...
Card Program Management: What Is It and Who Does It Benefit?
Marcin Glogowski, SVP at Marqeta, defines card program management as the end‑to‑end process of designing, launching, and operating payment programs. He emphasizes the tension between launching quickly to capture market momentum and the risk of over‑engineering that can delay timing....
Worldline Brings One Commercce to the UK
Worldline, a leading European payment‑services provider, announced the commercial launch of its Worldline One Commerce platform in the United Kingdom. The solution bundles payments, loyalty, and digital services into a single, cloud‑native suite. By entering the UK market, Worldline aims...
Worldline Brings One Commerce to the UK
Worldline has made its One Commerce platform commercially available in the United Kingdom, marking the first market launch of the unified commerce solution. The offering consolidates payment services and operational back‑office functions for enterprise merchants across online, mobile, in‑store and...
Blink Payments Introduces Card Present API
Blink Payments, a paytech platform, has launched a new Card Present API that allows integrated software vendors and merchants to embed in‑person payment acceptance directly into their applications. The API delivers real‑time transaction reporting, giving businesses immediate visibility into sales...
Finshape Appoints Neil Budd as CEO
Finshape, a leading digital banking solutions provider, announced Neil Budd as its new chief executive officer. Budd brings over two decades of fintech leadership, most recently heading global banking solutions at XYZ Corp. The appointment follows Finshape’s recent $50 million Series B...
Morph and Bitget Wallet Launch Accelerator for On-Chain Payments
Morph, an Ethereum‑based settlement layer for payments, unveiled a $150 million Payment Accelerator to fund startups that bring real‑world payment activity onto blockchain. The program is launched in strategic partnership with Bitget Wallet, which will provide wallet integration and user‑on‑ramp services....
Revolut in Talks to Buy Turkish Neobank
Revolut is reportedly negotiating to acquire Fups, a Turkish digital‑only bank, marking the fintech’s first foray into mergers and acquisitions as part of its global expansion strategy. The deal would give Revolut a licensed banking platform in Turkey, a market...