Mortgage Rates in 2026 Predicted to Drop: These 3 Signals Tell You It's Time to Buy
Mortgage rates for 30‑year fixed loans sit around 6.44% and could fall to 5.9% by year‑end, according to Fannie Mae. Home price appreciation is projected between 0% and 4%, while inventory is rising as owners trade low‑rate homes. Three tax‑related signals—DTI thresholds, escrow‑creep costs, and 2026 tax perks—determine whether buyers can afford a house. The article advises prospective owners to lock in rates now and evaluate their tax situation before committing.
What a Time to Run This T. Rowe Price Tech Fund
Dominic Rizzo’s T. Rowe Price Global Technology Fund has posted a 33% annualized return since he took the helm in late 2022, outpacing the 24% average gain of peer tech funds. About half of the fund’s assets are allocated to...
How Alaska Became the Only State With No Medicare Advantage
Alaska is the nation’s only state where individual Medicare Advantage (MA) plans are unavailable for general enrollment, a situation driven by high health‑care costs and fragmented provider networks rather than state law. Private insurers cannot build low‑cost networks because Alaskan...
Old Annuities Contain Untapped Potential for Clients and Advisers: Here's Why
Recent Federal Reserve rate hikes drove a surge in annuity payouts during 2022‑23, but subsequent rate cuts and the prospect of another rise have left many older contracts underperforming. Advisors are urged to conduct formal annuity reviews every 12‑24 months,...
Tech Has Simplified Direct Indexing, and That's Not the Only Reason Financial Advisers Should Make the Leap
Advances in technology have removed many of the operational hurdles that once limited direct indexing, giving financial advisers a viable alternative to traditional ETFs and mutual funds. Pooled vehicles suffer from opaque holdings, hidden overlap, limited tax‑loss harvesting, portfolio drift,...
Why Financial Advisers Will Benefit as Google Shakes Up Financial Research
Google has launched an AI‑driven Finance platform that offers free, natural‑language access to delayed market data, challenging the premium research services of Bloomberg and FactSet. In response, Bloomberg introduced BloombergGPT and expanded AI‑generated news and document analysis, while FactSet rolled...
The Hottest AI Apps Consumers Are Actually Using
OpenAI’s sudden shutdown of its Sora video‑creation app highlighted the difficulty of scaling new consumer AI products, even for industry giants. Venture‑capital firm A16 Capital released a ranking of the most‑used AI websites and mobile apps based on unique monthly...
Nasdaq Adds 455 Points for 10th Straight Win: Stock Market Today
Stocks surged on Tuesday as a lighter‑than‑expected Producer Price Index signaled easing inflation, bolstering a tech‑driven rally. The Nasdaq Composite rose 2 % to 23,639, marking its tenth consecutive gain—the longest streak since 2021. Core PPI increased only 0.1 % while headline...
Estate Planning Quiz: Are You Making These 10 Common Errors?
The article presents a ten‑question quiz that reveals the most frequent estate‑planning mistakes many Americans make. It highlights errors such as waiting for a medical emergency to draft a will, storing the original in a safety‑deposit box, and neglecting a...
Nasdaq Secures Longest Win Streak Since 2023: Stock Market Today
The Nasdaq Composite logged a 9‑day winning streak, its longest run since 2023, as all three major indexes closed higher despite fresh geopolitical tension from U.S.–Iran talks. The market shrugged off a Trump‑promised Strait of Hormuz blockade that lifted crude...
Already Filed Your Taxes but Need to Make a Change? Mistakes the IRS Will Fix and Red Flags That Could...
Taxpayers can adjust certain items after filing by submitting IRS Form 1040‑X, especially when missed income, life events, or overlooked credits like the $500 dependent credit or $2,200 Child Tax Credit are discovered. However, irrevocable elections such as switching from a...
S&P 500, Nasdaq Nab Best Weeks Since November: Stock Market Today
U.S. equities closed the week mixed but posted strong gains, with the S&P 500 up 3.6% and the Nasdaq climbing 4.7%—their best weekly performances since November. A March CPI report showed a 0.9% monthly rise and a 3.3% year‑over‑year increase, driven...
Ask the Tax Editor, April 10: Questions on Selling a Home
Kiplinger’s tax editor Joy Taylor fielded five common homeowner questions, covering the primary‑residence exclusion, how to calculate a home’s tax basis, and special scenarios such as duplex rentals, inherited properties, and a spouse’s death. She clarified that up to $250,000...
5 Quick Tax Tips for Retirees for 2025 and 2026, From a Financial Planner
Financial planners highlight five tax‑saving tactics for retirees filing 2025 returns and looking ahead to 2026. A temporary $6,000 senior deduction, a new car‑loan interest deduction, and a Medicare IRMAA reduction pathway give high‑income retirees fresh ways to lower taxable...
Why Staying Invested Is the Hardest, Smartest Choice Right Now
Recent U.S.-Israeli air strikes on Iran have spiked oil prices and rattled markets. While headlines push investors toward safe‑haven assets, historical data shows equity markets quickly price in geopolitical risk and recover. Maintaining a diversified, long‑term portfolio—backed by a stress‑tested...
