The Regulatory Review (Penn)

The Regulatory Review (Penn)

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Independent academic publication covering regulatory policy, including banking/fintech, consumer protection, and prudential issues.

The Regulatory State in Prosecutorial Distress
NewsJun 2, 2026

The Regulatory State in Prosecutorial Distress

On March 10 the U.S. Department of Justice released its first department‑wide Corporate Enforcement Policy, a framework that turns prosecutorial discretion into a set of forward‑looking incentives. The policy rewards companies that voluntarily self‑disclose, fully cooperate, and implement robust remediation with...

By The Regulatory Review (Penn)
Slaughtering Reasoned Decision-Making
NewsJun 1, 2026

Slaughtering Reasoned Decision-Making

The USDA’s Food Safety and Inspection Service (FSIS) has issued two proposed rules that would raise line‑speed limits for poultry processing and eliminate speed caps for swine facilities. FSIS argues it lacks statutory authority to consider worker safety, invoking the...

By The Regulatory Review (Penn)
The Promise and Limits of the TAKE IT DOWN Act
NewsMay 27, 2026

The Promise and Limits of the TAKE IT DOWN Act

The TAKE IT DOWN Act, enacted in May 2025, creates a federal criminal offense for distributing non‑consensual intimate images, including AI‑generated deepfakes, with penalties up to three years in prison. It also mandates a notice‑and‑takedown system that requires covered platforms...

By The Regulatory Review (Penn)
A Nationwide Ban on Noncompete Clauses
NewsMay 23, 2026

A Nationwide Ban on Noncompete Clauses

The Federal Trade Commission’s 2024 rule that would have banned most non‑compete agreements was struck down by a Texas federal court, which found the agency lacked authority. The FTC later abandoned its appeal in September 2025, meaning the nationwide ban...

By The Regulatory Review (Penn)
When Algorithms Decide Who Gets Health Care
NewsMay 20, 2026

When Algorithms Decide Who Gets Health Care

Law professor Jennifer D. Oliva warns that AI‑powered coverage algorithms used by insurers to approve, deny, or limit care operate without FDA‑type safety testing. Her analysis shows that nearly one‑in‑five insured Americans experience claim denials, with 82% of physicians observing...

By The Regulatory Review (Penn)
Artificial Intelligence and Legal Alignment
NewsMay 17, 2026

Artificial Intelligence and Legal Alignment

Jack Boeglin, a Penn Law scholar, argues that “legal alignment” can complement technical AI alignment by grounding system behavior in established legal norms. He warns that divergent regulatory regimes worldwide, especially the EU’s aggressive AI rules, force developers to either...

By The Regulatory Review (Penn)
Misusing the Congressional Review Act as a Tool for Land Management Policy
NewsMay 11, 2026

Misusing the Congressional Review Act as a Tool for Land Management Policy

The Congressional Review Act, originally designed for swift congressional oversight of agency rules, is being repurposed by Republican lawmakers to overturn federal land‑management policies. Starting in 2025, a new procedural tweak lets Congress apply the CRA to agency actions that...

By The Regulatory Review (Penn)
Protections for Prisoners
NewsMay 9, 2026

Protections for Prisoners

A federal trial in Texas will decide whether inmates have a constitutional right to air‑conditioning, arguing that extreme heat violates the Eighth Amendment’s ban on cruel and unusual punishment. Five prisoners have died from heat‑related illnesses since 2023, and the...

By The Regulatory Review (Penn)
Week in Review
NewsMay 8, 2026

Week in Review

This week’s regulatory roundup featured a U.S. Supreme Court order pausing a Fifth Circuit ban on telehealth‑only access to the abortion drug mifepristone, a $1.5 million civil‑penalty settlement between the SEC and Elon Musk over undisclosed Twitter (X) stock holdings, and...

By The Regulatory Review (Penn)
The Future of Marine Renewable Energy
NewsMay 7, 2026

The Future of Marine Renewable Energy

Global electricity demand is surging, driven by AI and digitalization, heightening climate risks unless clean power expands. Researchers led by Enwei Tang argue that marine renewable energy—offshore wind, tidal, wave, and others—offers a vast, land‑free resource pool capable of delivering...

By The Regulatory Review (Penn)
State-Based Restrictions on Corporate Political Speech
NewsMay 6, 2026

State-Based Restrictions on Corporate Political Speech

Corporate political spending in the 2024 election cycle exceeded $14 billion, with SpaceX and Citadel among the top contributors. Law professor W.C. Bunting argues that state corporate law can be used to curb "pure" political speech, citing ultra vires doctrines and...

By The Regulatory Review (Penn)
How Performance-Based Regulation for Utilities Can Go Wrong
NewsMay 5, 2026

How Performance-Based Regulation for Utilities Can Go Wrong

Performance‑based regulation (PBR) shifts utility oversight from prescriptive rules to outcome‑based incentives, rewarding or penalizing utilities based on metrics such as reliability, safety, and efficiency. While proponents argue PBR aligns utilities with modern energy challenges—distributed resources, smart grids, and storage—poorly...

By The Regulatory Review (Penn)
We Can Learn From the Oscillations of U.S. Environmental Law
NewsMay 4, 2026

We Can Learn From the Oscillations of U.S. Environmental Law

The Trump administration repealed the EPA’s 2009 greenhouse‑gas endangerment finding, prompting a coalition of more than 20 states to sue in the D.C. Circuit. The legal clash arrives as authors Brigham Daniels and Camacho release *Lessons for a Warming Planet*,...

By The Regulatory Review (Penn)
Tackling the U.S. Housing Crisis
NewsMay 2, 2026

Tackling the U.S. Housing Crisis

Nearly half of U.S. renters now spend more than 30% of their income on housing, with over a quarter allocating over half of their earnings. Eviction filings are climbing, disproportionately affecting Black and Hispanic households and linking to higher homelessness...

By The Regulatory Review (Penn)
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