3 Winners From Our Fund Rating Methodology Changes

Morningstar
MorningstarMay 21, 2026

Why It Matters

The methodology shift can redirect investor attention and potential flows to actively managed funds that demonstrate durable fundamentals, altering competitive dynamics in target‑date, bank‑loan and municipal bond markets. It also signals Morningstar’s intent to reward manager quality over relative return dispersion, influencing product positioning and fee scrutiny.

Summary

Morningstar simplified its medalist ratings by reducing reliance on past return variance and instead placing greater weight on fund fundamentals, leading to several upgrades. Funds that previously fared poorly under the old variance-focused approach have been promoted for strong people, process and parent ratings as well as competitive fees. Notable upgrades include T. Rowe Price Retirement 2030 (bronze to gold) for its robust underlying funds and glide-path construction, Fidelity Floating Rate High Income (bronze to gold) for its credit research and liquidity management, and Fidelity Intermediate Municipal Income (bronze to gold) for low fees and strong process ratings. The changes favor active strategies in areas where indexing is impractical and better reflect managers’ capabilities.

Original Description

#targetdatefunds #bankloanfunds #municipalbondfunds
We upgraded three outstanding funds.
How Morningstar’s New Medalist Rating Methodology Affects 11 of America’s Largest Funds https://www.morningstar.com/funds/how-morningstars-new-medalist-rating-methodology-affects-13-americas-largest-funds
00:00:00 Introduction
00:01:03 T. Rowe Price Retirement 2030 TRRCX
00:01:27 Fidelity Floating Rate High Income FFRHX
00:01:45 Fidelity Intermediate Municipal Income FLTMX
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