Why AMLA’s Article 12 Demands a New Approach to Corporate Due Diligence
The EU’s Anti‑Money Laundering Authority (AMLA) draft RTS introduces Article 12(1)(d), obliging firms to perform a qualitative assessment of whether a corporate structure is deliberately opaque, rather than merely identifying owners. Existing customer‑due‑diligence (CDD) programmes, built on binary verification, screening and a 25% UBO threshold, cannot meet this requirement. CleverChain’s VERA AI agent claims to automate the evidence‑based analysis, delivering investigator‑grade reports in minutes. The final RTS is due July 2026, with enforcement expected in Q1‑Q2 2027, and a five‑year transition period for back‑book remediation.
How Canadian Banks Are Able to Master the New AML Rules
Canada is overhauling its anti‑money‑laundering framework by launching the Canada Financial Crimes Agency and amending the PCMLTFA, widening the regulatory perimeter to include mortgage brokers and other non‑bank players. The upcoming real‑time payments infrastructure slated for 2026 will demand instant...
Fingerprint Launches AI-Enhanced Suspect Score Tool
Fingerprint has added AI‑powered recommendations to its Suspect Score fraud detection tool, creating a production‑ready machine‑learning system that trains on each customer’s labeled data. The new engine automatically optimizes signal weights, reduces false positives and lets users preview changes before...
Confluence and ACA Partner to Streamline GIPS Verification
Confluence Technologies and ACA Group have teamed up to automate data feeds between Confluence’s Revolution Composites platform and ACA’s GIPS verification requirements. The integration lets asset managers extract and deliver GIPS‑compliant data with a single click, eliminating manual mining and...
US RegTech Investments Recovered in 2025 Driven by a 61% Surge in Deals Under $100m
US RegTech funding rebounded in 2025, posting a 17% year‑over‑year increase to $5.9 billion across 294 deals. Deal activity under $100 million surged 61%, reaching $3.4 billion, while large transactions above $100 million continued to shrink. Vanta secured a marquee $150 million Series D at a...
Closing Detection Latency Gaps in Financial Crime
Opoint has released an 18‑page practical guide that treats detection latency in financial‑crime compliance as a measurable problem, not a people issue. It introduces a four‑timestamp framework to locate bottlenecks and supplies three Excel templates for rapid baseline scoring, readiness...
Revolut Faces €11.5m Penalty over Fee Claims
Revolut has been hit with an €11.5 million (≈ $12.5 million) fine by Italy’s competition authority for misleading advertising and opaque account‑restriction practices. The regulator found that claims of zero‑commission trading were inaccurate and that the neobank failed to provide clear pre‑contractual information...
Why IT Teams Shouldn’t Build Financial Crime Risk Platforms
Financial institutions often attempt to replace spreadsheet‑based financial crime risk assessments with in‑house IT solutions, only to encounter soaring budgets, missed deadlines, and incomplete functionality. The article explains that these platforms require constant regulatory updates, extensive governance, and deep domain...
Variance Bags $21.5m to Power AI Compliance Agents
Variance, a developer of agentic AI tools for risk and compliance, secured a $21.5 million Series A round led by Ten Eleven Ventures. The funding will accelerate its platform that automates KYC, KYB, AML, transaction monitoring and fraud detection for financial institutions...
Narmi Appoints Fiaz Sindhu as SVP of Strategy and Operations
Narmi, a digital‑banking platform for community banks and credit unions, has hired Fiaz Sindhu as senior vice president of strategy and operations. Sindhu will steer strategic planning, operational execution, and cross‑functional initiatives as the company scales its AI‑driven solutions. He...
Closing the Gap in Regulatory Change Management
Financial services firms are drowning in an ever‑growing flood of regulatory updates across multiple jurisdictions, and most still rely on manual spreadsheets, basic document collectors, or half‑baked automation. While horizon‑scanning tools surface new rules, they rarely translate raw text into...
EU’s AMLA Sets Stage for AML Compliance Overhaul
On 24 March 2026 the EU’s new Anti‑Money Laundering Authority (AMLA) conducted its first public hearing on draft technical standards for the AML Regulation, marking the start of a unified European compliance framework. The standards detail how AML checks, customer...
How AI Is Impacting SaaS Products
Artificial intelligence is turning traditional SaaS dashboards and step‑by‑step workflows into conversational, outcome‑driven services. Users now issue simple prompts, while the platform interprets intent, gathers data, and executes actions autonomously. This shift forces product teams to move from feature‑by‑feature design...
Covéa Partners with Shift Technology to Transform Fraud Detection
UK insurer Covéa has selected Shift Technology as a strategic partner to overhaul its fraud detection and risk management across the entire insurance lifecycle. The AI‑driven platform will unify underwriting, claims and mid‑term policy adjustments, delivering explainable risk signals from...
The Hardest Lesson in Generative AI: Saying No
The head of the innovation lab at Zeidler Group says the toughest part of building with generative AI is learning to say no. While excitement around large language models fuels a flood of project proposals, many initiatives lack the technical...
Indian Companies Dominated Asian RegTech Market Raking in 39% of All Deals in 2025
Asian RegTech activity contracted in 2025, with deals falling 18% to 75 and total funding dropping 63% to $163.9 million. Indian firms dominated the market, securing 29 deals for a 39% share despite a 15% decline in their own volume. Japan...
Regnology Launches Agentic AI Layer on Ascend Platform
Regnology has upgraded its Ascend platform with an agentic AI orchestration layer and fully integrated the Regnology Supervisory Hub (RSH). The AI agents continuously manage regulatory workflows, validate data, and generate real‑time risk insights on a unified RGD data foundation....
IDnow and Trustfull Partner for Continuous Fraud Prevention
IDnow, Europe’s leading identity‑verification provider, has teamed up with fraud‑prevention specialist Trustfull to launch a continuous, end‑to‑end risk‑management solution. The joint offering merges IDnow’s AI‑driven verification suite with Trustfull’s real‑time digital and behavioural intelligence, extending protection beyond the initial onboarding...
MCO Launches Digital Asset Personal Trading Compliance Tool
MyComplianceOffice (MCO) unveiled a Digital Asset Personal Trading solution to help financial firms monitor employee cryptocurrency activity and mitigate conflict‑of‑interest risks. The platform integrates wallet discovery, on‑chain transaction capture, and multi‑chain aggregation with existing securities compliance tools. By automating policy‑violation...
Sumsub and Approvely Unite on Identity and Payments
Sumsub, a global verification and anti‑fraud platform, has partnered with Approvely to embed its KYC and AML screening directly into Approvely’s payments and risk‑management stack. The integration gives gaming merchants a single, compliant path from identity verification to transaction processing...
Zeidler Advises on UCITS Eligibility for Structured Notes
Zeidler Group has highlighted the regulatory hurdles UCITS funds face when seeking exposure to structured debt securities, noting that eligibility must align with Article 50(1) of the UCITS Directive and the Eligible Assets Directive. The firm recently guided a Luxembourg‑based...
IRS IRIS System: What Filers Must Do Before 2027
The IRS will retire the legacy FIRE system on December 31 2026, making the newer Information Returns Intake System (IRIS) mandatory for all 1099 and 1042‑S filings. IRIS, live since 2023, offers real‑time validation and multiple submission routes, from a web portal...
Why Synthetic Identity Fraud Is Harder to Detect in 2026
Synthetic identity fraud is exploding in 2026 as AI tools and data breaches enable criminals to blend real personal data with fabricated details, creating entirely new personas that pass traditional KYC checks. Because no real victim exists, these synthetic identities...
EU, UK and Swiss Launch Joint T+1 Testing Plan
The UK Accelerated Settlement Taskforce, EU T+1 Industry Committee and Swiss Securities Post‑Trade Council have released a unified Testing and Readiness Plan for the Europe‑wide shift to T+1 settlement, slated for 11 October 2027. The framework consolidates testing windows, de‑risking metrics and...
The Global Identity Shift: Are IDV Teams Ready?
The identity‑verification market is rapidly moving from document‑based checks to government‑issued digital IDs as AI‑driven fraud exposes the former’s weaknesses. European regulators are mandating eID adoption, and enterprises across banking, fintech and global platforms are already demanding interoperable eID support....
Blackwired and ARMIS Join Forces to Boost Cyber Resilience
Blackwired and ARMIS International have formed a strategic alliance to enhance cyber resilience against nation‑state attacks. The partnership combines Blackwired’s ThirdWatch platform—featuring 3‑D threat visualisation and the Aim‑Ready‑Fire methodology—with ARMIS’s operational crisis frameworks and deep government relationships. Together they aim...
Claims Firms Face Compliance Risk as FCA Car Finance Deadline Nears
SmartSearch warns claims management firms and law practices that the FCA’s motor‑finance compensation scheme will go live after final rules are published on 30 March 2026, initiating a three‑to‑five‑month implementation window. Millions of consumers are expected to receive compensation before year‑end, creating...
CUBE Partners with Microsoft to Automate RegTech at Scale
CUBE has teamed with Microsoft to launch its RegPlatform on Azure, delivering AI‑driven regulatory intelligence that automates compliance for global financial institutions. The integration leverages Microsoft Azure’s secure, globally distributed cloud and data services, enabling real‑time tracking of thousands of...
Onit Security Raises $11m Seed to Fix Exposure Management
Onit Security secured an $11 million seed round to expand its AI‑driven exposure management platform, which automates vulnerability prioritization and remediation. The solution goes beyond ticketing by using business context to identify asset owners and apply fixes at machine speed. Early...
US Firms Secured Half of All US RegTech Deals as Deal Activity Grew by 14% YoY in 2025
Global RegTech market rebounded in 2025, with funding climbing 31% to $8.5 billion and deal volume up 14% to 736 transactions. The United States dominated, completing 381 deals—52% of worldwide activity—up 26% from the prior year. The UK held a modest...
Saviynt Unveils Identity Security for AI Agents
Saviynt launched Saviynt Identity Security for AI, a platform that extends enterprise‑grade identity controls to autonomous AI agents. The solution addresses a reported 91% of enterprises facing blind risk from unmanaged agents by delivering continuous discovery, lifecycle governance, and real‑time...
How AI Agents Are Cutting Costs in AML Operations
AI agents are transforming AML operations by automating the labor‑intensive alert review and decisioning stages, where most costs reside. WorkFusion’s Evan can analyze adverse media results in two to three minutes, cutting review time by 80‑90% compared with human analysts....
How Financial Crime Enables Child Exploitation Networks
Financial crime fuels a massive global child sexual exploitation market, with an estimated half‑million Filipino children forced to produce content and 105 million abuse files identified worldwide in a single year. Demand originates mainly from high‑income Western economies, where offenders may...
Moneysmart Launches AI Guidance for Australians
Moneysmart, ASIC’s free consumer‑education platform, released new guidance on using public AI tools for financial advice. The guidance follows research showing 18% of Australian Gen Z users turn to AI for finance information, with 64% expressing trust in such platforms. It...
Why Speaker Diarization Is Now a Compliance Must-Have
In regulated industries, Microsoft Teams is now the primary communication hub, but standard recordings omit speaker metadata, exposing firms to compliance risk. Theta Lake’s certified Teams recorder captures audio directly from the source and adds automated speaker diarization, delivering verifiable,...
Allure Security Raises $17m Series B to Fight AI Fraud
Allure Security announced a $17 million Series B round, raising its total capital to $43 million, with Riverside Acceleration Capital leading and existing backers participating. The AI‑native platform monitors over 10 million digital assets daily, detecting fraudulent sites, counterfeit storefronts, and brand impersonation. In...
RelyComply and PPS Partner to Streamline Compliance
RelyComply and South African financial services group PPS have entered a partnership to automate onboarding and compliance. The collaboration will deploy RelyComply’s straight‑through processing platform, boosting system uptime and ensuring strict adherence to FICA and audit rules. By reducing manual...
KYND Partners Converge to Scale Cyber Underwriting Platform
KYND, a cyber risk analytics firm, has been selected by Converge, a US‑based cyber insurance MGA, to power its digital underwriting platform. The deal equips Converge with KYND’s real‑time vulnerability intelligence, Signals reports and rapid scanning tools to handle high...
The State of Regulatory Change Management
Regulatory change management remains a top hurdle for banks as they sift through hundreds of new rules each year. 2025 saw a mix of heightened enforcement actions, especially from OFAC, alongside evolving guidance on SAR filings and nascent AI frameworks....
UK Financial Regulation Faces Overhaul Calls in APPG Report
The All‑Party Parliamentary Group on Investment Fraud and Fairer Financial Services released a 250‑page report declaring the UK’s financial‑conduct regulatory framework fundamentally broken. Drawing on a decade of parliamentary debate, a nationwide consumer survey and testimony from victims and whistle‑blowers,...
Why English-Only AML Monitoring Misses Critical Risks
Many AML monitoring programs rely solely on English-language sources, missing critical risk signals that appear in local media. Real‑world examples from Southeast Asia, Eastern Europe, and Latin America show adverse media alerts being overlooked because they are published only in...
Why RegTech AI Is Reshaping Privacy Compliance Teams
Privacy compliance has become a top operational challenge in 2026 as regulators such as the EU AI Act, DORA and California’s Automated Decision‑Making Technology rules move into active enforcement. 4CRisk.ai argues that artificial intelligence can dramatically accelerate compliance, especially as...
OPBAS Report Exposes Persistent AML Compliance Gaps
The Office for Professional Body Anti‑Money Laundering Supervision (OPBAS) released its 2024/25 assessment, noting modest progress in AML monitoring across UK legal and accountancy firms but highlighting persistent compliance gaps. HMRC issued 336 penalty notices between April and September 2025,...
Enterprise AI Security Firm Bold Raises $40m
Enterprise AI security startup Bold emerged from stealth after closing a $40 million Series A round led by Bessemer Venture Partners, Picture Capital and Red Dot Capital Partners. The company’s edge‑AI platform runs lightweight models on each endpoint to monitor user behavior,...
How Can Financial Institutions Leverage eIDAS 2.0 for Strong Growth?
The EU’s eIDAS 2.0 revision introduces a mandatory European Digital Identity (EUDI) Wallet that will let financial institutions exchange verified, portable credentials instantly. Key regulatory milestones are the July 2027 AMLR harmonisation and the December 2027 wallet‑mandate, which together replace 27 national KYC...
Why Digital Communications Governance Is Now Critical
Digital communications governance and archiving (DCGA) has shifted from a back‑office compliance task to a strategic imperative as enterprises adopt email, chat, video, collaboration tools and AI assistants. The surge in channel variety creates new regulatory exposure, making comprehensive capture,...
Ledgible and Label Launch Digital Asset Reporting Solution
Ledgible and Label have formed a strategic partnership to deliver an end‑to‑end digital‑asset reporting solution for global financial institutions. The joint offering combines Ledgible’s blockchain transaction aggregation and tax calculation platform with Label’s regulatory reporting and data‑quality engine, producing standardized,...
77% of Banks Prioritise Compliance over Payment UX
European banks are increasingly putting regulatory compliance ahead of payment user experience, according to Aqua Global’s survey of 150 IT leaders. Seventy‑seven percent say compliance demands outweigh customer needs, and 67% devote more time to meeting new rules than enhancing...
K1 Invests in Spin.AI to Boost SaaS Security
K1 Investment Management has invested in Spin.AI, an AI‑powered cloud security platform serving more than 1,500 organizations. Spin.AI’s SpinOne solution consolidates SaaS security posture management, ransomware detection and response, data loss prevention, and backup into a single offering, backed by...
Navigating the Regulatory Challenges for UK Insurers in 2026
UK insurers face heightened regulatory pressure in 2026, driven by the FCA’s Consumer Duty and broader compliance mandates. The FCA now expects firms to prove positive customer outcomes, not just procedural compliance, raising operational costs. Technology adoption, especially data analytics...
