Juvo

About Juvo

Juvo is a fintech company that analyzes mobile user behavior to build proprietary credit scores, enabling access to fair financial services for people with little or no formal credit history. By leveraging data from mobile networks and user interactions, Juvo creates YEScores that inform credit decisions and expand financial opportunities in emerging markets. The company operates in Brazil with offerings such as Airtime Lending and Cash Loans, disbursing thousands of loans daily and partnering with mobile operators to reach underserved populations. Juvo positions itself as a financial identity solution that unlocks credit for billions of people who have been excluded from traditional banking systems.