Monzo is a UK-based digital bank known for its mobile-first approach to personal and business banking. It offers free current accounts, savings pots, and a range of financial products including investments, pensions, loans, and home insurance, with additional features like budgeting tools, instant notifications, and fraud protection. The company emphasizes user-friendly money management and transparency, operating primarily in the United Kingdom with services including joint accounts and business banking. Monzo markets itself as a modern, accessible way to manage money on the go and across different money-related needs.