Zelle enables individuals to electronically transfer money from their bank account to another registered user’s account within the United States, using a mobile device or a participating banking app. It operates across thousands of banking and credit union apps, with most transactions completing within minutes. The service is offered by Early Warning Services, LLC and supports both personal and small business payments, including disbursements and everyday payments. Zelle emphasizes safe digital payments education and guidance for customers and financial institutions.
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