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Cerv Harris | Stocks • Invest • Finance

Cerv Harris | Stocks • Invest • Finance

Creator
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Individual investor who posts clear earnings result summaries (EPS and revenue beats/misses) and macro takeaways for mega‑caps like Apple.

AI-Focused Positioning Drives Nvidia’s Massive Outperformance over AMD
Social•Apr 1, 2026

AI-Focused Positioning Drives Nvidia’s Massive Outperformance over AMD

Nvidia vs AMD over the last 5 years: NVDA: +1,158% AMD: +157% Same industry… completely different outcomes. The difference? Positioning around the AI boom. The market rewards companies that dominate trends—not just participate in them.

By Cerv Harris | Stocks • Invest • Finance
Consistency and Growth Outperform Chasing High Yields
Social•Mar 31, 2026

Consistency and Growth Outperform Chasing High Yields

Dividend ETFs look similar… but they’re built very differently. • VYM → broad, steady income • SCHD → quality + dividend growth • SPYD → higher yield (more risk) • DGRO → consistent dividend growers Chasing the highest yield isn’t always the smartest move. Growth +...

By Cerv Harris | Stocks • Invest • Finance
Simple ETF List for Beginner Investors: Low‑Fee, Broad Exposure
Social•Mar 30, 2026

Simple ETF List for Beginner Investors: Low‑Fee, Broad Exposure

If you’re a beginner investor, keep it simple: SCHD – dividends ITOT – total U.S. market VT – global exposure SPSM / SPMD / SPYM – size diversification VUG – growth VTV – value IXUS – international Low fees. Broad exposure. Long-term focus.

By Cerv Harris | Stocks • Invest • Finance
Monthly $300 S&P 500:
Social•Mar 28, 2026

Monthly $300 S&P 500:

Invest $300/month into the S&P 500 and let time do the work: Year 5: $23,290 Year 10: $61,804 Year 15: $130,016 Year 20: $229,302 Year 25: $402,878 Year 30: $683,657 Consistency > timing. Start early. Stay consistent.

By Cerv Harris | Stocks • Invest • Finance
U.S. Real Median Household Income Peaks 2024
Social•Mar 26, 2026

U.S. Real Median Household Income Peaks 2024

U.S. real median household income 2017: $71,870 2018: $74,030 2019: $78,250 2020: $81,580 2021: $81,270 2022: $79,500 2023: $82,690 2024: $83,730 Calendar-year 2025 income report (which will contain the official 2025 median household income) should drop around September 2026) Source: U.S. Census...

By Cerv Harris | Stocks • Invest • Finance
Software Valuations Crash: Multiples Plummet, Reset Underway
Social•Mar 26, 2026

Software Valuations Crash: Multiples Plummet, Reset Underway

Software still getting crushed today… and look at this: 52-week drawdowns + valuations: $NOW → 25x P/E $INTU → 18x $ADBE → 10x $CRM → 14x $FICO → 25x $UBER → 21x These were “expensive” not long ago. Now? The reset is real.

By Cerv Harris | Stocks • Invest • Finance
Combine VOO and QQQM for Balanced Wealth Growth
Social•Mar 22, 2026

Combine VOO and QQQM for Balanced Wealth Growth

If you could only pick two ETFs to build wealth… these are hard to ignore. VOO gives you the entire S&P 500 — 500+ companies, low fees, and steady long-term growth. QQQM focuses on the Nasdaq-100 — more tech, more growth potential,...

By Cerv Harris | Stocks • Invest • Finance
Market Crashes Are Temporary; Long‑term Returns Exceed 10%
Social•Mar 22, 2026

Market Crashes Are Temporary; Long‑term Returns Exceed 10%

Remember, the Stock Market Crashed: 34% in 2020 57% in 2008 49% in 2000 36% in 1987 50% in 1973 89% in 1929 And then it recovered to all time-highs each and every time. Since 1926, the stock market has returned an average of over 10% per year. Don't...

By Cerv Harris | Stocks • Invest • Finance
24 Dividend Leaders Offering Consistent Growth
Social•Mar 17, 2026

24 Dividend Leaders Offering Consistent Growth

24 popular dividend stocks that can help you build passive income over time. From V, WMT, MCD, and COST to JPM and GOOG — these are companies with strong businesses behind their payouts. The goal isn’t just yield… it’s consistency + growth. Which...

By Cerv Harris | Stocks • Invest • Finance
Buy and Hold S&P 500: $10k Grows to $1.9M
Social•Mar 9, 2026

Buy and Hold S&P 500: $10k Grows to $1.9M

$10,000 in the S&P 500 in 1980 → $1,899,400 today. No day trading. No stock picking. No market timing. Just buy, hold, and let time do the work. Compounding is undefeated.

By Cerv Harris | Stocks • Invest • Finance