Delyanne Barros
Investing coach and Forbes contributor; phased retirement, monthly investment targets, long-term nest egg math.
Invest $300‑$1500/Month, Grow
Investing takes time and time will pass regardless. So why not build wealth in the meantime? Here’s how much you could have in 20 years depending on how much you invest: $300/month = $206,190 $500/month = $343,650 $700/month = $481,110 $1K / month = $687,300 $1.5K/ month = $1,030,949
Health Insurance Waiting Periods: An Unjust, Normalized Scam
Waiting periods for health insurance is such a scam. Where else is it normalized for you to pay for something you can’t actually use for months?
Union Power Cut 60‑Hour Weeks, Corporations Fight Back
Before the Fair Labor Standards Act was passed in 1940, employees regularly worked 60-80 hours a week. If workers unionized and pushed back they could advocate for shorter hours. This is why corporations spend millions on lobbying and union-busting.
Wealth Grows by Spending Wisely, Earning More, Investing
Insurance and trusts are not how you build wealth, it’s how you protect wealth. Focus on controlling your spending, increasing your income, and investing consistently.
Encourage Positive Aging Mindset for Healthy Seniors
I consider my mom to be relatively young. She’s 63 and totally healthy. But she sees herself as knocking on death’s door and limits herself because she believes this. What can I do to help her overcome this way of...
Buy the Dip: Wealthy Thrive on Market Volatility
There’s a BIG difference between people who are cashing out their 401K to survive versus the people who are cashing out because they are panicking and don’t want to see their portfolios decline. The people in the second group need...
Block Ads, Protect Your Wallet From Unnecessary Purchases
The best money hack is becoming immune to ads trying to sell you crap you don’t need.
Buy a Home Only When Absolutely Certain and Financially Ready
Whether to buy a home is like deciding whether to have children. You should be 100% sure you want one and that you can afford to maintain it.
Invest Early, Women: Age Discrimination Hits in 60s
Imagine doing it in your 60s. This is why I encourage women to invest for retirement. Age discrimination is brutal.
Only Log in to Buy, Not to Watch
Don’t even bother logging into your investment accounts if you’re not buying more stocks. You’re just going to make yourself feel worse and selling will only hurt you in the long term.
Investing Enables Flexible, Part‑Time Retirement Income
Investing isn’t all or nothing especially if you consider a phased retirement. You work 20 hours a week to cover most of your expenses while your investments supplement your income. Investing is about giving you flexibility and options.
