Lawrence H. Raymond III, CFP, RICP
Planner for founders; integrates tax strategy with financial planning, retirement income, and risk alignment.
Three Levers to Financial Success, Not Just One
There are three levers for best financial outcomes and most firms only focus on one. 1. Consulting: Increase income and compensation negotiation. For business it’s growing properly. 2. Tax planning: keeping more of that increased income and structuring tax efficient exits. 3. Wealth Management/ Risk Management: Tax-efficient investing and getting targeted risk based returns. Also protecting your future interests from present risks. Most firms (at best) do this in a mediocre manner.
Tax Drag Hurts: Optimize Asset Location for After‑Tax Gains
Tax drag in taxable accounts are a real drag. Ignoring asset location is straggling after-tax money.
Can't Spend Home Equity or Pre‑Tax Gains in Retirement
Two things you can’t buy things with in retirement…. A primary residence and pre-tax returns.
Integr
You know how high earners feel like they’re tipping Uncle Sam while their own financial goals keep slipping? I integrate tax strategy and financial planning so they stop the bleeding and fund what actually matters.
