Inheritance Fades: Most Wealth Doesn't Reach Grandchildren
Most people lucky enough to be able to leave serious money behind imagine it doing good work for generations. The evidence says otherwise. So, what survives the grandchildren? And what doesn’t? Read my latest for The Times 👇 https://t.co/gp174pbIry
Most “Inflation Hedges” Fail Against Core Cost Spikes
Investors worry about #Inflation .. The industry knows it, and sells them a solution. The problem? Most assets sold as inflation hedges only protect against about 9% of your cost of living. New research finds that equities, gold, property funds and commodities...
We Underestimate Others' Retirement Needs, Not Our Own
How much do you need to retire? Whatever number you just thought of, the research suggests you're probably wrong. Kahneman revised his own famous finding before he died. 85% of people underestimate what others need. And trusting your neighbours is worth more...
Simplicity, Patience, Humility: Core Traits of Successful Investors
The timeless traits of good investors Simplicity, patience, and humility always matter. #InvestorMindset #Investing https://t.co/HRGlKJhy4l
Winning by Minimizing Errors, Not Chasing Outperformance
Why avoiding mistakes beats outperforming Success often comes from doing fewer things wrong. #SmartInvesting #LongTermThinking https://t.co/gaYAluxEOw
Invest to Fund Your Life, Not Beat the Market
Why investing is about funding your life The goal isn’t beating the market. It’s reaching your goals. #FinancialPlanning #LifeGoals https://t.co/C1VRGDzBr0
Specialized ETFs Often Lag Behind Over Time
The hidden risk in specialised ETFs Some niche ETFs underperform significantly over time. #ETFs #Investing https://t.co/nlmUQQyBvG
Even Top Risk Models Miss the Unexpected
Why risk models can fail Even the best models can’t predict the unexpected. #Risk #FinancialMarkets https://t.co/Y9vUuyQLeN
Stop Waiting: Use Your Money to Fund Life
Everyone has a version of "the list". The place you'll visit when the kids leave home. The slower life you'll start when things calm down. The problem? Everything NEVER lines up. The list doesn't get shorter.. You just get older. I've spent 20...
Private Equity's Vertical Integration Threatens Financial Advice Consumers
Consolidation in the financial advice industry is gathering pace around the world. Private equity increasingly owns the advice, the platform and the investment product. Same group. Every layer. Margin captured at every stage. It's called vertical integration. But who's it designed to serve?...
Consistent Financial Habits Outperform Raw Intelligence
Why habits matter more than brilliance Good financial habits beat intelligence over time. #MoneyMindset #LongTermThinking https://t.co/fYbdmA3XQt
Cheap Stock Edge May Be One‑Country Fluke
Fama & French said cheap, unloved stocks beat the market.The response from critics: "You just tortured the data until it confessed." Fair point. One country, one dataset. Maybe it was a fluke.
Consistent Saving Beats Picking the Right Investment
The investment decision that matters most Saving consistently matters more than picking investments. #WealthBuilding #FinancialPlanning https://t.co/barJJEQNbf
Check Your Portfolio Less for Less Stress, Better Returns
Why checking your portfolio less helps Less checking often means less stress and better outcomes. #LongTermInvesting #BehaviouralFinance https://t.co/vWXJKp3lOU
Advisers Add Value by Preventing Costly Mistakes
Where advisers really add value Good advice is about avoiding costly mistakes, not picking winners. #FinancialPlanning #InvestorBehaviour https://t.co/LQ2FOLhpBT