Tiffany Aliche (The Budgetnista)
Bestselling author and educator; budgeting, saving-first systems, webinars, and step-by-step money skills.
Closing Cards Can Spike Utilization—Keep Them if Needed
If you close a credit card, that credit limit comes out of your utilization calculation and can push your percentage up. Before closing a card, ask yourself: Do I still use it? Am I using it responsibly? Will closing it push my utilization over 30%? If the answer is yes to any of those, you are likely better off keeping it. https://vist.ly/4yetf
When Your Life Feels Foreign: Reclaim Energy, Money, Purpose
Burnout isn’t always “I’m working too much.” Sometimes it’s “I built a life that doesn’t even feel like mine anymore.” If this carousel is stepping on your toes a little… every month I write for SELF Magazine and this one I...
New Paperback Release: Get Good With Money + Bonus Gift
I just think it’s funny how y’all really didn’t believe me when I said I was getting a facelift. 😂 Whole time I was talking about the book sitting on my vanity… so it was “technically” true. Get Good With Money got...
Earn $400 Bonus with High‑Yield Savings & Checking
What's that number for you? 👇🏾 Whatever it is, the right account makes it easier to get there. My favorite High Yield Savings + Checking account combo just bumped their welcome bonus to $400 for new members. That's $400 closer on...
Learn Credit Basics, Boost Your Score Instantly
Nobody handed Carla a ‘credit manual.’ She just did what most people do: paid the bill and hoped that was enough. Once she learned how limits, history, and inquiries actually work her score shot up. If credit has always felt confusing, you’re...
Credit Becomes Unexpected Lifeline for Many Today
Credit wasn’t meant to be your lifeline, but this is the reality for a lot of us right now....
Save First, Spend Later with Made Whole Workbook
*🚨🤑PAYDAY = Made Whole Money Move madewholeworkbook The trick is to already have money set aside for times like this 😏… see I am still good with money. . . . My money workbook (companion to my NYT-Bestseller Get Good With Money) teaches you...
Higher Income Won’t Save You Without Money Management
Yes... earning more can help. But I’ve also seen plenty of people making six figures who still feel broke every month. Why? Because income by itself doesn’t fix money habits. If there’s no plan for your money, a bigger paycheck usually just means...
Financial Education: The Overlooked Employee Benefit Companies Need
Most jobs will offer things like health benefits, retirement plans, and gym discounts upfront. But one benefit that doesn’t get talked about enough is financial education. If you think your company could benefit from something like this, feel free to pass...
Why One Savings Account Isn’t Enough
If you only have one savings account… uummm yeah. You’re gonna want to read this. P.S: Go here for my favorite checking/savings account recommendation https://vist.ly/4tjz9
Free 24‑Hour Money Makeover: Find Breathing Room
That answer sat with me. Because at this point it’s not even about luxury anymore... It’s about having enough money to simply live. If this is where you are right now, I'm so sorry. It's affecting so many of us right now... but...
When Grief Strikes: Unseen Financial Fallout
My February article is LIVE with @selfmagazine. As a monthly contributor, I share a new piece each month. We talk about budgeting. We talk about investing. We talk about building wealth. We don’t talk enough about what happens when life interrupts all of...
Discipline Is Loyalty to the Future You
Discipline doesn't necessarily mean you're "being strict". You're being loyal to who you’re becoming. When you wake up and work out. When you log off instead of doom scroll. When you say no. When you decide not to order that thing you saw on TikTok...
Master Budgeting, Saving, Debt & Earnings with Workbook
*🚨🤑PAYDAY = Made Whole Money Move madewholeworkbook It’s CRICKETS every single time 😂 . . My money workbook (companion to my NYT-Bestseller Get Good With Money) teaches you all about budgeting saving, debt and learning to earn (more)... and has tons of free...
Save Before You Spend, Not After.
If your paycheck hits and you’re deciding what to save after you spend… you’re doing it backwards.
