Two Sides of a Dime
Personal finance educator running recurring “ETF Friday” posts that explain ETF mechanics, costs (MER), index tracking, and beginner strategies with strong engagement.
Threads Needs a “Remind Me Later” Button
Since the @threads UX team love to goof around with features, they should just go ahead and add a “remind me to come back to this” button. I’m loving all the threads lore and messiness but I can’t be camped out here all day because I have bills to pay and what not, but I also don’t want to miss out on all the fun. I also don’t want to follow every Tom, Dick and Harry that goes viral please, but I need updates 😭 @mosseri
Jealousy Signals Unresolved Self‑Issues, Not Her Fault
If another woman’s life irks you, I promise you, it’s not her, it’s you. You need to figure out why your demons tremble when they see the light in another woman. If you really do the inner work, you’ll learn...
Success Stories Hide the Hard Truths of Entrepreneurship
The number one thing I hear from people who run their own business is “why didn’t anyone tell me how hard this will be”? Truth is, many people venture into a business because they only hear about the success stories...
Pitch Annually: Grants Reveal Your Business Reality
Applying for Grants is a great exercise that forces you look at your Business as an actual business. It opens your eyes to your operations and financials that most people avoid, because they’re bringing in revenue. I recommend pitching your...
Weigh on Day
Ladies, if you’ve been struggling to see your weight go down on the scale, weigh yourself on Day 2 of your period and watch the scale do down a couple lbs. I mean, it’s probably going to go back up...
DIY Magnesium Spray From Epsom Salt Saves Money
If you have epsom salts, you don’t need to spend money on a magnesium spray. Just put a few scoops of your epsom salt in a spray bottle, add water, shake shake shake and voila….magnesium spray. I get leg cramps...
Beware: Trading Agency for AI Productivity May Backfire
You all are way too trusting of AI for me with the way you’re giving these AI agents access and control to your personal lives and business. Giving up agency for the sake of output and productivity. The question we’ll...
A Budget Reveals How Much More You Must Earn
A budget won’t fix an income problem. But you need a budget to tell you exactly how much more you should be making.
Stress Fuels Impulsive Spending, Leaving Bills Behind
A lot of emotional spending comes from stress. Stress reduces your cognitive ability, which means you’re not even thinking clearly in that moment. You’re just trying to relieve the feeling. So you book the trip or buy the thing, and it feels good...
30% Surplus Unlocks Financial Freedom and Stability
Getting to a 30% surplus is where everything starts to change in your finances. At this stage, you can handle unexpected expenses without stress, you can save money and actually leave it alone, and you can invest consistently without needing...
Stop Trimming Pennies; Tackle Overpriced Essentials First
One of the biggest mistakes people make when trying to cut back on their spending is focusing on the smallest expenses first. You're cancelling your $12 subscriptions; meanwhile, your housing is taking up 50% of your income, and your car...
Build a Buffer, Not Just Monthly Leftovers
Just having money left over at the end of the month is not enough. You need to have enough surplus to handle life when it happens. Your car might break down, something might come up at your child’s school, or...
Lack of Surplus Forces You to Recycle Savings
If you are constantly sending money to your savings account and then two business days later, you have to move that money back into your checking account because something came up, that is usually not a discipline problem. Most of...
Cut Hidden Bill Costs, Not Just Subscriptions
Just because it's an essential doesn't mean you should overpay for it. Most people look to their subscriptions as the first thing to go when they need to cut back, and they don't even notice the bills that are actually...
Your Surplus Determines Wealth—Create an Income Gap
Your surplus is your biggest wealth building tool. Without a gap between your income and expenses, you’ll always fall behind. Here’s how to analyze your surplus: 0% or negative: You’re simply not making enough income. Work on increasing your income. 1% - 14%:...