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EMAIL DIGESTS
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Every morning
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Tuesday recap
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Personal finance educator running recurring “ETF Friday” posts that explain ETF mechanics, costs (MER), index tracking, and beginner strategies with strong engagement.
Ladies, if you’ve been struggling to see your weight go down on the scale, weigh yourself on Day 2 of your period and watch the scale do down a couple lbs. I mean, it’s probably going to go back up in a couple of days, but it’s a quick ego boost that lets you know your hard work in the gym is paying off but because our hormones fluctuate so often, we don’t always get to see it.
If you have epsom salts, you don’t need to spend money on a magnesium spray. Just put a few scoops of your epsom salt in a spray bottle, add water, shake shake shake and voila….magnesium spray. I get leg cramps...
You all are way too trusting of AI for me with the way you’re giving these AI agents access and control to your personal lives and business. Giving up agency for the sake of output and productivity. The question we’ll...
A budget won’t fix an income problem. But you need a budget to tell you exactly how much more you should be making.
A lot of emotional spending comes from stress. Stress reduces your cognitive ability, which means you’re not even thinking clearly in that moment. You’re just trying to relieve the feeling. So you book the trip or buy the thing, and it feels good...
Getting to a 30% surplus is where everything starts to change in your finances. At this stage, you can handle unexpected expenses without stress, you can save money and actually leave it alone, and you can invest consistently without needing...
One of the biggest mistakes people make when trying to cut back on their spending is focusing on the smallest expenses first. You're cancelling your $12 subscriptions; meanwhile, your housing is taking up 50% of your income, and your car...
Just having money left over at the end of the month is not enough. You need to have enough surplus to handle life when it happens. Your car might break down, something might come up at your child’s school, or...
If you are constantly sending money to your savings account and then two business days later, you have to move that money back into your checking account because something came up, that is usually not a discipline problem. Most of...
Just because it's an essential doesn't mean you should overpay for it. Most people look to their subscriptions as the first thing to go when they need to cut back, and they don't even notice the bills that are actually...
Your surplus is your biggest wealth building tool. Without a gap between your income and expenses, you’ll always fall behind. Here’s how to analyze your surplus: 0% or negative: You’re simply not making enough income. Work on increasing your income. 1% - 14%:...
Follow these three rules to optimize your investment portfolio for maximum growth. Welcome to another #ETFFriday. 1. More is less: The broader an ETF, the fewer ETFs you would need overall in your portfolio. Pair broad ETFs like VEQT with a thematic...
