Crowdfund Insider

Crowdfund Insider

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Fintech and alternative finance including digital banking, payments, lending, digital assets policy overlaps.

Bitcoin (BTC) Faced Most Difficult Q1 in 15 Year Trading History : Research
NewsApr 17, 2026

Bitcoin (BTC) Faced Most Difficult Q1 in 15 Year Trading History : Research

Bitcoin endured its toughest first quarter in 15 years, slipping more than 22% as losses piled up in January and February before stabilizing near $60,000 in March. The drop represents a 52.5% pullback from the all‑time high reached just 123...

By Crowdfund Insider
UK’s Financial Conduct Authority (FCA) and Turing Institute Introduce Synthetic Dataset to Fight Money Laundering
NewsApr 17, 2026

UK’s Financial Conduct Authority (FCA) and Turing Institute Introduce Synthetic Dataset to Fight Money Laundering

The UK Financial Conduct Authority, the Alan Turing Institute and Plenitude Consulting have created a synthetic anti‑money‑laundering (AML) dataset that mirrors real‑world retail banking transactions while protecting privacy. Advanced generation techniques, including the Adaptive and Iterative Mechanism and differential‑privacy safeguards,...

By Crowdfund Insider
ClearBank Reports Third Year of UK Profitability as Revenue Surges and Payment Volumes Increase
NewsApr 17, 2026

ClearBank Reports Third Year of UK Profitability as Revenue Surges and Payment Volumes Increase

ClearBank celebrated its tenth anniversary by posting a third consecutive year of UK profitability, with normalized revenue jumping 34% to £121.6 million (about $154 million) in 2025. Fee‑based income surged 51% and now makes up three‑quarters of total revenue, while pretax profit...

By Crowdfund Insider
Fintech VC TTV Capital Leads Investment in Hamilton AI
NewsApr 16, 2026

Fintech VC TTV Capital Leads Investment in Hamilton AI

TTV Capital led a $7.5 million seed round for Hamilton AI, a New York‑based startup that uses artificial intelligence to automate private‑aviation quoting and integrate banking services. The platform promises to replace dozens of legacy tools, boosting quote output threefold for early...

By Crowdfund Insider
Vaults or Non‑Custodial Smart Contracts Are Pooling Deposits Into Yield‑Generating Strategies : Analysis
NewsApr 16, 2026

Vaults or Non‑Custodial Smart Contracts Are Pooling Deposits Into Yield‑Generating Strategies : Analysis

Coin Metrics reports that on‑chain vaults, powered by the ERC‑4626 token standard, have become core infrastructure for automated yield generation. These non‑custodial smart contracts pool user deposits and allocate them across lending, staking, tokenized real‑world assets, and delta‑neutral strategies. Stablecoin...

By Crowdfund Insider
Circle Introduces Solution to Enable Frequent Stablecoin USDC Payouts Across Blockchains
NewsApr 16, 2026

Circle Introduces Solution to Enable Frequent Stablecoin USDC Payouts Across Blockchains

Circle unveiled a new cross‑chain payout architecture that lets platforms pay USDC recipients instantly on any blockchain while settling the net amount later through a single CCTP burn. The model introduces trusted fulfillers who hold USDC on destination chains, eliminating...

By Crowdfund Insider
Figure Technology Solutions Expands RWA Tokenization with Auto Loans on Hastra Platform
NewsApr 15, 2026

Figure Technology Solutions Expands RWA Tokenization with Auto Loans on Hastra Platform

Figure Technology Solutions announced that its Hastra platform will now tokenize auto loans, adding the first consumer‑credit asset class beyond mortgage‑backed securities. The rollout begins on the Solana blockchain with an Ethereum‑compatible version expected in June, expanding access for DeFi...

By Crowdfund Insider
Ohio Regulator Signals $5M Penalty Against Prediction Markets Platform Kalshi for Unlicensed Operations
NewsApr 15, 2026

Ohio Regulator Signals $5M Penalty Against Prediction Markets Platform Kalshi for Unlicensed Operations

Ohio’s Casino Control Commission has issued Kalshi a notice of intent to levy a $5 million fine for operating unlicensed sports‑related binary contracts. The regulator argues the contracts constitute illegal sports betting, while Kalshi maintains they are CFTC‑approved financial products. A...

By Crowdfund Insider
AI Investments Continue to Remain Key Priority for Tech Industry : Research
NewsApr 15, 2026

AI Investments Continue to Remain Key Priority for Tech Industry : Research

U.S. executives are making AI a top strategic priority, with 73% focusing on AI investment, risk management or trade adjustments, according to PwC’s April 2026 survey of 633 leaders. AI spending leads the pack, as 38% of respondents are increasing...

By Crowdfund Insider
Publicly Traded Fintech and Payments Firms Shed 18% of Sector’s Market Cap in Q1 : Analysis
NewsApr 15, 2026

Publicly Traded Fintech and Payments Firms Shed 18% of Sector’s Market Cap in Q1 : Analysis

PitchBook’s Q1 2026 fintech and payments comp sheet shows the public sector lost about 18 percent of its weighted market cap in the first quarter. Median returns for major cohorts fell between –13 percent and –35.3 percent, far underperforming the S&P 500 and Nasdaq. Valuation...

By Crowdfund Insider
Cybercriminals Now Increasingly Targeting Government Organizations, Report Reveals
NewsApr 14, 2026

Cybercriminals Now Increasingly Targeting Government Organizations, Report Reveals

Kaspersky’s 2025 threat report shows government entities accounted for 19% of high‑severity breaches, making them the top target, while industrial firms followed at 17%. The IT sector rose to third place with 15% of serious incidents, pushing finance out of...

By Crowdfund Insider
The Clarity Act Expected Move in Senate This Month, Floor Vote in May
NewsApr 14, 2026

The Clarity Act Expected Move in Senate This Month, Floor Vote in May

The Senate is set to move the CLARITY Act, a crypto market‑infrastructure bill, forward this month with a floor vote expected in May. Lawmakers are negotiating a compromise on stablecoin yield, the primary obstacle to passage. Banking groups have opposed...

By Crowdfund Insider
US Department of Justice Launches Compensation Program for OneCoin Fraud Victims
NewsApr 14, 2026

US Department of Justice Launches Compensation Program for OneCoin Fraud Victims

The U.S. Department of Justice announced a formal restitution program for victims of the OneCoin cryptocurrency scam, leveraging more than $40 million seized through criminal forfeiture. The scheme, which defrauded investors of over $4 billion between 2014 and 2019, will allow claimants...

By Crowdfund Insider
Y Combinator Completes Stablecoin Investment in Prediction Markets Startup Totalis
NewsApr 14, 2026

Y Combinator Completes Stablecoin Investment in Prediction Markets Startup Totalis

Y Combinator has made its first venture investment entirely in a stablecoin, sending $500,000 USDC to prediction‑market startup Totalis via the Solana blockchain. The on‑chain transfer, executed through Ramp, settled instantly without any banking intermediaries. Totalis builds multi‑leg parlays that...

By Crowdfund Insider
Researchers Propose Agentic Risk Standard For AI Agent Transactions
NewsApr 13, 2026

Researchers Propose Agentic Risk Standard For AI Agent Transactions

Researchers from Google DeepMind, Microsoft Research, Columbia University, t54 Labs, and Virtuals Protocol introduced the Agentic Risk Standard (ARS), a financial‑risk‑management framework for autonomous AI agents that handle payments or assets. ARS adds escrow, underwriting, and collateral mechanisms to ensure...

By Crowdfund Insider
Interfacing with Our Inner Demons: Comments on the Division of Trading and Markets’ Statement on Certain User Interfaces
NewsApr 13, 2026

Interfacing with Our Inner Demons: Comments on the Division of Trading and Markets’ Statement on Certain User Interfaces

The SEC’s Division of Trading and Markets issued a statement outlining new user‑interface (UI) standards intended to prevent deceptive or confusing trading platforms. In response, industry participants submitted detailed comments—dubbed “Interfacing with our Inner Demons”—highlighting concerns over vague language, implementation...

By Crowdfund Insider
Adjusted Stablecoin Volume May Reach $700 Trillion+ by 2035 : Research
NewsApr 13, 2026

Adjusted Stablecoin Volume May Reach $700 Trillion+ by 2035 : Research

Chainalysis forecasts that adjusted stablecoin transaction volume will reach $719 trillion by 2035 through organic growth, and could climb to $1.5 quadrillion when macro catalysts are considered. The firm expects stablecoin payments to rival Visa and Mastercard off‑chain volumes between 2031 and...

By Crowdfund Insider
Netstars, Bitget Wallet Exploring Japanese Crypto Payments Union
NewsApr 13, 2026

Netstars, Bitget Wallet Exploring Japanese Crypto Payments Union

Bitget Wallet is in talks with Japanese payment infrastructure provider Netstars to integrate self‑custodial stablecoin payments into the country’s QR‑based cashless ecosystem. The collaboration will use Netstars’ StarPay‑X gateway to connect Web3 wallets with existing merchant networks, enabling in‑store and...

By Crowdfund Insider
Goldman Sachs Shares Drop in Pre-Market Trading Following Earnings Beat
NewsApr 13, 2026

Goldman Sachs Shares Drop in Pre-Market Trading Following Earnings Beat

Goldman Sachs posted a first‑quarter earnings beat, reporting $17.55 earnings per share versus the $16.49 consensus and $17.23 billion in revenue ahead of the $16.97 billion estimate. Despite the beat, the stock fell more than 4 % in pre‑market trading before the earnings...

By Crowdfund Insider
Centralized Crypto Exchanges Now Focused on Realistic Token Listing Outcomes : Research
NewsApr 12, 2026

Centralized Crypto Exchanges Now Focused on Realistic Token Listing Outcomes : Research

CoinGecko’s 2026 Spot Centralized Exchanges Report shows the top 12 CEXs processed about $21 trillion in spot volume in 2025, while assets under custody rose from $152 billion to $225 billion by early 2026. Stablecoins dominate, with USDT and USDC accounting for 66.6%...

By Crowdfund Insider
European Central Bank (ECB) Research Study Examines Distinct Profiles of Crypto Holders and Users in the Euro Area
NewsApr 12, 2026

European Central Bank (ECB) Research Study Examines Distinct Profiles of Crypto Holders and Users in the Euro Area

The European Central Bank released a working paper analyzing crypto adoption across the euro area, based on a 2022 survey of 39,500 adults in 17 countries. It identifies two distinct groups: typical crypto owners who are younger, educated, higher‑income investors,...

By Crowdfund Insider
VC Activity in LatAm Region Exhibited Renewed Strength in Q1 2026 : Research
NewsApr 12, 2026

VC Activity in LatAm Region Exhibited Renewed Strength in Q1 2026 : Research

Venture capital activity in Latin America rebounded in Q1 2026, with startups securing $1.03 billion—a 12% year‑over‑year rise. Late‑stage and growth‑equity deals drove the surge, delivering $761 million, more than two‑and‑a‑half times the prior year’s Q1 amount. Mexico emerged as the regional leader,...

By Crowdfund Insider
UK Government’s Latest Fraud Prevention Strategy Examined in New Report
NewsApr 12, 2026

UK Government’s Latest Fraud Prevention Strategy Examined in New Report

The UK government unveiled its updated Fraud Strategy for 2026‑2029, the first overhaul since the Sunak administration’s plan three years ago. Fraud now accounts for about 45% of recorded crime, costing an estimated £14.4 billion (≈ $18 billion) annually, prompting a three‑pillar approach:...

By Crowdfund Insider
KPMG UK Analyzes Latest Credit Data, Warns the Economy Is Showing Signs of Stress
NewsApr 12, 2026

KPMG UK Analyzes Latest Credit Data, Warns the Economy Is Showing Signs of Stress

KPMG UK’s review of the Bank of England’s Q1 2026 Credit Conditions Survey finds mounting stress in the UK lending market. Rising consumer defaults reveal deeper household‑finance strains, while home‑purchase loan demand stays flat, remortgaging activity climbs, and unsecured credit usage...

By Crowdfund Insider
NatWest Accelerator Unveils Commitments to Enhance Support for UK Businesses
NewsApr 12, 2026

NatWest Accelerator Unveils Commitments to Enhance Support for UK Businesses

NatWest Accelerator is expanding its inclusive entrepreneurship programme, aiming for 50,000 members by the end of 2026. It launched a Female Founders Community that attracted over 400 users in two weeks and introduced She Scales, a monthly in‑person coworking series for...

By Crowdfund Insider
Swiss Stock Exchange SIX, Snowflake Partner to Simplify Access to Financial Data
NewsApr 12, 2026

Swiss Stock Exchange SIX, Snowflake Partner to Simplify Access to Financial Data

Switzerland’s SIX stock exchange has teamed up with Snowflake to deliver its regulatory, reference and pricing data directly within Snowflake’s AI Data Cloud. The integration uses Snowflake’s zero‑copy data sharing, letting clients query SIX data without moving or duplicating it....

By Crowdfund Insider
Malaysia Rolls Out $1.3bn Low-Cost Financing for SMEs to Scale Up
NewsApr 12, 2026

Malaysia Rolls Out $1.3bn Low-Cost Financing for SMEs to Scale Up

Malaysia’s government has announced up to 5 billion ringgit (≈ $1.3 billion) in low‑cost financing for small and medium enterprises, priced at 3%‑5% interest. The funding is part of the PowerUp10K campaign, which now targets a total of 15 billion ringgit in loans to...

By Crowdfund Insider
UK Sole Traders Are Leveraging AI for Tax Filing and Preparation, Report Reveals
NewsApr 12, 2026

UK Sole Traders Are Leveraging AI for Tax Filing and Preparation, Report Reveals

Starling Bank’s latest survey of 1,000 UK sole traders shows a rapid shift toward AI for tax and accounting help. About 26% have already consulted AI on the new Making Tax Digital rules, while 20% use it regularly for broader...

By Crowdfund Insider
Vietnam’s CAEX Secures OKX Ventures, HashKey Backing for Crypto Pilot Entry
NewsApr 12, 2026

Vietnam’s CAEX Secures OKX Ventures, HashKey Backing for Crypto Pilot Entry

Vietnam’s CAEX has secured investment from OKX Ventures and HashKey Capital to meet the $380 million capital requirement for the country’s regulated crypto‑asset pilot program. The two crypto‑focused investors will provide funding and technical support, while domestic shareholders VPBank Securities and...

By Crowdfund Insider
US Treasury Chief Urges Bank Execs to Approach Anthropic’s Latest AI Release with Caution
NewsApr 11, 2026

US Treasury Chief Urges Bank Execs to Approach Anthropic’s Latest AI Release with Caution

U.S. Treasury Secretary Scott Bessent warned bank CEOs to scrutinize Anthropic’s newly released Claude Mythos Preview and its Managed Agents feature before wide adoption. The large‑language model is marketed as a cyber‑threat detection tool that could accelerate threat identification for...

By Crowdfund Insider
Bank of England Examines How Global Financial and Lending Strategies Impact UK Economy
NewsApr 11, 2026

Bank of England Examines How Global Financial and Lending Strategies Impact UK Economy

The Bank of England released analyses on how digital transformation, dynamic and personalized pricing, and cross‑border bank lending are reshaping the UK’s $3 trillion economy. A survey of 1,600 firms shows 21% already use market‑responsive pricing, a share expected to rise...

By Crowdfund Insider
Ampd’s Agentic Shoppable Media Assists Shoppable Media Strategies
NewsApr 11, 2026

Ampd’s Agentic Shoppable Media Assists Shoppable Media Strategies

Ampd unveiled Agentic Shoppable Media, a solution that uses intelligent deep linking to route shoppers directly to their preferred retailer’s product detail page, achieving almost 100% click‑to‑PDP transfer. The platform addresses the industry‑wide 95% drop‑off problem by eliminating extra clicks...

By Crowdfund Insider
Tokenovate Founder Claims IMF Warning on Tokenization Fails to Identify Where Risk Actually Exists
NewsApr 11, 2026

Tokenovate Founder Claims IMF Warning on Tokenization Fails to Identify Where Risk Actually Exists

The International Monetary Fund released a report warning that tokenization could accelerate market stress by eliminating the settlement‑delay buffer that currently slows trades. Tokenovate founder Richard Baker counters that the real risk lies in fragmented, manual post‑trade systems, not in...

By Crowdfund Insider
Fintech Industry Professional Shares Insights on Polgyon Labs’ Move Into Stablecoins
NewsApr 10, 2026

Fintech Industry Professional Shares Insights on Polgyon Labs’ Move Into Stablecoins

Polygon Labs announced plans to raise up to $100 million to launch a dedicated stablecoin payments arm, signaling a strategic shift from pure trading utilities to core payment infrastructure. Artur Firstov, CBO of Mercuryo, highlighted that 2026 will be the year...

By Crowdfund Insider
Persistent Systems Launches Fraud Detection Service
NewsApr 10, 2026

Persistent Systems Launches Fraud Detection Service

Persistent Systems unveiled a Merchant Risk Management and Fraud Detection solution built on the Databricks Data Intelligence platform. The service leverages Agentic AI to vet merchants during onboarding and continuously monitor transactions, chargebacks, and external risk signals in real time....

By Crowdfund Insider
Statement Regarding Staff No-Action Letter to Bank of England
NewsApr 10, 2026

Statement Regarding Staff No-Action Letter to Bank of England

The U.S. Securities and Exchange Commission issued a statement confirming it will not pursue enforcement against the Bank of England after receiving a staff no‑action letter. The letter, from the SEC’s Division of Corporation Finance, affirms that the BOE’s practices...

By Crowdfund Insider
Statement Regarding Staff No-Action Letter to Bank of England
NewsApr 10, 2026

Statement Regarding Staff No-Action Letter to Bank of England

The U.S. Securities and Exchange Commission’s staff issued a no‑action letter confirming that the Bank of England’s proposed regulatory framework for cross‑border crowdfunding does not conflict with U.S. securities law, provided specific disclosure and investor‑protection safeguards are met. The letter...

By Crowdfund Insider
AI Investments Not Expected to Deliver Traditional ROI : Report
NewsApr 10, 2026

AI Investments Not Expected to Deliver Traditional ROI : Report

KPMG UK’s AI Pulse Survey shows a decisive shift in how British firms view artificial intelligence. Sixty‑five percent of respondents say they will keep investing in AI even if they cannot prove a tangible return on investment, and 70 % expect...

By Crowdfund Insider
UK Industry Professional Says £100M Tax Relief Package Is Step in Right Direction but Startups Need Consistent Policy
NewsApr 10, 2026

UK Industry Professional Says £100M Tax Relief Package Is Step in Right Direction but Startups Need Consistent Policy

The UK government has activated a £100 million (≈$128 million) entrepreneur tax relief package, expanding eligibility for the EMI scheme and doubling the fundraising caps for EIS and VCT. Leo Labeis, CEO of REGnosys, praised the move as a timely boost for...

By Crowdfund Insider
Digital Bank Revolut Introduces AI Tools to Streamline Money Management
NewsApr 10, 2026

Digital Bank Revolut Introduces AI Tools to Streamline Money Management

Revolut has rolled out an AI-powered assistant called AI by Revolut (AIR) to UK customers, embedding spending insights, portfolio checks, subscription control and travel budgeting into its app. The feature, launched on April 9, 2026, uses natural‑language conversation to act as a...

By Crowdfund Insider
Tornado Cash Dev Roman Storm’s Case Raises Technical and Ethical Questions
NewsApr 10, 2026

Tornado Cash Dev Roman Storm’s Case Raises Technical and Ethical Questions

Roman Storm, a developer of the Tornado Cash privacy mixer, returned to a New York federal courtroom on April 9, 2026 to argue that his prior unlawful‑money‑transmitting conviction should be set aside. The judge, Katherine Polk Failla, focused on whether...

By Crowdfund Insider
Strategy’s Michael Saylor Calls Bitcoin Bottom at $60K, Claims Quantum Threat to BTC Network Is Exaggerated
NewsApr 10, 2026

Strategy’s Michael Saylor Calls Bitcoin Bottom at $60K, Claims Quantum Threat to BTC Network Is Exaggerated

MicroStrategy chief Michael Saylor predicts Bitcoin will find a bottom around $60,000, arguing that media hype over quantum‑computing threats to the network is overstated. He warns that escalating Iran‑U.S. tensions could push the price lower, echoing recent sell‑offs by corporate...

By Crowdfund Insider
Cosmos Ecosystem Focused Leap Wallet to Shut Down Operations
NewsApr 10, 2026

Cosmos Ecosystem Focused Leap Wallet to Shut Down Operations

Leap Wallet, the Cosmos ecosystem’s flagship multi‑chain wallet, announced it will shut down on May 28, 2026, giving users roughly two months to move assets. Launched in 2022, the non‑custodial solution supported over 100 blockchains and offered staking, swaps, and...

By Crowdfund Insider
Dune Analytics Adds Support for Datashare and Tempo Blockchain
NewsApr 10, 2026

Dune Analytics Adds Support for Datashare and Tempo Blockchain

Dune Analytics unveiled a fully integrated dbt connector that streams transformed blockchain data directly into Snowflake or BigQuery, eliminating the need for separate ETL pipelines. The platform now covers more than 130 blockchains through its Datashare library, offering ready‑made tables...

By Crowdfund Insider
Stablecoin Platform Confirmo Approved by Central Bank of Ireland
NewsApr 9, 2026

Stablecoin Platform Confirmo Approved by Central Bank of Ireland

Confirmo, a stablecoin payment platform, received a full license from the Central Bank of Ireland, making it a regulated hub for its European operations. The Irish license, combined with its existing MiCA CASP authorization, grants Confirmo passporting rights across all...

By Crowdfund Insider
Global Digital Asset Firm Zodia Partners with Re7 Capital
NewsApr 9, 2026

Global Digital Asset Firm Zodia Partners with Re7 Capital

Zodia Custody announced a partnership with crypto‑native investment firm Re7 Capital, granting the latter access to Zodia’s Interchange network for custody and off‑exchange settlement. The deal supports transparent on‑chain representation of Re7’s BTC Yield and Market Neutral strategies. Re7 Capital,...

By Crowdfund Insider
ClearBank MiCA Approved, Plans Stablecoins, Deepens Relationship with Coinbase
NewsApr 9, 2026

ClearBank MiCA Approved, Plans Stablecoins, Deepens Relationship with Coinbase

Netherlands‑based ClearBank has secured approval from the Dutch Authority for the Financial Markets to operate as a Crypto Asset Service Provider under the EU’s MiCA regime. The bank announced plans to issue regulated stablecoins—EURC and USDC—to facilitate faster cross‑border payments....

By Crowdfund Insider
AML False Positives Remain Operational Challenge for Crypto Compliance Programs : Elliptic
NewsApr 9, 2026

AML False Positives Remain Operational Challenge for Crypto Compliance Programs : Elliptic

Elliptic warns that AML false positives remain a major operational hurdle for crypto compliance programs. The firm attributes the high alert rates to pseudonymous wallets, 24/7 transaction velocity, cross‑chain complexity, and legacy rule sets borrowed from traditional finance. By enriching...

By Crowdfund Insider
Bhutan Transfers Over $20M in Bitcoin, Total BTC Reserves Decline by 70%, Onchain Data Reveals
NewsApr 9, 2026

Bhutan Transfers Over $20M in Bitcoin, Total BTC Reserves Decline by 70%, Onchain Data Reveals

The Royal Government of Bhutan transferred roughly 319.7 BTC, valued at about $23 million, to two separate crypto addresses on April 9, 2026. Combined on‑chain data shows the nation moved $216 million in Bitcoin this year, including $163 million to unidentified wallets. After the transfers,...

By Crowdfund Insider