How Greenfield Innovation Is Powering Paragon’s Digital Future
Paragon, a FTSE 250 specialist lender, has teamed with Mambu since 2020 to modernize its core banking, initially powering its development‑finance and savings offerings. The partnership proved its reliability, allowing Paragon to scale its savings portfolio and later identify a market gap for a direct‑to‑consumer digital product. Leveraging Mambu’s cloud‑native engine, the bank built “Spring,” a greenfield platform designed to attract proactive savers and simplify the user experience. As a senior executive put it, “Spring is really the cornerstone of our digital transformation… it has to feel hassle‑free.” The product was launched quickly through an agile, supplier‑collaborative approach, drawing on customer insights to shape the app’s journey and features. The launch signals that traditional banks can rapidly pivot to fintech‑style offerings, reinforcing the value of modular core systems and setting a benchmark for other institutions seeking swift, customer‑centric digital upgrades.
How Banks Hunt Repeat Fraudsters | Santander
In a recent consortium briefing, Lucas, a fraud investigator at Santander, outlined the bank’s use of its proprietary “smart numbers” platform to identify and block repeat fraudsters. He emphasized the need for stronger links among consortium members to exchange actionable...
Why Fraud Prevention Fails in the Real World | Optimus Cards
The video examines why fraud prevention often collapses in real‑world settings, zeroing in on contact‑centre operations as a critical weak point. Mark Williams, Optimus Cards’ Financial Crime Manager, frames the discussion around the dual threat: fraudsters targeting customers through call‑centre...
How Fraudsters Manipulate Contact Centres | We Fight Fraud
Dr. Nicola Harden, CEO of We Fight Fraud, explains how fraudsters exploit contact centres, shifting from automated online checkout to human interaction to bypass security. She notes criminals avoid click‑through processes, preferring social engineering to extract personal data from agents; weak...
Fintech Marketing Community 2026: The New FinTech Marketing Playbook
The Fintech Marketing Community 2026 convened in London, highlighting the city’s surge to become the world’s top fintech funding hub, outpacing New York and San Francisco for the first time. Speakers noted that Europe’s $40 billion funding pool is now $30 billion concentrated in...
Karishma Jaycee & Derek Sprawling: Why Digital Experience Is the New Battleground for Savings
The video examines the UK savings market, where banks are battling on two fronts: offering competitive interest rates and delivering a frictionless digital experience. It argues that while rates attract attention, the decisive factor for winning customers is an intuitive,...
Rodrigo Coelho: Why Is Data Verifiability the Next Big Hurdle for APAC’s Stablecoin Push?
The video highlights a surge in stable‑coin adoption across APAC, with banks in Japan, Korea, Singapore and Thailand moving to integrate these digital assets into core operations. Regulators are rolling out new licensing frameworks, prompting a rapid push for tokenization and...
How Do You Insure Businesses in Disaster Zones? - Instanda at ITC Vegas
The ITC Vegas session spotlights Green Shield’s strategy for insuring businesses in disaster‑prone zones, powered by Instand’s low‑code platform. Green Shield emphasizes its no‑code, flexible architecture that lets it alter rates or forms in under an hour—far quicker than rivals...
Why Small Businesses Need Better Cyber Insurance
Teresa Lee, chief claims officer at Cowbell, argues that small and medium‑size enterprises (SMEs) need more robust cyber‑insurance solutions as cyber threats become increasingly sophisticated and well‑funded. She notes that threat actors are better resourced, creating heightened risk for businesses with...
AI in Insurance: Can It Really Transform Claims and Operations?
Majesco unveiled its AI‑driven ‘Co‑pilot’ platform, a generative‑AI hub that embeds large‑language models and domain‑specific machine‑learning into every step of its insurance suite, from underwriting to claims. The company says the hub automates data‑entry, document parsing and natural‑language queries, delivering up...
Will AI Replace Actuaries? | Akur8 at ITC Vegas
The panel discussion at ITC Vegas explored whether artificial intelligence will replace actuaries. The speaker argued that AI is not a disruptive force but a new set of tools that enhance the actuarial profession, allowing practitioners to work faster and...
Craig Bevan: How Is Customisation Shaping the Future of Retail Checkout?
Craig Bevan explains how customization is reshaping retail checkout, emphasizing that retailers now receive true choice in both hardware layout and software functionality. He positions his firm as a partner that starts from a blank sheet of paper to craft...
What’s the Most Valuable Connection You’ve Made in Fintech?
The video explores which relationships fintech professionals deem most valuable, highlighting connections with innovators, large banks, partners, and customers. The speaker emphasizes that meeting fintech innovators—often dubbed “fintexs”—delivers fresh ideas and insight into where the industry is heading. Key insights include...
Who Is Leading Open Banking in the UK? - Open Banking Expo
The Open Banking Expo panel tackled the elusive question of who truly leads the UK’s Open Banking ecosystem. Participants highlighted a sprawling landscape where fintech innovators, data aggregators, and traditional banks each play pivotal roles. Key insights revealed that aggregators such...
What’s the Most Overused Fintech Buzzword? - Open Banking Expo
The speaker at the Open Banking Expo warns that fintech has become saturated with buzzwords, arguing that terms such as “speed,” “efficiency,” “revolutionary,” and “innovation” are tossed around without clear meaning. He enumerates the most common acronyms—open finance, APIs, AI, frictionless,...
Tink's Tasha Chouhan on Why Traditional Lending Models Don't Work - FF News
In a recent FF News interview, Tasha Chouhan, UK and Ireland Banking and Lending Director at Tink, explained how the Visa acquisition positions the European open‑banking platform to scale its data‑driven financial services globally. She highlighted that traditional, manual lending...
GPS's Betsy Samuel on the Vastness of the Payments Space and What It Means to Be a Good Partner
In a recent interview, Betsy Samuel, chief marketing officer of Global Processing Services (GPS), outlines the company’s view of the payments landscape and its strategic focus on open banking. Samuel emphasizes that open banking is the most transformative milestone she’s witnessed...
Is Open Banking Finally Going Mainstream? - Open Banking Expo
The video from Open Banking Expo uses a light‑hearted dialogue to illustrate whether open banking has become mainstream. Participants debate if grandparents and older relatives actually use the technology, exposing a common perception that the service is universally adopted. The exchange...
Fire: The Future of Payments Is Bespoke, Embedded, and Instant
The video outlines Fire’s strategy to reshape payments by offering bespoke, API‑first platforms that let businesses embed financial transactions directly into their own products. Fire emphasizes understanding each client’s flow—from a single account to tens of thousands—so it can deliver tailored...
On-Demand Pay: How DailyPay Lets Employees Get Paid Instantly
DailyPay is positioning itself as a disruptor of the traditional payroll cycle by letting workers tap earned wages instantly, eliminating the typical two‑week wait. The company argues that immediate access helps employees living paycheck‑to‑paycut, cuts overdraft and payday‑loan costs, and boosts...
Abdul Naushad on the Promise of a 'Glocal' Payments Ecosystem
In the video, Abdul Naushad outlines the emerging “glocal” payments ecosystem, emphasizing that cross‑border transactions are moving from multi‑day clears to near‑real‑time settlement. He notes that the United States already operates real‑time domestic rails and is extending them abroad, while Canada...
Stake's Matthew Leibowitz on Markets and the Power of the Individual
In a recent interview, Matthew Leibowitz, co‑founder of Stake, argues that modern brokerage should be as universal as computing power, giving anyone—regardless of background—the ability to participate in public markets. Leibowitz stresses that access must be free and frictionless, likening today’s...
Aevi's Eddie Johnson on Why In-Person Payments Are Here to Stay
In a recent interview, Aevi’s Eddie Johnson argued that in‑person payments are far from obsolete, emphasizing the shift toward an “invisible” checkout that feels effortless to shoppers. He noted that today’s consumers expect payment to disappear from the experience, while merchants...
What Makes Money20/20 USA’s New Awards Different?
Money20/20 announced a brand‑new, truly global awards program that will crown fintech innovators across its three flagship shows in Asia, Europe and the United States. The initiative, unveiled during Sunday Night Live, aims to showcase industry excellence and position Money20/20...
Payment Security Trends: How Giesecke+Devrient Is Fighting Fraud in Real-Time Payments
Giesecke+Devrient (G&D) CEO Gabrielle Bugar outlines the company’s strategy for securing the surge in contactless and real‑time payments. With six out of ten issued cards now contactless and digital wallets used by over 80% of U.S. consumers, G&D positions itself...
AI Adoption in Financial Services: 76% of Banks Are Already Using It
Money 2020 partnered with Acur Capital to publish a report on AI adoption across financial‑service firms. By scraping every AI‑related announcement since ChatGPT’s launch, the study examined 221 leading banks and fintechs, finding that 76 % have launched at least one AI...
Payment Orchestration Platform: How Aevi & QorPay Are Simplifying Infrastructure
The video announces a strategic partnership between Aevi and QorPay (referred to as Corpio in the discussion) to build a unified payment orchestration platform. Both firms emphasize an API‑first, cloud‑native architecture that promises seamless integration across diverse markets and payment...
FTT Fintech Festival: What’s the Best Thing About This Event?
The Fintech Talent Festival positions itself as a premier gathering for fintech professionals, emphasizing the breadth of topics and the high caliber of its speakers as its standout feature. Attendees describe the event as warm and friendly, noting unusually high engagement...
Suresh Vaghjiani: How Is Cloud Processing Solving the Low-Margin Challenge in APAC?
The video discusses how cloud‑based processing is addressing the chronic low‑margin environment facing banks across the Asia‑Pacific region, especially as governments relax protectionist policies and grant new banking licences. Suresh Vaghjiani highlights that traditional European software solutions are prohibitively expensive for...
Jonathan Ferrara: What Is the Biggest Operational Challenge for Asset Managers?
The video spotlights the biggest operational headache for asset managers: an exploding volume of meetings that drain resources and jeopardize regulatory compliance. Ferrara explains that both external (regulatory) and internal gatherings have become costly, with poor‑quality packs, slow preparation, and...
TSAM London: Kurtosys on AI, Data Quality, and Operational Efficiency in Investor Communications
The video outlines Kurtosys’ role in modernizing investor communications for asset managers, emphasizing a shift toward cloud‑based data warehouses and AI‑driven quality controls. It explains how firms are tackling fragmented data, operational bottlenecks, and the need to present a premium...
Strangest ATMs in the World: Where Can You Find Them?
The video tours some of the world’s most unconventional ATMs, from a mountaintop unit in the Himalayas to a research‑base machine in Antarctica. It highlights five standout examples: a high‑altitude ATM perched on a Himalayan summit, floating ATMs that travel along...
TSAM London : NeoXam's Blueprint for Taming Private Market Complexity with AI
NeoXam presented a roadmap for applying artificial intelligence to tame the growing complexity of private‑market data, focusing on private equity and credit portfolios that are increasingly adopted by institutional investors. The firm’s approach combines AI‑driven extraction of structured information from unstructured...
AI Chatbot vs Human: Can You Tell the Difference?
The short video titled “AI Chatbot vs Human: Can You Tell the Difference?” highlights how everyday users are increasingly unable to tell whether they are chatting with a human or an artificial‑intelligence driven chatbot. Participants share anecdotes—some admit they thought a...
Elena Whisler on Cross Border Payments in U.S. and Going 'Glocal'
Elena Whisler, senior executive at The Clearing House, outlined the firm’s “glocal” strategy to modernize cross‑border payments between the United States and Europe. She described how the company views the payment ecosystem in layers—network infrastructure, financial‑institution services, and the end‑user...
Chris Johnson: How Insurers Can Better Understand Climate Risk
In the video, Chris Johnson outlines his firm’s mission to give insurers granular, real‑time visibility into climate‑driven perils such as wildfires and floods. He explains that traditional carriers rely on broad‑area models that label many locations “uninsurable.” By deploying a constellation...
Cognitive Banking AI: How Personetics Is Transforming Customer Experience
The video features Udy Ziv, CEO of Personetics, unveiling its AI‑powered cognitive banking platform that aims to close the widening gap between traditional bank services and today’s digitally‑savvy customers. Ziv cites industry data: JD Power notes a 60% surge in account switching...
Community Banking Fintech: How OneBanx and Glory Global Are Transforming Local Banking
The video introduces OneBanx, a UK fintech owned by Glory Global, delivering an app‑only cash‑to‑digital banking platform aimed at restoring banking services in high‑street communities where traditional branches have closed. The solution combines physical kiosks that accept cash and coins with...
Bobbie Shrivastav: Why Insurance Back Offices Are Still Manual
Bobbie Shrivastav of Solra highlighted a paradox in the insurance sector: despite hefty investments in technology, roughly 70% of back‑office tasks remain entrenched in emails, spreadsheets, and manual handoffs. Solra’s mission is to extract insurers from this "messy middle" by...
Meghan Booth: Why Claims Data Continuity Matters
Meghan Booth highlights that continuous, integrated claims data is essential for modern insurers, moving beyond last year’s focus on efficiency to address fragmented information throughout the claims lifecycle. She argues that eliminating silos enables insurers to examine claim details sooner, reducing...
Sudarshan Jagannathan: Where AI Adds Real Value in Insurance
Sudarshan Jagannathan outlines a pragmatic approach to AI in insurance, emphasizing that real value often comes from modest, targeted projects rather than sweeping digital overhauls. He argues that insurers should identify narrow use cases—such as enhancing Guidewire‑based front‑end interactions, streamlining...
2026: The Year Payments Could Shift
2026 is being hailed as a watershed year for payments, as three forces—maturing artificial‑intelligence models, a resurgence of stablecoins and other distributed‑ledger tokens, and a loosening of U.S. bank‑regulation under the GENIUS Act—converge to reshape how value moves. AI capabilities are...
Coinbase's Tom Duff Gordon on Crypto Regulation and the Lessons We Can Learn From Terra and Celsius
Tom Duff Gordon of Coinbase frames crypto regulation as a transition from a "wild west" era to a more structured, globally coordinated framework. He likens today’s market to the early internet of the 1990s—rapidly expanding yet largely unregulated—highlighting the need...
Ravi Sharma on UL Solutions’ Role in ISO 20022 Migration
The video spotlights UL Solutions’ pivotal role in guiding financial institutions through the ISO 20022 migration, a shift that reshapes how payment data is formatted and transmitted across the industry. While the traditional four‑corner model—merchant, acquiring bank, payment network, and...
Tilta's Ingmar Stupp: Navigating the Financial Storm with Buy Now, Pay Later"
Tilta’s Ingmar Stupp explains how Buy‑Now, Pay‑Later (BNPL) solutions are being repurposed for B2B working‑capital needs during today’s liquidity crunch. With interest rates climbing, many firms lack cash to fund operations and resort to delaying payments to suppliers, pushing the...
Christy Barsalou How Brokers Can Fix Fragmented Insurance Data
The video spotlights Quickfax’s mission to solve the chronic fragmentation of insurance data that hampers brokers’ ability to advise clients. By aggregating coverage details and appetite metrics into a single platform, Quickfax enables brokers to move beyond price‑only conversations and...
Fintech Buzzwords 2025: What’s Overused Right Now? | Pay360
The video from Pay360 riffs on the most overused fintech buzzwords in 2025, highlighting how jargon often eclipses substance in industry conversations. Speakers note that artificial intelligence dominates every panel, yet concrete applications are limited to fraud detection and automation. Partnerships...
MPE 2026: Checkout.com Doubles Down on Agentic Commerce and US Expansion
At the 2026 Merchant Payments Ecosystem conference, Checkout.com’s UK‑Europe head Ashley Pace announced a strategic push into the United States and the rollout of what the firm calls “Agentic commerce,” an AI‑driven payment model. The company reported its first full year...
Disability Inclusion in Financial Services: Why It Matters | Project Nemo
Project Nemo, a London‑based disability‑inclusion initiative, is urging financial‑services firms to embed accessibility into both products and hiring practices. The programme rolls out a series of micro‑films that profile individuals with varying disabilities—visual, auditory, motor and neurological—and expose the specific hurdles...
Finastra: Real AI Use Cases in Payments Today
Finastra's executive outlined how artificial‑intelligence models are moving beyond legacy fraud and sanctions tools to address operational bottlenecks in modern payments. The speaker highlighted three client‑facing use cases—AI‑enhanced fraud detection that trims false positives, large‑language‑model screening that reduces erroneous sanctions blocks,...