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EMAIL DIGESTS
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Every morning
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Tuesday recap
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
The essay argues that the chronic shortfall in UK retirement savings stems more from a cultural mindset than from purely financial mechanics. It highlights how pervasive “live‑now” attitudes, amplified by social media, clash with the long‑term discipline required for pension adequacy. Recent industry initiatives—Royal London’s pension adequacy report, Aegon’s Money:Mindshift, and the revived Pensions Commission—are beginning to address the behavioural side of saving. The author suggests the solution lies in helping people enjoy today while securing tomorrow, rather than forcing a binary choice.
FNZ group president Roman Regelman, fresh from New York, outlined a multi‑pronged plan to steady the wealth‑management giant as it grapples with the responsibilities of rapid scale. Broadstone’s Sirius Index showed UK defined‑benefit pension schemes slipping below funding targets as Middle‑East...
Broadstone’s Sirius Index indicates that geopolitical turmoil in the Middle East has pushed defined benefit pension scheme funding levels lower in March. The growth‑focused model slipped from 90.8% to 89%, while the more conservative matching‑focused approach fell 1.7 points to...
Roman Regelman, chief executive of a fast‑growing fintech platform, emphasizes that scaling a financial services business brings heightened responsibility. He argues that rapid user growth must be matched with stronger compliance frameworks, data‑security investments, and a continued focus on client...
FNZ will face a legal claim in New Zealand's High Court in May after a Cayman Islands ruling cleared procedural hurdles. Employee shareholders, represented by Kiwi GP, have been allowed to proceed with the lawsuit that had been stalled since July 2025. Four...
The Financial Conduct Authority published an interim report on the UK’s pure protection market, highlighting persistent consumer confusion and governance gaps. The paper received a muted response from insurers and advisers, with industry stakeholders showing little enthusiasm for change. Martin...
The FCA has unveiled its third attempt to introduce simplified financial advice, pairing the concept with targeted support proposals slated for 2026. Earlier initiatives, such as the 2016 streamlined advice model, failed to gain traction because advisers feared regulatory risk...
The FCA is being pressed to replace the confusing “capital at risk” warning with clearer language after a government‑commissioned review warned it deters retail investors. Royal London’s Jamie Jenkins urged the government to leave pension reforms untouched, likening policy tweaks...
Vintage, backed by Söderberg & Partners, completed the acquisition of FMIFA, adding roughly £400 million (about $508 million) of assets under advice and lifting the combined firm’s client assets to about £2.14 billion ($2.72 billion). The merger joins two independent, whole‑of‑market advisory firms and...
James Klempster, deputy head of multi‑asset at Liontrust, argues that the Middle‑East conflict exemplifies a broader 3D challenge—disruption, dislocation and decoupling—requiring a new portfolio lens. He proposes a 3D approach: diversified, disciplined and differentiated investing to navigate heightened geopolitical risk,...
Retirement advice in the UK is undergoing rapid transformation as pension assets move out ahead of upcoming inheritance tax (IHT) rule changes. Advisers are increasingly recommending natural income portfolios (now 43% of recommendations) and annuities, while lifetime gifting through onshore...
Middle East tensions sparked a sharp spike in equity fund outflows, with investors pulling £1.44 bn ($1.8 bn) in March – the worst month since November 2025 and the seventh‑worst on record. The sell‑off was broad‑based, but UK equity funds felt the brunt,...
Research from Everywhen shows that 48% of UK employers currently offer salary‑sacrifice pension schemes, but 18% have no plans to adjust these arrangements when the government caps the National Insurance exemption at £2,000 a year from April 2029. The cap aims...
Royal London has secured FCA approval to offer targeted support, a newly regulated service that bridges the gap between basic guidance and full financial advice. The mutual helped design the regime through industry working groups and direct engagement with the...
Brian McLaughlin argues the traditional annual review model is unsustainable under the FCA’s Consumer Duty. The regulator now demands identical evidence of good outcomes for every client, regardless of fee size, exposing the cost imbalance of servicing low‑value accounts. Advisers...
