Joe Cavatoni on Gold's Volatility, Bull Case in Metal Digitization

Schwab Network
Schwab NetworkMar 21, 2026

Why It Matters

A unified digital gold infrastructure would boost liquidity and collateral use, strengthening gold’s role in portfolios while coexisting with crypto assets.

Key Takeaways

  • Fed's stance on no rate cuts fuels gold volatility.
  • Investors rotate to yield assets, but gold remains structurally strong.
  • Digital gold infrastructure lacks cohesion, hindering market scale.
  • Consolidated tokenization could unlock gold as collateral and liquidity tool.
  • Gold and crypto will coexist, serving distinct reserve and investment roles.

Summary

In a Chicago interview, World Gold Council senior strategist Jo Capitani explained that gold’s recent pull‑back reflects a mix of short‑term geopolitical shocks and a longer‑term structural backdrop shaped by the Federal Reserve’s recent declaration that no rate cuts are expected this year. He emphasized that the Fed’s stance is the primary catalyst for heightened volatility, even as broader macro forces such as a stronger dollar and inflation concerns continue to underpin gold’s upward trajectory over the longer horizon. Capitani noted that investors are temporarily rotating into yield‑bearing assets, taking advantage of higher rates after gold’s 135% rally over the past 18‑24 months. However, he stressed that this tactical shift does not signal a permanent exodus; the underlying demand for gold as a hedge against stagflation and geopolitical risk remains intact. The market’s liquidity and “gold‑as‑a‑service” model are being tested, with participants using gold as a flexible reserve while they reallocate capital. The discussion highlighted a critical gap in the digital gold ecosystem: fragmented token standards and a lack of coordinated infrastructure. Capitani referenced a new white paper co‑authored with Boston Consulting Group that calls for industry‑wide standards to enable seamless, scalable tokenization of physical gold. He argued that a unified digital framework would unlock new use cases, including collateral for futures, institutional balance‑sheet efficiency, and broader consumer access. If the industry adopts a consolidated digital gold infrastructure, the asset could become a more liquid, collateral‑ready instrument, expanding its appeal beyond traditional safe‑haven investors. This evolution would also clarify gold’s relationship with cryptocurrencies, positioning both as complementary rather than competing stores of value, and potentially reshaping the broader digital‑asset landscape.

Original Description

Joe Cavatoni of the World Gold Council talks about why he believes the yellow metal hasn't caught a bid over recent sessions. He notes structural headwinds brought by the U.S.-Iran War and the Fed as key headwinds. He believes easier access to gold through digital channels will offer opportunity to scale prices. "I think the world is open for much wider adoption of gold," says Joe, explaining that the trade is tied tightly to consumers.
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