Affirm is a fintech company that provides buy now, pay later financing options for shoppers and merchants. It offers flexible payment plans, including interest-free Pay in 4 options and longer-term plans, with upfront visibility of total costs. The company operates at checkout across online stores and in-store via the Affirm Card, app, and browser extensions, and serves customers globally with regional offerings. Affirm emphasizes safe, simple financing that helps consumers purchase today and pay over time.