Prestamype Raises $27M in Equity and Debt

Why It Matters

The funding deepens Prestamype’s liquidity and opens new investor channels, positioning it to accelerate SME credit growth and capture a larger share of Latin America’s underserved financing market.

Key Takeaways

• $27M funding combines bridge round and credit line.
• Bridge round enables SAFI creation for broader investor access.
• Credit line finances mortgage‑backed loans through Cofide trust.
• Factoring disbursements rose 163% to $319M in 2025.
• Total SME financing surpasses $650M since 2017 launch.

Pulse Analysis

Latin America’s digital finance sector is entering a rapid expansion phase, and Peru’s fintech ecosystem is a prime example. Prestamype’s recent $27 million injection—split between a $2 million bridge round and a $25 million credit facility—places the company among the region’s best‑capitalized SME lenders. The bridge round, led by existing backers ALIVE Ventures, Oikocredit and Salkantay Ventures, signals confidence in the firm’s technology platform and its ability to scale. Meanwhile, the sizable credit line from Lendable provides the liquidity needed to broaden loan products and deepen market penetration.

The $2 million bridge will be used to launch a Sociedad Administradora de Fondos de Inversión (SAFI), a regulated vehicle that can pool capital from both retail and institutional investors. By establishing a SAFI, Prestamype not only diversifies its funding sources but also aligns with Peru’s recent push to broaden participation in alternative assets. This structure gives the fintech a more stable capital base, reduces reliance on traditional bank lines, and creates a pathway for investors seeking exposure to high‑growth, technology‑driven credit markets in emerging economies.

The $25 million credit line is earmarked for mortgage‑backed loans issued through a trust arrangement with Cofide, Peru’s development bank. This partnership leverages public‑private collaboration to unlock housing finance for underserved segments while delivering predictable cash flows to the fintech. Combined with a 163 % jump in factoring disbursements to $319 million last year, Prestamype is positioned to double its loan portfolio within the next two years. Analysts see the move as a catalyst for broader fintech‑driven credit expansion across Latin America, where demand for digital SME financing remains far outstripping supply.

Deal Summary

Peruvian fintech Prestamype secured $27 million in combined equity and debt financing, including a $2 million bridge round from existing investors ALIVE Ventures, Oikocredit, and Salkantay Ventures, and a $25 million credit line from Lendable. The funds will be used to create a fund‑management company and finance mortgage‑backed loans through a trust with Peru’s development bank Cofide.