How Temenos Is Powering the Future of Global Money Movement

Why It Matters

By delivering a single, AI‑enhanced platform that cuts fraud costs and accelerates product rollout, Temenos enables financial institutions to capture growth in a rapidly expanding payments market while staying compliant and cost‑efficient.

Key Takeaways

• Global payment volumes rising 7% annually, cross‑border 10‑15%
• Temenos offers single, pre‑integrated platform for payments, accounts, risk
• Platform supports 100+ markets, deployable cloud, on‑premise, SaaS
• AI models cut fraud false positives from 6% to under 2%
• Faster time‑to‑market and lower costs for fintechs and banks

Summary

Temenos is positioning its Money Movement and Management platform as the backbone for the accelerating global payments ecosystem, promising banks, fintechs and non‑bank payment service providers a unified solution to handle everything from instant domestic transfers to complex cross‑border settlements.

The company points to a 7% annual rise in total payment volumes and a 10‑15% surge in cross‑border traffic, while the mix of payment types – instant, batch, API‑driven and crypto‑linked – is fragmenting. To keep pace, institutions must juggle real‑time processing, ISO 20022 standards, open‑banking APIs, cloud migration and tightening regulation, all of which Temenos claims to address through a single, pre‑integrated stack covering payments, accounts, risk and treasury.

Temenos highlights that its platform already operates in more than 100 jurisdictions and can be deployed on‑premise, in the cloud or as SaaS. Notable AI‑driven capabilities include fraud‑detection models that have lowered false‑positive rates from the industry average of 6% to under 2%, and AI‑powered payment‑repair and co‑pilot tools built with Microsoft and Nvidia that streamline internal workflows.

If the claims hold, banks and fintechs can slash development cycles, reduce legacy‑system debt and meet regulator expectations faster, giving them a competitive edge in the attention‑driven market where customers demand instant, seamless transactions. The platform’s modularity also lowers entry barriers for new entrants, potentially reshaping the competitive landscape of global money movement.

Original Description

The global payments landscape is changing rapidly — with rising volumes, expanding rails, and growing expectations for speed, intelligence, and resilience.

In this video, we explore how Temenos is helping banks, fintechs, PSPs, and EMIs modernise money movement through unified, scalable, and AI-powered infrastructure.

Featuring insights from Mick Fennell, Business Line Director for Payments at Temenos, this episode examines why financial institutions must move beyond fragmented systems to compete in a real-time, embedded, and cross-border world.

From instant account-to-account transfers to open banking APIs, stablecoins, and alternative networks, Temenos is building a single platform designed to absorb complexity without sacrificing performance.

Key themes covered in this episode:

•Global growth in payment volumes and cross-border flows

•Unified payments, accounts, risk, and treasury platform

•Managing technical debt and regulatory complexity

•Scaling across multiple markets and clearing systems

•Low-latency, high-throughput processing

•Embedded AI for fraud reduction and automation

•AI co-pilots and custom model development

•Cloud, SaaS, and on-premise deployment flexibility

With payment volumes growing by more than 7% annually and cross-border transactions rising even faster, institutions need industrial-grade platforms that support growth without operational strain.

We also examine how Temenos embeds AI throughout its systems — reducing false positives, automating repair processes, optimising workflows, and enabling smarter decision-making at scale.

This isn’t just about processing transactions.

It’s about:

• Building integrated money movement platforms

• Eliminating fragmentation and silos

• Scaling securely across geographies

• Meeting real-time customer expectations

• Strengthening regulatory resilience

• Enabling sustainable growth

• Competing in the attention economy

If you work in banking, fintech, payments, or financial infrastructure, this video offers practical insight into how modern platforms are redefining the future of global money movement.

Discover how Temenos is redefining global money movement :

https://ffnews.com/fintech-tv/event/event-videos-2025/sibos-2025/temenos-powering-the-future-of-money-movement/

@SibosTV @temenos