How XBD Group Connects Crypto with Traditional Banking

Why It Matters

By providing regulated, same‑day fiat settlement for crypto transactions, XBD lowers cost and friction for global merchants, accelerating mainstream adoption of digital assets.

Key Takeaways

• XBD bridges crypto and fiat via FCA‑regulated EMI.
• Offers same‑day settlement using virtual IBAN accounts worldwide.
• Holds multiple licenses: Lithuania VASP, Canada MSB, UAE VAR.
• Uses stablecoins to hedge FX risk for developing‑economy clients.
• Plans to triple trade volume and expand global team.

Summary

XBD Group, led by COO Zanul, announced a compliance‑driven platform that unites cryptocurrency transactions with traditional banking services. By securing an FCA‑regulated electronic money institution licence and other global authorisations, the firm can issue virtual IBAN accounts that settle digital‑asset proceeds directly into fiat, enabling merchants to accept crypto at point‑of‑sale and businesses to move money across borders instantly.

The company highlights several operational advantages: same‑day settlement, reduced transaction costs, and the use of stablecoins to hedge foreign‑exchange exposure for clients in developing economies. Its licensing portfolio spans a VASP licence in Lithuania, a Canadian MSB, and a pending VAR in the UAE, underscoring a “compliance‑led culture” that aligns with banks and regulators.

Zanul emphasized that after processing nearly $1 billion in OTC volume, XBD identified a critical gap—settling fiat from crypto into conventional accounts. The firm’s infrastructure now bridges that gap, offering speed, security, and regulatory comfort, while its global footprint includes offices in Dubai, Lithuania and Canada.

Looking ahead, XBD aims to double or triple its traded volume, expand its workforce, and deepen its role in the nascent crypto‑banking nexus, positioning itself as a key enabler for international merchants and enterprises seeking efficient, compliant digital‑asset liquidity.

Original Description

In this interview, Zeeshan Uppal, COO at XBD Group, explains how the company is bridging traditional banking and digital assets.

The discussion covers crypto payments, stablecoin settlements, virtual IBAN accounts, and FCA-regulated compliance, showing how XBD Group enables businesses to accept crypto and convert it seamlessly into fiat.

Read the full interview on FF News :

https://ffnews.com/fintech-tv/event/event-videos-2025/money20-20-europe-2025/how-is-xbd-group-bridging-the-gap-between-traditional-banking-and-digital-assets/

@Money2020Tv @XBDGroup