Today's Crypto Pulse

Morpho secures $175M to expand institutional DeFi lending
DeFi lending protocol Morpho raised $175 million in a financing round co‑led by a16z crypto, Paradigm and Ribbit Capital. The capital will be used to broaden its institutional lending infrastructure. Morpho already manages over $11 billion in deposits and serves major crypto firms such as Galaxy, Anchorage Digital, Bitwise, Coinbase, Kraken and Binance.
Also developing:
By the numbers: BitMine Immersion Technologies acquires 126,971 ETH for $207M
CoinRabbit Slashes Crypto Loan Rates to 11.95% for XRP and 300+ Assets
CoinRabbit announced that its crypto loan rates now start at 11.95%, down from a historic high of 17%, for XRP and more than 300 other digital assets. The rate cut is paired with flexible liquidation‑LTV options of 80% or 90‑95%, giving borrowers broader risk‑management tools. The move signals intensified competition in the CeFi lending space as platforms vie for liquidity‑seeking investors.

Jamie Dimon Still Hates Bitcoin, Yet His Bank Can’t Stop Building on Blockchain.
JPMorgan CEO Jamie Dimon’s latest shareholder letter acknowledges blockchain as a growing competitive threat, even as he maintains his long‑standing criticism of Bitcoin. The bank is accelerating its own blockchain agenda, having launched a tokenized money‑market fund on Ethereum and...
Google Says Quantum Computer Could Crack Bitcoin in Under 9 Minutes, Prompting Urgent Security Push
Google researchers released a whitepaper indicating that a sufficiently powerful quantum machine could derive a Bitcoin private key in under nine minutes, with a 41% success probability. The finding compresses the timeline for a practical quantum attack to as early...

Dollar Stablecoins versus a Retail Digital Euro? They Are Different – Not Rivals
The U.S. Congress enacted the GENIUS Act, requiring stablecoin issuers to back each token with short‑dated Treasury securities, effectively tying the burgeoning stablecoin market to U.S. sovereign debt. This framework mirrors the EU’s MiCA rules for electronic money tokens, but...
Binance to Implement Spot Price Range Execution Rule
Binance will roll out a Spot Price Range Execution Rule (PRER) on April 14, 2026, limiting order fills to liquidity that trades within a dynamic price band. The band is calculated from a reference price and configurable percentages above and...
Automate Profits in Sideways Markets with Pionex Bots
Market moving sideways? Let automation do the work. Instead of waiting, smart traders are using Pionex copy & grid bots to profit from small price moves, especially when signals are slow in these conditions. • 1-click setup, runs 24/7 • No need...

Crypto Apps Are Shutting Down as Billions Move Into Bitcoin ETFs and Stablecoins
In the first quarter of 2026, 86 crypto projects—including wallets, NFT marketplaces, and DeFi protocols—shut down or began winding down, marking a sector‑wide reset. The closures reflect the end of the “easy‑money” era that fueled rapid growth during the 2021‑2022...

I2P Vs. Tor: Defeating Global Adversary Deanonymization of Your Bitcoin Node.
The post argues that routing Bitcoin node traffic solely through Tor no longer guarantees anonymity against modern Global Passive Adversaries (GPAs). It explains how state‑level actors can use timing and traffic‑correlation attacks to link transactions to a user’s physical IP....

Peter Schiff Vs. Saifedean Ammous: Gold Vs. Bitcoin
At a recent Tether conference, economist Peter Schiff and Bitcoin advocate Saifedean Ammous staged a high‑profile debate on whether gold or Bitcoin is the superior store of value. Schiff argued that gold’s physical properties and industrial demand give it intrinsic...

The Convergence
On-chain analysis examines Bitcoin’s transaction database to reveal investor behavior, holding periods, and profit‑loss dynamics. The blog highlights that in the current 2026 bear market, roughly half of Bitcoin’s supply sits underwater and 80% of capital was deployed at higher...
CFTC Issues No-Action Relief to Self-Custodial Crypto-Wallet Application
On March 17, 2026 the CFTC’s Market Participants Division issued a no‑action letter to Phantom Technologies, a self‑custodial crypto‑wallet provider, stating it will not enforce IB registration requirements. Phantom plans to let users access CFTC‑regulated derivatives through third‑party collaborators while...
EToro Expands Crypto Asset Offering
eToro announced the addition of more than twenty new cryptocurrency tokens, including $EUL, $VELO, $RSR and others, to its trading platform. The new assets are offered exclusively under the regulatory umbrellas of Cyprus (CySEC), the United Kingdom (FCA), and the...

The Only Signals That Have Called Every Bitcoin Bottom — And What They're Saying Now
The report identifies three on‑chain metrics that have accurately signaled every major Bitcoin bottom across four market cycles. It highlights the specific price thresholds these indicators are pointing to in the current cycle, including a potential low near $20,000. Additionally,...

Tagus Bytes (02.07.26)
Ethereum staking reached a record 38.7 million ETH in April 2026, representing about 31.8% of the total supply (≈ $70 billion). The staking queue stayed robust at 2.8 million ETH while the unstaking queue fell to near zero, indicating minimal exit pressure. Institutional participation surged,...
Dubai VARA Introduces Regulatory Framework for Virtual Asset Derivatives Trading
Dubai's Virtual Assets Regulatory Authority (VARA) has launched Version 2.1 of its Exchange Services Rulebook, a purpose‑built framework that brings virtual‑asset derivatives under enforceable regulation. The rules apply immediately to all VARA‑licensed virtual‑asset service providers (VASPs) and require explicit authorisation plus...

Authorities Struggle as Crypto Drives New Wave of Money Laundering
Rapid advances in digital technology are enabling criminals to funnel illicit funds through cryptocurrencies, a trend that is outpacing Malaysia's regulatory and enforcement frameworks. The decentralized nature of virtual assets and the reliance on overseas servers make tracing transactions difficult...

Captcha Complexity Outpaces Elderly Vision, Calls for Better Verification
LOL this is crazy @nikitabier, my Mom has bad eyesight at 80+ and this is genuinely more like an IQ test than a simple captcha to verify a human. I get you need to fight bots but just do KYC...

XRP Remains Top Settlement Choice Despite Clarity Act
XRP stays well positioned even if the Clarity Act passes first. The XRPL has on-chain amendments built for financial infrastructure and that does not change with legislation. What changes is the competitive landscape. Today XRP is the only viable settlement...
Grant Cardone Discloses $45 Million Loss on 2,000‑Bitcoin Position
Real‑estate mogul Grant Cardone revealed that his 2,000‑bitcoin stake, bought at an average $92,000 per coin, is now worth about $138.9 million, leaving him $45 million underwater. The disclosure, made on the Iced Coffee Hour podcast, underscores the volatility of crypto assets...

Binance Dominates as Crypto Trust Concentrates
🚨 CRYPTO TRUST IS CONCENTRATING Q1 made one thing clear: when markets get uncertain, capital moves toward the platforms people trust most. According to CoinGlass, Binance led Q1 2026 in volume, open interest, liquidity, and user assets held. https://t.co/WWefjEzQHq

Crypto Regulation Cheers Ignore Retail’s Existing Table Seat
Listening to everyone cheer for crypto regulation but not concerned whether retail has a seat at the table when before crypto regulation retail got a seat at the table. https://t.co/axpfE3dVP0
Advisors Weigh Crypto Portfolio Strategies
At the Exchange conference, financial advisors debated Bitcoin’s role in portfolios, with 70 percent labeling it a high‑beta tech stock rather than digital gold. Panelists from Grayscale, Osprey and Kaiko advocated indexing crypto assets beyond Bitcoin and Ethereum to reduce selection...
Demand Crypto Laws Protect Retail Investors, Not Wealthy Elites
I’m extremely concerned with any Crypto law that excludes retail investors Unfortunately, retail does not have a lot of advocacy in our best interest What you can do is write to your local politicians and respectfully demand liberty based on merit, not...
Send's Strong Performance Highlights Undervalued Thick LP
Send is absolutely crushing it. Very very under valued rn. Very thick LP. Watch and see
XRP Healthcare Lists XRPHAI Token on MEXC, Starts Rewards for Healthy Actions
XRP Healthcare announced that its XRPHAI utility token will list on MEXC on April 8, 2026, and activate a Phase 1 rewards system the next day. The token powers the XRPH AI platform, which aims to incentivize real‑world health engagement across...
Polymarket Upgrades: Swaps USDC.e for New USDC Token
JUST IN: Polymarket is upgrading its trading infrastructure by swapping USDC.e for a new USDC-backed token and rolling out enhanced contracts to streamline settlements.
White House Reviews Crypto Safe Harbor, Startup Exemptions Ahead
JUST IN: Paul Atkins reports the crypto safe harbor proposal is now in White House review, with a formal rule coming soon that exempts startups from immediate registration for raising capital.
XRP Addresses Top 8 Million as Derivatives Open Interest Jumps 5% in 24 Hours
XRP’s on‑chain activity hit a new high with total wallet addresses exceeding 8 million, even as the token’s price rose 4% to $1.35. In the same 24‑hour window, leveraged derivatives open interest surged 5.73%, pushing market cap past $82 billion.

XRP Gains Legal Clarity, Poised as Market Solution
The lawsuit held XRP back while everything else ran. That is over. XRP now has legal clarity before any other asset in the US, enterprise adoption through Ripple acquisitions, and commodity status on Binance. BlackRock's ETF, exchange illiquidity, and a...

Oil Spike Unwinds Carry Trade, Triggers XRP Settlement Crisis
Oil spikes trigger the reverse carry trade unwind. Japan raises rates, US Treasuries flood back, markets take losses across the board. Tether depegs. Exchanges go illiquid and need XRP to settle. Shane Ellis theory puts $500 XRP from Bitfinex alone...

DeFi Yields Underpay Risk: 250‑400bps Gap
rates in DeFi are too low for the level of risk $11.7B sitting in Morpho vaults today at 2-4% APY. retail is funding these markets via exchanges thinking it's a savings account. it's not. they're taking real credit risk on crypto-collateralized...
Bitwise Explores Thursday’s Bitcoin Outlook – Register Now
Join us on Thursday as Bitwise breaks down the outlook for bitcoin. Registration details in Brad's post.
Iran Seeks Stablecoin Payments for Hormuz Transits
I’ve seen reports that Iran is demanding payment in stablecoins for Hormuz transits. Does anyone know the addresses or chain details?
Tokenization Swallows Finance, Embraces Intentional Opacity
Tokenization will absorb all of traditional finance, but it will not be transparent, which was the point. Cheeky little butt heads.
Bitcoin Critics Miss Missed $1 Buy Opportunity
Hilarious fragment. ‘#Bitcoin goes to zero, because it uses too much energy and climate scientists say we need to cut energy and first thing that goes away are cryptocurrencies.’ Oh, by the way, I could have bought $BTC at £1. ...

BTC Climbs to $69.5k Despite Extreme Fear
$BTC closed at $69,501. Up 2.7% on the day. Fear & Greed: 13 — Extreme Fear. Price is pressing toward $73,953 resistance while sentiment stays in the floor. The level: $65,819 was today's low. That holds or the structure weakens. https://t.co/b0zdbxZrPc
Sherlock Bug Bounty for Aave V4 Now Live
Sherlock bug bounty for Aave V4 is live. Learn more below about the program and scope.
Stripe Emerges as Potential Token Winner Amid Investment Uncertainty
"One of the big winners here is potentially Stripe. There may also be the disconnect of which of these is investable." -- @austincampbell on token fundamentals https://t.co/VNSrIijPwz
L1s Sell Block Space; Value Accrual Remains Uncertain
"What are layer 1s selling? Block space. How does value accrue to each of them? It's not easy to calculate." -- @perkinscr97 "Maybe one L1 has differentiation there." -- @ramahluwalia https://t.co/8bYXWatFF8
Most Tokens Are Junk, Still Hunt for Value
"99% of tokens are slop. But give me more tokens, I don't care. I'll try to find the ones that have value." -- @perkinscr97 https://t.co/VNSrIijPwz
Token Crisis Stems From Over‑Issuance, Await Tuesday’s 8 PM Verdict
The token fundamentals crisis ... is because "there's too much issuance. But everything hinges on where we are after Tuesday night at 8pm." -- @ramahluwalia https://t.co/8bYXWatFF8

Santiment Warns Bitcoin FOMO Spike Could Be False
Santiment notes a strong surge in FOMO in $BTC and warns that the current spike may be a “false” move. https://t.co/xNXCUCOJrT
Stablecoins Give IRGC Leverage, Threaten National Security
"Using stablecoins opens up the IRGC to a lot of risks. It gives our national security apparatus a lot of leverage." -- @perkinscr97 https://t.co/8bYXWatFF8
Stablecoins Lack Reversibility, yet Can Be Frozen and Seized
"With stablecoins, we may not have reversibility, but we have freeze and seize." -- @perkinscr97 https://t.co/VNSrIijPwz
Crypto's Speed Highlights Need for Traditional Finance Regulation
"If you had 2/5 smart contract setup, you could have taken control at any time. That feels pretty bank-like. ... what crypto is speed-running here is why TradFi regulation exists." -- @austincampbell https://t.co/jfZlSDnB86
Privateering Praised for Rapid Hack Asset Recovery
Why @perkinscr97 is a fan of privateering for hacks like Drift: "If there's a hack and guys like ZachXBT spring into action immediately to recover those assets." https://t.co/8bYXWatFF8

Hub‑Spoke Architecture Enhances Lending Protocol Flexibility
I've seen this somewhere before 👀 Jokes aside, I do think hub/spoke architecture is the right direction for a lending protocol to capture wide range of existing and future use-cases and access more granular risk controls. Good call. https://t.co/slQ6zbyYnp
Balancing Speed and Due Process in Stablecoin Hacks
"When there's a hack, latency is everything. Due process vs. latency. If you just start freezing everything, you lose confidence in the underlying stablecoin. But if you go through due process, which takes time, it doesn't reconcile." -- @perkinscr97 https://t.co/jfZlSDnB86
Questioning TestFlight Use After Drift Hack Tactics
"Do you stay away from TestFlight right now?" -- @perkinscr97 on the tactics used in the Drift hack https://t.co/8bYXWatFF8

Banks, Crypto Firms Optimistic on Stablecoin Compromise
CLARITY ACT UPDATE: Industry sources say banks and crypto reps reviewed the new stablecoin compromise and are hopeful a workable deal has been reached Source: Crypto in America https://t.co/DyIBLI9qjS