Tools for Humanity Expands World App Toward Super-App Model
Tools for Humanity unveiled a major upgrade to its World app, adding end‑to‑end encrypted messaging, a suite of third‑party mini‑apps and DeFi‑driven yield products. The update expands stablecoin support to USDC, EURC and several peso‑linked tokens, and introduces QR‑code payments at more than one million Argentine merchants. Yield rates of up to 18% on Worldcoin and 15% on USDC are offered via the Morpho protocol, while US‑dollar virtual accounts become available in 18 countries. The rollout positions World as a nascent super‑app competing with emerging U.S. counterparts.
Bitcoin Swings Above $94K as Crypto Faces ‘Netscape’ Moment: Finance Redefined
Bitcoin surged past $94,330 on Tuesday after Strategy’s $962 million Bitcoin purchase, coinciding with the Federal Reserve’s 25‑basis‑point rate cut, but the rally proved short‑lived as the market had already priced in the policy move. Analysts argue the sector is approaching...
Pyth to Launch Reserve Using Buybacks From DAO Treasury Funds
Pyth Network announced it will create a reserve by using roughly one‑third of its DAO‑derived revenue to repurchase its native PYTH token on the open market. The buyback program is intended to strengthen the token’s price support and generate additional...
Tether May Tokenize Equity to Ensure Liquidity for Investors: Report
Tether, the issuer of the USD‑t stablecoin, is exploring tokenized equity and share‑buyback mechanisms to improve liquidity as it pursues a $500 billion valuation. The firm is in talks to raise $20 billion for a 3 % stake, after halting a shareholder’s attempt...
Paxos, Fidelity, Ripple, BitGo, and Circle Secure US Trust Bank Approvals
The U.S. Office of the Comptroller of the Currency (OCC) has conditionally approved five national bank charter applications from firms tied to digital assets. BitGo, Fidelity and Paxos will convert their state‑level trust companies into federally chartered national trust banks,...
Bitcoin Plunges Below $90K as AI Worries Drag Nasdaq, Crypto Stocks Down
Bitcoin fell below $90,000 as AI‑focused equities tumbled, led by Broadcom’s 10% slide despite solid earnings. The Nasdaq slipped more than 1%, extending a broader tech pullback that began with Oracle’s sharp decline. Crypto‑related stocks, including miners and exchanges, mirrored...
Europe Reconsiders Crypto Oversight as ESMA Centralization Gains Momentum
Europe is weighing a shift of crypto supervision from national regulators to the European Securities and Markets Authority (ESMA) as the Markets in Crypto‑Assets (MiCA) regime enters its implementation phase. Enforcement gaps have emerged, with Germany issuing around 30 licences...
Prediction Markets Are Coming to Phantom's 20M User Via Kalshi
Crypto wallet Phantom is integrating U.S.-regulated prediction‑market platform Kalshi into its app, giving its 20 million users the ability to trade outcomes like elections, macro events, and crypto prices directly from the wallet. The feature supports any Solana‑based token, from SOL...
Most Influential: David Bailey
David Bailey, former Bitcoin Magazine CEO, launched the bitcoin‑treasury venture KindlyMD (ticker NAKA) after a $700 million‑backed merger with Nakamoto Holdings. The stock surged from about $2 to over $30 in May, only to tumble as Bitcoin rose, falling to $0.45...
Backed, Chainlink Unveil xBridge to Move Tokenized Stocks Between Solana and Ethereum
Backed Finance unveiled xBridge, a cross‑chain bridge that moves tokenized stocks—called xStocks—between Ethereum and Solana. Built with Chainlink’s Cross‑Chain Interoperability Protocol, the bridge preserves corporate actions such as splits and dividend payouts when assets migrate. xStocks are 1:1 backed by...
Most Influential: Jesse Pollak
Base, Coinbase’s layer‑2 network launched in 2023, surged to $15 billion total value locked in January 2025, making it the second‑largest L2 after Arbitrum. The growth was driven by sub‑cent transaction fees and a burst of DeFi, social and meme applications,...
Most Influential: Changpeng “CZ” Zhao
Changpeng “CZ” Zhao, who stepped down as Binance CEO in 2023 and served a brief prison term for a Bank Secrecy Act violation, received a presidential pardon from Donald Trump in 2025, reinforcing his standing in the crypto world. The...
Ripple Expands European Footprint with AMINA Stablecoin Payment Partnership
Ripple Payments announced a partnership with Swiss‑regulated bank Amina, integrating its fiat‑to‑stablecoin payment infrastructure into the FINMA‑supervised institution. The collaboration enables Amina to settle cross‑border transactions faster, cheaper, and with greater transparency using Ripple’s USD‑stablecoin (RLUSD). Amina’s Austrian subsidiary also...
MiCA Will Make or Break Euro-Pegged Stablecoins by 2026: DECTA
German payments processor DECTA projects that euro‑pegged stablecoins will gain traction as the EU's Markets in Crypto‑Assets regulation (MiCA) comes fully into force by 2026. The new regulatory framework standardises reserve requirements, issuer oversight and operational rules, making it simpler...
Scaramucci Predicts ‘Exponential Opportunity’ for Crypto at LONGITUDE
At Cointelegraph’s LONGITUDE conference, Anthony Scaramucci and other crypto leaders highlighted an "exponential opportunity" as regulatory clarity and institutional interest surge into 2026. They noted that the United States is finally aligning policy, enabling banks such as BlackRock, Blackstone and JPMorgan...
Ripple Payments Lands First European Bank Client in AMINA
Ripple has secured its first European bank client, Switzerland‑based AMINA, to use Ripple Payments for near‑real‑time cross‑border transfers. The licensed payments stack bridges traditional fiat rails with blockchain settlement, allowing AMINA to move fiat and stablecoins—including Ripple’s RLUSD—without multiple correspondent...
XRP Ledger Upgrade Lays Groundwork for Lending, Tokenization Expansion
RippleX released XRPL server version 3.0.0, introducing a suite of amendments and bug fixes focused on accounting accuracy and protocol extensibility. The key fix, fixTokenEscrowV1, resolves an escrow accounting error that previously mis‑recorded issuer balances after fee‑bearing token releases. Additional...
Binance Hints at Stock Perps in Push to Join Global Tokenized Equities Race
Binance has quietly added three new API endpoints that enable a TradFi‑Perps agreement and trading‑session queries, indicating a forthcoming launch of stock perpetual futures. The move revives the exchange’s 2021 tokenized‑stock experiment, which was halted after regulator scrutiny. By structuring...
From Lockstep to Lag, Bitcoin Poised to Catch Up With Small Cap Highs
The Russell 2000 index posted an all‑time high, while Bitcoin lagged 27% below its October peak. The Federal Reserve began a $8.2 billion Treasury‑bill purchase program, part of a $40 billion liquidity effort. Market participants price in roughly 50 basis points of...
Bitcoin First, Crypto at Scale: Inside the UAE’s Layered Digital Asset Strategy
The United Arab Emirates is pursuing a two‑track digital‑asset strategy: Abu Dhabi is positioning itself as a Bitcoin‑centric institutional hub, offering regulated custody, OTC liquidity and mining infrastructure, while Dubai is building a broader crypto economy that includes payments, stablecoins,...
Upbit Hack Puts Binance’s Emergency Freeze Policy Under Scrutiny
South Korean police asked Binance to freeze roughly 470 million won (about $370,000) in Solana tokens tied to the Upbit hack, but the exchange only blocked $55,000—about 17% of the amount—after a 15‑hour delay. The Upbit breach resulted in unauthorized withdrawals...
Coinbase May Debut Prediction Markets, Tokenized Stocks on Wednesday: Report
Coinbase is slated to showcase new products in a Wednesday livestream, potentially unveiling its first prediction‑market platform and a tokenized‑equities offering. The exchange recently joined the Coalition for Prediction Markets, a group led by Kalshi and other U.S. operators, signaling...
CFTC Pulls ‘Actual Delivery’ Crypto Guidance, Giving Flexibility to Exchanges
Acting CFTC Chairman Caroline Pham announced the withdrawal of the agency’s 2020 “actual delivery” guidance for crypto transactions, citing outdated and overly complex rules. The scrapped guidance had required physical delivery of digital assets within 28 days, limiting exchanges’ ability...
YouTube Enables PYUSD Stablecoin Payouts for US Creators: Report
YouTube has launched a payout option that lets U.S. creators receive earnings in PayPal’s PYUSD stablecoin. The feature, confirmed by PayPal’s crypto head, is live but limited to creators based in the United States. YouTube’s integration does not require the...
Solana Lending Markets Surge as Network Positions for Trillion-Dollar DeFi Future: Redstone
Solana’s lending sector saw total value locked climb to $3.6 billion in December 2025, a 33 % increase from the previous year. The network’s 400‑millisecond finality, $0.001 median transaction fee, and 100 % uptime underpin this growth, while daily DEX volume peaked at $35.9 billion....
HyENA Volume Crosses $50 Million in First 48 Hours
DeFi protocols Ethena and Based launched HyENA, a Hyperliquid HIP‑3 frontend, on Dec 9. In its first 48 hours the platform processed over $50 million in trades, becoming the second‑largest permissionless perpetual market on Hyperliquid after TradeXYZ. HyENA leverages Ethena’s USDe synthetic dollar...
Crypto Coin Minute for December 12th, 2025 at 07:32 AM Pacific Time.
The Crypto Coin Minute highlighted three major developments: a Zodia study shows stablecoins underpinning Australia’s financial infrastructure, a US federal court sentenced Terraform Labs founder Do Kwon to 15 years for fraud, and Senate Democrats are urging a halt to stablecoin...
CFTC Gives No-Action Leeway to Polymarket, Gemini, PredictIt, LedgerX Over Data Rules
The U.S. Commodity Futures Trading Commission issued no‑action letters to Polymarket, PredictIt, Gemini and LedgerX, allowing them to sidestep certain swap‑related record‑keeping and data‑reporting rules. In exchange, the platforms must keep contracts fully collateralized, clear trades only through designated channels,...
Bitcoin Liquidity Is Drying up in Specific Regions as a New “Pay-to-Exit” Model Quietly Takes Over
Belarus expanded its telecom‑level platform blocking in December, adding domains to the BelGIE list and restricting crypto activity to High‑Tech Park operators, while the EU banned Belarusians from EU‑based wallets. The move mirrors a broader EMEA‑APAC playbook that uses DNS/IP...
U.S. Financial-Risk Watchdog, FSOC, Erased Digital Assets as a Potential Hazard
The Financial Stability Oversight Council’s 2025 annual report removed digital assets from its list of systemic vulnerabilities, marking a clear policy shift under the Trump administration. The prior 2024 report had highlighted stablecoin and crypto‑ETF risks and urged Congress to...
Netflix Teases Comedy Movie About Missing $35M Crypto Password
Netflix announced a new comedy feature titled “One Attempt Remaining,” starring Jennifer Garner, about a divorced couple racing against a 48‑hour deadline to retrieve a forgotten password and access $35 million in cryptocurrency. The plot mirrors real‑world crypto lockout stories, such...
Xiaomi to Pre-Install Sei Crypto Wallet on Millions of Phones in Global Rollout
Sei Labs has struck a distribution agreement with Xiaomi to pre‑install its crypto wallet and discovery app on every Xiaomi smartphone sold outside mainland China and the United States. The app will integrate Google or Xiaomi ID sign‑in, a multiparty...
Chainlink's LINK Drops 5% Despite Coinbase Bridge Deal, But Bottoming Signs Emerge
Chainlink’s LINK token slipped nearly 5% to $13.74 despite Coinbase’s announcement that it will use Chainlink’s Cross‑Chain Interoperability Protocol (CCIP) to power a $7 billion bridge for wrapped assets. The price decline reflected broader altcoin weakness and Fed‑rate concerns, pulling LINK...
How Do Kwon’s Jail Sentence Forces a Brutal “Truth Test” That Many Algorithmic Tokens Will Instantly Fail
Do Kwon is scheduled for sentencing in U.S. federal court on Dec. 11, 2025, with prosecutors seeking a 12‑year term after a $4.47 billion SEC civil judgment. The case sharpens regulatory focus on algorithmic stablecoins, treating misstatements about peg mechanisms as securities fraud....
U.S. CFTC's Pham Moves for Do-Over on 'Actual Delivery' Guidance on Crypto
Acting CFTC Chairman Caroline Pham announced the withdrawal of the 2020 guidance defining “actual delivery” of crypto commodities. The agency said the rule was outdated and impeded innovation, prompting a reevaluation in light of five years of market evolution. The...
Coinbase Expands Reach of Stablecoin-Based AI Agent Payments Tool
Coinbase has launched x402 V2, the second version of its stablecoin‑based payments protocol designed for AI agents. The upgrade introduces a modular SDK, wallet‑based identity, automatic API discovery, dynamic recipients, and support for multiple blockchains and fiat via CAIP standards....
U.S. Senate Rolls Toward Last Vote on Confirming Crypto Regulators at CFTC, FDIC
The U.S. Senate is set to vote early next week on two pivotal crypto‑regulatory appointments after a 52‑47 procedural win. Mike Selig, a senior SEC official, is nominated to chair the CFTC, while Travis Hill, a veteran banking regulator, is...
Vote on Trump’s CFTC Chair Pick Could Come Today, US Senator Says
Senate Agriculture Committee Chair Glenn Thompson signaled that the full Senate could vote as early as Thursday afternoon on President Donald Trump's nominee, Michael Selig, to lead the Commodity Futures Trading Commission. The vote would occur before the chamber recesses...
Binance Overhauls Stablecoin Trading with Trump-Linked USD1
Binance is replacing its BUSD collateral with the Trump‑linked stablecoin USD1 and launching new BNB/USD1, ETH/USD1 and SOL/USD1 trading pairs. The exchange will also enable zero‑fee swaps between USD1, USDC and USDT, and convert all BUSD reserves to USD1 within...
Bitcoin Is Now the Ultimate “Divorce Loophole” Because Courts Physically Cannot Seize the Keys
Bitcoin holdings are increasingly moving out of exchanges, with only about 14‑15% of the supply on custodial platforms. This custody shift is colliding with family law, as courts can order disclosure but cannot seize or broadcast transactions without the private...
Arbitrum DAO Votes on $1.5 Million Program to Reward Active Delegates
Arbitrum DAO is voting on a $1.5 million annual incentive program to reward active governance delegates. The proposal requires delegates to hold at least 200,000 ARB, vote on proposals, and publicly explain their rationale within five days, with payouts ranging from $300...
Robinhood Stock Slides 8% After Big Decline in November Trading Volumes
Robinhood’s shares slipped 8% after the broker reported a sharp decline in November trading activity across equities, options and crypto. Platform assets fell 5% month‑over‑month to $325 billion. Crypto trading volume dropped 12% from October and was 19% below a year‑ago...
Texas Grid Is Heating up Again, This Time From AI, Not Bitcoin Miners
ERCOT’s interconnection queue has swelled to 226 GW, with AI data centers accounting for roughly 73% of the demand. This year alone, developers submitted 225 large‑load requests, while the generation queue lists 1,999 proposals totalling 432 GW, dominated by solar and battery...
Web3 Ticketing Platform KYD Labs Launches TIX for Live Events Financing
KYD Labs, a Solana‑based ticket sourcing platform, unveiled TIX, a DeFi lending layer designed to finance live events. The solution tokenizes tickets as real‑world assets, allowing venues to obtain upfront capital from on‑chain liquidity providers. KYD Labs currently supports over...
US SEC's Crenshaw Takes Aim at Crypto in Final Weeks at the Agency
SEC Commissioner Caroline Crenshaw, the agency’s only remaining Democratic member, will leave in January, 18 months after her term expired. In a Brookings event she warned that the SEC’s lax enforcement has turned markets into a casino‑like environment, especially for...
ICP Extends Decline as Breakdown Below $3.40 Reinforces Bearish Structure
Internet Computer (ICP) dropped 4.28% in the last 24 hours, sliding from $3.52 to $3.3735. A brief rally to $3.60 generated a volume spike, establishing that level as a key resistance zone. The token then formed lower highs and lows,...
Belarus Blocks ByBit, Bitget, OKX as Russia Clamps Down on Crypto Gray Area
Belarus’s Ministry of Information blocked the domains of major crypto exchanges Bybit, OKX, Bitget, Gate, Bingx and Weex, citing inappropriate advertising under its mass‑media law. The move coincided with Russia’s central bank hinting it may relax crypto access for a...
Save the Children Introduces Bitcoin Fund to Streamline Crisis Response
Save the Children has launched a Bitcoin Fund, developed with digital‑asset firm Fortris, that lets the charity hold bitcoin donations for up to four years. The fund gives donors the option to decide when to convert their crypto, aiming to...
Stream Files Lawsuit Against Operator ‘0xlaw’ Over $93 Million Loss
Stream Finance’s original team has sued its new operator, Caleb McMeans (alias 0xlaw), alleging mismanagement that caused a $93 million loss and the platform’s collapse. The Dec 8 complaint in the Northern District of California says McMeans ran the protocol as his...
Hong Kong's OSL Group to Offer U.S.-Regulated Stablecoin with Anchorage Digital
Hong Kong‑based OSL Group is launching the USDGO stablecoin, a U.S. dollar‑pegged token issued under federal oversight through Anchorage Digital. The token is fully collateralized 1:1 with liquid U.S. assets, including Treasury securities, and embeds KYC and AML controls. USDGO...