Happy Pay Secures $5M Seed to Expand BNPL Across Africa
𝗥𝗲𝗶𝗻𝘃𝗲𝗻𝘁𝗶𝗻𝗴 “𝗕𝘂𝘆 𝗡𝗼𝘄, 𝗣𝗮𝘆 𝗟𝗮𝘁𝗲𝗿” 🇿🇦 South African fintech Happy Pay has raised $5 million in seed funding, in a round led by global venture capital firm Partech, 𝗮𝘀 𝗶𝘁 𝗹𝗼𝗼𝗸𝘀 𝘁𝗼 𝘀𝗰𝗮𝗹𝗲 𝗮 𝗻𝗲𝘄 𝗺𝗼𝗱𝗲𝗹 𝗼𝗳 𝗰𝗼𝗻𝘀𝘂𝗺𝗲𝗿 𝗰𝗿𝗲𝗱𝗶𝘁 𝘁𝗵𝗮𝘁 𝗿𝗲𝗺𝗼𝘃𝗲𝘀 𝗰𝗼𝘀𝘁𝘀 𝗳𝗼𝗿 𝘂𝘀𝗲𝗿𝘀 𝗲𝗻𝘁𝗶𝗿𝗲𝗹𝘆. The raised capital will be used to grow the team, enhance the product, 𝗮𝗻𝗱 𝗲𝘅𝗽𝗮𝗻𝗱 𝗼𝗽𝗲𝗿𝗮𝘁𝗶𝗼𝗻𝘀 𝘄𝗶𝘁𝗵𝗶𝗻 𝗦𝗼𝘂𝘁𝗵 𝗔𝗳𝗿𝗶𝗰𝗮, 𝘄𝗶𝘁𝗵 𝗳𝘂𝗿𝘁𝗵𝗲𝗿 𝗺𝗮𝗿𝗸𝗲𝘁 𝗲𝘅𝗽𝗮𝗻𝘀𝗶𝗼𝗻 𝗹𝗶𝗸𝗲𝗹𝘆 𝘁𝗼 𝗳𝗼𝗹𝗹𝗼𝘄.
Robot Dog Gathers Data in U.S. Chip Factories
Robot Dog Deployed for #Data Collection in U.S. Semiconductor Production by @TXInstruments #AI #Robotics #Technology #Engineering #Innovation https://t.co/sZ6drs9A4a
AI Matches Dermatologists in Melanoma Diagnosis, Study Shows
How good is AI for diagnosing melanoma? A systematic review of 11 studies, 2500 patients, finds accuracy and performance comparable to 50 dermatologists, with promise for broad use requiring further validation @JAMADerm This is important with the big shortage of dermatologists...
Usage-Based SaaS Pricing Triggers Tax Compliance Chaos
Usage-based pricing is the future of SaaS. It's also a sales tax compliance nightmare nobody warns you about. Here's the problem: Traditional subscriptions are simple for tax. Customer pays $99/month. Same price, same tax, same jurisdiction. Every month. Usage-based pricing? Complete opposite. Every transaction is...
34th FS Sets Record
The 34th FS at Hill was deployed 11 of 12 months last year They had the first air-to-air drone kills for the F-35A, flew defensive air cover for multiple carrier strike groups, were first into Iranian airspace for Midnight Hammer. Release:...
Sacramento’s Top 10 $2M+ Sales Hotspots Revealed
Here are the top 10 locations for 2M and above sales in the Sacramento region over the past five years. What stands out to you? And what are you seeing at the high-end right now? I’d love to hear your...
Trump’s Oil Moves Undone by Zelensky’s Strikes
🛑So let me get this straight: President Trump waived sanctions on Russian oil at sea and released millions of barrels from the SPR to bring oil prices down. Then Zelensky struck Russian oil ports and terminals, tightening oil supply and pushing...
Teen Banking App Urges Kids to Research Dogecoin
Apparently teen banking app Step, an Evolve Bank & Trust partner, also encouraged kids to "do their own research" before considering investing in DOGECOIN https://t.co/HKioRJQbyq
Mamdani Slashes $9M McKinsey NYC
Mamdani just cut a $9 million contract that McKinsey has with NYC. And then brags about it publicly. More please. https://t.co/hIrj9GpEJW
Taiwan Targets Drone Hub with $1.38B Non‑red Supply Push
Can Taiwan fulfil Asia-Pacific drone hub goal with ‘non-red’ supply chain push? Plan is to invest US$1.38 billion between 2025 and 2030 for uncrewed systems industry, but questions linger over scale, politics and timing https://t.co/jb0kr8jdVY via @scmpnews
Oil Prices Defy Expectations, Falling Below 2022 Peaks
Every normie feels in their gut that oil should go higher. And every oil expert seems to think that every day we get closer to the true disaster scenario. So why is it that oil is not only below the...
Ukraine to Overhaul Mobilization, Curb AWOL Amid Manpower Shortage
"Ukraine is preparing 'key changes' to both mobilization and the prevention of soldiers going AWOL in an effort to address the military's chronic manpower shortage and better resist Russia's war on the front line, Defense Minister Mykhailo Fedorov said on...
Renewables Hit Record 17% of US Power Mix
Solar PV and wind account for record 17% of US electricity generation in 2025 #energysky -- via pv-tech: https://t.co/xnaKegeIZu
Traders Front‑Run Crude Market Before Trump’s Iran Threats
Quite the chart from @axios on suspected crude market front-running ahead of Trump’s major Iran War proclamations. https://t.co/lZY1JkMKCp
Germany’s Renewables Shatter 1993 4% Forecast
Incumbent German electricity suppliers said in 1993 that renewables could not provide more than 4% of electricity in the long run. In 2025, renewables provided 55.9% of Germany's electricity — 14 times the predicted ceiling. https://t.co/Nvkaob9qaQ
Fixed‑rate 30‑year Loans Stabilize Debt as Wages Climb
30-year fixed loan. Fixed debt cost and rising wages, even with more people with 6% plus mortgage rates vs 3% and lower. https://t.co/fLDxpBRw15
Morgan Stanley Sets $20 Target, 120% Upside for IMMX
$IMMX - Morgan Stanley initiates coverage with a $20 PT and an outperform rating, implying ~120% upside. https://t.co/Pd4uIH5BkI
Shopify’s Moat Deepens as Valuation Hits Historic Low
5 quality stocks with durable moats and high upside 👇 Some of the strongest platforms are now trading near historical valuation lows. $SHOP Shopify — 10.3x forward P/S Shopify powers $378B in GMV. Not just storefronts anymore. Payments, fulfillment, back-office tools all embedded...
US Laws Block Leading Lab’s Move to China
Yes, how would the US government react if leading lab wanted to relocate to China? Oh wait, there are laws that would prevent this....
Pharma AI Shifts From Cloud to On‑Device
Most AI companies believe the future is cloud-first. Pharma is different. In this industry, data is the kingdom. Experimental data. Molecular designs. Clinical insights. Some of the most valuable intellectual property on Earth. And in many cases, it cannot leave the lab. This is where the typical...
Mortgage Applications Up YoY, Weekly Demand Drops
#Mortgage purchase application data remains positive year over year, but weekly demand declined last week. @housingwire @sarahteresa6 #realestate #economics #mortgagerstes #chartdaddy
Questioning FDIC Expansion; Call for Data-Indexed System
With the floodgates open for industrial bank charters & private equity & crypto owned banks, I’m extremely suspect on why there’s such a drive to dramatically increase FDIC insurance in zero interest yield deposits. A data driven, indexed system is...
Separate Land and Home Sales Simplify Taxation, Japan Shows
The way you do this is by allowing land and houses to be sold separately, like Japan does. Incidentally, this also makes it easy to do a land tax.
Live on Bloomberg: Oil Markets and Iran War Outlook
Heads up that I'll be LIVE on @BNNBloomberg to talk oil markets and the [??end of??] the Iran War this morning at 11:15am ET. https://t.co/bqG3IGwkQS
Engineered Immune Cells Target Refractory Myeloma, Broader Cancer Potential
Steady progress towards engineering immune cells in the body now for refractory myeloma , with major implications for many autoimmune diseases and cancers https://t.co/K3IksrCFlg https://t.co/1AQ5rLuH1g
AI in Healthcare Must Address Algorithmic Bias
The #Algorithmic Divide: Why #Healthcare #AI Shouldn’t Treat Everyone The Same by Brad Porter @Forbes Learn more: https://t.co/Jw7zyu0LFo #MedTech #HealthTech #Tech #TechForGood https://t.co/Fo3KyOyzqZ
ACA's Bans and Tax Rules Kill Portable Individual Plans
And, the ACA banned individual guaranteed renewable plans which existed, and protected against the emergence of preexisting conditions. The tax deduction for employer based group plans, but not for contributions to portable individual plans nails the coffin. Great essay.
Tesla FSD Cautiously Monitors Pedestrians, Causing Ambiguous Hesitation
I appreciate that Tesla's FSD actively watches out for pedestrians. Even if they are not sure of what I am going to do. It's hard to tell if the system's hesitation is because of the pedestrians not sure if I am...
Mortgage Help Searches Hit 2008 Highs, Defaults Stay Low
Like rubbing a magic lamp, folks flock to #Google for help w/their #mortgage. Searches 'help w/mortgage' surge past 08 #GFC high. Though delinquency+#foreclosure activity remain low. #realestate #CRE #interestrates #tax #insurance https://t.co/AhoET2F9v7 https://t.co/vu2NMxs7ev
IRA 2.0 Aims to Reclaim U.S. Energy Leadership
Envisioning IRA 2.0: Restoring U.S. energy leadership #energysky -- via pv magazine usa: https://t.co/B6WHdajskP https://t.co/O9yPqcH9HM
Governments Sign Free‑trade Deals, Sparing Consumers New Tariffs
Yes, and the kicker is that these governments keep signing real, durable, comprehensive FREE TRADE deals without imposing costly new taxes (tariffs) on their consumers. Almost as if....
Exercise Raises Plaque Yet Cuts Heart Risk
Regular exercise reduces the likelihood of plaque accumulation in the arteries However, many long-term exercisers appear to have coronary artery calcification, indicating atherosclerosis progression The fascinating thing is that despite the higher plaque, those people still have lower rates of cardiovascular disease...
Dallas Fed Energy Survey: Tiny Executive Sample Reveals Key Insight
Dallas Fed Energy Survey for Q1 2026 is out. 2 Notes on this chart: - Only 34 executives responded - That second sentence in the description does all the work https://t.co/gAebgKUX4O
Oil Futures Curve Tracks Middle East News Shifts
I find the oil futures curve to be a useful way of keeping track of news out of the Middle East, as it provides a useful metric for assessing what's changing, and how much. https://t.co/Hl3XzfUEfP
Housing Bubble Persists Since 2012, Now Worse than 2008
Since 2012 housing has always been in a bubble and it's housing 2008 or worse ☺️😏😁🫡 https://t.co/l2fykhXDfn
Proposed $805 Teen Fine Dwarfs $
It's also just New Mexico. If it's the average then scaled to US pop it approaches $60 BILLION (italics=estimated). So a fine of approximately $805 per minor. Seems reasonable. Senator Blackburn shared Meta's internal analysis that their estimated...
Purchase Applications Dip 5% Weekly, YoY Growth Slows
Purchase application data, although still positive year over year, showed a week-to-week decline of 5% and the YoY growth slowed down. https://t.co/1ZaOtoeLuN
EU NIS2 Overhauls Cybersecurity for PV Plant Operators
How EU NIS2 is reshaping cybersecurity for PV plant operators #energysky -- via pv magazine global: https://t.co/eSJkuEt6jK
Amex's $295 Cash‑Back Card Beats Free Alternatives
Amex Launches A 2% Cash Back Business Card — Charging $295 For What You Can Get Free - View from the Wing https://t.co/QPkU0Fb3qH
Gulf Shut‑ins Cut Iraq, Iran Output by ~13 MMbpd
GULF SHUT-IN UPDATE: Brings Iraq's confirmed shut-ins to ~3.5 MMbpd as of yesterday, lifts overall confirmed *crude* Iran War output shut-ins to ~9.5 MMbpd. Gas condensate/NGL output losses are on top of that. ~200 million barrels of expected crude won't be...
Buyout Likely as Activists Target Governance, Shares Plunge
Market is ignoring the looming governance catalyst. Super-voting shares are being phased out as two activists build meaningful stakes, one owning a highly complementary peer. With shares at multi-year lows and the biz stabilizing, the path to a buyout is increasingly likely....
Mass General Purge Signals Years of Rebuilding Ahead
They just purged all their top generals. They're going to be rebuilding for a couple of years.
HST Cut Won’t Revive Ontario Construction, Despite Tax Relief
Will Removing The HST From All New Construction Homes In Ontario Kick Start The Residential Construction Industry: ABSOLUTELY NOT Since politicians mainly know nothing about the Industries for which they invent policies this should be expected BTW every Tax Removed is GOOD I...
Quitting a Disbanded Advisory Panel: Does It Matter?
Does it count if you quit a voluntary advisory panel that was already disbanded by a federal judge? The newly drama-averse Robert Malone tests this hypothesis. https://t.co/wEryoJvz99
Iran Rejects US Plan, Offers Five‑Point War‑End Conditions
Iran rejects US 15-point peace plan. Sets five-point conditional plan to end the war, via PressTV 1. A complete halt to "aggression and assassinations" by the enemy. 2. The establishment of concrete mechanisms to ensure that the war is not reimposed...
Gas Prices Surge Above $4, Highest Since 2022
National retail gas prices have crossed the $4.00 per gallon threshold. Highest prices since August 2022. Just a month ago, the President was saying they were under $2 https://t.co/o1wA1BwG3C
Spot Dubai Crude Holds Premium Amid Hormuz Uncertainty
Balance of the month cash Dubai crude barrels (white line) still trading higher than the prompt Oman futures (blue) I'm seeing quoted this morning, which are down more sharply, but spot Middle East barrels certainly feeling less pressure and all...
TikTok Hit “Chest Pain” Goes Platinum, Hits Mainstream
Malcolm Todd's "Chest Pain (I Love)" has been certified Platinum in the United States for selling 1 million copies, proving that his viral TikTok hit has officially crossed over into mainstream success. https://t.co/IEu7xmdYq6
Stripe, Affirm Merge BNPL with Agentic AI, Klarna Joins
Affirm and Stripe Team to Combine BNPL and Agentic AI SPTs let ANY merchant offering Affirm accept transactions in agentic flows (even without direct Stripe integration). Stripe direct merchants get capability now, non-Stripe merchants later 2026. Stripe also announced parallel Klarna...
Delta Ends VIP Airport Service For
Delta Suspends VIP Airport Help For Congress — But Lawmakers Still Don't Have To Fly Like You - View from the Wing https://t.co/qkUTxmKrpX