Insurance Blogs and Articles
Insurance Blogs and Articles
Insurance Pulse
EMAIL DIGESTS
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
A Guidewire survey of over 250 London Market brokers reveals that 78% now weigh an insurer’s digital efficiency heavily when placing risk. Brokers cite outdated technology as the top barrier to modernization, with 24% highlighting legacy cores. AI-driven automation, especially for submission intake, is the leading use case, favored by 42% of respondents. Despite the Blueprint Two rollout, 78% of brokers are pursuing independent tech strategies, underscoring a shift toward digitally‑forward insurers.
Augment Risk has expanded its Latin American platform to offer specialist weather‑parametric and structured weather risk transfer solutions. The Miami‑based team will design bespoke products for energy producers, utilities and large industrial firms, leveraging proprietary analytics, data‑driven triggers and clear...
Storm Nils devastated southwestern France with heavy rain, strong winds, and flooding, causing two deaths and dozens of injuries. Morningstar DBRS estimates insured wind damage between €800 million and €1.2 billion, and total insured losses—including flood, vehicle and business interruption claims—could exceed...
SEC Chair Paul Atkins used a Texas A&M law symposium to unveil a second wave of securities‑litigation and disclosure reforms. He urged Texas to consider "loser‑pays" fee‑shifting bylaws and to permit mandatory arbitration provisions for corporations incorporated under state law....
The episode examines the February 2026 selloff in U.S. insurance broker stocks, triggered by the launch of AI quoting tools from Insurify and Tuio on ChatGPT. While the market panicked, assuming AI would disintermediate all broker services, the discussion highlights...
AM Best upgraded the outlook for State Street’s captive insurer, Federated Underwriting Company, from stable to positive. The agency also reaffirmed the captive’s financial strength rating at A‑ (excellent) and its long‑term issuer credit rating at a‑ (excellent). Federated Underwriting...
Texas‑based INTX Insurance Software has been chosen by Xitus to serve as its core insurance operating system for global run‑off, loss‑portfolio transfer (LPT), insurance‑backed transaction (IBT) and captive reinsurance activities across its Bermuda, UK and Europe subsidiaries. The selection covers...
The article highlights hidden insurance risk from undertrained nursing assistants and home caregivers, linking credential gaps to higher workers' compensation, liability, and long‑term care costs. It argues insurers should treat frontline training as loss‑mitigation, incentivizing certifications and first‑aid programs. By...
Global reinsurance broker Howden Re announced two senior hires to strengthen its catastrophe analytics capability in the Asia‑Pacific region. Renuka Janwalker was appointed Head of Catastrophe Analytics, Asia, bringing over 16 years of modelling and validation experience from Gallagher Re....
Ardonagh Group has acquired a majority stake in Hong Kong‑based Risk Management Insurance Brokerage (RMIB), a specialist broker founded in 1996. The deal aligns with Ardonagh’s long‑term strategy to deepen employee benefits and specialist risk advisory capabilities across Asia. RMIB...
Artificial Labs has created AgLabs, a new division focused on research and product innovation for agentic AI in specialty insurance. The unit targets the pre‑bind interaction layer, using autonomous broker and underwriter agents to share, verify, and standardize risk data....
The episode examines UnitedHealthcare's new policy requiring primary‑care referrals for specialist visits in its Medicare Advantage HMO and HMO‑POS plans, a change that will fully take effect after April 30. Through the stories of seniors like Theresa Schwartz and Pamela...
Fitch Ratings projects a surge in European insurance mergers and acquisitions in 2026 as soft non‑life pricing and stable investment yields curb organic growth. The agency argues that deals can deliver diversification, scale and technology access, but warns of integration...
Hannover Re has named Ridwaan Patel as Chief Financial Officer of its Hannover ReTakaful B.S.C. and Bahrain branch, subject to Central Bank of Bahrain approval. Patel, who has served as Chief Risk Officer and Head of Compliance and Risk since...
Reinsurers are re‑engaging with Florida property carriers as 2022‑23 legislative reforms have removed much of the litigation uncertainty that previously drove them away. Adjusted risk models are prompting a reduction in litigation‑related loadings, which could translate into roughly a 5%...
S&P Global Energy and Verisk have launched a data‑sharing partnership that combines S&P’s Sustainable1 climate risk platform with Verisk’s catastrophe modelling to deliver insured and uninsured loss estimates for future climate events. The integrated solution will provide decision‑grade exposure data...
Hiscox Re has rebranded its reinsurance and ILS business and launched Hiscox Capital Partners, a unified platform that consolidates nearly two decades of capital‑partner activity. The new unit is led by Liz Breeze, who brings over 20 years of insurance...
Continental General Insurance announced the acquisition of approximately 91,000 final‑expense, traditional life, annuity, and accident‑and‑health policies previously held by the state life and health insurance guaranty associations. The policies originated from the liquidated Bankers Life Insurance Company and Colorado Bankers...
Epic Systems, which commands over 35% of the U.S. hospital IT market, is extending its AI capabilities into the payer space through a stack that relies heavily on Microsoft Azure and OpenAI. The article warns that this architectural dependency creates...
Gallagher has appointed Hassan Ashtari as senior executive officer of its joint venture with Artex, delivering alternative risk management (ARM) solutions in the Abu Dhabi Global Market. Ashtari will spearhead the expansion of the ARM offering, cultivate key client relationships,...
The Centers for Medicare & Medicaid Services released its proposed 2027 Notice of Benefit & Payment Parameters, a 577‑page rule outlining changes to ACA implementation. Key proposals include stricter marketing restrictions, removal of the gender‑identity definition of sex, lowering the...
The Isle of Man released its 2025 insurance regulations on June 30, streamlining the licensing of captive and other insurance vehicles. The amendments give insurers greater flexibility to design innovative products while reducing administrative burdens. A proactive regulator and an...
Aon has named Joe Peiser as CEO of its Risk Capital division, where he will oversee the firm’s commercial risk and reinsurance capital capabilities. The role places him at the nexus of solution‑line, regional, and Aon Business Services teams to...
SEC Enforcement Division Director Margaret “Meg” Ryan addressed concerns about a perceived lull in enforcement during a February 11, 2026 speech. She reaffirmed the division’s commitment to vigorously enforce securities laws, emphasizing transparent processes, a focus on case quality over...
The episode examines how private insurance is infiltrating the Veterans Health Administration via the Veterans Community Care Program (VCCP) and the proposed Community Care Network (CCN) Next Generation, a move that could channel up to $1 trillion of taxpayer money into...
France’s 2023 resilience reserve has sparked an unprecedented wave of reinsurance captives, now underwriting more than €200 million in gross premiums. The government’s provision mirrors Luxembourg’s successful equalisation model but offers slightly less generous terms, creating a tax‑efficient, regulated pathway for...
In 2025 U.S. property and casualty insurers are hitting profitability peaks with combined ratios in the high‑80s, yet long‑tail casualty severity is rising sharply, especially in homeowners and bodily‑injury lines. The industry faces mounting political pressure on pricing, illustrated by...
The Third Circuit affirmed the dismissal of Sports Enterprises’ fiduciary‑duty claim against Marvin Goldklang, holding that Florida nonprofit statutes impose duties only to the organization, not to individual minor‑league clubs. The court emphasized that the league’s bylaws require directors to...
Internal auditors are expanding beyond traditional assurance to become AI evangelists, guiding organizations on responsible AI deployment. The article highlights how auditors historically added value by introducing tools and best practices, and now they can apply the same mindset to...
In this episode of The Chad Prather Show, host and health‑care writer discuss the recent congressional hearing on big‑insurance CEOs, exposing how insurers have built vertically integrated conglomerates that drive up premiums, deductibles, and Medicare Advantage denials. They highlight the...
SAIC Motor Insurance Co., the captive insurer of China’s largest automaker, has signed a strategic partnership with global insurance broker Lockton. The collaboration aims to accelerate the internationalization of the SAIC Motor brand and deepen cooperation in risk management, insurance...
Generali Group and Swiss Life Global Solutions have sealed a long‑term commercial partnership that includes Generali Employee Benefits (GEB) Network’s acquisition of Swiss Life Network. The combined entity will manage over €3 billion in employee‑benefits premiums, positioning it as the world’s...
Senators Josh Hawley and Elizabeth Warren introduced the Break Up Big Medicine Act, a "Glass‑Steagall"‑style bill that would prohibit common ownership of health‑care providers with insurers, PBMs, or drug/medical device wholesalers, forcing divestiture within a year. The legislation targets vertically...
Maine’s state‑run CoverME.gov marketplace reported its lowest enrollment since launch, with 58,523 consumers signing up in 2026 – a 9.5% drop from the previous year. New customer registrations fell 24%, while the share of enrollees receiving Advance Premium Tax Credits...
The episode reviews 2025’s record earnings for property‑and‑casualty insurers, noting that profitability has become a political and strategic lever rather than a pure financial metric. It highlights how secondary perils like Winter Storm Fern are shifting from reinsured losses to...
The episode dissects a misleading chart promoted by the Paragon Health Institute that Senate Majority Leader John Thune used to argue against extending ACA subsidies, claiming Obamacare premiums have skyrocketed. Health policy experts, including Brookings senior fellow Matthew Fiedler, explain that the...
The fourth quarter of 2025 saw a net decline in the global captive insurance market, with 85 new licences issued against 139 revocations, resulting in a loss of 54 active captives. Delaware remained the top U.S. domicile, adding 14 new...
The piece links Olympic leadership lessons to enterprise risk management, citing two McKinsey studies on gold‑medalist Alistair Brownlee and CEOs as elite athletes. It distills five principles—persistence amid pushback, strategic time‑blocking, focusing on high‑impact risks, incremental innovation, and adaptability—for chief...
