Florida Court Reinterprets Comp Tolling, Revives Claim Filing Window
The Florida First District Court of Appeal ruled that the state workers’ compensation statute of limitations is tolled—meaning the two‑year clock stops—while an employee receives benefits and resumes one year after the last payment. This reinterpretation overturns decades of case law that treated tolling as a one‑year extension after benefits end. The decision revived teacher Nancy Estes’s claim filed in June 2024, deeming it timely. The court clarified that the underlying injury was already compensable, focusing the dispute on additional benefit entitlement.
Marsh Risk Arranges Coverage for Nuclear Power Plant
Marsh Risk announced it has arranged insurance coverage for TerraPower’s Kemmerer Unit 1 nuclear plant, the first commercial reactor approved for construction in nearly a decade. The policy involves insurers in the United States, London and Bermuda, as well as nuclear...
APRA Issues Insurance Climate Vulnerability Assessment
On 24 March 2026 the Australian Prudential Regulation Authority (APRA) published its Insurance Climate Vulnerability Assessment, a stress test that projects how climate change could erode home‑insurance affordability through 2050. The analysis models two severe climate scenarios—heightened physical weather risks and costly...
Heat Exposure, Workplace Violence and Systemic Reforms Emerge as Key Workers’ Comp Legislative Trends
Heat-related injuries are surging, with roughly 34,000 incidents and 479 fatalities between 2011 and 2022, prompting a wave of legislative activity. States such as Arizona, New Hampshire and California are introducing or revisiting bills that require written heat‑illness mitigation plans...
War Risk Premiums Hit 7.5%, May Reach 10%: Lloyd’s
Lloyd’s of London says war risk insurance premiums for commercial vessels have surged to 7.5% of a ship’s value following the outbreak of the Iran conflict. Insurers warn that the cost for the most hazardous voyages could approach 10%, dramatically...
Top-Down Risk Control: Why Roofs Matter More Than Ever
Roofing has moved from a peripheral maintenance task to a central risk‑management priority as insurers tighten underwriting standards and leverage satellite imagery to assess condition. Small, untreated defects can snowball into multi‑million‑dollar losses when storms cause water intrusion, equipment damage,...
Aviva Pilots ChatGPT App for Home Insurance Quotes
Aviva has launched a pilot ChatGPT app that delivers instant home‑insurance quotes within minutes. The app, available through the ChatGPT App Store, asks users basic details—name, address, contact and policy type—to generate a quote for Aviva’s Signature Home Insurance product....
Turning Claims Documents Into Decisions
Wisedocs unveiled an AI‑powered decision intelligence platform that automates the entire claims lifecycle, from intake to closure, for insurers, TPAs and legal teams. The solution’s WisePrep, WiseInsights and WiseShare modules classify, deduplicate and analyze documents—handling files over 100,000 pages—while delivering...
Why Insurers Must Own Their View of Risk. And How to Build It
Life‑science firms face volatile valuations that can trigger securities lawsuits whenever clinical data or regulatory decisions diverge from investor expectations. Shareholder litigation often begins with books‑and‑records demands after sharp stock declines, exposing directors and officers to costly D&O claims. Berkshire...
How Tech Helps Australia’s Largest Insurer Support Customers when It Matters Most
IAG, Australia’s largest insurer, is undergoing a sweeping digital transformation to strengthen its response to climate‑driven events and improve customer experience. The initiative consolidates legacy systems, moves to cloud‑native platforms, and integrates AI‑powered claim handling. A strategic partnership with Optus...
Hong Kong Insurers Aim to Boost Investment Risk Profiles- #Wealth #AssetManagement #AssetFinance
Hong Kong insurers are set to raise the risk profile of their investment portfolios, with 92% planning to do so over the next two years. The move is driven by a desire for higher private‑equity and venture‑capital returns, as assets...
General Conditions: How They Are Evaluated in a Builder’s Risk Claim
The article clarifies how general‑conditions costs are evaluated in builder’s risk claims, separating truly incremental expenses from fixed or duplicated overhead. It presents three typical claim scenarios—repair‑period costs, delay‑only costs, and combined repair‑and‑delay costs—and explains why only incremental or extended...
AXA Highlights Local Insurance Protection Gap
AXA warns that Thailand’s insurance protection gap, especially in general insurance, hampers economic resilience. While life and health coverage is strong among affluent Thais, low‑income households and many SMEs remain under‑insured against floods, earthquakes and other catastrophes. AXA’s Southeast Asia...
Lytx Fleet Risk Report Finds Collision Rates Rose Just 4% in 2025
A panel of automation leaders highlighted rapid advances in AI‑driven robotics, autonomous mobile robots, digital twins and predictive maintenance that are reshaping warehouses. They stressed that buyers now prioritize measurable ROI, speed‑to‑value and seamless integration over technology for its own...
Driver Behavior, Not Mileage or Road Conditions, Emerges as Dominant Factor in Commercial Vehicle Collisions
Motive’s 2026 AI Road Safety Report, analyzing 1.2 billion hours of dash‑cam video across the U.S., Mexico and Canada, finds driver behavior—not mileage, road conditions, or external factors—to be the chief predictor of commercial‑vehicle collisions. The data shows a 9.5% year‑over‑year...
CVS Reaches Insulin Pricing Settlement with FTC
CVS Health announced a proposed settlement with the Federal Trade Commission concerning its insulin pricing practices. The agreement, negotiated by CVS’s pharmacy benefit manager Caremark, is modeled after the FTC’s recent deal with Express Scripts, a Cigna subsidiary. While the...
Secondary Reinsurance Market Could Drive Greater Capital Efficiency, Says Howden Re
Howden Re’s new report outlines a framework for a secondary reinsurance market, arguing that tradable risk would let insurers and reinsurers re‑balance exposures and release capital more efficiently. The broker highlights that reinsurance currently acts as static contingent capital, with...
Turning Claims Documents Into Decisions
Wisedocs unveiled an AI‑powered decision intelligence platform that transforms raw claims documents into structured, decision‑ready insights across the entire claims lifecycle. The solution automates document classification, deduplication and timeline creation, while AI analyzers flag risk signals, inconsistencies and treatment outliers....
Treasury Asks Whether Terrorism Risk Insurance Program Should Bolster Cyber Coverage
The U.S. Treasury Department has opened a public comment period to consider expanding the Terrorism Risk Insurance Program (TRIP) to cover cyber‑related losses stemming from acts of terrorism. The agency will incorporate feedback into a mandatory report to Congress due...
CMS Considering Automatic Enrollment in a Medicare Advantage Plan
The Centers for Medicare & Medicaid Services is weighing a policy that would automatically enroll seniors into a Medicare Advantage (MA) plan, shifting the default from traditional fee‑for‑service Medicare. CMS officials say beneficiaries could still opt out or select a...
New Data Puts a Number on the Insurance-Safety Gap in Trucking
A new FMCSA‑based study of 314,078 interstate for‑hire carriers links insurance underwriting type to safety outcomes. Non‑underwritten carriers consistently post higher composite risk scores and dirty‑inspection rates than peers in underwritten programs, with gaps widening for mid‑size fleets. Risk Retention...
Nephila Capital’s Flagship Syndicate 2357 Reports 48% Higher Profit for 2025
Nephila Capital’s flagship Lloyd’s Syndicate 2357 posted a 48% profit jump in 2025, delivering $235.6 million versus $159 million the prior year. Gross written premiums fell to about $465 million from $610 million as the syndicate scaled back capacity and closed legacy exposures. After...
3 Potential Policy Options for High-Acuity Palliative Services
The Medicare Payment Advisory Commission (MedPAC) is reviewing three payment pathways—outlier payments, guaranteed add‑on payments, and a case‑mix adjustment—to broaden Medicare hospice coverage of high‑acuity palliative services such as radiation, chemotherapy, dialysis and blood transfusions. These treatments are often withheld...
WTW Radar Live to Power Thimble Pricing Engine
WTW has been chosen by digital MGA Thimble to implement its Radar Live platform, modernising the insurer’s commercial‑lines pricing engine. The solution enables faster rate deployment, real‑time market responsiveness, and tighter pricing governance as Thimble expands its short‑term liability products....
Blending Public and Private ILS Essential to Moderate Structural Trade-Offs: Schroders Capital
Schroders Capital’s latest report argues that combining public catastrophe bonds with private insurance‑linked securities (ILS) can temper the inherent trade‑offs of each structure. Public cat bonds deliver market liquidity and transparent pricing, while private ILS provide higher illiquidity premiums and...
The Youngest-Ever Female CEO of a Fortune 500 Company Is Fighting Trump’s Cuts to Keep Medicaid Strong
Centene, the nation’s largest Medicaid insurer, posted a 20% revenue increase to $194.8 billion last year but recorded a $6.7 billion net loss after a massive write‑down tied to the Trump‑backed One Big Beautiful Bill Act, which trims federal Medicaid spending by...
NY Lawmakers Urged to Have Faith in Auto Insurance Reform Numbers. But Do They?
Governor Kathy Hochul has unveiled a package of auto‑insurance reforms aimed at lowering New York drivers’ premiums by cracking down on staged‑accident fraud, curbing excessive litigation and limiting insurer profit margins. The proposals, which include new criminal liability for fraud,...
12 Senate Democrats Unveil Plan to Cut Costs, Expand Coverage
Twelve Senate Finance Committee Democrats unveiled a health‑care plan aimed at reversing recent premium spikes, simplifying enrollment, and curbing insurer profiteering. They cite the expiration of ACA‑enhanced premium tax credits, which caused average premiums to double, as a key driver...
As CMS Expands ACOs, Nursing Homes Push for More Aligned Model as 90% Are Left Out
CMS is broadening its accountable care organization (ACO) portfolio, but more than 90% of skilled nursing facilities remain excluded. Administrative hurdles and misaligned design keep fewer than 10% of SNFs in existing ACOs. Industry leaders propose a dedicated long‑term‑care ACO...
Advisory Group Conducting Survey on No Surprises Act Good Faith Estimates
The Workgroup for Electronic Data Interchange (WEDI) announced a survey to assess how health‑care providers are delivering good‑faith cost estimates to uninsured and self‑pay patients under the No Surprises Act. The questionnaire, which will remain anonymous, seeks insight into implementation...
HHS Finalizes HIPAA Transaction Standard for Health Care Attachments
The U.S. Department of Health and Human Services issued a final rule on March 20 establishing a uniform electronic format for health‑care claim attachments under HIPAA, along with mandatory electronic signature requirements. The Centers for Medicare & Medicaid Services projects the...
What Insurers Should Expect From 2026 Amendments to N.Y. Gen. B.L. § 349
The FAIR Business Practices Act took effect on February 17, 2026, revamping New York’s General Business Law § 349 to cover not only deceptive but also unfair and abusive practices. The law expands the Attorney General’s enforcement reach to out‑of‑state entities...
Vortex Weather Launches HailSafe Insurance Product
Vortex Weather Insurance has launched HailSafe, a parametric hail insurance product now available directly through the company to brokers and weather‑exposed businesses such as solar projects. The 12‑month policy pays out automatically when hail of at least one inch in...
Court Allows Discovery Into Insurer’s Use of AI to Deny Claims
A Minnesota federal court granted plaintiffs discovery into UnitedHealth’s AI system nH Predict, which the insurer uses to evaluate and deny post‑acute care claims. The ruling required production of documents describing the AI’s development, functionality, and oversight, while limiting some financial...
Coca-Cola Pension Fund ILS Investment Grew to $266m on Returns in 2025
The US pension fund of Coca‑Cola saw its insurance‑linked securities (ILS) portfolio rise to $266 million at the end of 2025, the highest valuation since 2022. After a decline from $330 million in 2021 to $248 million in 2024, the fund recorded a...
Insurers Rank Financial Volatility as This Year’s Top Risk
A recent Society of Actuaries and Casualty Actuarial Society survey finds financial volatility ranked as the most impactful risk for insurers in 2026, cited by 25% of respondents. The concern is strongest among life insurers, where 63% selected volatility, while...
USAA Adding to Stated Reinsurance for some ResRe Cat Bonds After SCS Model Update
USAA is inserting a 100% retained quota‑share layer into the stated reinsurance of several of its Residential Re annual aggregate catastrophe bonds after a Verisk risk‑model update raised the expected loss from severe thunderstorms. The adjustment covers bonds issued in...
Medicare Just Crossed $200 a Month. What It Means for Retirees
Medicare Part B premiums jumped to $202.90 a month in 2026, the first time they have cleared the $200 threshold. The Social Security cost‑of‑living adjustment added $56 to the average benefit, leaving retirees with a net gain of only about $38...
UK Home Insurers Face Losses as Costs and Competition Rise
UK home insurers are projected to post a Net Combined Ratio of 103% in 2026, slipping back into loss‑making territory after a brief profitability rebound in 2025. Premiums are expected to fall about 3%, lowering the average policy price to...
Zocks Targets Life Insurers with AI Workflow Automation
Zocks, an AI assistant originally built for financial advisors, is extending its workflow automation platform into the life‑insurance sector. The tool captures data during discovery meetings, auto‑generates notes, applications and fact‑finds, and processes PDFs, scans and photos in under a...
HSB Targets AI Exposure with New Liability Cover
HSB, a Munich Re subsidiary, introduced an AI liability insurance product aimed at small and medium‑sized enterprises. The policy bridges gaps in conventional general liability coverage by protecting against bodily injury, property damage, and personal or advertising injury arising from...
Just Taps Sapiens to Modernise Retirement Operations
UK‑based financial services group Just has chosen Sapiens to power a new end‑to‑end life and pensions platform. The deployment will use Sapiens CoreSuite, DigitalSuite and DataSuite to boost scalability, integration speed and product‑to‑market timelines. The solution targets complex retirement products...
Employer Responsibilities for Work-Related Driving
Employers face a clear legal duty to manage work‑related driving risks, as roughly one‑third of road accidents involve employees behind the wheel. Many organisations still lack formal policies, exposing them to legal, financial and reputational fallout. In 2026, best‑practice guidance...
Willis Partners with Circle Asia to Launch Asia’s First Insurance Facility for Collectors and Galleries
Willis, part of WTW, has teamed with Circle Asia to launch Asia’s first dedicated art insurance facility for individual collectors and galleries. The new product lowers minimum premium thresholds, offering a single comprehensive policy that covers fine art, jewellery, home...
Living in One of These 5 States Could Put You on a Crash Course with Higher Car Insurance Premiums
The National Highway Traffic Safety Administration reported an 8% drop in U.S. traffic deaths in the first half of 2025, the steepest decline since 2008. However, five states—California, Florida, Georgia, Texas, and North Carolina—still account for a disproportionate share of...
Journalists Shine Light on Out-of-Reach Insurance Prices, AI’s Role in Claims Disputes, and Susie Wiles
KFF Health News senior correspondent Renuka Rayasam highlighted the "Priced Out" series on health‑insurance affordability, while rural health reporter Andrew Jones warned of a widening measles outbreak across North and South Carolina. Editor‑at‑large Céline Gounder explained how hospitals and insurers...
Penalties, PARs, and Psychological Claims: Recent New York Workers’ Compensation Decisions
Recent New York workers‑comp rulings sharpen the limits on carrier liability and penalties. The Court of Appeals in Gonzalez held that attorneys cannot recover fees on late‑fee penalties, preserving the 20% surcharge for carriers. The 3rd Department upheld a $145,000...
Kinsale Capital: Strong Business Fundamentals Support Upgrade To Strong Buy At Lower Price
Kinsale Capital Group (KNSL) has been upgraded to Strong Buy as its underwriting discipline and profitability remain solid despite a soft insurance market. The insurer posted a 71.7% combined ratio and a 26% return on equity, outpacing peers. Valuation has...
MedPAC Says Hospital Payments Are Sufficient, Urges Better Safety-Net Targeting
MedPAC’s 2026 annual report to Congress concludes that Medicare’s statutory payment update of roughly 2.3% for FY 27 is sufficient and does not merit an extra boost. Hospital financial health is improving, with all‑payer operating margins rising from 5.2% in 2023...
The Explosion of the Medicare Advantage Special Needs Plan
Special needs plans (SNPs) are emerging as the primary growth engine for Medicare Advantage, with KFF estimating they will account for roughly half of enrollment gains between 2024 and 2025. By 2025, SNPs will cover about 21% of all MA...