
Empassion CEO: Palliative Care Significantly Impacts Payer Star Ratings
Empassion Health’s CEO Robin Hefferman says palliative‑care visits are excluded from CMS star‑rating calculations, a practice that can lift Medicare Advantage plans’ scores and protect hundreds of millions of dollars in payments. He explains that while exclusion improves ratings, effective management of these patients still matters because it influences baseline performance. Empassion recently launched the Empassion Assured certification, a third‑party badge that validates hospice providers against quality benchmarks. The program aims to help payers build preferred hospice networks, curb fraud, and eventually integrate palliative metrics into star ratings.

The Kaiser Settlement Should End the Guesswork in Medicare Advantage Oversight
The U.S. Department of Justice secured a $556 million settlement with Kaiser Permanente for allegedly submitting unsupported diagnosis codes to boost risk‑adjusted Medicare Advantage payments. The case, covering nearly a decade of overcoding, underscores the systemic pressure on clinicians to add...
Gareth Davies Appointed Executive Vice President, Head of Property at Price Forbes Bermuda
Insurance carriers are confronting a surge in acute mental‑health cases that demand intensive crisis care, stretching traditional underwriting models. Emerging psychedelic therapies and widespread telehealth add layers of regulatory ambiguity and cross‑state liability. Social inflation is amplifying verdicts, especially in...

JP Morgan Warns DFC Insurance Cap Is Too Small for the Risk
JP Morgan analysts warned that the Development Finance Corporation’s (DFC) insurance cap of $205 billion is far too low to cover the estimated $352 billion needed to insure all oil tankers transiting the Strait of Hormuz. The firm highlighted that private war‑risk insurers...
Inside the Modern Underwriting Strategy
Underwriting is transitioning from retrospective portfolio reviews to AI‑driven, real‑time decision support. A 2025 Accenture study shows 71% of underwriting executives view AI and automation as critical, and 75% expect meaningful AI impact within three years. Modern workbenches now surface...

Listen: What To Do When Health Insurance Slips Out of Reach
Health insurance coverage is slipping for many Americans as ACA marketplace sign‑ups fell by roughly one million this year and federal subsidies expired, driving premiums higher. Stricter Medicaid eligibility rules further limit options for low‑income households. KFF Health News correspondent...

Sedgwick: European Product Recalls Rose Again Last Year
Sedgwick’s 2026 State of the Nation Product Safety and Recall Index shows European recall events hit a record 15,608 in 2025, up from 14,484 in 2024. Every sector except medical devices posted year‑over‑year growth, with automotive and consumer‑product sub‑sectors jumping...
Kingstone Companies Inc (KINS) Q4 2025 Earnings Call Transcript
Kinsale Capital Group reported a 26% jump in diluted operating earnings per share to $5.81 in Q4 2025, while net written premiums rose 7.1% and the combined ratio improved to 71.7%. The insurer’s operating return on equity hit 26%, book value...

Missed ERISA Deadline Strips Disability Insurer of over $233,000
A federal appeals court ruled that Reliance Standard Life missed the ERISA‑mandated 45‑day deadline to decide a long‑term disability appeal, forcing the insurer to forfeit deference and pay $210,769.49 in past‑due benefits plus $22,544.95 in interest, totaling over $233,000. The...

CMS Launches Effort to Unify Medicare Claims Processing Systems
The Centers for Medicare & Medicaid Services (CMS) has opened a competitive window for an eight‑year contract to deliver a unified, commercial‑off‑the‑shelf software platform called ClaimsCore. The system must consolidate four legacy claim‑processing applications, support over 2 million active users and...
WCRI Research Shows Uptick in Comp Costs as Workers Lose Medicaid
WCRI’s preliminary study links the 2023 Medicaid work‑requirement policy to a 2‑3% rise in medical payments per workers‑comp claim, especially for lower‑wage, male employees in construction, manufacturing and leisure. About 12% of the labor force lost Medicaid coverage, prompting higher...

Sentry: Are Business Leaders Worried About the Right Risks?
More than half of U.S. executives expect growth in 2026, yet 60% feel more stressed than last year, according to Sentry’s 2026 C‑Suite Stress Index. The survey of 1,250 leaders reveals a gap between perceived top risks—supply chain, economic pressure,...

Andover Companies Aims to Upsize New Locke Tavern Re Cat Bond to as Much as $300m
Andover Companies, a long‑standing mutual insurer in the Northeast, is seeking to upsize its upcoming Locke Tavern Re cat‑bond to between $250 million and $300 million. The new Series 2026‑1 issuance will feature two tranches—Class A and Class B—each expanded to $125‑150 million, with price guidance...

Cat Bond Issuance Price Pressure Flattens Market Yield, Widening Less Pronounced: Plenum
Catastrophe‑bond yields stayed flat in February 2026, ending at 8.91% versus 8.87% in January. Primary issuances were priced roughly 30% lower than recent historical levels, generating price pressure that muted the expected seasonal spread widening after the hurricane season. Strong...

Beazley CEO on Cyber ILS: Next Step Is Securitisation, Transformation, ILS Fund Launch in 2026
Beazley’s CEO Adrian Cox announced that the insurer will move beyond issuing cyber catastrophe bonds to full‑scale securitisation and transformation of cyber risks. A dedicated cyber insurance‑linked securities (ILS) fund is slated for launch in 2026, built on the company’s...

People Moves: Ryan Specialty Underwriting Managers Promotes in RFL Exec Team
Ryan Specialty Underwriting Managers announced three senior promotions within its Ryan Financial Lines (RFL) division. Deborah Egel‑Fergus was named president of lawyers errors‑and‑omissions, succeeding retiring veteran Kevin Sullivan. Brooke Tanner was elevated to chief claims officer for North America, overseeing...

Property, Auto Insurance Shopping Up as Consumers Feel Economic Pressures
Consumers are intensifying year‑round shopping for auto and property insurance, defying traditional seasonal patterns, according to TransUnion’s Q1 2026 Personal Lines Trends report. Auto insurance searches rose 10.6% year‑over‑year in Q4 2025, while property insurance activity increased 5.3% over the same period....

What Berkshire’s CEO Abel Said About Insurance
Berkshire Hathaway’s new CEO Greg Abel disclosed a sharp decline in 2025 underwriting profit, with GEICO alone responsible for more than half of the $1.9 billion drop. Across all property‑casualty units pretax underwriting profit fell 16.5% to $9.7 billion and combined ratios...

Georgia Insurance Law Is About to Get an Upgrade With Multiple Changes
Georgia’s House passed HB 1344, a sweeping insurance reform moving to the Senate, targeting lower premiums and stronger consumer protections. The bill raises fines for insurers and auto‑fraud perpetrators, expands the insurance commissioner’s investigative powers, and creates a $6,000 matching...

Taxi Insurer Failed to Defend Uber in Crash Cases, Judge Says
U.S. District Judge Analisa Torres ruled that American Transit Insurance Co. (ATIC) breached its duty to defend Uber Technologies in 23 crash lawsuits, ordering the insurer to pay damages and Uber’s legal fees. ATIC, New York’s largest taxi insurer, has...
US to Insure Hormuz Tankers After Policies Canceled
President Donald Trump announced that the United States will provide war‑risk insurance for vessels navigating the Strait of Hormuz after commercial insurers pulled coverage. The move may be paired with U.S. naval escorts to safeguard tankers amid heightened regional tensions....
How Data Analytics Is Transforming Modern Risk Assessment
Data analytics is reshaping risk assessment from a reactive practice into a predictive science across finance, insurance, healthcare, and transportation. Predictive modeling, machine‑learning, and real‑time dashboards now enable firms to forecast exposure, micro‑segment customers, and allocate capital with greater confidence....

London Marine Insurers Expand Gulf High-Risk Zone as Mideast Conflict Escalates
London’s marine insurers, via the Joint War Committee, have expanded the Gulf’s high‑risk war‑zone to include waters around Bahrain, Djibouti, Kuwait, Oman and Qatar. The move follows a rapid escalation of Middle‑East hostilities, prompting a five‑fold jump in war‑risk premiums...

How New Medicare Rules Will Reshape Cardiac Monitoring and Remote Patient Care
Medicare’s 2026 Physician Fee Schedule introduces outcome‑based payments for cardiac care, rewarding providers who prevent ER visits, readmissions, or accelerate recovery. The rule also replaces the in‑person supervision requirement for the technical component of remote cardiac monitoring with virtual oversight,...
Insurers’ Earnings Plunge 90% After Convective Storms
A wave of severe convective storms across North America and parts of Europe generated unprecedented loss ratios, pushing insurers’ first‑quarter earnings down roughly 90 percent from a year earlier. The storms triggered billions of dollars in property and casualty claims,...
MS Re Names Bruniecki as New CUO
MS Re announced the appointment of John Bruniecki as its new Chief Underwriting Officer, succeeding longtime CUO Michael Anders. Bruniecki joins from a senior underwriting role at a leading global reinsurer, bringing over 20 years of property‑casualty experience. The transition...

China Unveils Measures to Boost Tech Insurance in Push for Self-Reliance
China issued a 20‑point guideline to fast‑track a sci‑tech insurance system, positioning the sector as an economic shock absorber for innovation. The policy targets both flagship national projects and SMEs, creating a national coordination mechanism and dedicated risk‑reserve funds. It...

War Risk Insurance Premiums for Ships Likely to Rise Amid West Asia Crisis: Experts
War‑risk insurance for vessels is set to rise sharply as insurers cancel coverage amid the West Asia conflict. Premiums for hull and cargo have jumped to about 1 % of cargo value, up from 0.25‑0.5 % previously. Shipping lines are rerouting around...
Napier AI AML Index 2025: The Nations Leading the Charge
The Napier AI/AML Index 2025‑2026 estimates that AI‑driven anti‑money‑laundering (AML) solutions could shave $183 billion off global compliance costs, up from $138 billion last year, and generate $3.3 trillion in economic benefits. The United States tops potential AI savings at $26.18 billion, followed by...

Revenue Protection: Soybeans Gain, Corn Lower
Revenue protection guarantees are rising for soybeans and slipping for corn as the 2026 spring price outlook solidifies. Soybean prices hit $11.09 per bushel, roughly five percent above last year, while corn settled at $4.62, just eight cents lower. Higher...

Insurance Exec: ‘We Are All To Blame’ For Failure Of US Health System
Ascendiun CEO Paul Markovich announced Worthy, a new lobbying effort funded by his company to overhaul the U.S. health‑care system. The initiative, launched with Mark Cuban, targets insurer‑driven inefficiencies such as outdated provider directories, burdensome prior‑authorization, and excessive administrative costs. Markovich...
1 in 7 Drivers Has No Insurance — Here’s What Happens If One Hits You
A 2023 Insurance Research Council study finds 15.4% of U.S. drivers—about one in seven—are uninsured, with a third lacking sufficient coverage overall. Without personal uninsured motorist (UM) or underinsured motorist (UIM) policies, victims may face out‑of‑pocket medical bills, vehicle repairs,...
Medicare's Continued Support for Telemedicine Signals Stability, Legitimacy
Medicare has extended its telehealth reimbursement flexibilities through 2027, preserving payment for a broad array of virtual services. Behavioral health telehealth restrictions were made permanent in 2021, removing geographic and originating‑site limits. The DEA also prolonged its telemedicine prescribing allowances...

Investor Lawsuits Push Back on SEC Changes That Gave Firms More Power
In November the SEC altered its proxy‑vote rule, shifting approval from staff reviewers to company executives, giving firms broader discretion to exclude shareholder proposals from proxy statements. The change has sparked at least three high‑profile lawsuits—against AT&T, Axon Enterprises and...
Medicare Advantage Reckoning Hits 2026 Enrollment: Mark Meiselbach, PhD
New research predicts that nearly 3 million Medicare Advantage (MA) enrollees—about 10 % of the market—will be forced out of their plans in 2026 as payment reforms curb historic over‑payments. The exits will hit rural beneficiaries hardest and will deepen the divide...
4 Stocks to Watch From the Prospering Insurance Brokerage Industry
The insurance brokerage sector is riding a wave of better pricing, disciplined underwriting and rising demand for a broader range of policies, pushing industry revenue higher. Digitalization and AI adoption are sharpening margins and enabling faster scale, while a wave...

The TPA’s Role in Avoiding Unnecessary ERISA Litigation
Third‑party administrators (TPAs) must ensure that a self‑funded health plan’s formal document and its Summary Plan Description (SPD) are perfectly aligned. Gaps or missing clauses—especially around subrogation—can expose both the TPA and plan sponsor to ERISA class‑action lawsuits costing tens...

Hong Kong to Move Forwards with Tax Exemption for ILS Investments
Hong Kong's Treasury Secretary Christopher Hui announced plans to broaden the SAR's preferential tax regime to cover insurance-linked securities (ILS) such as catastrophe bonds. The proposal expands the definition of “funds” to include pensions, endowments and single‑investor vehicles, and adds...

Elementum Advisors Grows ILS AUM to $3.8bn, Despite White Mountains Investment Declining
Elementum Advisors entered 2026 with assets under management rising to $3.8 bn, a $100 m increase from the start of 2025. While White Mountains still holds a 26.6% equity stake, its investment in Elementum’s ILS funds fell from $161 m in 2023 to...
Insurance-Linked Securities Market Soars Amid Capital Influx
The insurance‑linked securities (ILS) market posted a historic 2025, with new issuance climbing to $24.7 billion and total outstanding notional near $60 billion. Capital inflows of $12.3 billion and a benign loss year drove a 13.5% compound annual growth rate since 2020, while...

Chowdeck Taps MyCoverGenius to Introduce Accident Insurance for Its 20,000 Riders
Chowdeck has rolled out a personal accident insurance scheme for more than 20,000 active riders, partnering with Nigerian insurer MyCoverGenius. The auto‑enrolled policy covers accidental medical expenses, temporary disability benefits, and compensation for lost earnings. Launched in November 2024, the...

Philippine Bank Deposits Hit ₱21 Trillion as Account Numbers Surge
Total deposit liabilities in the Philippine banking system climbed to ₱20.9 trillion at the end of Q3 2025, a 7.3% year‑on‑year rise driven by a 20.4% surge in deposit accounts to 166.6 million. The increase followed a March 2025 decision to double...

Four Practical, Data-Backed Steps for Preventing Nuclear Verdicts®
The article presents a data‑driven framework called “The Apex” that outlines four practical steps—personalize the defendant, accept responsibility, give a number, and argue pain and suffering—to curb runaway jury awards known as nuclear verdicts. Analysis of 100 real verdicts shows...

Baldwin Posts Fourth Quarter Loss; Carlisle Takes Over Underwriting Group
Baldwin Insurance Group posted a Q4 loss of $25.9 million, or 37 cents per share, widening its annual deficit to $33.8 million. Revenue slipped to $347.3 million, missing Zacks analysts’ $354.3 million estimate. CEO Trevor Baldwin signaled a turnaround for 2026, while Amy Carlisle took...

JPMorgan, Barclays, Fifth Third Sued by Investors for Missing ‘Giant Red Flags’ at Tricolor
Investors holding more than $230 million of Tricolor asset‑backed securities have sued JPMorgan Chase, Barclays and Fifth Third, alleging the banks ignored audit warnings and helped market fraudulent auto‑loan debt. The complaint claims the banks financed, securitized and misrepresented Tricolor’s loan receivables...

Carriers See Higher Claims Severity Amid Medical, Social Inflation and Growth in AI‑Generated Fraud
North American insurers are confronting a surge in claim severity as medical inflation, social inflation, and AI‑generated fraud drive costs upward. The Gallagher Bassett 2026 Carrier Report shows 64% of carriers see more complex claims, with 56% pinpointing rising medical expenses...

IRONSTAR Wins British Heat Of The ActInSpace 2026 Hackathon, Enabling New Qualification Of Space Risk Exposures
University College London’s IRONSTAR team won the UK heat of the ActInSpace 2026 hackathon, presenting an early‑stage model that prices space‑debris risk for satellite operators and insurers. The competition, hosted at Surrey Research Park, attracted 75 participants from academia, industry...
The Mental Health Crisis Is Changing — Here’s What Insurers Need to Know
Life‑science firms face heightened D&O liability as stock volatility spikes around clinical trial readouts and regulatory decisions. Shareholder lawsuits often begin with books‑and‑records demands that probe whether public statements matched internal knowledge. The article stresses disciplined, consistent disclosure and early...
James River Group Holdings Inc (JRVR) Q4 2025 Earnings Call Transcript
James River Group reported a net loss of $23.9 million for Q3 2021, driven by a loss‑portfolio‑transfer (LPT) of its commercial auto runoff and casualty reinsurance reserve developments. The company highlighted strong growth in its core E&S book, which expanded 25% to...
Skuld P&I Cancels War Risk Cover in Mideast Gulf
Skuld P&I announced the cancellation of its war‑risk coverage for vessels operating in the Middle East Gulf and the Gulf of Oman, citing a deteriorating geopolitical climate after US and Israeli strikes on Iran and Tehran’s retaliatory actions. The notice...