Insurance Social Media and Updates
Insurance Social Media and Updates
Insurance Pulse
EMAIL DIGESTS
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Tuesday recap
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Cargo Thieves Make a Break with 413,793 KitKat Bars — And What It Says About Freight Fraud - https://t.co/K2QyxvQbCv @Nestle #KitKat #freightfraud #cargotheft #trucking #supplychain #logistics #riskmanagement
InsurTech leaders are emerging ! → https://t.co/Mi6qREt2U8 This reflects the largest rounds announced recently, which happened to come from startups on the market for a while. https://t.co/WSCHzLUKG4
Epic CEO Tim Sweeney addressed this over the weekend, saying Epic would work out the insurance challenge. https://t.co/cN28vZnbMN
Widely discussed risks are often priced in. The real threats tend to be overlooked. #RiskManagement #MarketInsight https://t.co/PWgmCJwWDp
"Insurance companies won't write Hormuz policies" is complicated by the fact that a lot of underwriting for the ship is actually written by mutual associations (P&I Clubs) As companies they are "buying insurance" but as an industry the shipping sector is...
The point is that we spend taxpayer money to guarantee or fund loans that don’t matter a fraction as much as paying for your health. Most people can’t afford their deductible. We should guarantee the amounts patients can’t afford...
Insurers and reinsurers are 30x+ leveraged. If your conclusion is "leverage is nothing like with subprime" then you are missing the point. Completely.
The mother of an angiosarcoma patient reached out this weekend to see if I could help her daughter get a second opinion at Dana-Farber after it was rejected by her insurer. I'll do what I can. Dana-Farber has made a...
Tesla's FSD autopilot: 5.3 million miles between accidents. US human driving average: 660,000 miles between accidents. The robot drivers are 9x safer than humans. And it's only getting better. How long before it will be too expensive to insure human drivers because they are...
Why BESS insurers are sweating transformers and contractor errors over battery fires #energysky -- via pv magazine global: https://t.co/qk5y3I0eVO
Questions to answer before you consign art: Length of the term. How and when you get paid for sales. Party responsible for packing, shipping, handling, installing, etc. Party liable for loss, damage, theft. Party responsible for insuring the art. Insurance...
Your credit has as much of an impact on your homeowners insurance premium as whether or not you live in a disaster-prone area. https://t.co/PQ2K1kvGSE
Global risk isn’t evenly distributed. In 2026, a small group of countries - including Belarus, Lebanon, Sudan, and Venezuela - sit at the top of the global risk ranking, with premiums around 30.9%. At the other end, only 19 countries globally have risk levels below...
is there any rationale for allowing anti-tiering, anti steering, and "all or nothing" clauses in hospital contracts with insurers? Barring these was one of the centerpieces of our healthcare competition policy recommendations almost a decade ago https://t.co/8PPf8H5iMw
Lagos, Nigeria’s commercial hub, has secured a $7.5 million flood insurance policy so some of its poorest residents can access relief when disaster strikes https://t.co/7NhRHv6Ors
Expanded deposit insurance for noninterest bearing accounts helps small businesses? What small business keeps over $250k in a zero yield account? If this is how banks think they are going to preserve deposits, the logic needs to be reexamined.
With the floodgates open for industrial bank charters & private equity & crypto owned banks, I’m extremely suspect on why there’s such a drive to dramatically increase FDIC insurance in zero interest yield deposits. A data driven, indexed system is...
And, the ACA banned individual guaranteed renewable plans which existed, and protected against the emergence of preexisting conditions. The tax deduction for employer based group plans, but not for contributions to portable individual plans nails the coffin. Great essay.
Agentic AI is starting to change something fundamental in financial services: who actually drives profit and loss. We are moving beyond models that inform decisions. AI agents are beginning to price risk, approve loans, detect fraud, handle claims, and manage...
E-moto "bikes" may be regulated in Minnesota soon. A new bill defines what an e-moto is and then requires licensing and insurance; sets an age limit of 15 and above; restricts where they can operate; requires a driver's license; and...
Congrats to the @withshepherd team on their $42M Series B! They're rebuilding commercial construction insurance for the AI era. When a broker submits an account, Shepherd delivers an indication in minutes—not weeks. 1,500+ policies issued, $400B in insured value, 600+ commercial...
PMI offers a strong foundation, but rarely, if ever(?), has 100% enrolment Even for those who do enrol/opt-in, life stage health matters are too often excluded either due to being categorised as "normal aging", chronic health, pre-existing conditions or otoh...
We are standing at the intersection of profound digital disruption and escalating physical risk. Last year, secondary climate perils drove a record 92% of global insured natural catastrophe losses. The physical world is demanding as much transformation as the digital one. The...
Great review of the idea of potential enrollment right into Medicare Advantage (though doesn’t consider Chris’ added twist of competition between Traditional Medicare ACOs and MA) https://t.co/rcquVZ8zxn it would be fun to compete head-head (but would need level playing field)
Automatic enrollment in Medicare Advantage plans under consideration, top Trump health official says https://t.co/Bgv6WBeo2u via @statnews
Fintech strategies that work in developed markets often break in emerging ones. Volatile currencies, fragmented identity systems and shifting regulations force a completely different level of precision in how products are built and operated. What looks like speed in one market...
California's property insurance problems are very similar to its housing problems -- an obvious consequence of bad public policy shrinking supply, and yet the private sector is often blamed for it. There is no "easy button" to solving complex problems decades...
This won't show up in any market data, but it's a profound hollowing-out and weakening of America. "Nearly one in 10 people who had Affordable Care Act plans last year dropped health insurance altogether, after premium costs rose sharply" https://t.co/LfNP8wRTD1
A new company you've probably never heard of is dominating the No Surprises Act's arbitration process. Behind HaloMD is a larger-than-life Texas couple who built their wealth on questionable arrangements with out-of-network providers. https://t.co/p1jCEZFBaA via @statnews
It's wild to think that insurance as we know it today might not existing in California in 10 years, and yet it remains a somewhat fringe policy area. https://t.co/LA9JJ0AORm
US home insurance premiums are set to rise for a fifth straight year in 2026 and other stories in today’s Green Daily newsletter https://t.co/sBscWF0Bfq
Beazley to acquire kWh Analytics to expand renewable underwriting #energysky -- via pv magazine global: https://t.co/wCWG390fQB
Podcasting at the @CatoInstitute headquarters with @EconWithNick & @norbertjmichel was just the coolest as we talk about deposit insurance.
Americans squeezed by home insurance costs shouldn't expect relief this year, with premiums set to rise again https://t.co/4iBp8COEML
When I was at the Brigham/Harvard I saw how we billed different insurance levels as well as the uninsured. The uninsured got screwed the worst. Always. Different payers pay remarkably different prices for the identical things. It all comes down...
How about we ask @govofco how much more reinsurance is costing Colorado? And don’t give me the bs talking points about the average premium reduction, babes.
When people talk about generative AI risks, they usually focus on the technology. But there are really two layers. Embedded risks that come from the models themselves, and enacted risks that emerge from how organizations deploy them. In practice, the biggest problems often...
War risk rates soar as Iranians ramp up ship attacks US reinsurance scheme light on details as convoy plans out of reach for now https://t.co/BoE7xMfsVr
Gulf shipping insurance soars. Bloomberg: "The cost of coverage has leaped to about 5% of the value of a ship" At the beginning of the war, it was 0.25% (see FT piece to right) 5% is... insane. You're simply not paying that if you...
A preview of a paper to be released on March 18 that makes the case for creating a federal reinsurance entity to cope with the challenges that climate change poses to the homeowners insurance market https://t.co/N0nM5u9Owq via @BrookingsInst
"Shipping Insurance Costs for Hormuz Passage Surge After Vessel Attacks" https://t.co/Aq3e4lGXyX "Details of a plan for the US International Development Finance Corporation to help insure tankers are still unclear." https://t.co/mC9xKl2B7o
When "AI in insurance" meets InsurTech revamping insurance distribution. → https://t.co/kcythS7tvu The Boston Consulting Group recently published an article exploring how the rise of personal AI assistants might revamp how people buy insurance. https://t.co/P7X5Q1mtQx
As businesses increasingly rely on autonomous AI agents, some insurers are offering specialized coverage for AI errors, while others introduce exclusions, signaling a shift toward explicit policies addressing AI-related risks. aibusiness
Question for all the maritime insurance experts out there - what will it take for the large P&I clubs to reactivate coverage through the Strait of Hormuz? One of my takeaways from this conflict is how few missiles and drones it...
𝗧𝗵𝗲 𝘄𝗲𝗮𝗽𝗼𝗻 𝗰𝗹𝗼𝘀𝗶𝗻𝗴 𝘁𝗵𝗲 𝗦𝘁𝗿𝗮𝗶𝘁 𝗼𝗳 𝗛𝗼𝗿𝗺𝘂𝘇 𝗶𝘀𝗻'𝘁 𝗮 𝗺𝗶𝘀𝘀𝗶𝗹𝗲. 𝗜𝘁'𝘀 𝗮 𝘀𝗽𝗿𝗲𝗮𝗱𝘀𝗵𝗲𝗲𝘁. Here's something most supply chain professionals don't fully appreciate — and probably should. Iran doesn't need to physically block the world's most critical oil chokepoint. They just need to...
Congressional advisers call to rein in Medicare Advantage spending amid industry pressure I’ll summarize for you. EVERY SINGLE FAMILY IN THE USA IS PAYING $800 A YEAR to the big insurance companies because taxpayers pay them more than it...
Your credit has as much of an impact on your homeowners insurance premium as whether or not you live in a disaster-prone area. https://t.co/PQ2K1kvGSE
Congressional advisers call to rein in Medicare Advantage spending amid industry pressure https://t.co/15NkEfHtqV via @bobjherman @statnews
Technology data standards ACORD and The Depository Trust & Clearing Corporation (DTCC) - A group of innovators: Yolanda Austin, Ken Leibow, Stephen Kilbon, Megan Cahill, Lisa Cavaliere, Patti Elliott, Jon Volper, Bali Bodeddula
The cost of protection is near the most expensive levels in history. *Is it sustainable? / What happens next? https://t.co/c2ruCJC9SP
