Super‑heating Event Threatens Climate Risk Pricing for Insurers
The possibility of a super planet-heating event, which would make extreme weather impacts more likely, is challenging underwriters pricing climate risks. https://t.co/Ypdjlpl1jf
InsurTech Deal Activity Surges Globally in 2023
Where does InsurTech stand worldwide ? → https://t.co/7diitqBdzI FT Partners' yearly report is based on every deals announced in that space last year. I read it for you. Here are my takeaways. https://t.co/gtPqYbbRwe
Insurers Deny Care Yet Lack Required Malpractice Coverage
If insurance companies can deny care and call it "medically unnecessary", why aren't they required to have malpractice insurance doe when they get it wrong and someone gets sicker or tragically dies ?
Policy-Driven Pay Gaps Push Doctors Into Hospitals, Lengthening Wait Times
Fifteen years ago, 75 percent of US physicians were in private practice. Today, around 25 percent are. That is not market evolution. That is a policy outcome. Hospitals are paid 2 to 3 times more than independent practices for the same office...
Strait of Hormuz Traffic Remains Unsafe, Normalcy Delayed
Economist Jeff Currie on reopening of the Strait of Hormuz: “If I’m the crew guy, I’m not getting on that boat. If I’m the insurance guy in London, I’m not underwriting one of these ships going through there either.” STRAIT TRAFFIC WILL...
Politics Controls Medicare Drug Coverage, Shapes Private Insurers
Politics does determine which drugs Medicare &Medicaid pay for, and through those decisions, most private insurers. Wake up dude.
Georgia's Uninsured Drivers Near 18%—Get UM Coverage
1/8 drivers in Georgia in uninsured. New data shows it’s even closer to 18% If you want to stay protected, you need UM coverage.
Credit Score Influences Home Insurance Like Disaster Location
Your credit has as much of an impact on your homeowners insurance premium as whether or not you live in a disaster-prone area. https://t.co/PQ2K1kvGSE
DP World Expands Into War‑Risk Shipping Insurance
DP World moves into shipping war risk insurance. Includes Middle East. Covers thru to inland delivery. https://t.co/ADghHSU8zY
NFL Concussion Settlement Lawsuit Delayed Until Mid‑2027
The NFL-insurer lawsuit over coverage of the concussion settlement, set to go to trial in Oct--over a decade after it was first filed--may get push back by at least a month, and maybe till june '27 because of a long...
Red States Lose 550k Marketplace Enrollees After Subsidy Cuts
Red states have disproportionately benefited from the health insurance subsidies expanded by Biden and then cut by Trump. Georgia is a clear example: in just one year, marketplace enrollment has dropped by more than 550,000 people — a 37% decline. My @morningjoe...
Trump’s Cuts Will Strip 10 Million Americans of Coverage
Over 10 million Americans will lose health insurance because of Trump’s cuts. 4 million from losing subsidies and 6 million more from cuts to Medicaid. My @morningjoe Chart.
GEICO's Modest 2% Growth Lags Progressive's 11%
Greg Abel: "In Q1 2026, GEICO's auto policies-in-force (PIFs) grew by ~2%. Compare that to our #1 competitor, Progressive, where PIFs grew by ~11%... As we go through 2026 and into 2027, two important objectives are to retain our customers...
CIOs Must Govern AI Decisions on Claims, Loans
Should an insurance company let an autonomous AI agent decide which claims to approve? Should AI make the final call on loan applications? These aren't hypothetical questions - they're ones CIOs need to answer now. #CIO #AIGovernance https://t.co/iNfGKDSPeN
Geography Drives Costs; Food Deserts Signal Risk
From a payer perspective, this is where the economics are heading: geography is becoming one of the most predictive variables of cost and outcomes. Food deserts are not just a public health issue; they are a risk stratification imperative. https://t.co/ZZI4QPrf1n
Payers May Price Risk Pools by City or ZIP
“High-risk cities” could see double-digit PMPM growth above national averages. This means that Payers may begin pricing city-level or even ZIP-level risk pools. https://t.co/B9YFDKiXoX
Pension Fund Pressures QBE Over Climate Risk to Profits
Australian Ethical Investment, a pension fund with about $10 billion under management, is pressuring QBE Insurance Group over the potential threat extreme weather poses to future profitability https://t.co/ze9SW0FzsE
SWIFT Trades Surge; SIPS, Alternatives Rise Fast in Asia
SWIFT $ trades hit a high at 51%. But SIPS and alternatives are growing quickly from a very low base. Global trade risk is evolving at an exponential pace and risk managers need to be alert to the consequences both...
California Alleges State Farm Law Violations Post-2025 LA Wildfires
California says State Farm violated the law in handling of insurance claims after 2025 LA wildfires https://t.co/ZaxKuiQCJW
AI's Future Depends on New Insurance Risk Models
Every new capability in the history of markets is underpinned by insurance. By socializing the risk, we create the conditions for adoption at scale, and innovation at the frontier. If AI is a new capability, then it needs a new...
Avoid Gap Fill Losses: Use Puts for Protection
Long ago, when I was working at HP, when my colleagues did this, they were routinely stopped out, often *below* their stop limit. Most stop loss orders become market orders when triggered, so if the price has gapped below...
Fermat Backs ADB's Inaugural Catastrophe Bonds for Kyrgyzstan, Tajikistan
Fermat Capital Management has invested in the Asian Development Bank’s first-ever catastrophe bonds, designed to shield Kyrgyzstan and Tajikistan against specific types of natural disasters https://t.co/JQ1cwhqjzw
Telematics Gains Momentum in Europe's InsurTech Landscape
Is Telematics finally ready to take off in Europe? → https://t.co/gFimr2ysPD Why this title for my monthly review of European InsurTech deals? https://t.co/WXlsxtYa3i
Currency Weaponization Forces Risk Managers to Rethink Sanctions
Weaponization of currency. As the global order becomes increasingly fragmented more countries will look to protect their interests from the failing US hegemony. This is increasingly important for global risk managers who need to address how their operations map against...
Iran's Hormuz Fleet Signals Power to Price Disruption
40 IRGC fast attack boats positioned in Hormuz This isn’t about winning at sea—it’s about signaling control over risk. It raises insurance, slows traffic, and reinforces Iran’s ability to price disruption at a chokepoint the world can’t bypass. #OilMarkets #Hormuz #IranWar #EnergyIsTheEconomy #Macro
Berkshire's Jain: Ship Insurance Hinges on Price
Ajit Jain was asked when Berkshire Hathaway will start insuring ships in the Strait of Hormuz. “Depends on the price” https://t.co/QY2t3ygAjn
Insurance Delays Cost Lives; Insurers Remain Unaccountable
A 47-year-old woman asked for an MRI. By the time her insurance company let her have one, the cancer in her hip was too far gone to save her leg. Her doctor had done the X-ray. Examined her. Sent her...
Vote Wolff to Fix California’s Broken Insurance Market
CA real estate owners: We all know the insurance market has been screwed up here at least since Covid... and that the LA fires haven't helped. We have a chance to help get things moving in the right direction again at...
New Wave of Startups Build AI-Powered Prediction Market Risk Tools
dozens of new companies forming to create more expressive risk management tools via some form of prediction markets coupled with predictive simulation very long on risk management automation via AI + crypto capital markets compute markets are included in this
Ship Insurance for Hormuz Strait Hinges on Price
Becky Quick: "The question is, how and when can you offer insurance to ships crossing the Strait of Hormuz?" Ajit Jain: "The short answer is it depends on the price." https://t.co/0m8CO1FXH8
Prioritize Real-Time Business Threats Over Mere Documentation
I keep coming back to this: The goal is not to document risk. The goal is to understand what could actually hurt the business today.
Fronting Insurers Carry Counterparty Credit Risk, Not Underwriting Liability
Can someone smarter than me (@CedarStResearch @tangentstyle @anyofyousmartinsuranceandfinancial Guys) help with the following: State National fronts risk. My understanding is they are the actual insurance company that has to make sure the claim is paid. The people they sell the risk to...
Embedded Vault Coverage Launches Low‑Risk DeFi Options
With all these hacks, embedded coverage for vaults couldn't come at a better time. @OpenCover has been building covered vault primitives and now have live options. @NexusMutual has also released its own Real-World Insurance Vault with fixed yield. Let's grow low risk DeFi.
Republicans' Subsidy Cut Leaves Millions without Health Coverage
Congress didn't do this. The Republicans are killing people. Since Congress Let Obamacare Subsidies Expire, Millions Are Dropping Coverage https://t.co/kVoDTOXUVo
Todd Boehly's Insurer Secures Lobbying Win on Risk Rules
Great piece by @leee_harris about how the insurer controlled by Todd Boehly (the financier who owns the LA Dodgers and @ChelseaFC successfully lobbied for a reprieve on rules that would reduce exposure to risky investments https://t.co/2AvG18Bdrj
Outlier Events Demand Revised Risk Underwriting
"You can't just say that was an outlier and go back to the old model because this thing happened, so you have to re-underwrite the risk profile." ⚠️ ~ @dunleavy89 https://t.co/GyyjXhZlgW
Undisclosed Car Mods Can Void Your Insurance Claim
Here’s what everyone missed about this video. Insurance companies can deny your claim if they find out you made modifications to your car. So unless the insurance company knows about the changes, then there’s a big chance they might reject...
Roadzen Secures $65M+ Deals Across Global AI Insurance
I spoke with @MarketJane at the @NYSE about the last few weeks at Roadzen, where we have announced a series of important wins across markets. Highlights here: — Two top-10 global OEMs in the UK and Europe are working with Roadzen to...
Insurers Exit ACA Market When Enrollees Get Sicker
Cigna is abandoning the ACA health insurance marketplaces by the end of the year, following in Aetna’s footsteps. Insurers have shown, time and again, they will bail on the ACA market if people are too sick. @TaraBannow reports: https://t.co/kW6Cq06Haa
AI Demand Drives Long-Term Memory Chip Contracts, Stabilizing Industry
SK Hynix and Samsung Electronics are seeing a shift in demand patterns. AI-driven shortages are pushing customers toward long-term contracts, signaling a move away from the traditional boom-and-bust cycles in memory chips. The change could be structural. AI demand may bring more...
ASIC Posts Decade‑best 87.4% Combined Ratio
ASIC just dropped Q1 2026 results—best combined ratio in a decade at 87.4%. Net income jumped to $25.6M. They’re playing it smart, cutting property and focusing on higher-margin casualty lines. Solid execution. 📈 InsuranceEarnings
Peer Review Immunity Leaves Vulnerable Doctors Unprotected
You can buy malpractice insurance against a patient who thinks you harmed them. There is no insurance product, anywhere, that covers a physician against a peer who decides you are in the way. Up to 10 percent of peer reviews...
Bipartisan Bill Targets Deepfakes, Tightens AI Regulations
Lawmakers are moving to address AI risks more directly. A new bill would impose stricter penalties for distributing deepfakes and establish clearer standards for AI systems, with bipartisan backing. It reflects a broader shift. Regulation is starting to catch up with the...
Colorado Aims to Cut Homeowners Insurance by $800
We’re taking action to bring homeowners' insurance costs down, with a plan to save Coloradans up to $800 a year by strengthening homes, reducing risk, and making coverage more accessible. This is about helping Coloradans keep more of their...
UHC Reinstated Prior Authorization After Two Decades
More than 20 years ago, UnitedHealthcare was getting rid of prior authorization. But when Steve Hemsley first became CEO of UHC's parent company, he brought it back. https://t.co/suwZZjZePb https://t.co/6RnZH9dZvK
Physical Branches Remain Key for Digital InsurTech
Could branches be the future of B2C InsurTech? → https://t.co/6sZAQhx1vd At least Revolut introduced ATM in the Spanish market alongside with its 100% digital UX. https://t.co/HKZ34cZmlp
Solar Insurance Premiums Drop Amid Rising Weather Risks
Insurance premiums trending down despite severe weather threat for solar #energysky -- via pv magazine global: https://t.co/OJcYAg4CGu
Strengthening Homes to Cut Premiums and Protect Communities
I’m taking action to help lower premiums by strengthening homes against wildfire and hail damage and expanding mitigation efforts. Our goal is simple: make coverage more affordable while protecting our communities. Link to roadmap: https://drive.google.com/file/d/1hxFv8nHszadLNBO05DcCLxOnDBMoH2D0/view
US Needed War‑Risk Escort From Day One, Not Week Eight
Allow me to say this again. US War Risk Insurance was needed on DAY 1 and not WEEK 8! Ships have war risk insurance. They had it after the first week. What ships are looking for is...
Credit Score Influences Home Insurance Like Disaster Zones
Your credit has as much of an impact on your homeowners insurance premium as whether or not you live in a disaster-prone area. https://t.co/PQ2K1kvGSE