Banking Social Media and Updates
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Daily
Every morning
Weekly
Tuesday recap
Tokenizing real-world assets (RWAs)? Focus on success stories like the dollar and treasuries. It's not about tokenizing everything, but about tokenizing products people actually want to buy. Prioritize liquidity and straightforward assets for the best results. https://t.co/wbcQwGOyOR
The OCC just dropped its proposed rulemaking for stablecoins. Stablecoins have a law now, but they don't have regulation. That's what the big banks and institutions are waiting for. What does it mean for yield? 👇 https://t.co/UL2amptKUw
With #blockchain technology, people can access financial infrastructure with just a smartphone and internet while living in a place where traditional financial infrastructure is lacking. That’s why millions of users are choosing to use USDT on TRON across the globe. #wealth #finance...
The UK’s £9.4B loss to deepfake-enabled fraud is not a headline, it’s a warning. AI-powered scams are scaling faster than legacy identity and compliance systems can adapt. If the US doesn’t harden digital onboarding, verification, and cross-sector fraud defenses now, the bill...
The Bank of England’s plan to cap stablecoin holdings is sparking an industry revolt BTW. £5,000 and £20,000 for individuals BTW. £1 million to £10 million for businesses. https://t.co/taO9by7gd2
Entries close next week - FOM 2026 The Future of Money Design Awards give creative thinkers the opportunity to present thought-provoking concepts on money and payments to financial experts and industry leaders. Full brief and submission details 👉 https://t.co/p26tR8lKQA https://t.co/YnTlAM64wt
Stripe may be gearing up for a mega-deal by eyeing PayPal at a $159B tender valuation. If it happens, it would reshape the payments landscape and reignite competition in digital finance. Big bets like this show how fast fintech’s strategic plays are...
Nedbank absolutely crushing it lately. It was at bargain levels at around the R200 level at a P/E ratio of around 5 and an even lower forward P/E. And people were selling. 😂 It also came with a dividend yield of...
Germany's deposit token consortium CBMT evolves for pre-production trials - Ledger Insights - blockchain for enterprise https://t.co/IECyCEHhQs
The GENIUS Act rules just dropped 60 days for comments Digging in to this today
Meta is planning stablecoin comeback in the second half of this year: Meta sent out a request for product (RFP) to third-party firms to help administer stablecoin-based #payments. Sources via @CoinDesk. #Facebook #stablecoins #Libra #Diem https://t.co/T5nqMM3ze2
Anthropic is taking its magic tricks to financial services.... Claude Cowork for banking. - Plugins tailored for investment banking, private equity, equity research, and wealth management. - Integrations with financial data providers like FactSet, MSCI, S&P Global, and LSEG. https://t.co/pRISD6broy
Credit Card Delinquencies, Balances, Burden, Credit Limits, and Collections in Q4 2025. Despite the wailing about tapped-out, struggling and cracking consumers, the credit card delinquency rate dropped to multi-year low https://t.co/gJZVHiZnW4 https://t.co/tWcbzsEi0k
About 3 years ago @aleximm said to me, he believes long term fintech companies would apply for charters. At the height of ZIRP, I disagreed. It seemed all downside. Now the world is upside down. Every tech company wants a charter. How times have...
Big banks retreated from mortgages after the 2008 housing crash—now this Fed governor wants them back After a decade+ of "migration" toward nonbanks, Federal Reserve Vice Chair Michelle Bowman says it's time to reconsider policy My latest for ResiClub: https://t.co/6IY86V9OTy
Interesting that Bank Policy Institute and Independent Community Bankers of America pushed back to the OCC on trust charter apps from @coinbase @Ripple @circle -- but *NOT* from World Liberty Financial 🤔
The future of banking: - Full transparency - Instant settlements - No fees - Incentives for early adopters But most importantly: A financial system that works for robots
Autonomous intelligence can drive speed and scale. What defines great financial institutions is how they balance innovation with responsibility. https://t.co/Ashs1ZyYcy
Mark Zuckerberg's Meta Is Planning Stablecoin Comeback in the Second Half of This Year Stripe CEO Patrick Collison joined Meta board April 2025. Bridge (Stripe) got conditional OCC charter Feb 2026. All pieces aligning for 3B+ user stablecoin integration https://t.co/aSVtygrobm https://t.co/BUcPHl2zTM
The more reporting you put on banks, the more difficult it is to compete w/ digital assets. We report suspicious criminal activity & should be getting BSA relief not further requirements. The lift for small banks is extraordinary & we...
Standing room only to see @Puntored_CO, @sumsub, @AWSstartups, and @IMEFOficial kick off Day 3 of @mxfintechweek at the @twifintech House 🔥🔥 https://t.co/BDCOjLBL07
Mortgage demand to buy houses just plummeted to its lowest level in 10 months. The MBA mortgage purchase index is now at 150. 57% crash from pandemic peak. 40% drop from 2018-2019 levels. It's the biggest homebuyer strike ever. https://t.co/FVB0HYY4bc
The nation's top mortgage lender (UWM) funded $163.4B in home loans during 2025. That was up ~17% from $139.4B in 2024. Interestingly, it was led by refis, which surged to $70.3B from $43.4B, while home purchase lending actually fell slightly YoY.
The last time they increased the compulsory VAT registration was circa 2009. Fun Fact: R1 million Rand in 2009 ( the last time they adjusted VAT registration ) is roughly equivalent to R2.2-R2.3 million. Inflation adjusted it’s now about the...
Fintech as a Service Market Forecasted to Reach USD 1.82 Trillion by 2035 Driven by Rising Demand for Embedded Finance, Digital Banking, and Scalable Cloud-Based Solutions https://t.co/i6QoyzAi7r https://t.co/HwNAWxpkN8
Cyber resilience goes beyond stopping attacks. It’s keeping the organization running when systems fail, and data is uncertain. Prevention helps, but resilience ensures the business keeps moving. https://t.co/iRvh9PxW7z
This week in (publicly-listed) fintechs: @PayPal gets takeover interest from @Stripe @RobinhoodApp launches private markets @Remitly beats expectations @Klarna delivers better GMV but margins fall https://t.co/bEeEnaTZ3V
[New Episode] @Bland's CEO on How Voice AI is Changing Banking. Interview with @zaygranet of @usebland. Watch the latest episode now: https://t.co/XXRymkLwFx https://t.co/44oPGvHNn8
Two leading economists spent years studying how ordinary people interact with the financial system. Their conclusion: most consumers don't understand what they're buying.. and the industry profits from that confusion. My latest for @IFAdotcom 👉 https://t.co/wJzz7eYwJx @PrincetonUPress #Investing #FinancialLiteracy #FinancialRegulation
Christine Lagarde is expected to leave the ECB before her term ends, paving the way for Klaas Knot to succeed her as president, according to a Bloomberg survey of economists https://t.co/rjUbI1zZMG via @jrandow https://t.co/aOgFWMclPG
Bank of America show the biggest positive allocation to #euro assets on record in an impressive global rebalancing. A net 22% say they hold a lower-than-benchmark allocation to US, from just 6% at end of 2025. The backlash appears to...
Stablecoins are quietly embedding themselves across merchants, PSPs, acquirers, and fintechs, I shared how in January's edition of MPE Magazine: https://t.co/2i4ZQzcko7 @mpecosystem https://t.co/L0WnRe9iGB
An AI-generated doomsday scenario was enough to rattle real markets. Shares in Uber, Mastercard and American Express dipped, not because of fundamentals, but because narrative spread faster than verification. When synthetic analysis triggers real capital flows, we’re in a feedback loop with...
Public Bank. Highest Annual Net Profit •4Q Net Profit RM1.88b, up 2% •Total 2025 RM7.22bn, highest ever. •ROE ~12%, upper league among banks •Div 12 sen, 2025 total 22.5 sen (2024: 21 sen). Record high div payout ~60%. Annual div yield around...
Yicai: "Chinese yuan deposits saw strong year-on-year growth in January, but the pattern of slower household deposit growth alongside faster non-bank deposit growth persisted. Industry insiders said this does not mean that money is leaving the banking system, nor does...
I trust this would apply equally to crypto and stablecoin exchanges and wallets, right? https://t.co/WxYHETT3uw
Payoneer is applied for an OCC National Trust Charter Head of Stablecoins Rob Morgan gave @TokenizedPod an exclusive interview: https://t.co/X8PzdyA5AB
Stripe’s annual letter is out: https://t.co/N0TpoPbs6T The biggest highlight is relatively consistent every year: the Internet economy is growing faster than the rest of the economy. This has compounded for enough years that it is essentially _the_ growth engine in places.
"The SEC innovation exemption may not translate into higher prices in the short term. But it gives investors CONFIDENCE. It says the industry is here for the long-term." https://t.co/FZZs6V5xGq
"What's interesting about the Terra-Jane Street lawsuit: How much duty do market makers have to the platforms they work with to keep information confidential?" https://t.co/FZZs6V5xGq
Bed Bath & Beyond plans to offer mortgages, HELOCs, renovation loans, and title services. They are also partnering with Figure Technologies to deliver digital home equity products to consumers. The move apparently advances its objective of becoming the "Everything Home Company."
"By making tokenized assets a native part of the chain, devs will make it native part of the applications on the Robinhood Chain" https://t.co/JXKHxOQebE
"We are making it easy for people to get access to tokenized stocks, so people can build with it." https://t.co/FZZs6V5xGq
"From a legal perspective is very helpful to have a testnet, so we can understand what the risks are and what we need to mitigate. " Robinhood Crypto's Deputy General Counsel Coy Garrison https://t.co/JXKHxOQebE
UP NEXT, DEX in the City @kkirkbos and Jessi Brooks sit down with Coy Garrison and Seong Seog Lee to unpack Robinhood’s crypto approach, followed by Terra litigation and the SEC’s innovation exemption. 🔍 Come join us! https://t.co/JXKHxOQebE
🤯 WOW Meta just sent stablecoin RFPs to crypto infrastructure firms. Are 3 billion users are about to get stablecoin wallets? https://t.co/VVOC3pQp06
Actual LOCKED mortgage rates hit the lowest point since August 2022, per Optimal Blue real-time data. The 30-year fixed fell to 5.945% yesterday for a conforming loan backed by Fannie/Freddie. FHA was 5.859% and VA an even lower 5.608%. Decent.
The SEC doesn't know how to regulate a company with no CEO The IRS doesn't know how to tax an entity with no address Banks don't know how to serve a business with no humans But crypto doesn't care Zero human companies will emerge...
Really enjoyed this conversation on robot money, zero human companies, and what will happen to Fintech in the AI era
AI robots could outnumber human workers within a few decades, according to a former Citi executive. Humanoids are already on the market with a payback period of under 10 weeks compared to human labor. McKinsey expects its own workforce to reach parity...
