Banking Social Media and Updates
Banking Social Media and Updates
Banking Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
MrBeast bought a teen banking app with 7M users. His goal: teach Gen Z how to build credit, save, and invest. He says nobody taught him money skills—so he's building the tools he never had. This isn't about YouTube views. It's about owning the future of Gen Z fintech. Smart move or risky bet?
🇰🇭#Cambodia's payment infrastructure: Outsourced to overseas vendors, platforms and foreign-owned banks. How to maintain the country's sovereignity?
"Under the Gensler era, there's no way BlackRock or Apollo would have come into the space. Even in the absence of the Clarity Act." -- @perkinscr97 https://t.co/mCyinRw3Uv
Resilience today means being future ready. Can your infrastructure pivot as rates change, markets shift, or new competitors emerge? https://t.co/jCrVklXEuZ
As AI Agents Take on Tasks in the Real World, New Risks Emerge By 2026, human website visits drop 20% while machine-initiated traffic surges 40%. Zero-click economy emerging where personal AI negotiates on your behalf. Banks must authenticate agents, not just...
The real fear is not replacement. It’s ownership of knowledge. AI systems are capturing workflows, decisions and expertise that once lived inside employees’ heads. The strategic question is no longer who loses a job, but who controls the institutional intelligence being built....
The "Invisible Wallet" Era Para @get_para launches API to make blockchain wallets "invisible" for fintechs. Translation: Users will move value on-chain without ever knowing they're "using crypto rails" Mass adoption actually happens through abstraction. A stablecoin story for now.🔗 https://t.co/Z04QtauE1A
For community banks to have a fighting chance, we must have regulator support of innovation. Even the smallest steps of progress are scrutinized as “novel”. VC Bowman’s efforts should help, but adoption of her new norm must be faster than...
🚨 INSIGHT White House crypto advisor Patrick Witt told Yahoo Finance that banks are fully allowed to offer yield-bearing stablecoin products just like crypto platforms, and that they shouldn’t treat them as a competitive threat. https://t.co/PWY4gUKlv0
AI in Banking Special: From Pilots to Profits – 96% Adoption, 89% See Revenue/Cost Wins Topics: ↳ AI in FinServ Transitions from Pilots to Proven ROI as 89% See Higher Revenue and Lower Costs ↳ GenAI in APAC Banks: 70% of Value...
Strategic Transformation in Southeast Asian #WealthManagement: The Case for Open Architecture – The most successful transformations share common elements: clear strategic positioning, authentic partnerships with #FinTech and #WealthTech platforms, and the courage to fundamentally rethink operating models. Read my latest article on...
AI chatbots are becoming the next digital real estate, and ads are moving in. As usage scales and infrastructure costs rise, monetisation models are shifting from subscriptions alone to advertising layers embedded in conversation. The real question is not whether ads will...
Automation alone is not the answer. Institutions that replace people instead of empowering them will struggle to meet rising customer expectations. https://t.co/3KhyMMpnPe
Goldman Sachs is embedding Anthropic’s Claude into accounting and compliance to automate high volume, rules based back office work. After six months of co building, executives were surprised that AI handled complex financial processes, not just coding tasks. The ambition is clear,...
Local deposits => local loans => local growth. For our 125 years, that formula has built a thriving community. Stablecoin outside of banking destroys local economic growth. The below post makes that clear. Banks aren’t threatened by stablecoin, our local...
Macro: PE flows target Indian NBFCs. RBI cleared Bain's up to 41.7% in Manappuram; ₹43.85bn injected. Risk: regulatory scrutiny. Trading insight: buy Manappuram on pullbacks. — Viktor Kopylov, PhD, CFA More insights: t.me/si14Kopylov
Credit markets could be the next AI casualty. A UBS analyst flags the $3.5T leveraged loan and private credit space as vulnerable, with AI disruption moving faster than expected. Up to $120B in fresh defaults this year would turn the AI boom...
Banks are quietly moving AI beyond chatbots and into the plumbing of money itself. Inside compliance queues and cash dashboards, AI agents are starting to initiate tasks and move funds based on live signals. This is the real inflection point: not smarter...
South African rates are restrictive. The real policy rate is the highest it’s been in 20 years, and they expect growth. They are suffocating the economy with high real rates. However, we can expect more rate cuts throughout the year,...
Branches can become profit engines, not cost centers, if supported by unified data and modern infrastructure. Execution is the difference. We discuss this with Benjamin Conant of @alkamitech and Co founder of @Mantl_tech. Watch the full video now: https://t.co/Jamreeb077 https://t.co/L1lau9ecEU
While there is certainly some hype and exaggeration about what you can with OpenClaw as of today... It's been fun watching some creative use cases. @FelixCraftAI (owner @nateliason) for example, wrote a 21 page operational "how to hire an...
I genuinely don't think we understand the true implications of robot money at scale. Exciting. But also scary.
“Under a new order, the institutions only have to verify the ownership of an entity the first time it opens an account, or if there’s reason to believe that the information is no longer reliable.”
Touchdown for stablecoins in Hong Kong, one of the fastest-growing and most interesting stablecoin markets globally. Thank you to everyone who joined us!
AI is no longer just a tool in banking operations. Success now depends on technical agility and cultural agility working together. https://t.co/YZfpW5Gt6i
#FlashbackFriday | In 2020, I argued that fintechs should stop selling financial services and start selling financial health, this wasn’t a buzzword, but a different way of thinking about the financial sector itself: https://t.co/bL1ZTqv4Uf Yesterday’s future. Progress optional. https://t.co/s7x485LBB3
EU DLT Pilot firms ask for urgent regulatory changes to keep up with US - Ledger Insights - blockchain for enterprise https://t.co/cYWCIYHmZg https://t.co/9rMftFnQUk
"CBDCs... most significant resilience potential lies in user-centric design features, including offline functionality, flexible front-end solutions, and programmability for crisis response" Not my words. The IMF. https://t.co/aauwvtxTG8 https://t.co/O4sEWC2AN2
𝟯𝟴% 𝗼𝗳 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿𝘀 𝗴𝗲𝗻𝗲𝗿𝗮𝘁𝗲 𝟳𝟱% 𝗼𝗳 𝗖𝗮𝗽𝗶𝘁𝗲𝗰’𝘀 𝗿𝗲𝘃𝗲𝗻𝘂𝗲 Capitec’s interim results for the period ending August 2025 show a very clear picture of where the bank’s income is really coming from: 🔸Non-interest income = R13,358 bn 🔸Net interest income = R...
I think $2B is a big number to turn down 😅 Which is what Zerohash reportedly did when Mastercard came knocking Here's the CEO, @e_woodford, explaining the rationale on DEX in the City👇 https://t.co/whjL67HwGV
🇸🇬🌏Singapore's Grab agrees to acquire Stash Financial for initial $425m: Grab will acquire a 50.1% equity stake in @Stash by Q3 2026, with plans to acquire remaining shares from existing shareholders over a three-year period. @TylerPathe, @FinTech_Futures: https://t.co/KqNQdcjgR4 #WealthTech #WealthManagement #ecosystems #SoutheastAsia
The next phase of growth requires unifying systems, consolidating vendors, and finally making AI deliver measurable results. We explore how with Benjamin Conant, Chief Product Officer at @alkamitech and Co-Founder of @Mantl_tech. Watch the full episode: https://t.co/Jamreeb077 https://t.co/pwP81bugEI
It appears Y Combinator-backed Venezuelan crypto app Kontigo received a new license from SUNACRIP. License is signed by Anabel Pereira Fernández, who also holds roles as Venezuela’s economy minister, vice president of the central bank, and on the board of...
“One of the goals of blockchains is that they’re going to be securing hundreds of trillions of dollars over centuries. hash based cryptography is believed to stand the test of time and is the most minimal assumption that you could...
“It’s very good if the industry can all agree on one standard so that things are interoperable, you get many fewer cryptographic disasters or unexpected incompatibilities or security issues.” — @ChrisPeikert, Professor, CSE, University of Michigan https://t.co/bbNeyUmOCj
“With a cryptographically relevant quantum computer, you can take a public key and derive the private key from that.” — Justin Drake (@drakefjustin), Researcher at the Ethereum Foundation https://t.co/fCtfMcBykP
A strong tech stack supported by change-ready leadership is essential for improved performance in today’s banking environment. Access the free report: https://t.co/0wah7wPuXN https://t.co/afm9zdd3tL
Europe’s best bet for financial sovereignty is a true safe asset https://t.co/RSxLjLtB5u "A European safe asset would complete the long-overdue EU financial architecture: a savings and investment union... and a credible euro-denominated stablecoin market." https://t.co/LgAAIH6tb6
Enjoyed having Andrew Hohns as a first-time guest of the show. We talked about how Bitcoin is transforming the real estate industry and why we should see many more Bitcoin-backed mortgage and lending products very soon. TIMESTAMPS; 00:00 Andrew’s Bitcoin journey...
Oracle bets big on agentic AI for retail banking: pre-built agents for credit decisioning, collections, compliance—human-in-the-loop governance at the core. Hundreds more agents planned in 12 months. Oracle launches Agentic AI platform for retail banking https://t.co/Rdq57xCcOd https://t.co/UjiB7TV4tX
🇵🇭#Philippines’ digital banks chase profits as regulator ups the stakes: Both @GoTymeBank and Tonik have said they aim to become net profitable in the next year. @BusinessTimes: https://t.co/XS3dzotYJI #digitalbanking #neobanks https://t.co/DOf9RcD3GG
"Tokenized stocks" now available on MetaMask wallet - Ledger Insights - blockchain for enterprise https://t.co/Kk1B08C7Kl https://t.co/j5lNSMIdLf
It’s time for a more efficient payments system, but access to it has to ensure that bad actors like terrorists, traffickers, money launderers, and other criminals are kept out.
How might the Fed/Treasury do that? One possibility is to cut short rates to steepen the yield curve, and deregulate the banks into buying the long end so that the Fed’s balance sheet can be “privatized.” If those QE assets...
The Reverse Expansion: East Acquires West 🔄 Singapore's Grab is buying U.S. fintech Stash for $425M — not for the users, but for the AI Money Coach: an SEC-regulated, auditable AI wealth advisor with $5B+ AUM. Super-apps are now importing American regulatory...
Post-Trump assault on Greenland, the EU parliament delivers a big win for the digital euro as it wins 420-158 backing in EU Parliament straw poll The digital euro couldn't have better timing as the EU looks to the digital euro...
The UAE just launched its first regulated stablecoin. DDSC --> backed 1:1 by UAE Dirham, initiated by IHC ($240B cap) and First Abu Dhabi Bank ($330B assets). That's a great step forward and that's why this chart has continuously been doing well....
Ripple Granted Full EU Electronic Money License in Luxembourg - Fintech Schweiz Digital Finance News - FintechNewsCH https://t.co/qV8sL92Tof https://t.co/Cczo1Sx4QO
The state accessed funds held in the Gold and Foreign Exchange Contingency Reserve Account (GFECRA). When Treasury spent the funds, liquidity surged through the banking system, forcing the SARB to manage (“sterilize”) the excess cash, so short-term rates didn’t fall below...
Noelle is _always_ worth reading, but today is especially good Stablecoins and the new Gresham’s Law https://t.co/OPJ4BdgNVj "So, the US ended up with a system of good money, bad payments." https://t.co/B0xMfEdzHl
