Craig Boardman: How Is Private Credit Rewriting the Rules of Loan Servicing Infrastructure?
Craig Boardman, a director at Finastra, explains how private‑credit firms have reshaped loan‑servicing infrastructure since the 2008 crisis. He outlines his role helping clients eliminate operational headaches, mitigate risk, and deliver precise investor reporting, while positioning Finastra’s Loan IQ as the industry benchmark for handling diverse credit products. The video highlights that banks retreated from high‑leverage, bespoke financing after 2008, creating a vacuum that private‑credit funds stepped into. These deals often feature payment‑in‑kind terms and other non‑standard clauses, demanding software that can track varied debt instruments. Loan IQ’s long‑standing, flexible architecture—built over three decades—enables it to manage syndicated, private‑credit, asset‑based, and real‑estate loans with equal ease. Boardman stresses that Loan IQ remains the most widely used platform for complex loan servicing, noting its ability to adapt to evolving market needs. He cites the system’s capacity to handle “highly bespoke loans” as a key differentiator, and points to Finastra’s 30‑year track record as proof of reliability and industry leadership. For lenders and investors, adopting a versatile platform like Loan IQ reduces operational risk, improves reporting accuracy, and supports the growing private‑credit market. As bespoke financing becomes more prevalent, firms that invest in adaptable servicing technology will gain a competitive edge and better meet regulatory and stakeholder expectations.
Spring EQ’s CEO Explains Why Home Equity, DSCR and Bank Statement Lending Are Shaping the Market’s N
Spring EQ CEO Joe Stea discussed how rising home prices, stagnant incomes and higher mortgage rates are reshaping the U.S. housing market, and why untapped home‑equity is becoming a central financing source. He noted that home values have climbed roughly 50%...
How Commercial Banking Client Demands Are Changing in 2026
Commercial banking in Europe is shifting from slow, legacy-driven operations to client-led modernization as corporate customers reallocate payment flows to providers offering faster rails, transparency and integration with ERPs. Visa and Finextra research shows about 95% of banks report payment-speed...
DBS Will Continue to Hire Graduates: CEO Tan Su Shan on AI
DBS CEO Tan Su Shan said the bank is embracing AI to automate mundane tasks and create capacity for growth while deliberately preserving and reskilling staff. DBS has rolled out an internal DBS GPT used by about 70% of employees...
Cloud Providers Are Investing in Financial Services | Volante
The video outlines how cloud providers are increasingly targeting the financial‑services sector, with banks shifting payments infrastructure to a cloud‑based, OPEX model. Nadish highlights the convergence of ISO 20022, open‑banking directives (PSD2/3) and mandated real‑time payments across regions such as the UK,...
AM Best’s Modica: Warsh’s Fed Leadership Could Be Shift Toward Leaner Central Bank Intervention
The interview with AM Best economist Anne Modica focuses on the possible appointment of former Fed governor Kevin Worsh as chair, a transition that would end a decade of Jerome Powell’s steady‑hand leadership. Modica outlines Worsh’s core belief that quantitative easing belongs...
The One About the Savings and Investments Union Featuring Former Italian Prime Minister Enrico Letta
Former Italian prime minister Enrico Letta, author of a landmark report, argues that Europe’s fragmented financial markets—27 national systems sharing one currency—leave roughly €10 trillion of household savings stuck in low-yield deposits instead of financing European tech, defense, green transition...
PayTech Can Drive Accessibility and Sustainability | G+D
Giesecke+Devrient (G+D) used its Money20/20 presence to showcase integrated paytech that blends digital and physical issuance, emphasizing a balance of convenience and security through authentication tools like 3DS and partnerships with digital specialist Netheights. The company highlighted fraud mitigation across...
Delivering Customer-Centric Banking With First Principle Thinking | Intellect Design Arena
Arun Jain, founder and chairman of Intellect Design Arena, outlines how design thinking and first-principles analysis inform the company’s EMAC.AI platform to simplify banking and focus on customer needs. EMAC.AI—built around Events, Microservices, APIs, Cloud, Headless interfaces and embedded AI—lets...
A Basel III Deep Dive | What to Know About How It Will Transform Banking Globally
The video provides a deep dive into Basel III, the post‑crisis international framework that reshapes banks’ capital buffers. It traces the evolution from Basel I through the flawed Basel II models to the comprehensive Basel III package, whose final risk‑weight calibrations were agreed in...
The Western Balkans’ Entry Into SEPA and Their European Market Future
The Atlantic Council roundtable examined the Western Balkans’ recent accession to the Single Euro Payments Area (SEPA) and its implications for the region’s integration into the European market. Montenegro, Albania, North Macedonia and Serbia have now joined the euro‑zone payments...
Powell Steps Down as Chair of the Federal Reserve
Jerome Powell officially stepped down as chair of the Federal Reserve, ending a tenure that spanned nearly a decade. His departure paves the way for former governor Kevin Warsh to assume the top job, a transition the market is watching...
Second Home Loan vs Investment Property Loan 
The video explains how lenders treat a second‑home purchase differently from an investment property, affecting down‑payment requirements, interest rates, and overall loan cost. Misclassification can turn a personal getaway into a far more expensive investment loan. Key data points include a...
We Asked a Financial Plumbing Expert Why 2008 Comparisons Are Wrong – And Where the Real Risk Lies
The video features Mark Rubenstein explaining why current private‑credit concerns differ from the 2008 crisis and pinpointing where genuine risk resides. He notes that redemption gates limit runs, yet an influx of mass‑affluent investors—often placed by advisors—creates liquidity pressure. The Blue...
Risk Control Regulation: How European Issuers Are Approaching Digital Assets
The discussion at NextGen Nordics 2026 centered on how European issuers are preparing for the digital euro and related digital‑asset offerings. Rather than treating the digital euro as a separate payment rail, issuers see it as part of a broader...
India’s Priority Sector Lending
The video examines India’s long‑standing priority sector lending (PSL) mandate, which legally requires banks to allocate roughly 40 % of their credit to farmers, micro‑enterprises and other marginalized groups. The policy was introduced to correct a credit market that systematically excludes...
How Jerome Powell Reshaped The Federal Reserve
The video examines Jerome Powell’s tenure as Federal Reserve chair, arguing that his imprint on the central bank will be judged by two contrasting narratives – soaring inflation and a swift, decisive pandemic response – and by his willingness to...
How SEPA Will Be the Backbone of Modern European Payments Sovereignty
The interview at Diebold Nixdorf Intersect 2026 focused on SEPA’s evolution as the foundational layer for European payment sovereignty, with Regis Folbaum of STET emphasizing its long‑standing role and future relevance. Folbaum highlighted that SEPA already aligns European payments, citing the rapid adoption of...
Inside CRE Lending Today: Spreads, Structures & the H2 Outlook | Matt Pizzolato, CBRE
The episode examines today’s commercial‑real‑estate (CRE) debt market, highlighting shifting lender dynamics, tightening spreads and new financing structures as the industry looks toward the second half of the year. Matt Pizzolato explains that banks, after a period of retreat, have...
What Is Stress Testing? - Explained by the Reserve Bank of New Zealand
The Reserve Bank of New Zealand (RBNZ) uses stress testing to evaluate how the country’s banks and insurers would fare under extreme “what‑if” scenarios. The bank runs models that simulate economic downturns, geopolitical conflicts, severe weather events and sudden spikes in...
U.S.-UAE Swap Line to Test Fed Independence
The video examines the United Arab Emirates’ request for a permanent U.S. dollar swap line, a proposal surfacing as the Iran‑Israel conflict rattles markets. Swap lines are a unique Federal Reserve tool that can supply virtually unlimited dollars to foreign...
Why Fraudsters Are Harder to Detect Than Ever | Lloyds
Lloyds fraud investigator Louise used the forum to highlight how fraud detection is becoming increasingly complex and to request updates to the bank’s investigative tools. She emphasized the need for real‑time insights from other sectors as fraudsters adapt their tactics. She...
How Early Digital Payments Adoption in the Nordics Influenced Its Growth
Mastercard’s Northern Europe president said the Nordics have been at the forefront of digital payments for over a decade, hosting many fintech innovators and recent Mastercard acquisitions. He argued that tokenisation is the backbone of a frictionless, secure payments future,...
Could AI Finally Unlock Bank Data? | Fintech Insider Podcast
The Fintech Insider podcast explored whether artificial intelligence can finally unlock the massive troves of first‑party data sitting in banks’ legacy systems. Hosts argued that while open‑banking initiatives promise external data access, the real goldmine lies within banks’ own customer...
How Greenfield Innovation Is Powering Paragon’s Digital Future
Paragon, a FTSE 250 specialist lender, has teamed with Mambu since 2020 to modernize its core banking, initially powering its development‑finance and savings offerings. The partnership proved its reliability, allowing Paragon to scale its savings portfolio and later identify a market...
How Dated Wealth Systems Are Frustrating Advisors and Customers Alike
At the Communify Intelligence event, FTD Capital founding partner Richard Garmin warned that most wealth-management technology remains legacy beneath superficially modern front-ends. Firms have invested in cosmetic upgrades, but trapped data and hard-coded front-to-back workflows make dynamic change difficult, limiting...
Do You Trust Your Bank?
The Chicago Booth Review podcast explores Remy Tomy’s research on how trust in the financial system erodes after regulatory enforcement actions and large penalties. The study examines U.S. banks facing enforcement actions and Indian banks hit by unprecedented fines,...
Wall Street Just Bet $114 Trillion On The Wrong System
The video focuses on the DTCC’s announcement that it will replace the backbone of U.S. securities custody—over $114 trillion in assets—by October 2026, while a separate, open‑source payment rail is already moving real dollars across borders via Bitcoin. Key insights include the DTCC’s...
How Banks Hunt Repeat Fraudsters | Santander
In a recent consortium briefing, Lucas, a fraud investigator at Santander, outlined the bank’s use of its proprietary “smart numbers” platform to identify and block repeat fraudsters. He emphasized the need for stronger links among consortium members to exchange actionable...
What Is Demand-Driven Material Requirements Planning and How Does It Help Cash?
At the Diebold Nixdorf Intersect 2026 event, Capitec executives Danie Van Den Berg and Shalima Adam explained how the bank is applying demand‑driven material requirements planning (DDMRP) to its cash supply chain. By replacing static forecasts with dynamic buffers that factor demand variability,...
Why European Banks Are Retreating (and Private Credit Is Stepping In)
The episode examines why European banks are pulling back from lending and how private‑credit funds, especially real‑estate focused managers like Zenzit Capital, are filling the gap. Host Max Wy interviews co‑founder and CIO Thomas Lloyd Jones, who explains the structure of...
Frictionless Checkouts: How Much Invisibility Is Too Much?
The discussion centered on the rise of frictionless, "invisible" checkout experiences and the challenge of balancing convenience with security. Rachel Whelan of Deutsche Bank explained that the goal isn’t to eliminate friction entirely, but to place it intelligently within the...
Karishma Jaycee & Derek Sprawling: Why Digital Experience Is the New Battleground for Savings
The video examines the UK savings market, where banks are battling on two fronts: offering competitive interest rates and delivering a frictionless digital experience. It argues that while rates attract attention, the decisive factor for winning customers is an intuitive,...
India's Credit Relief Scheme Is Timely, but More Support May Be Needed: Federation of Indian MSMEs
The Federation of Indian MSMEs warned that the ongoing Middle East conflict has rippled through India’s small‑business ecosystem, prompting the government to roll out an emergency credit‑line guarantee (ECLG) scheme. Export‑oriented firms first felt the shock as shipments to the UAE,...
Rodrigo Coelho: Why Is Data Verifiability the Next Big Hurdle for APAC’s Stablecoin Push?
The video highlights a surge in stable‑coin adoption across APAC, with banks in Japan, Korea, Singapore and Thailand moving to integrate these digital assets into core operations. Regulators are rolling out new licensing frameworks, prompting a rapid push for tokenization and...
Three Rules Lenders Use to Qualify a Loan for a Second House 
The video explains the three core criteria lenders use to determine whether a mortgage qualifies as a second‑home loan rather than an investment loan. First, the property must be a fully finished, year‑round residence – raw land or a primitive cabin...
What’s the Most Valuable Connection You’ve Made in Fintech?
The video explores which relationships fintech professionals deem most valuable, highlighting connections with innovators, large banks, partners, and customers. The speaker emphasizes that meeting fintech innovators—often dubbed “fintexs”—delivers fresh ideas and insight into where the industry is heading. Key insights include...
Can Your Grocery Shopping Predict Your Credit Score? | This Is Kellogg
The Kellogg webinar features Professor Eric Anderson discussing how alternative data—specifically grocery loyalty information—can be used to build credit scores for people who lack traditional banking histories. Anderson frames the issue as a global credit‑access problem affecting over a...
Who Is Leading Open Banking in the UK? - Open Banking Expo
The Open Banking Expo panel tackled the elusive question of who truly leads the UK’s Open Banking ecosystem. Participants highlighted a sprawling landscape where fintech innovators, data aggregators, and traditional banks each play pivotal roles. Key insights revealed that aggregators such...
China Asks Banks to Pause New Loans to US-Sanctioned Refiners
Chinese regulators have instructed major banks to pause issuing new loans to refiners that are subject to United States sanctions, reversing an earlier Ministry of Commerce directive that urged firms to ignore those sanctions. Analysts see two possible explanations: a coordination...
Tink's Tasha Chouhan on Why Traditional Lending Models Don't Work - FF News
In a recent FF News interview, Tasha Chouhan, UK and Ireland Banking and Lending Director at Tink, explained how the Visa acquisition positions the European open‑banking platform to scale its data‑driven financial services globally. She highlighted that traditional, manual lending...
GPS's Betsy Samuel on the Vastness of the Payments Space and What It Means to Be a Good Partner
In a recent interview, Betsy Samuel, chief marketing officer of Global Processing Services (GPS), outlines the company’s view of the payments landscape and its strategic focus on open banking. Samuel emphasizes that open banking is the most transformative milestone she’s witnessed...
RBA Bulletin – ‘Cash Use in Australia: What the 2025 Consumer Payments Survey Tells Us’
The Reserve Bank of Australia’s latest bulletin analyses the 2025 Consumer Payments Survey, revealing how Australians continue to use cash and why the central bank is tracking the trend. Cash usage has stabilised since 2022, with roughly half of adults paying...
Balancing Merchant and Customer Risk: Managing Fraud in POS Payments
At the Diebold Nixdorf Intersect 2026 conference in Cannes, Finextra TV host Alex Lipitch interviewed Bankart CEO Samo Kumar about the rapid rise of point‑of‑sale (POS) financing and its fraud implications. Kumar argued that phone‑first payments have already leap‑frogged traditional card use in...
Is Open Banking Finally Going Mainstream? - Open Banking Expo
The video from Open Banking Expo uses a light‑hearted dialogue to illustrate whether open banking has become mainstream. Participants debate if grandparents and older relatives actually use the technology, exposing a common perception that the service is universally adopted. The exchange...
EQ Bank Gets Government Approval for PC Financial Acquisition
EQ Bank announced that Canada’s federal government has given the final regulatory green light to its $800 million purchase of PC Financial from Loblaws. The approval follows clearance from the competition watchdog and sets the stage for a summer closing, which...
Fire: The Future of Payments Is Bespoke, Embedded, and Instant
The video outlines Fire’s strategy to reshape payments by offering bespoke, API‑first platforms that let businesses embed financial transactions directly into their own products. Fire emphasizes understanding each client’s flow—from a single account to tens of thousands—so it can deliver tailored...
Taylor Stork: From Conference Stages to Capitol Hill, Turning Talking Points Into Action
The interview with Taylor Stork, president of Community Home Lenders of America (CHLA), centers on recent regulatory shifts affecting credit scoring and borrower protection. Stork explains the Federal Housing Finance Agency and HUD’s announcement to adopt VantageScore 4.0 and preview...
Why Visa Picked Nine Chains — Public vs Private Rails Explained
Visa announced it will route stable‑coin transactions through nine blockchain networks, splitting roughly two‑thirds public, one‑third private. The public set includes Ethereum, Solana, Polygon, Avalanche, Stellar and Canton, while the private tier comprises Tempo, Arc (USDC‑linked) and Base (Coinbase). Visa highlighted...
Inside the CFPB: An Open Data Demo for Journalists
The session titled “Inside the CFPB: An Open Data Demo for Journalists” featured Erie Mayer, the bureau’s first chief technologist, and ProPublica data reporter Joel Jacobs. They walked journalists through the Consumer Financial Protection Bureau’s (CFPB) publicly available datasets, emphasizing...