News•Jan 23, 2026
Remittances ‘More Important than Aid’ as Africa Turns to Stablecoins
Stablecoins are rapidly becoming the preferred vehicle for remittances across Africa, offering fees far lower than traditional money‑transfer services and settlement times measured in minutes. Former UN under‑secretary‑general Vera Songwe highlighted that 650 million unbanked Africans can now use smartphones to store value in inflation‑resistant currencies. Adoption is strongest in Egypt, Nigeria, Ethiopia and South Africa, where small‑ and medium‑size enterprises drive usage. Meanwhile, governments such as Ghana, Nigeria and South Africa are crafting divergent regulatory frameworks to balance innovation with financial‑stability concerns.
By Cointelegraph
News•Jan 23, 2026
Exposing a Dirty Secret: What Uses More Power, Bitcoin, Streaming, AI, or Social Media?
Bitcoin mining consumed roughly 171 TWh in 2025, about 16% of total data‑center electricity use. AI‑focused data centers are projected to account for 40% of a 1,000 TWh global data‑center footprint in 2026, dwarfing Bitcoin’s share. Traditional workloads—including cloud, streaming and social...
By CryptoSlate
News•Jan 23, 2026
Skhtu: Continued ETF Outflows May Intensify Short-Term Bitcoin Volatility Risk
U.S. spot Bitcoin ETFs have shifted from strong inflows to net outflows of about $1.58 billion over three consecutive trading days, reversing the early‑January surge that helped lift Bitcoin prices. The outflow trend is being read as a leading signal of...
By TechBullion
News•Jan 23, 2026
DeFi Protocol MakinaFi Exploit Analyzed by Blockchain Security Firm CertiK
Blockchain security firm CertiK dissected a sophisticated exploit on the MakinaFi DeFi protocol that drained approximately 1,299 ETH, valued at $4.13 million. The attacker leveraged massive flash loans to manipulate Curve pool valuations, inflating the protocol’s share price and extracting USDC from...
By Crowdfund Insider
News•Jan 23, 2026
Tokenized Gold Capitalization Tops $4 Billion as Spot Approaches $5,000
Tokenized gold surpassed $4 billion in market value as spot gold neared $5,000 per ounce, marking a new high for on‑chain commodities. Tether Gold (XAUT) and Paxos Gold (PAXG) dominate the space, together holding about 86% of the market with $2.5 billion...
By The Defiant
News•Jan 23, 2026
US Senate CLARITY Act Stalls Over Stablecoin Yield Restrictions
The U.S. Senate Banking Committee postponed the markup of the Digital Asset Market Clarity Act after key industry figures, including Coinbase CEO Brian Armstrong, withdrew support. Central to the dispute is a proposed GENIUS amendment that would bar exchanges from...
By The Fintech Times
News•Jan 23, 2026
US Crypto Policy Pause Fuels Fresh Debate over DeFi and Governance: Finance Redefined
U.S. lawmakers postponed the markup of the Digital Asset Market Clarity Act, extending uncertainty around how cryptocurrencies and DeFi platforms will be regulated. The delay follows vocal opposition from industry leaders, including Coinbase’s CEO and venture firms warning that the...
By Cointelegraph
News•Jan 23, 2026
U.K. FCA Moves Closer to Crypto Regulation with Final Consumer Duty Consultation
The UK Financial Conduct Authority has issued its final consultation on how the Consumer Duty will apply to crypto‑asset firms, inviting feedback by March 12. It plans to open a permission gateway for crypto‑asset services in September 2026 and requires full authorization...
By CoinDesk
News•Jan 23, 2026
LG CNS Demos Deposit Tokens for AI Agentic Payments in Central Bank Trials
LG CNS demonstrated an AI agentic payment system that uses deposit tokens, as part of the Bank of Korea’s Project Han River wholesale CBDC trials. The demo featured virtual personas acting as content creators and buyers, autonomously negotiating and settling...
By Ledger Insights
News•Jan 23, 2026
Binance Plans to Bring Back Tokenized Stock Trading After 2021 Retreat
Binance is revisiting tokenized stock trading after shutting down its 2021 service under regulatory pressure. The exchange plans to offer blockchain‑based fractional shares that track real‑time prices, leveraging recent launches of regulated stablecoin‑settled contracts. Competitors such as OKX, NYSE, Nasdaq...
By CoinDesk
News•Jan 23, 2026
Binance’s Changpeng Zhao Says Bitcoin Will ‘Break’ the Four-Year Cycle This Year
Binance co‑founder Changpeng Zhao told CNBC he expects Bitcoin to break its traditional four‑year cycle this year, driven by increasingly crypto‑friendly policies in the United States and abroad. He forecast a "supercycle" that could push BTC to new all‑time highs,...
By CoinDesk
News•Jan 23, 2026
TRM Labs Examines Rise of Crypto ETPs and Institutional Adoption of Digital Assets
TRM Labs highlights crypto exchange‑traded products (ETPs) as a fast‑growing bridge between traditional markets and digital assets. The SEC’s approval of spot Bitcoin ETPs in early 2024, followed by Ethereum versions in 2025, unlocked regulatory confidence and real‑time pricing for...
By Crowdfund Insider
News•Jan 23, 2026
French Authorities Investigate Data Breach of Crypto Tax Platform
French prosecutors and the National Cyber Unit have opened a preliminary investigation into a data breach at Waltio, a cryptocurrency tax platform that exposed personal information of roughly 50,000 users, most of them in France. The hacker group Shiny Hunters...
By Cointelegraph
News•Jan 23, 2026
UK’s Role in Combating Cryptocurrency-Driven Fraud Becoming Increasingly Important : Analysis
The UK is emerging as a global leader in combating cryptocurrency‑enabled fraud, with Chainalysis reporting $14 billion in worldwide losses in 2025 and UK fraud accounting for over 40 % of reported crimes. Crypto‑related investment scams surged to more than 17,000 incidents...
By Crowdfund Insider
News•Jan 23, 2026
Grayscale Files for ETF Tracking Binance's BNB Token, Following VanEck’s Bid
Grayscale has submitted a Form S‑1 registration to launch a spot exchange‑traded fund tracking Binance’s BNB token, under the ticker GBNB. The fund would list on Nasdaq pending a 19b‑4 filing and SEC approval, and it excludes staking to sidestep...
By CoinDesk
News•Jan 23, 2026
A Hacker’s $23 Million ‘Flex’ Backfires After Sleuth Traces Funds to a Massive U.S. Government Seizure
A self‑styled hacker known as “John” publicly displayed control over roughly $23 million in cryptocurrency during a live “band for band” showdown on X. Blockchain analyst ZachXBT later traced the wallet to a chain of addresses that include funds seized by...
By CoinDesk
News•Jan 23, 2026
Buying Ether and Bitmine Immersion Ahead of Weekend a Good Bet: Standard Chartered
Standard Chartered’s Geoff Kendrick remains bullish on ether despite a 12% weekly decline, citing a surge in network activity after the December Fusaka upgrade. Transaction volumes have reached new all‑time highs, suggesting the upgrade is effectively easing previous bottlenecks. Corporate...
By CoinDesk
News•Jan 23, 2026
UBS Weighing Crypto Trading for Private Banking Clients: Report
UBS is evaluating a crypto trading service for its ultra‑high‑net‑worth private‑banking clients, initially offering Bitcoin and Ether in Switzerland. The bank is vetting technology partners while already running tokenized fund pilots on Ethereum and a permissioned ledger settlement trial. A...
By Cointelegraph
News•Jan 23, 2026
Crypto Bets on War Go Mainstream
In early 2026 a Polymarket wager on Venezuelan leader Nicolás Maduro exploded from $30,000 to over $436,000 after a U.S. raid, highlighting the surge in crypto‑based prediction markets. 2025 marked a turning point for decentralized perpetual contracts as platforms migrated...
By CryptoSlate
News•Jan 23, 2026
Restaking Promises Yield but Delivers only Stacked Risk and No Real Value
Restaking allows validators to pledge already‑staked ETH a second time, promising higher yields by reusing the same collateral across multiple protocols. In practice, each additional layer multiplies slashing risk and concentrates power among a handful of large operators, with $21 billion...
By Cointelegraph
News•Jan 23, 2026
Revolut Drops U.S. Bank Merger Plan to Seek Standalone License: FT
Fintech giant Revolut has scrapped its plan to acquire a U.S. bank, opting instead to seek a de novo banking license from the OCC. The move follows internal assessments that an acquisition would be slower, more complex, and would force the...
By CoinDesk
News•Jan 23, 2026
U.S. Bitcoin ETF Weekly Outflows Largest Since November May Signal BTC Price Bottom
U.S. bitcoin exchange‑traded funds recorded a net outflow of $1.22 billion over the four‑day week ending Thursday, the largest since November 2025. The withdrawals, driven by $479.7 million on Tuesday and $708.7 million on Wednesday, coincided with a 5 % slide in Bitcoin, which...
By CoinDesk
News•Jan 23, 2026
Binance Applies for MiCA License in Greece as EU Deadlines Loom
Binance has filed a Markets in Crypto‑Assets Regulation (MiCA) licence application with Greece’s Hellenic Capital Market Commission as EU compliance deadlines approach. The exchange, the world’s largest crypto‑trading platform, seeks early authorisation to operate across the bloc before the June 30, 2025...
By Cointelegraph
News•Jan 23, 2026
Buterin Calls 2026 the Year to Reclaim Self-Sovereign Computing
Vitalik Buterin announced 2026 as the year to reclaim self‑sovereign computing, swapping his daily tools for open‑source, privacy‑preserving alternatives. He moved from Google Docs to Fileverse, Telegram to Signal, Google Maps to OrganicMaps/OpenStreetMap, and Gmail to ProtonMail, while also experimenting with...
By Cointelegraph
News•Jan 23, 2026
Leadership Meets Innovation: PhilSocial Expands the Crypto for Good Movement Through Landmark Ethiopian Partnership with Former Ethiopian Prime Minister
PhilSocial, a blockchain‑powered social platform, announced a partnership with former Ethiopian Prime Minister Hailemariam Desalegn to launch its Give‑to‑Earn model in Ethiopia. The initiative rewards users for time and engagement, allowing them to fund community‑driven projects through a peer‑to‑peer crypto‑for‑good mechanism....
By TechBullion
News•Jan 23, 2026
How to Read Crypto Markets With Data, Not Narratives
Crypto markets are fragmented, with prices differing across exchanges, chains, and liquidity pools. Traders must look beyond a single price tag and assess where the deepest order books and most stable flow reside. Liquidity depth, spread, order‑flow dynamics, and leverage...
By TechBullion
News•Jan 23, 2026
Qatar Cryptocurrency Guide for Beginners: From Wallets to Payments
The guide offers Qatar’s newcomers a practical roadmap to cryptocurrency, covering fundamentals such as blockchain, wallet selection, and transaction basics. It outlines how hot and cold wallets differ in security and usability, and explains how to acquire digital assets through...
By TechBullion
News•Jan 23, 2026
The Future of Cardano Web3: How Lace Wallet Empowers Crypto Ownership
Lace Wallet, a non‑custodial browser‑based solution built by Input Output Global, is positioned as the flagship wallet for Cardano’s expanding Web3 ecosystem. It enables users to manage ADA, native tokens, NFTs, and DeFi interactions without relying on centralized intermediaries. The...
By TechBullion
News•Jan 23, 2026
ETH, SOL and ADA Slip as Bitcoin Fails to Build Momentum Near $90,000
Bitcoin hovered just below the $90,000 threshold on Friday, despite Asian equities reaching record highs and a softer U.S. dollar. The broader market rally failed to translate into meaningful upside for crypto, leaving the leading coin flat around $89,800. Ether,...
By CoinDesk
News•Jan 23, 2026
Bitcoin and Yen Hold Steady as Japan's Inflation Eases and BOJ Keeps Interest Rates Unchanged
Japan’s December consumer price index slowed to 2.1% YoY, the first dip in four months, while core‑core inflation stayed near 2.9%. The Bank of Japan kept its benchmark rate at 0.75% and raised its 2025‑26 growth and inflation forecasts. Bitcoin...
By CoinDesk
News•Jan 23, 2026
Coinbase Lets Users Borrow up to $1 Million Against Staked Ether without Selling
Coinbase has introduced a borrowing product that lets eligible U.S. users take out up to $1 million in USDC by pledging cbETH, its tokenized staked ether, as collateral. The loan is over‑collateralized, with a required loan‑to‑value ratio below 86 % and variable...
By CoinDesk
News•Jan 23, 2026
Bitcoin Miners Brace for Massive Ice Storm Barreling Towards Southern US
A massive winter storm spanning 1,800 miles from West Texas to the Mid‑Atlantic is set to bring ice, snow, and power outages to over a dozen states. Bitcoin miners, which control roughly 38% of global hashrate in the U.S., are...
By Cointelegraph
News•Jan 23, 2026
The Case for Evoxum: Why Utility Tokens Are Back in Focus for 2026
Crypto markets cycle between hype and fundamentals, bringing utility tokens back into focus as investors seek lasting value. Utility tokens gain relevance when platform activity drives token demand, a pattern that reemerges in mature market phases. Evoxum’s ecosystem centers on...
By TechBullion
News•Jan 23, 2026
South Korea Probes Loss of Seized Bitcoin in Phishing Attack
South Korean prosecutors in Gwangju are investigating the disappearance of a large bitcoin cache seized in a criminal case, which an internal audit attributes to a phishing breach during official custody. The incident underscores the vulnerability of government-held digital assets...
By CoinDesk
News•Jan 23, 2026
Why the Future of Crypto Is Boring—And Why That’s a Good Thing
The crypto market has entered a quiet phase, with price stagnation and fewer headlines. Behind the calm, institutions are integrating blockchain, stablecoins are gaining traction, and regulators are clarifying rules. Builders focus on durable infrastructure rather than hype, shifting the...
By TechBullion
News•Jan 23, 2026
US Prosecutors Abandon OpenSea Insider Trading Case
U.S. prosecutors have agreed to dismiss the insider‑trading case against Nathaniel Chastain, a former OpenSea manager, after a federal appeals court overturned his wire‑fraud and money‑laundering convictions. The Department of Justice entered a deferred‑prosecution agreement requiring Chastain to forfeit 15.98 Ether...
By Cointelegraph
News•Jan 23, 2026
Gold Nears $5,000, Silver Closes on $100 While Bitcoin Remains Listless
Gold surged to about $4,950 an ounce, edging toward the $5,000 psychological barrier, while silver jumped past $99, marking a 30% monthly gain. Bitcoin stayed flat near $90,000, showing little momentum. Prediction‑market contracts on Polymarket assign a 97% probability that...
By CoinDesk
News•Jan 23, 2026
Crypto’s 2025 ‘Whipsaw’ Year Drove Capitulation as Markets Look Toward a 2026 Rebound, Pantera Says
Pantera Capital warns that 2025 was a brutal bear market for non‑bitcoin tokens, with the broader crypto market losing roughly 44% of its value since the late‑2024 peak. The median token plunged about 79%, while a massive $20 billion liquidation event...
By CoinDesk
News•Jan 23, 2026
Ethereum Mainnet Daily Active Addresses Surpass All Layer-2s
Ethereum’s mainnet daily active addresses have surged to roughly 945,000, briefly peaking at 1.3 million, surpassing all major layer‑2 networks. The recent Fusaka upgrade, which slashed gas fees, is credited for the activity boost, though security analysts warn that address‑poisoning attacks...
By Cointelegraph
News•Jan 23, 2026
Flutterwave to Offer Stablecoin Wallets to Merchants in Africa
Flutterwave announced a partnership with blockchain infrastructure firm Turnkey and AI‑powered banking platform Nuvion to embed stable‑coin wallets into its merchant offering across Africa. The solution will initially allow a select group of merchants to receive and send USDC, USDT,...
By Finextra
News•Jan 22, 2026
Coinbase VP Says ‘Fatal Flaws’ in Senate Crypto Bill Forced Sudden Withdrawal of Support
Coinbase’s VP of U.S. Policy Kara Calvert announced that the exchange withdrew its backing for the Senate’s market‑structure crypto bill just hours before a scheduled markup. The decision stemmed from “fatal flaws” in the draft, chiefly a provision that would...
By CoinDesk
News•Jan 22, 2026
Nasdaq Moves to Remove Position Limits on Bitcoin, Ether ETF Options
Nasdaq filed a rule change that removes the 25,000‑contract limit on options tied to spot Bitcoin and Ether ETFs, aligning them with other commodity‑based funds. The SEC waived the usual 30‑day waiting period, allowing the change to take effect immediately...
By Cointelegraph
News•Jan 22, 2026
RIVER Soars 40% After Justin Sun Backs DeFi Project
River, a DeFi protocol, announced an $8 million strategic investment from TRON founder Justin Sun, propelling its RIVER token to an all‑time high of $60.24—a 39% gain in 24 hours. The infusion backs River’s new chain‑abstraction stablecoin, satUSD, which will operate across...
By The Defiant
News•Jan 22, 2026
Bitcoin Struggles to Hold $90,000 Despite Stocks and Gold Rallying
Bitcoin slipped to $88,400 before stabilising around $89,500, failing to break the $90,000 barrier even as U.S. equities and gold posted fresh gains. Ethereum fell 2% to $2,950 despite BitMine Immersion’s $100 million purchase, pushing its treasury holdings above 3.5% of...
By The Defiant
News•Jan 22, 2026
Tennessee City Clears Path for Crypto Mining, Data Centers with New Zoning Rules
Kingsport, Tennessee’s Board of Mayor and Aldermen unanimously approved a first‑reading ordinance to amend city zoning, explicitly permitting cryptocurrency‑mining operations and data centers. The new rules require miners to operate in fully enclosed buildings located at least 500 feet from any...
By Cointelegraph
News•Jan 22, 2026
Optimism Community Begins Vote on OP Token Buybacks
The Optimism community opened a governance vote to allocate half of the Superchain sequencer revenue to monthly OP token buybacks, directly tying the token’s value to network usage. Over the past year the Superchain generated 5,868 ETH in revenue, which would...
By CoinDesk
News•Jan 22, 2026
Base Overtakes Ethereum, BNB Chain in DEX Volumes for the First Time
Base’s decentralized exchange activity surged to approximately $16.5 billion in the past week, overtaking Ethereum’s $13.0 billion and BNB Smart Chain’s $15.6 billion. The spike was driven primarily by Uniswap’s Base deployment, which alone generated $11.3 billion, and Aerodrome’s $2.94 billion. While Solana still leads...
By The Defiant
News•Jan 22, 2026
Bitwise Launches Actively Managed ETF Pairing Bitcoin with Gold
Bitwise Asset Management launched the Bitwise Proficio Currency Debasement ETF (BPRO) on the NYSE, offering an actively managed mix of Bitcoin, precious metals and mining equities. The fund mandates a minimum 25% allocation to gold and carries a 0.96% expense...
By Cointelegraph
News•Jan 22, 2026
5 Phrases That Should Make You Run From Any Investment Offer
Scammers targeting forex and cryptocurrency investors rely on five common phrases to lure victims into fraudulent schemes. The article breaks down each red flag—guaranteed returns, invincible AI algorithms, forced urgency, extra withdrawal fees, and recruitment commissions—explaining why they signal Ponzi...
By TechBullion
News•Jan 22, 2026
Bitcoin (BTC) Price Prediction: BTC to $150,000 in Q1 2026, But Pepeto Could Deliver 100x Returns First
Analysts project Bitcoin could reach $150,000 in the first quarter of 2026 as institutional ETFs pour billions into the market, lifting the cryptocurrency’s valuation to roughly $1.8 trillion. While the upside represents a 67 % gain from current levels, seasoned investors view...
By TechBullion