Dividend Safety In Volatile Times
The CNN Fear & Greed Index has plunged into extreme‑fear territory, highlighting heightened market volatility in 2026. In this climate, dividend‑paying stocks attract income‑focused investors, but only if the payouts are sustainable. The article explains how the dividend payout ratio and free‑cash‑flow (FCF) coverage ratio serve as primary gauges of dividend safety, outlining ideal ranges and warning thresholds. It urges investors to track these metrics over multiple periods to distinguish temporary spikes from structural risks.
Mizuho Lowers Its Price Target on Autolus Therapeutics Plc (AUTL) to $10 From $12
Mizuho Securities lowered its price target for Autolus Therapeutics plc (NASDAQ:AUTL) to $10, down from $12, while keeping an Outperform rating. The adjustment follows Autolus' Q4 earnings, which posted a loss per share of $0.34 versus a $0.43 consensus estimate...
Baird Lowers Its Price Target on Nyxoah SA (NYXH) to $4.62 From $5.87
Nyxoah SA, a neurostimulation developer for obstructive sleep apnea, reported Q4 revenue of €5.64 million (≈ $6.2 million), a five‑fold increase from the prior year, and a loss per share of €0.59 (≈ -$0.65). The company’s first full U.S. commercialization period showed strong surgeon...
Turkey Weighs Raising Energy Prices
Turkey is debating whether to raise electricity and natural‑gas tariffs as global energy costs climb, potentially adding roughly $14 billion to the state budget. Any adjustment requires President Recep Tayyip Erdogan’s sign‑off and could complicate the country’s aggressive disinflation programme. The government...
Turkey Raises Energy Prices
Turkey’s energy regulator announced steep hikes in electricity and natural‑gas tariffs, raising household electricity rates up to 25 % and introducing consumption‑based pricing. Public‑private services see a 17.5 % electricity increase, while industrial users face roughly 6 % rises for both electricity and...
Time Wins: Markets Rise After Every Bear
Stick to long term plans. $spx monthly flows win. 529 plans can pay for college Markets take the stairs up and the elevator down." This chart proves it beyond any doubt. S&P 500. Every bull and bear market since 1949. Bull markets: → Average...
Iran's Conventional Strength Forces Global Trade Reset
I wrote this at the beginning of the war. I don't like to predict things, but it appears that the initial probabilities I'd spoken of have kinda sorta come about. The war will continue, but now there is an attempt...
‘I Feel Overwhelmed’: I’m 56 and Have a $60,000 SEP IRA. Is It Too Late F...
A 56‑year‑old investor with a $60,000 SEP IRA worries about being left without income if her husband’s single‑life pension ends upon his death. The advice emphasizes confirming the pension’s survivor clause, maximizing remaining contribution limits, and diversifying into Roth IRA,...
4 Tax Tips Every Retiree Should Know To Keep More of Their Money
Retirees can lower taxable income by using qualified charitable distributions (QCDs) that allow up to $111,000 of required minimum distributions (RMDs) to be donated directly to charities in 2026. Converting traditional IRAs or 401(k)s to Roth accounts before the RMD...
I Just Deposited $1,000 Into My Brokerage Account. Here's How I Plan to Invest It In April.
Motley Fool columnist Matt DiLallo transferred $1,000 of excess cash into his brokerage account and outlined a four‑part allocation plan for April. He will place $500 in the iShares 0‑3 Month Treasury Bond ETF to earn roughly 3.5% while building a cash...
Lithia & Driveway Price Target Lowered to $320 From $354 at Goldman Sachs
Goldman Sachs analyst Mark Jordan reduced Lithia & Driveway's price target to $320 from $354, keeping a Neutral rating. The adjustment reflects newer industry data indicating softer vehicle volumes in February and March than previously projected. Goldman’s revised forecasts align...
Copper's Resilience Signals Structural Demand, Build Positions Now
The remarkable resilience of copper prices given what we’re seeing across markets cannot be ignored. It’s striking how the metal is evolving from a traditional cyclical gauge of economic activity to one increasingly driven by structural demand and a tightening supply...
Market Near Bottom: Death Cross, Only 27% Above 50‑Day Avg
S&P down 7-8% from the January high. We touched -10% on March 27th and bounced. NASDAQ death cross confirmed. Only 27.6% of stocks above their 50-day average. We're in Scenario A. For now. https://open.substack.com/pub/dralexkoh/p/is-the-market-bottomed-in
7 Valuable Lessons I Learned For Effective Placement Investing | Marc Halpern
Dr. Marc Halpern, founder of Deep Due Diligence Investors, delivered a live talk outlining seven hard‑earned lessons for private‑placement investors. He stresses that risk cannot be eliminated but can be managed through deep due diligence, AI‑enhanced screening, and rigorous sponsor‑deal‑market...
Fewer Investment Decisions, Better Business Quality Focus
Chuck Akre on decision-making "The fewer investment decisions we make, the less exposure we have to making mistakes. Obviously, these decisions that are made must be correct, which is why we spend so much time trying to understand the quality of...
IHD: This Fund Has A Lot Going For It, But The Price Is Above Average
The Voya Emerging Markets High Dividend Equity Fund (IHD) delivers a 9.94% yield, giving investors diversified exposure to dividend‑paying stocks across emerging markets. Its portfolio is heavily weighted toward technology, with large positions in Taiwan Semiconductor and SK Hynix that benefit...
Forget Tilray: This Boring Dividend Beast Is a Much Savvier Play
Altria Group (MO) remains a cash‑generating dividend powerhouse, delivering over 6% yield while posting more than $20 billion in annual revenue. The tobacco giant has diversified into the recreational cannabis market through a roughly $1.8 billion stake in Cronos, now about 41%...
Asset-Light Myth: Investments Now Hit Income, Not Balance Sheet
"I always thought this idea of asset light was a bit of a myth because if you're just laser focused on investment, you're just realizing the investment was not in the balance sheet as it was historically, it's now...
Iran War Accelerates Chinese US Treasure Bill Sell Off
China has accelerated the sale of its U.S. Treasury bill holdings, dropping from $682.6 bn in November 2025 to $633.4 bn—a $50 bn decline in four months and the lowest level since 2008. The sell‑off follows a pattern of larger drawdowns during the...
Gold's January Candle Mirrors Past Peaks, Signaling Strength
$Gold - If you want more evidence that it made a major top in January take a look at the quarterly candle. Same candle as Q1 2008, Q3 2011 and Q3 2020. As you can see it doesn't mean gold...
Canada Seeks to Grow Financial Services in China
1/12 Bloomberg: "Canada pitched expanding its financial services presence in the Chinese market as the northern nation aims to increase exports to its second-largest trading partner in a push to diversify from the US." https://t.co/MifJtmoDWc
I've Changed My Mind on This Beaten-Down Growth Stock. The AI Supercycle Bears Got It Wrong.
Reddit (NYSE: RDDT) has slumped about 50% from its September peak, prompting analysts to reconsider its valuation. The platform logged $2.2 billion in 2025 revenue, up 69% year‑over‑year, and swung to a $530 million profit after a $484 million loss in 2024. Valuation...
China’s Urban Rail Investment Slumps 34% in 2026
1/4 Caixin: "Investment in China’s urban rail networks is set to plunge nearly 34% in 2026, the fifth consecutive year of declining capital expenditure, as local governments struggle with mounting operating losses and tighter project-approval requirements." https://t.co/s0B8GEvatW
Turkey's Gold Reserves Fall to Defend Lira Peg
There's 3 central banks that publish weekly data on FX reserves and gold holdings: India, Thailand and Turkey. Only Turkey has seen a sustained drop in gold holdings (blue) that have been used to lift FX reserves and defend the...
Georgia Cuts Income Tax Rate to 4.99% and Scales Back Property Tax Relief
The Georgia General Assembly approved a reduction of the state income‑tax rate from 5.19% to 4.99% and a scaled‑back property‑tax relief that will be financed by a new one‑cent sales tax. The measures, set to take effect if Gov. Brian...
Live: Oil Prices, Weak Dollar, Central Bank Gold Sales
I'm doing a livestream this morning at 9 am (ET) to talk through: (i) the different oil prices floating around and how they all fit together; (ii) how the Dollar is trading weak, with yesterday's payrolls another example; (iii) central...
Global Markets Eye War, CPI Data, and RBI Caps
Week Ahead: Still mostly about the war. US and China report March CPI. China's PPI may have emerged from deflation. Canada reports March jobs data. RBI is relying on cap controls to support INR, not...
UK, Allies Mull Fresh Iran Sanctions as Hormuz Toll Threatens Oil Supply Chain
Britain and a coalition of allies announced they are drafting new sanctions on Iran after Tehran imposed a $2 million toll on vessels transiting the Strait of Hormuz, while European nations rebuffed President Trump’s request for military support. The move threatens...
Clark Howard to Utah Couple With $450K Equity: Sell Now and Keep Every Dollar Tax-Free
Utah homeowners Allison and her husband hold roughly $450,000 of equity in a $560,000 house with a 2.9% mortgage. Clark Howard advises them to sell, noting that $2,800 monthly rent would only generate a 3‑4% net yield, far below the...
Fermi REIT Shares Tumble 41% After $750 M IPO, Raising AI Power‑Grid Concerns
Fermi REIT’s shares slid 41% in March, erasing much of the $750 million raised in its 2025 IPO. The drop follows a $150 million tenant withdrawal and looming lock‑up expirations, underscoring investor wariness about the REIT’s AI‑focused power‑grid ambitions.
Workday Beats Q3 FY26 Estimates, Lifts Subscription Revenue Guidance to $8.9 B
Workday reported Q3 FY26 earnings that topped analysts' forecasts and raised its full‑year subscription revenue guidance to $8.83 billion, a 14% year‑over‑year increase. The SaaS giant also signaled higher operating margins and robust cash generation, underscoring its AI‑driven growth strategy.
California Lawmakers Pitch State‑Run Construction Insurance to Spur Factory‑Built Housing
A bipartisan group of California lawmakers introduced a package of six bills, including Assembly Bill 2166, that would create a state‑run construction insurance program to guarantee payouts for developers and lenders using factory‑built housing. The move targets the chronic housing...
Labor Department Proposes Rule to Expand 401(k) Access to ETFs and Other Alternative Assets
The U.S. Department of Labor released a proposed rule on March 30, 2026 that would broaden the range of investment options—including ETFs—in employer‑sponsored retirement plans. The rule creates a safe‑harbor framework for fiduciaries and defines “designated investment alternatives” to include...
Nigeria Approves $6 Billion External Borrowing, Sparking Debt‑Sustainability Alarm
Nigeria’s National Assembly cleared a fresh $6 billion external loan, prompting Afrinvest to warn that the move could undo recent improvements in the country’s debt‑to‑GDP ratio. The report flags falling reserves, a weakening naira and looming fertilizer price shocks as additional...
Rishikesh Hotels Turn to Wood and Coal as LPG Shortage Hits Char Dham Season
Hotel and dhaba owners in Rishikesh are scrambling to keep kitchens running by switching to wood and coal after a prolonged LPG shortage. The crisis coincides with the start of the Char Dham pilgrimage, prompting state officials to revise LPG...
European Stock Exchanges Shut for Good Friday, Extending Global Market Holiday
European stock markets joined the New York Stock Exchange and Nasdaq in closing on Good Friday, April 3 2026. The coordinated holiday pause creates a four‑day Easter weekend, thinning liquidity and prompting investors to adjust strategies ahead of the next trading session.
India's FX Reserves Drop $10.3 Bn in One Week as RBI Steps Up Currency Intervention
India's foreign exchange reserves plunged $10.3 bn in the week to March 27, 2026, leaving the total at $688.1 bn. The slide was led by a $6.6 bn fall in foreign currency assets and a $3.7 bn drop in gold, reflecting RBI's market‑stabilisation moves and...
Middle East Conflict Lifts Crude to $111 a Barrel, Snarls Shipping and Spikes Global Inflation Risk
The war in the Middle East has pushed Brent crude to $111 a barrel, forced Indian refiners to divert tankers to China, and left basmati exporters invoking force majeure. The disruption of the Strait of Hormuz and airline routes is...
30‑Year Mortgage Rate Hits 6.46%, Tied to Rising 10‑Year Treasury Yields
Freddie Mac said the benchmark 30‑year fixed mortgage rate jumped to 6.46% from 6.38% last week, its highest level since early September. The rise mirrors a lift in the 10‑year Treasury yield to 4.3%, underscoring tighter credit conditions for homebuyers...
Employers Add 178,000 Jobs in March, Unemployment Falls to 4.3%
Employers added 178,000 jobs in March, eclipsing the 60,000 consensus estimate and pulling the unemployment rate down to 4.3%. Health care, construction and transportation led the gains, while the Fed watches for rate‑cut signals.
ASX 200 Slides 1% to 8,579 as Trump’s Iran Threat Spurs Oil Surge and Risk‑Off Sell‑Off
The S&P/ASX 200 closed down 92.3 points, or 1.06%, at 8,579.5 on Thursday, erasing Wednesday’s gains after President Donald Trump warned of “very hard” strikes on Iran. Brent crude jumped about 5‑6% to $107 a barrel, driving a broad market...
Wells Fargo CEO’s ‘Reasons to Worry’ Warning Flags Economic Risks
Wells Fargo chief Charles Scharf warned the market with the three‑word phrase “Reasons to worry,” despite data showing resilient consumer spending and low unemployment. He cited soaring oil prices, higher gasoline costs and lingering market nervousness as the main threats...
Anonymous App Fizz Hits Saudi App Store #1 in 48 Hours, Proving Rapid Traction in a Censored Market
Fizz, the anonymous social networking app founded by Stanford dropouts Teddy Solomon and Ashton Cofer, vaulted to the top of Saudi Arabia’s App Store charts within 48 hours of launch, logging more than 1 million messages. The surge follows a $40 million funding...
Figma Stock Slides 28% in March as AI Competition and Market Headwinds Bite
Figma's shares fell 28.1% in March, the steepest monthly decline for the design‑tool SaaS firm in 2026. The slide reflects investor anxiety over AI rivals and a broader slowdown in enterprise SaaS spending, even as the company reports positive cash...
Probability‑Adjusted DCF: Essential Tool for Valuing Pre‑Profit Biotechs
When thinking about valuing #biotechs, especially those which are not yet profitable, a probability adjusted discounted cash flow model is perhaps the most important methodology Though it too has drawbacks #DCF #PoS #learnbiotechinvesting #investing #BiotechPrometheus https://t.co/1sfTMkZ6kO
Google's TurboQuant Slashes AI Memory Use 6‑fold, Sparks Sell‑off in Memory Chip Stocks
Alphabet announced TurboQuant, an algorithm that reduces AI model memory consumption by at least six times and accelerates inference up to eight times without sacrificing accuracy. The breakthrough triggered a sharp sell‑off in memory‑chip makers, with Micron down 10% and...
Best CD Rates Today, April 4, 2026 (Best Account Provides 4.15% APY)
The highest certificate of deposit (CD) rate available on April 4, 2026 is 4.15% APY, offered by LendingClub on an eight‑month term. After three Federal Reserve rate cuts in 2025, short‑term CDs—especially from online banks and credit unions—are delivering the most competitive...
Best High-Yield Savings Interest Rates Today, April 4, 2026 (Earn up to 4% APY)
Savings rates have slipped overall, leaving the national average at just 0.39% APY, up from 0.06% three years ago. However, high‑yield accounts from providers such as SoFi and Valley Bank Direct are offering up to 4% APY, dramatically increasing potential...
Best Money Market Account Rates Today, April 4, 2026 (Best Account Provides 4.01% APY)
Money‑market account (MMA) rates have rebounded, with the FDIC reporting a national average of 0.56% APY—up from just 0.07% four years ago. Several online banks now list rates above 4% APY, the highest being TotalBank’s 4.01% for balances of $2,500...
Mortgage and Refinance Interest Rates Today, April 4, 2026: Down a Quarter Point Since Last Weekend
Mortgage rates have fallen for five consecutive days, with the national 30‑year fixed rate dropping to 6.22%, a quarter‑point decline since last weekend. The 15‑year fixed rate also eased to 5.72%, while refinance rates remain higher, averaging 6.43% for a...