Know What's Happening in Wealth Management
Know What's Happening in Wealth Management
Value Investing Beats Trend‑Chasing Over the Long Run
The Economic Times contrasts short‑term trend‑chasing with disciplined value investing, noting that Joel Greenblatt’s Magic Formula offers a systematic way to identify undervalued, high‑quality stocks. It adds that macro‑driven volatility creates temporary mispricings across U.S., European and emerging markets, allowing patient investors to capture long‑term alpha.
A new Kiplinger feature highlights a growing trend among high‑net‑worth families to hire a single financial adviser as a “quarterback” who coordinates lawyers, accountants and investment managers. The approach aims to avoid preventable losses such as lawsuits, divorce settlements and tax missteps that can erode fortunes by millions.
Manulife’s RRSP suite gives Canadian advisors a range of tax‑advantaged options, from high‑interest savings accounts to short‑ and long‑term GICs. Individual accounts and employer‑sponsored group plans both allow investments in stocks, bonds, ETFs, mutual funds and guaranteed products, with no...
Choosing when to start Social Security benefits has lasting financial consequences, especially for those who keep working. In 2026 the earnings exemption is $24,480 for workers under full retirement age (FRA) and $65,160 after reaching FRA, with a $1‑for‑$2 and...
If you invest $10,000 today, how much of that actually gets invested after all charges? If the answer isn't close to $10,000, you should understand why. One client found out she'd been paying a 2% upfront sales charge every time she...
[Deleted a somewhat mean-spirited reply regarding, let's call it, asset allocation for a newly rich inheritor that was getting way too much traction for comfort.]
Ray Dalio told the World Governments Summit in Dubai that the global monetary system is entering a "capital war" and that gold is now the safest form of money. He linked the erosion of fiat currencies and sovereign debt to...
Social Security is a key part of many retirees’ financial plans. If that’s you, make sure you’re not overlooking a potential danger: scams. https://t.co/tfaNsH0Nih
The stock market is all over the place. Ignore the noise. And if you're a long term investor DEAR GOD please DO NOT take your money out.
The article outlines a suite of often‑overlooked tax deductions that independent musicians can claim beyond the usual instrument and travel write‑offs. It details how home‑studio space, software subscriptions, education fees, conference travel, marketing costs, health‑related services, and insurance premiums qualify...
I am at a stage in life where my main objective is to pass along to others the principles I have learned over the last 60 years that have helped me and that I think can help others. I believe...
American Century Investments’ analysis shows small‑cap stocks have outperformed large caps since the tariff‑driven “Liberation Day” last year, delivering a 32.9% return versus 23.8% for the Russell 1000. The outperformance is linked to lower interest rates, reshoring trends and comparatively cheaper...
"401(k) is a scam because you can't retire early" People who say this don’t know about Rule of 55, Section 72(t) SoSEPP, or Roth Conversions. There are ways to access 401k before 59½. You also likely will live past 59 anyways.. Use tax...
Amid a broad risk‑off wave, investors are turning to covered‑call ETFs for defensive positioning and income. While the strategy promises downside protection, many funds have struggled with persistent losses, shrinking dividends, and missed upside during market rebounds. The article outlines...
Second marriages involving children and disparate wealth pose complex legal and financial challenges. Heela Donsky Walker, a partner at Robins Appleby LLP, warns that lack of communication and missing cohabitation agreements often lead to disputes, unintended tax consequences, and exposure...
The Federal Reserve has signaled no rate cuts until late 2026, disappointing many investors. With rates expected to stay steady and inflation still above target, fixed‑income managers are seeking duration‑neutral options. WisdomTree’s Floating Rate Treasury Fund (USFR), a $16.66 billion ETF...
Parents can tap home equity via a HELOC to help their child’s first‑home purchase, but the way the funds are classified—gift or loan—drastically influences the child’s mortgage qualification. Lenders require a signed gift letter and clear transfer records, and timing...
At the Exchange conference, DoubleLine deputy CIO Jeffrey Sherman warned that the market’s expectation of a quick Fed rate cut—dubbed the TACO trade—is premature. He said the Fed will stay on autopilot until labor market weakness appears, and he pinpointed...
Rebalancing restores a portfolio’s original risk‑return mix after assets drift due to uneven performance. Without periodic adjustments, high‑return, higher‑risk holdings can dominate, exposing investors to unintended volatility. The article outlines three main rebalancing methods—time‑based, drift‑based, and buy‑and‑hold—each with distinct cost...
Tax season highlights that portfolio implementation can be as critical as asset selection, with separately managed accounts (SMAs) delivering systematic tax‑loss harvesting that adds roughly 1–2% annual tax alpha. Advisors are increasingly using SMAs to capture loss‑harvesting opportunities quickly during...
WisdomTree introduced two new ETFs—WAMA for U.S. equities and WIMA for international large‑cap stocks—both built around an adaptive 200‑day simple moving average (SMA) rule. The funds enter equity positions when the index closes at least 1% above the SMA for...
The Substack post outlines nine long‑term habits designed to create lasting wealth, from paying yourself first to treating your personal brand like a CEO. It stresses asset acquisition, deep skill mastery, a robust emergency fund, and continuous investment in knowledge....
Tax strategy failures stem not from weak planning but from execution gaps that leave deductions unrealized. Business owners often leave meetings with solid strategies, yet contributions aren’t funded, elections aren’t filed, and deadlines slip. AI tools accelerate scenario modeling but...
Retirees chasing lower income taxes are moving to states like Texas, Florida, and Tennessee. However, merely staying under the 183‑day threshold does not guarantee a break from high‑tax states such as California, New York, or Massachusetts. Tax authorities assess domicile by...
The article outlines how retirees and heirs can accurately value and protect personal collections, from vintage toothpick holders to rare coins. It recommends a six‑step process that includes curating, inventorying, legal planning, insurance, expert contacts, and potential donation. Real‑world examples...
Investors are increasingly questioning whether a portfolio limited to public equities captures the full spectrum of corporate growth. The number of U.S. public companies has halved since the 1990s as firms remain private longer, backed by deep pools of private...
Lord Abbett, a nearly century‑old asset manager with $24.8 billion under management, highlights three mutual funds that have earned Zacks’ #1 Strong Buy ranking. The Lord Abbett Affiliated Fund (LAFFX) posted a 17.2% three‑year annualized return focusing on large‑cap equities. The...
Stop letting your savings sit there slowly losing value while you figure out the perfect move. Saving is the first step. But money sitting in a regular bank account is not resting, it is shrinking. Inflation is eating it daily &...
🆕 Adviser links: helping clients set goals, the impact of tax planning in retirement, and four components of senior adviser satisfaction. https://t.co/fA8eqSMu5q image: https://t.co/uYN309n8aN https://t.co/xDdI8PtgNe
A wave of new data and policy updates is reshaping retirement planning: independent analysts say many retirees can comfortably live on $322,000 instead of the traditional $1 million target, while Social Security raises the taxable earnings limit to $184,500 and lifts...
Tracking your spending every day can help you stay on top of your finances and build long-term wealth, but it can also make budgeting feel overwhelming. https://t.co/LW4a63hF3X
UBS’s 2024 Global Wealth Report shows the United States added more than 379,000 new millionaires—over 1,000 each day—primarily thanks to rising home equity. The surge expands the “everyday millionaire” cohort and forces wealth advisors to rethink client outreach and product...
SingWealth Holdings acted as lead sponsor for Lianhe Zaobao’s My Legacy and Living Well event on March 21, bringing together discussions on health, financial preparedness, and legacy planning for Singapore’s ageing population. The well‑attended forum underscored rising demand for integrated...
The article warns retirees that ignoring required minimum distributions (RMDs) can trigger a 25% penalty, turning even modest oversights into large tax bills. RMDs begin at age 73 (or 75 for newer cohorts) and must be taken by Dec. 31 each...
Amid heightened uncertainty over capital‑gain returns, dividend‑paying stocks are re‑emerging as a defensive play. ET Intelligence Group highlighted ten Indian companies offering FY 25 dividend yields of 4% or higher, including Vedanta, Coal India and ITC. The yields are calculated from...
There are many approaches to investing in Japan. Senjin Capital uses shareholder activism to unlock the deep value trapped inside many small Japanese companies. Isabella Foley and @ForagerFunds take a different, but complementary approach, preferring stocks that are growing well...
💪 How Do You Compare Financially? 🤑 1 in 4 millennials still gets financial help from there parents and most people don’t pay off their student loans until they’re in their 40s. If you own a home before 38 or...
A fresh Wealth Management guide released as India’s fiscal year closes urges employers to restructure salaries under a 50% basic‑pay rule, advises individuals on navigating the old versus new tax regimes, and cautions against aggressive tax‑harvesting that could hurt long‑term...
If you could only pick two ETFs to build wealth… these are hard to ignore. VOO gives you the entire S&P 500 — 500+ companies, low fees, and steady long-term growth. QQQM focuses on the Nasdaq-100 — more tech, more growth potential,...
Warren Buffett breaks down the real secret behind success in the stock market: trust, leadership, and fast decision-making. Learn how value investing and smart capital allocation can accelerate wealth building and give you an edge in today’s investing world.
Warren Buffett’s Berkshire Hathaway spent $3.5 billion on five stocks in the fourth quarter of 2025, a move that has wealth managers re‑examining his famed 90/10 rule that favors the S&P 500. The purchases, made against a backdrop of $373‑$382 billion in cash,...
15 Year Millionaire (how to cut your taxes by 48%) 1. Assume you make $100k/ yr 2. Invest $4,400 in an HSA 3. Invest $7,500 in a Roth IRA 4. Invest $24,500 in a 401k 5. Take the $16,100 single filer deduction 6. Enjoy your new 22%...
“About once every two years the market falls 10%. Every six years the market’s going to have a 25% decline. That’s all you need to know. You need to know that the market’s going to go down sometimes. If you’re...
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Warren Buffett says the single best investment is self‑development, because skills cannot be taxed or eroded by inflation. He adds that the next‑best hedge is owning stock in asset‑light businesses that can raise prices faster than costs. Companies with royalty‑like...
There’s a BIG difference between people who are cashing out their 401K to survive versus the people who are cashing out because they are panicking and don’t want to see their portfolios decline. The people in the second group need...
Once you give up a high paycheck, how you operate with your cash changes dramatically - how much you keep on hand - how much you keep accessible in the short term - how long you lock up investments
Russell Napier warns that investors face a "great portfolio reset" as bond markets lose appeal, U.S. equities become riskier, and financial repression intensifies. He argues that prolonged low‑interest rates will erode fixed‑income returns, prompting a shift toward real assets and...
Remember, the Stock Market Crashed: 34% in 2020 57% in 2008 49% in 2000 36% in 1987 50% in 1973 89% in 1929 And then it recovered to all time-highs each and every time. Since 1926, the stock market has returned an average of over 10% per year. Don't...
If you’ve had a good run over the past 3 years there’s nothing wrong with being in wealth preservation mode now. Nothing goes up in a straight line, least of all your portfolio. Be okay with some sideways consolidation, no...
Many retirees fear market crashes, but the biggest threat is uncertainty about income, taxes, and health costs. The article argues that unclear cash flow, tax exposure, and lack of a coordinated strategy can erode portfolios faster than market dips. It...
I know that it feels like *everything* is taxable this time of year, but it’s not. From everyday perks to little-known exemptions, here are 50 ways that the U.S. tax code lets you keep more of your money. https://t.co/0IHTxG0pVv
