Pension IHT Changes Force Estate Planning Rethink
Research from Chesnara Life indicates that roughly 30% of clients will revamp their estate‑planning strategies before the April 2027 deadline when unused defined‑contribution pension pots become subject to inheritance tax. The reforms, announced in the Autumn Budget, end the long‑standing practice of sheltering pension assets from IHT, prompting advisers to shift recommendations toward onshore investment bonds and trust‑based structures. Survey results show 71% of advisers plan to increase bond usage, while 81% say IHT planning has grown more complex. The changes are set to reshape wealth‑preservation tactics across the UK advisory market.
From Property to Portfolios: Asia’s Families Rethink Inheritance Investments
Asian families are moving away from traditional property inheritance toward diversified financial assets, especially equity portfolios. A slowdown in real‑estate values and tighter credit conditions have eroded confidence in land as a reliable wealth store. Parents like South Korea’s Choi...
Here's Why 2026 Could Be the Perfect Year for Seniors to Do Roth IRA Conversions
The 2026 senior tax deduction lets qualifying seniors offset up to $6,000 of taxable income, making Roth IRA conversions more affordable. Individuals 65 or older with MAGI under $75,000 (single) or $150,000 (married) can claim the deduction, effectively neutralizing the...
Beyond the AI Boom: Human Infrastructure Exposure With 3 ETFs
Investors seeking exposure to the human‑infrastructure boom now have three distinct ETF options. The Impax Global Sustainable Infrastructure ETF (BLDX) provides active, global exposure to renewable‑energy grids and digital logistics with a 0.60% expense ratio. BNY Mellon Global Infrastructure Income...
Gerald Rehn: Retirees Have an Income Problem — and Advisers Need to Solve It
Gerald Rehn, head of EMEA distribution at BNY Investments, warns that retirement advice is at a crossroads as clients assume more responsibility while facing greater complexity and policy uncertainty. A BNY‑NextWealth survey of 207 advisers and 260 clients 55+ shows...
How Physician Couples Should Structure Their Finances (And Why Most Don’t Talk About It Honestly)
Physician couples typically use one of three money‑management systems—fully joint, fully separate, or a hybrid that splits income and transfers a set amount to a shared account. The article argues that lack of financial visibility, not complex math, is the...